Table I.F.5(2004) Average copayment (in dollars) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 18 |
19 |
19 |
19 |
18 |
17 |
19 |
18 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 17 |
. |
. |
. |
. |
. |
19 |
16 |
||||||||
Mining and manufacturing | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
Construction | 19 |
. |
. |
. |
. |
. |
19 |
19 |
||||||||
Utilities and transp. | 19 |
. |
. |
. |
. |
. |
21 |
18 |
||||||||
Wholesale trade | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
Fin. svs. and real estate | 18 |
. |
. |
. |
. |
. |
20 |
17 |
||||||||
Retail trade | 19 |
. |
. |
. |
. |
. |
20 |
19 |
||||||||
Professional services | 17 |
. |
. |
. |
. |
. |
18 |
17 |
||||||||
Other services | 19 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
For profit, unincorporated | 19 |
. |
. |
. |
. |
. |
20 |
18 |
||||||||
Nonprofit | 17 |
. |
. |
. |
. |
. |
17 |
17 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 20 |
. |
. |
. |
. |
. |
20 |
19 |
||||||||
5-9 years | 18 |
. |
. |
. |
. |
. |
19 |
17 |
||||||||
10-19 years | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
20 or more years | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
Unknown | 17 |
. |
. |
. |
. |
. |
12 |
18 |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
1 location only | 19 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 19 |
. |
. |
. |
. |
. |
19 |
19 |
||||||||
25-49 % | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
50-74 % | 18 |
. |
. |
. |
. |
. |
18 |
18 |
||||||||
75% or more | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
Union presence | ||||||||||||||||
No union employees | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
Has union employees | 17 |
. |
. |
. |
. |
. |
17 |
17 |
||||||||
Unknown | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 19 |
. |
. |
. |
. |
. |
20 |
19 |
||||||||
Less than 50% low wage | 18 |
. |
. |
. |
. |
. |
19 |
18 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.F.5(2004) Standard error for average copayment (in dollars) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.11 |
0.29 |
0.24 |
0.23 |
0.16 |
0.13 |
0.09 |
0.13 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 0.92 |
. |
. |
. |
. |
. |
0.80 |
1.35 |
||||||||
Mining and manufacturing | 0.13 |
. |
. |
. |
. |
. |
0.46 |
0.15 |
||||||||
Construction | 0.45 |
. |
. |
. |
. |
. |
0.58 |
0.46 |
||||||||
Utilities and transp. | 0.44 |
. |
. |
. |
. |
. |
0.64 |
0.50 |
||||||||
Wholesale trade | 0.34 |
. |
. |
. |
. |
. |
0.45 |
0.43 |
||||||||
Fin. svs. and real estate | 0.14 |
. |
. |
. |
. |
. |
0.58 |
0.17 |
||||||||
Retail trade | 0.25 |
. |
. |
. |
. |
. |
0.51 |
0.25 |
||||||||
Professional services | 0.14 |
. |
. |
. |
. |
. |
0.17 |
0.16 |
||||||||
Other services | 0.32 |
. |
. |
. |
. |
. |
0.37 |
0.38 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.12 |
. |
. |
. |
. |
. |
0.18 |
0.16 |
||||||||
For profit, unincorporated | 0.29 |
. |
. |
. |
. |
. |
0.53 |
0.34 |
||||||||
Nonprofit | 0.14 |
. |
. |
. |
. |
. |
0.44 |
0.21 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 0.69 |
. |
. |
. |
. |
. |
0.90 |
0.99 |
||||||||
5-9 years | 0.34 |
. |
. |
. |
. |
. |
0.31 |
0.58 |
||||||||
10-19 years | 0.31 |
. |
. |
. |
. |
. |
0.19 |
0.38 |
||||||||
20 or more years | 0.11 |
. |
. |
. |
. |
. |
0.12 |
0.13 |
||||||||
Unknown | 0.16 |
. |
. |
. |
. |
. |
3.31 |
0.16 |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.14 |
. |
. |
. |
. |
. |
0.56 |
0.13 |
||||||||
1 location only | 0.14 |
. |
. |
. |
. |
. |
0.14 |
0.28 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 1.09 |
. |
. |
. |
. |
. |
0.57 |
1.53 |
||||||||
25-49 % | 0.36 |
. |
. |
. |
. |
. |
0.53 |
0.40 |
||||||||
50-74 % | 0.24 |
. |
. |
. |
. |
. |
0.48 |
0.25 |
||||||||
75% or more | 0.11 |
. |
. |
. |
. |
. |
0.15 |
0.14 |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.12 |
. |
. |
. |
. |
. |
0.11 |
0.17 |
||||||||
Has union employees | 0.19 |
. |
. |
. |
. |
. |
0.93 |
0.22 |
||||||||
Unknown | 0.33 |
. |
. |
. |
. |
. |
0.90 |
0.33 |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 0.24 |
. |
. |
. |
. |
. |
0.50 |
0.26 |
||||||||
Less than 50% low wage | 0.11 |
. |
. |
. |
. |
. |
0.10 |
0.14 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |