Table I.A.2(2008) Percent of private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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United States |
56.4% |
|
35.6% |
|
66.1% |
|
81.3% |
|
95.4% |
|
98.9% |
|
43.2% |
|
96.5% |
|
|
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Industry group ** |
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Agric., fish., forest. |
28.6% |
|
23.6% |
|
40.3% |
|
56.2% |
|
53.8% |
|
100.0% |
|
25.9% |
|
69.2% |
|
Mining and manufacturing |
69.7% |
|
45.8% |
|
80.9% |
|
90.1% |
|
97.4% |
|
99.7% |
|
59.5% |
|
97.1% |
|
Construction |
42.3% |
|
31.2% |
|
68.8% |
|
86.3% |
|
93.3% |
|
98.5% |
|
39.4% |
|
93.0% |
|
Utilities and transp. |
58.6% |
|
29.9% |
|
69.7% |
|
91.0% |
|
98.1% |
|
99.9% |
|
39.7% |
|
99.2% |
|
Wholesale trade |
68.2% |
|
45.6% |
|
85.1% |
|
96.8% |
|
99.6% |
|
100.0% |
|
57.7% |
|
99.8% |
|
Fin. svs. and real estate |
66.3% |
|
38.0% |
|
82.0% |
|
93.3% |
|
97.6% |
|
98.6% |
|
44.8% |
|
98.2% |
|
Retail trade |
60.1% |
|
27.8% |
|
61.3% |
|
80.8% |
|
96.5% |
|
99.5% |
|
36.5% |
|
97.9% |
|
Professional services |
61.1% |
|
44.4% |
|
77.1% |
|
89.1% |
|
96.5% |
|
97.8% |
|
51.8% |
|
96.5% |
|
Other services |
47.8% |
|
29.8% |
|
48.0% |
|
64.8% |
|
90.6% |
|
98.6% |
|
35.3% |
|
93.1% |
|
|
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Ownership |
||||||||||||||||
For profit, incorporated |
61.1% |
|
38.5% |
|
67.7% |
|
80.8% |
|
95.3% |
|
98.9% |
|
46.7% |
|
96.6% |
|
For profit, unincorporated |
40.3% |
|
28.5% |
|
55.4% |
|
74.6% |
|
92.4% |
|
98.7% |
|
32.6% |
|
94.6% |
|
Nonprofit |
64.2% |
|
40.4% |
|
73.4% |
|
92.6% |
|
97.5% |
|
99.9% |
|
50.9% |
|
97.9% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
29.6% |
|
23.4% |
|
42.8% |
|
64.9% |
|
80.1% |
|
94.0% |
|
27.5% |
|
81.1% |
|
5-9 years |
39.5% |
|
31.8% |
|
59.3% |
|
66.5% |
|
88.6% |
|
96.7% |
|
36.8% |
|
84.9% |
|
10-19 years |
48.8% |
|
37.4% |
|
65.6% |
|
79.6% |
|
93.7% |
|
94.0% |
|
44.0% |
|
92.0% |
|
20 or more years |
66.7% |
|
42.9% |
|
75.4% |
|
88.7% |
|
96.5% |
|
99.3% |
|
52.9% |
|
97.2% |
|
Unknown |
95.0% |
|
12.7% |
* |
20.5% |
* |
55.9% |
|
96.7% |
|
99.0% |
|
18.2% |
|
98.6% |
|
|
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Multi/single status |
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2 or more locations |
95.4% |
|
60.8% |
|
74.3% |
|
86.4% |
|
96.4% |
|
98.9% |
|
76.7% |
|
97.5% |
|
1 location only |
43.9% |
|
35.4% |
|
65.4% |
|
79.1% |
|
89.8% |
|
91.9% |
|
42.0% |
|
88.7% |
|
|
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Percent full-time employees |
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Less than 25% |
21.0% |
|
7.6% |
|
24.3% |
|
47.1% |
|
79.6% |
|
97.0% |
|
11.0% |
|
88.3% |
|
25-49 % |
56.3% |
|
30.0% |
|
51.5% |
|
60.8% |
|
90.6% |
|
98.7% |
|
37.0% |
|
93.4% |
|
50-74 % |
55.8% |
|
38.2% |
|
56.6% |
|
78.0% |
|
94.4% |
|
98.9% |
|
43.1% |
|
95.9% |
|
75% or more |
63.4% |
|
42.3% |
|
77.7% |
|
89.5% |
|
97.8% |
|
99.1% |
|
51.2% |
|
97.8% |
|
|
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Union presence |
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No union employees |
54.1% |
|
35.9% |
|
66.3% |
|
81.6% |
|
95.2% |
|
98.6% |
|
43.3% |
|
95.7% |
|
Has union employees |
79.4% |
|
35.5% |
|
67.2% |
|
90.9% |
|
98.9% |
|
99.6% |
|
48.3% |
|
99.2% |
|
Unknown |
78.5% |
|
16.0% |
|
47.1% |
|
40.2% |
|
95.2% |
|
99.3% |
|
23.0% |
|
98.2% |
|
|
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Percent low wage employees |
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50% or more low wage |
41.8% |
|
18.4% |
|
36.6% |
|
60.1% |
|
91.4% |
|
98.0% |
|
23.4% |
|
93.5% |
|
Less than 50% low wage |
63.8% |
|
44.0% |
|
79.3% |
|
91.8% |
|
97.6% |
|
99.4% |
|
52.8% |
|
98.1% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.A.2(2008) Standard error for percent of private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
0.41% |
|
0.53% |
|
0.73% |
|
1.10% |
|
0.46% |
|
0.15% |
|
0.49% |
|
0.18% |
|
|
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Industry group ** |
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Agric., fish., forest. |
2.35% |
|
1.88% |
|
10.45% |
|
9.76% |
|
14.50% |
|
23.57% |
|
2.25% |
|
8.39% |
|
Mining and manufacturing |
1.35% |
|
1.76% |
|
3.38% |
|
1.77% |
|
1.13% |
|
0.29% |
|
1.80% |
|
0.77% |
|
Construction |
1.14% |
|
1.67% |
|
3.09% |
|
2.96% |
|
3.61% |
|
1.01% |
|
1.14% |
|
1.63% |
|
Utilities and transp. |
2.05% |
|
2.22% |
|
3.97% |
|
2.81% |
|
1.38% |
|
0.10% |
|
1.84% |
|
0.32% |
|
Wholesale trade |
1.72% |
|
2.50% |
|
2.22% |
|
1.96% |
|
0.27% |
|
0.00% |
|
2.33% |
|
0.14% |
|
Fin. svs. and real estate |
1.01% |
|
1.28% |
|
4.45% |
|
1.69% |
|
0.83% |
|
0.59% |
|
1.20% |
|
0.45% |
|
Retail trade |
1.04% |
|
1.05% |
|
3.12% |
|
2.12% |
|
1.43% |
|
0.23% |
|
1.18% |
|
0.29% |
|
Professional services |
0.72% |
|
0.93% |
|
2.30% |
|
1.06% |
|
0.70% |
|
0.62% |
|
0.78% |
|
0.47% |
|
Other services |
0.85% |
|
1.21% |
|
2.18% |
|
1.95% |
|
1.45% |
|
0.42% |
|
0.99% |
|
0.74% |
|
|
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Ownership |
||||||||||||||||
For profit, incorporated |
0.39% |
|
0.69% |
|
1.01% |
|
1.29% |
|
0.49% |
|
0.21% |
|
0.59% |
|
0.19% |
|
For profit, unincorporated |
0.76% |
|
0.81% |
|
2.65% |
|
2.18% |
|
1.10% |
|
0.56% |
|
0.87% |
|
0.37% |
|
Nonprofit |
1.59% |
|
2.40% |
|
2.33% |
|
1.31% |
|
0.88% |
|
0.06% |
|
1.89% |
|
0.53% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
0.71% |
|
0.87% |
|
3.06% |
|
2.69% |
|
3.78% |
|
7.88% |
|
0.79% |
|
3.66% |
|
5-9 years |
0.79% |
|
1.09% |
|
2.02% |
|
3.75% |
|
3.19% |
|
1.58% |
|
0.90% |
|
3.30% |
|
10-19 years |
0.81% |
|
0.81% |
|
1.85% |
|
2.17% |
|
0.93% |
|
2.16% |
|
0.87% |
|
0.81% |
|
20 or more years |
0.57% |
|
0.86% |
|
1.15% |
|
1.10% |
|
0.63% |
|
0.22% |
|
0.74% |
|
0.22% |
|
Unknown |
0.42% |
|
3.91% |
* |
6.56% |
* |
10.68% |
|
1.42% |
|
0.24% |
|
3.61% |
|
0.20% |
|
|
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Multi/single status |
||||||||||||||||
2 or more locations |
0.22% |
|
4.15% |
|
3.11% |
|
1.80% |
|
0.30% |
|
0.15% |
|
1.77% |
|
0.16% |
|
1 location only |
0.52% |
|
0.55% |
|
0.80% |
|
1.44% |
|
2.23% |
|
3.04% |
|
0.54% |
|
0.80% |
|
|
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Percent full-time employees |
||||||||||||||||
Less than 25% |
0.80% |
|
0.78% |
|
2.17% |
|
3.40% |
|
5.14% |
|
1.44% |
|
0.59% |
|
2.31% |
|
25-49 % |
1.05% |
|
1.58% |
|
3.49% |
|
4.22% |
|
1.54% |
|
0.62% |
|
1.77% |
|
0.71% |
|
50-74 % |
0.72% |
|
1.03% |
|
1.64% |
|
2.04% |
|
1.45% |
|
0.49% |
|
0.81% |
|
0.77% |
|
75% or more |
0.47% |
|
0.68% |
|
0.83% |
|
0.78% |
|
0.45% |
|
0.21% |
|
0.56% |
|
0.13% |
|
|
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Union presence |
||||||||||||||||
No union employees |
0.43% |
|
0.55% |
|
0.70% |
|
0.96% |
|
0.51% |
|
0.17% |
|
0.52% |
|
0.24% |
|
Has union employees |
1.51% |
|
3.12% |
|
5.73% |
|
2.89% |
|
0.38% |
|
0.26% |
|
2.46% |
|
0.39% |
|
Unknown |
2.00% |
|
3.62% |
|
11.01% |
|
8.46% |
|
2.17% |
|
0.33% |
|
4.38% |
|
0.47% |
|
|
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Percent low wage employees |
||||||||||||||||
50% or more low wage |
0.67% |
|
0.75% |
|
1.85% |
|
1.65% |
|
0.80% |
|
0.47% |
|
0.81% |
|
0.36% |
|
Less than 50% low wage |
0.46% |
|
0.70% |
|
0.59% |
|
0.84% |
|
0.47% |
|
0.21% |
|
0.56% |
|
0.23% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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