Table I.F.3(2003) Average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 1,079 |
1,724 |
1,502 |
1,390 |
1,051 |
897 |
1,575 |
969 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 1,365 |
. |
. |
. |
. |
. |
1,982 |
901 |
||||||||
Mining and manufacturing | 943 |
. |
. |
. |
. |
. |
1,376 |
897 |
||||||||
Construction | 1,460 |
. |
. |
. |
. |
. |
1,602 |
1,326 |
||||||||
Utilities and transp. | 1,072 |
. |
. |
. |
. |
. |
1,626 |
996 |
||||||||
Wholesale trade | 1,135 |
. |
. |
. |
. |
. |
1,404 |
1,058 |
||||||||
Fin. svs. and real estate | 922 |
. |
. |
. |
. |
. |
1,356 |
861 |
||||||||
Retail trade | 1,144 |
. |
. |
. |
. |
. |
1,833 |
1,004 |
||||||||
Professional services | 1,117 |
. |
. |
. |
. |
. |
1,716 |
974 |
||||||||
Other services | 1,139 |
. |
. |
. |
. |
. |
1,462 |
1,035 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 1,079 |
. |
. |
. |
. |
. |
1,588 |
966 |
||||||||
For profit, unincorporated | 1,156 |
. |
. |
. |
. |
. |
1,591 |
1,004 |
||||||||
Nonprofit | 1,017 |
. |
. |
. |
. |
. |
1,407 |
974 |
||||||||
Unknown | 1,067 |
. |
. |
. |
. |
. |
1,515 |
939 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1,245 |
. |
. |
. |
. |
. |
1,435 |
1,050 |
||||||||
5-9 years | 1,317 |
. |
. |
. |
. |
. |
1,649 |
1,026 |
||||||||
10-19 years | 1,269 |
. |
. |
. |
. |
. |
1,665 |
975 |
||||||||
20 or more years | 1,083 |
. |
. |
. |
. |
. |
1,540 |
989 |
||||||||
Unknown | 915 |
. |
. |
. |
. |
. |
1,470 |
914 |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 935 |
. |
. |
. |
. |
. |
1,417 |
924 |
||||||||
1 location only | 1,439 |
. |
. |
. |
. |
. |
1,591 |
1,230 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 1,405 |
. |
. |
. |
. |
. |
2,113 |
1,313 |
||||||||
25-49 % | 1,169 |
. |
. |
. |
. |
. |
1,764 |
1,022 |
||||||||
50-74 % | 1,078 |
. |
. |
. |
. |
. |
1,731 |
942 |
||||||||
75% or more | 1,065 |
. |
. |
. |
. |
. |
1,543 |
958 |
||||||||
Union presence | ||||||||||||||||
No union employees | 1,155 |
. |
. |
. |
. |
. |
1,612 |
999 |
||||||||
Has union employees | 923 |
. |
. |
. |
. |
. |
1,103 |
912 |
||||||||
Unknown | 935 |
. |
. |
. |
. |
. |
830 |
937 |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 1,323 |
. |
. |
. |
. |
. |
1,945 |
1,103 |
||||||||
Less than 50% low wage | 1,121 |
. |
. |
. |
. |
. |
1,544 |
966 |
||||||||
Unknown | 963 |
. |
. |
. |
. |
. |
1,423 |
955 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.F.3(2003) Standard error for average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 14.84 |
57.75 |
78.97 |
47.92 |
29.18 |
18.95 |
38.67 |
11.16 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 154.77 |
. |
. |
. |
. |
. |
189.21 |
170.97 |
||||||||
Mining and manufacturing | 25.23 |
. |
. |
. |
. |
. |
65.89 |
28.41 |
||||||||
Construction | 81.76 |
. |
. |
. |
. |
. |
92.27 |
125.65 |
||||||||
Utilities and transp. | 69.31 |
. |
. |
. |
. |
. |
92.38 |
65.84 |
||||||||
Wholesale trade | 57.19 |
. |
. |
. |
. |
. |
66.51 |
75.72 |
||||||||
Fin. svs. and real estate | 47.12 |
. |
. |
. |
. |
. |
133.44 |
48.96 |
||||||||
Retail trade | 104.25 |
. |
. |
. |
. |
. |
165.82 |
95.22 |
||||||||
Professional services | 29.93 |
. |
. |
. |
. |
. |
79.39 |
27.89 |
||||||||
Other services | 42.03 |
. |
. |
. |
. |
. |
47.46 |
53.37 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 18.59 |
. |
. |
. |
. |
. |
50.60 |
13.14 |
||||||||
For profit, unincorporated | 39.52 |
. |
. |
. |
. |
. |
62.80 |
47.46 |
||||||||
Nonprofit | 45.95 |
. |
. |
. |
. |
. |
168.70 |
45.21 |
||||||||
Unknown | 61.70 |
. |
. |
. |
. |
. |
137.46 |
62.06 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 81.91 |
. |
. |
. |
. |
. |
86.50 |
107.36 |
||||||||
5-9 years | 47.20 |
. |
. |
. |
. |
. |
92.41 |
66.51 |
||||||||
10-19 years | 54.12 |
. |
. |
. |
. |
. |
109.66 |
52.71 |
||||||||
20 or more years | 13.59 |
. |
. |
. |
. |
. |
52.83 |
11.71 |
||||||||
Unknown | 20.94 |
. |
. |
. |
. |
. |
370.14 |
20.72 |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 16.33 |
. |
. |
. |
. |
. |
61.20 |
17.34 |
||||||||
1 location only | 32.03 |
. |
. |
. |
. |
. |
42.23 |
43.86 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 244.98 |
. |
. |
. |
. |
. |
414.85 |
119.42 |
||||||||
25-49 % | 88.04 |
. |
. |
. |
. |
. |
169.14 |
103.23 |
||||||||
50-74 % | 84.13 |
. |
. |
. |
. |
. |
134.65 |
83.27 |
||||||||
75% or more | 18.72 |
. |
. |
. |
. |
. |
39.40 |
15.13 |
||||||||
Union presence | ||||||||||||||||
No union employees | 21.60 |
. |
. |
. |
. |
. |
34.12 |
18.06 |
||||||||
Has union employees | 63.02 |
. |
. |
. |
. |
. |
173.18 |
63.19 |
||||||||
Unknown | 65.13 |
. |
. |
. |
. |
. |
209.47 |
65.38 |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 45.55 |
. |
. |
. |
. |
. |
113.56 |
60.71 |
||||||||
Less than 50% low wage | 22.84 |
. |
. |
. |
. |
. |
32.48 |
20.62 |
||||||||
Unknown | 27.29 |
. |
. |
. |
. |
. |
270.25 |
29.45 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |