Table I.A.2.a(2008) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 100 employees |
100-499 employees |
500 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
34.2% |
|
13.1% |
|
29.2% |
|
81.8% |
|
13.0% |
|
62.7% |
|
|
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Industry group ** |
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Agric., fish., forest. |
15.1% |
|
12.1% |
|
12.5% |
* |
71.9% |
|
11.7% |
|
33.6% |
|
Mining and manufacturing |
25.5% |
|
9.9% |
|
41.6% |
|
84.8% |
|
9.1% |
|
52.4% |
|
Construction |
17.5% |
|
14.6% |
|
39.1% |
|
76.2% |
|
14.5% |
|
39.8% |
|
Utilities and transp. |
41.5% |
|
9.3% |
|
26.7% |
* |
87.3% |
|
9.0% |
|
69.3% |
|
Wholesale trade |
28.8% |
|
9.3% |
|
42.9% |
|
86.1% |
|
9.0% |
|
63.6% |
|
Fin. svs. and real estate |
46.5% |
|
10.5% |
|
29.7% |
|
85.5% |
|
10.1% |
|
71.1% |
|
Retail trade |
53.7% |
|
12.6% |
|
31.3% |
|
89.4% |
|
12.7% |
|
77.9% |
|
Professional services |
26.3% |
|
14.3% |
|
23.2% |
|
74.6% |
|
14.7% |
|
49.9% |
|
Other services |
31.4% |
|
14.9% |
|
24.2% |
|
71.2% |
|
14.6% |
|
54.5% |
|
|
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Ownership |
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For profit, incorporated |
37.6% |
|
12.9% |
|
31.7% |
|
84.1% |
|
12.8% |
|
67.3% |
|
For profit, unincorporated |
25.0% |
|
11.8% |
|
28.2% |
|
78.3% |
|
11.7% |
|
57.6% |
|
Nonprofit |
23.1% |
|
17.2% |
|
20.9% |
|
50.8% |
|
17.9% |
|
30.1% |
|
|
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Age of firm |
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Less than 5 years |
16.1% |
|
14.9% |
|
17.9% |
|
54.6% |
|
15.1% |
|
24.6% |
|
5-9 years |
15.3% |
|
14.1% |
|
20.5% |
|
44.7% |
|
14.3% |
|
22.6% |
|
10-19 years |
16.3% |
|
12.1% |
|
22.4% |
|
63.0% |
|
12.2% |
|
34.0% |
|
20 or more years |
33.0% |
|
12.8% |
|
29.7% |
|
82.0% |
|
12.6% |
|
57.8% |
|
Unknown |
82.3% |
|
28.6% |
* |
48.5% |
|
84.5% |
|
27.6% |
* |
82.8% |
|
|
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Multi/single status |
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2 or more locations |
63.5% |
|
11.0% |
|
30.3% |
|
82.0% |
|
9.8% |
|
68.3% |
|
1 location only |
13.6% |
|
13.3% |
|
24.1% |
|
38.8% |
|
13.2% |
|
17.9% |
|
|
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Percent full-time employees |
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Less than 25% |
39.2% |
|
18.7% |
|
12.2% |
* |
76.1% |
|
19.5% |
|
55.7% |
|
25-49 % |
44.7% |
|
13.7% |
|
18.3% |
|
84.2% |
|
13.1% |
|
68.7% |
|
50-74 % |
32.8% |
|
11.8% |
|
23.8% |
|
83.7% |
|
11.9% |
|
62.7% |
|
75% or more |
33.0% |
|
13.0% |
|
32.8% |
|
81.5% |
|
13.0% |
|
62.4% |
|
|
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Union presence |
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No union employees |
27.9% |
|
12.4% |
|
27.6% |
|
77.6% |
|
12.4% |
|
55.0% |
|
Has union employees |
72.5% |
|
32.4% |
|
44.3% |
|
92.3% |
|
32.6% |
|
84.8% |
|
Unknown |
81.2% |
|
25.3% |
* |
50.7% |
|
87.7% |
|
25.8% |
* |
85.8% |
|
|
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Percent low wage employees |
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50% or more low wage |
43.0% |
|
13.8% |
|
25.3% |
|
80.7% |
|
13.8% |
|
63.4% |
|
Less than 50% low wage |
31.3% |
|
12.9% |
|
31.1% |
|
82.4% |
|
12.9% |
|
62.3% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.A.2.a(2008) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 100 employees |
100-499 employees |
500 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
0.44% |
|
0.53% |
|
1.65% |
|
0.56% |
|
0.57% |
|
0.62% |
|
|
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Industry group ** |
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Agric., fish., forest. |
3.57% |
|
2.98% |
|
10.11% |
* |
19.28% |
|
3.37% |
|
9.38% |
|
Mining and manufacturing |
1.36% |
|
1.16% |
|
4.12% |
|
1.49% |
|
1.57% |
|
1.68% |
|
Construction |
1.97% |
|
1.87% |
|
4.17% |
|
5.25% |
|
2.00% |
|
3.29% |
|
Utilities and transp. |
2.68% |
|
2.23% |
|
8.82% |
* |
2.92% |
|
2.38% |
|
2.82% |
|
Wholesale trade |
1.33% |
|
1.37% |
|
3.39% |
|
2.07% |
|
1.42% |
|
2.26% |
|
Fin. svs. and real estate |
1.16% |
|
1.16% |
|
2.67% |
|
1.25% |
|
1.32% |
|
1.63% |
|
Retail trade |
1.22% |
|
1.29% |
|
5.33% |
|
0.74% |
|
1.41% |
|
1.01% |
|
Professional services |
1.09% |
|
0.86% |
|
2.96% |
|
2.18% |
|
0.90% |
|
1.85% |
|
Other services |
1.25% |
|
0.91% |
|
3.01% |
|
1.97% |
|
1.13% |
|
1.72% |
|
|
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Ownership |
||||||||||||
For profit, incorporated |
0.69% |
|
0.61% |
|
1.71% |
|
0.66% |
|
0.63% |
|
0.67% |
|
For profit, unincorporated |
1.33% |
|
1.51% |
|
2.80% |
|
1.93% |
|
1.72% |
|
0.90% |
|
Nonprofit |
1.07% |
|
1.22% |
|
3.60% |
|
2.84% |
|
1.42% |
|
2.27% |
|
|
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Age of firm |
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Less than 5 years |
2.28% |
|
2.27% |
|
5.23% |
|
7.60% |
|
2.44% |
|
3.61% |
|
5-9 years |
0.93% |
|
1.03% |
|
5.71% |
|
9.24% |
|
0.97% |
|
3.45% |
|
10-19 years |
0.79% |
|
0.71% |
|
2.72% |
|
4.80% |
|
0.81% |
|
2.56% |
|
20 or more years |
0.66% |
|
0.61% |
|
2.12% |
|
0.88% |
|
0.72% |
|
1.10% |
|
Unknown |
0.97% |
|
9.13% |
* |
4.81% |
|
0.87% |
|
12.22% |
* |
1.00% |
|
|
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Multi/single status |
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2 or more locations |
0.87% |
|
0.76% |
|
2.11% |
|
0.55% |
|
1.23% |
|
0.75% |
|
1 location only |
0.56% |
|
0.56% |
|
1.91% |
|
3.43% |
|
0.59% |
|
0.94% |
|
|
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Percent full-time employees |
||||||||||||
Less than 25% |
1.69% |
|
2.17% |
|
4.57% |
* |
2.12% |
|
2.73% |
|
2.92% |
|
25-49 % |
1.83% |
|
2.17% |
|
3.53% |
|
1.59% |
|
2.27% |
|
1.96% |
|
50-74 % |
1.62% |
|
0.83% |
|
3.67% |
|
1.81% |
|
0.78% |
|
2.13% |
|
75% or more |
0.82% |
|
0.64% |
|
1.95% |
|
0.87% |
|
0.69% |
|
0.95% |
|
|
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Union presence |
||||||||||||
No union employees |
0.40% |
|
0.53% |
|
1.86% |
|
0.54% |
|
0.59% |
|
0.86% |
|
Has union employees |
2.34% |
|
3.68% |
|
5.10% |
|
1.64% |
|
4.51% |
|
1.59% |
|
Unknown |
1.65% |
|
7.72% |
* |
9.05% |
|
1.44% |
|
8.78% |
* |
1.51% |
|
|
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Percent low wage employees |
||||||||||||
50% or more low wage |
1.04% |
|
1.37% |
|
2.44% |
|
0.76% |
|
1.48% |
|
1.10% |
|
Less than 50% low wage |
0.54% |
|
0.41% |
|
1.98% |
|
0.73% |
|
0.47% |
|
0.79% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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