Table I.A.2.a(2008) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2008

 

Characteristics

Total

 

Less than 100 employees

 

100-499 employees

 

500 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

34.2%

13.1%

29.2%

81.8%

13.0%

62.7%

 

Industry group **

Agric., fish., forest.

15.1%

12.1%

12.5%

*

71.9%

11.7%

33.6%

Mining and manufacturing

25.5%

9.9%

41.6%

84.8%

9.1%

52.4%

Construction

17.5%

14.6%

39.1%

76.2%

14.5%

39.8%

Utilities and transp.

41.5%

9.3%

26.7%

*

87.3%

9.0%

69.3%

Wholesale trade

28.8%

9.3%

42.9%

86.1%

9.0%

63.6%

Fin. svs. and real estate

46.5%

10.5%

29.7%

85.5%

10.1%

71.1%

Retail trade

53.7%

12.6%

31.3%

89.4%

12.7%

77.9%

Professional services

26.3%

14.3%

23.2%

74.6%

14.7%

49.9%

Other services

31.4%

14.9%

24.2%

71.2%

14.6%

54.5%

 

Ownership

For profit, incorporated

37.6%

12.9%

31.7%

84.1%

12.8%

67.3%

For profit, unincorporated

25.0%

11.8%

28.2%

78.3%

11.7%

57.6%

Nonprofit

23.1%

17.2%

20.9%

50.8%

17.9%

30.1%

 

Age of firm

Less than 5 years

16.1%

14.9%

17.9%

54.6%

15.1%

24.6%

5-9 years

15.3%

14.1%

20.5%

44.7%

14.3%

22.6%

10-19 years

16.3%

12.1%

22.4%

63.0%

12.2%

34.0%

20 or more years

33.0%

12.8%

29.7%

82.0%

12.6%

57.8%

Unknown

82.3%

28.6%

*

48.5%

84.5%

27.6%

*

82.8%

 

Multi/single status

2 or more locations

63.5%

11.0%

30.3%

82.0%

9.8%

68.3%

1 location only

13.6%

13.3%

24.1%

38.8%

13.2%

17.9%

 

Percent full-time employees

Less than 25%

39.2%

18.7%

12.2%

*

76.1%

19.5%

55.7%

25-49 %

44.7%

13.7%

18.3%

84.2%

13.1%

68.7%

50-74 %

32.8%

11.8%

23.8%

83.7%

11.9%

62.7%

75% or more

33.0%

13.0%

32.8%

81.5%

13.0%

62.4%

 

Union presence

No union employees

27.9%

12.4%

27.6%

77.6%

12.4%

55.0%

Has union employees

72.5%

32.4%

44.3%

92.3%

32.6%

84.8%

Unknown

81.2%

25.3%

*

50.7%

87.7%

25.8%

*

85.8%

 

Percent low wage employees

50% or more low wage

43.0%

13.8%

25.3%

80.7%

13.8%

63.4%

Less than 50% low wage

31.3%

12.9%

31.1%

82.4%

12.9%

62.3%

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a(2008) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2008

 

Characteristics

Total

 

Less than 100 employees

 

100-499 employees

 

500 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

0.44%

0.53%

1.65%

0.56%

0.57%

0.62%

 

Industry group **

Agric., fish., forest.

3.57%

2.98%

10.11%

*

19.28%

3.37%

9.38%

Mining and manufacturing

1.36%

1.16%

4.12%

1.49%

1.57%

1.68%

Construction

1.97%

1.87%

4.17%

5.25%

2.00%

3.29%

Utilities and transp.

2.68%

2.23%

8.82%

*

2.92%

2.38%

2.82%

Wholesale trade

1.33%

1.37%

3.39%

2.07%

1.42%

2.26%

Fin. svs. and real estate

1.16%

1.16%

2.67%

1.25%

1.32%

1.63%

Retail trade

1.22%

1.29%

5.33%

0.74%

1.41%

1.01%

Professional services

1.09%

0.86%

2.96%

2.18%

0.90%

1.85%

Other services

1.25%

0.91%

3.01%

1.97%

1.13%

1.72%

 

Ownership

For profit, incorporated

0.69%

0.61%

1.71%

0.66%

0.63%

0.67%

For profit, unincorporated

1.33%

1.51%

2.80%

1.93%

1.72%

0.90%

Nonprofit

1.07%

1.22%

3.60%

2.84%

1.42%

2.27%

 

Age of firm

Less than 5 years

2.28%

2.27%

5.23%

7.60%

2.44%

3.61%

5-9 years

0.93%

1.03%

5.71%

9.24%

0.97%

3.45%

10-19 years

0.79%

0.71%

2.72%

4.80%

0.81%

2.56%

20 or more years

0.66%

0.61%

2.12%

0.88%

0.72%

1.10%

Unknown

0.97%

9.13%

*

4.81%

0.87%

12.22%

*

1.00%

 

Multi/single status

2 or more locations

0.87%

0.76%

2.11%

0.55%

1.23%

0.75%

1 location only

0.56%

0.56%

1.91%

3.43%

0.59%

0.94%

 

Percent full-time employees

Less than 25%

1.69%

2.17%

4.57%

*

2.12%

2.73%

2.92%

25-49 %

1.83%

2.17%

3.53%

1.59%

2.27%

1.96%

50-74 %

1.62%

0.83%

3.67%

1.81%

0.78%

2.13%

75% or more

0.82%

0.64%

1.95%

0.87%

0.69%

0.95%

 

Union presence

No union employees

0.40%

0.53%

1.86%

0.54%

0.59%

0.86%

Has union employees

2.34%

3.68%

5.10%

1.64%

4.51%

1.59%

Unknown

1.65%

7.72%

*

9.05%

1.44%

8.78%

*

1.51%

 

Percent low wage employees

50% or more low wage

1.04%

1.37%

2.44%

0.76%

1.48%

1.10%

Less than 50% low wage

0.54%

0.41%

1.98%

0.73%

0.47%

0.79%

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.