Table I.A.2.c(2008) Percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that required no contribution from the employee for family coverage by firm size and selected characteristics: United States, 2008 |
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|
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
21.1% |
|
37.9% |
|
25.7% |
|
14.8% |
|
5.6% |
|
4.5% |
|
32.4% |
|
5.8% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
47.8% |
|
55.9% |
|
45.3% |
* |
. |
|
. |
|
. |
|
52.1% |
|
. |
|
Mining and manufacturing |
23.5% |
|
43.1% |
|
25.6% |
|
. |
|
. |
|
. |
|
31.4% |
|
. |
|
Construction |
35.6% |
|
44.0% |
|
28.0% |
|
. |
|
. |
|
. |
|
37.7% |
|
. |
|
Utilities and transp. |
15.3% |
|
28.4% |
|
16.8% |
* |
. |
|
. |
|
. |
|
24.9% |
|
. |
|
Wholesale trade |
24.3% |
|
44.6% |
|
23.2% |
|
. |
|
. |
|
. |
|
35.0% |
|
. |
|
Fin. svs. and real estate |
15.1% |
|
40.1% |
|
15.8% |
|
. |
|
. |
|
. |
|
33.1% |
|
. |
|
Retail trade |
10.8% |
|
27.1% |
|
21.6% |
|
. |
|
. |
|
. |
|
23.9% |
|
. |
|
Professional services |
23.4% |
|
35.3% |
|
25.0% |
|
. |
|
. |
|
. |
|
30.7% |
|
. |
|
Other services |
22.4% |
|
38.2% |
|
32.1% |
|
. |
|
. |
|
. |
|
34.5% |
|
. |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
20.0% |
|
38.2% |
|
25.0% |
|
. |
|
. |
|
. |
|
32.0% |
|
. |
|
For profit, unincorporated |
24.8% |
|
36.1% |
|
24.5% |
|
. |
|
. |
|
. |
|
32.8% |
|
. |
|
Nonprofit |
22.9% |
|
40.4% |
|
32.6% |
|
. |
|
. |
|
. |
|
34.7% |
|
. |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
29.0% |
|
36.8% |
|
17.0% |
|
. |
|
. |
|
. |
|
31.3% |
|
. |
|
5-9 years |
29.3% |
|
35.4% |
|
29.5% |
|
. |
|
. |
|
. |
|
32.5% |
|
. |
|
10-19 years |
27.6% |
|
38.6% |
|
23.6% |
|
. |
|
. |
|
. |
|
32.5% |
|
. |
|
20 or more years |
21.1% |
|
38.7% |
|
27.2% |
|
. |
|
. |
|
. |
|
32.6% |
|
. |
|
Unknown |
3.5% |
|
48.7% |
* |
. |
|
. |
|
. |
|
. |
|
47.2% |
|
. |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
5.8% |
|
25.7% |
* |
21.0% |
|
. |
|
. |
|
. |
|
18.1% |
|
. |
|
1 location only |
31.8% |
|
38.0% |
|
26.2% |
|
. |
|
. |
|
. |
|
33.3% |
|
. |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
17.6% |
|
30.2% |
|
34.5% |
|
. |
|
. |
|
. |
|
29.9% |
|
. |
|
25-49 % |
16.6% |
|
40.0% |
|
29.0% |
|
. |
|
. |
|
. |
|
33.7% |
|
. |
|
50-74 % |
21.5% |
|
38.4% |
|
27.5% |
|
. |
|
. |
|
. |
|
34.0% |
|
. |
|
75% or more |
21.7% |
|
38.0% |
|
24.6% |
|
. |
|
. |
|
. |
|
32.1% |
|
. |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
21.9% |
|
37.5% |
|
24.8% |
|
. |
|
. |
|
. |
|
31.8% |
|
. |
|
Has union employees |
22.6% |
|
54.9% |
|
46.0% |
|
. |
|
. |
|
. |
|
51.4% |
|
. |
|
Unknown |
7.6% |
|
46.4% |
|
36.1% |
* |
. |
|
. |
|
. |
|
40.3% |
|
. |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
14.4% |
|
33.0% |
|
25.9% |
|
. |
|
. |
|
. |
|
28.3% |
|
. |
|
Less than 50% low wage |
23.3% |
|
38.9% |
|
25.7% |
|
. |
|
. |
|
. |
|
33.3% |
|
. |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||
Table I.A.2.c(2008) Standard error for percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that required no contribution from the employee for family coverage by firm size and selected characteristics: United States, 2008 |
||||||||||||||||
|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
0.48% |
|
1.00% |
|
1.35% |
|
0.76% |
|
0.49% |
|
0.68% |
|
0.74% |
|
0.52% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
4.58% |
|
7.81% |
|
15.28% |
* |
. |
|
. |
|
. |
|
6.19% |
|
. |
|
Mining and manufacturing |
1.02% |
|
4.23% |
|
5.02% |
|
. |
|
. |
|
. |
|
1.72% |
|
. |
|
Construction |
1.55% |
|
2.13% |
|
2.53% |
|
. |
|
. |
|
. |
|
1.62% |
|
. |
|
Utilities and transp. |
2.66% |
|
5.83% |
|
8.91% |
* |
. |
|
. |
|
. |
|
4.63% |
|
. |
|
Wholesale trade |
0.99% |
|
3.44% |
|
3.14% |
|
. |
|
. |
|
. |
|
1.81% |
|
. |
|
Fin. svs. and real estate |
1.39% |
|
3.26% |
|
2.83% |
|
. |
|
. |
|
. |
|
1.95% |
|
. |
|
Retail trade |
1.08% |
|
3.71% |
|
3.15% |
|
. |
|
. |
|
. |
|
2.66% |
|
. |
|
Professional services |
0.90% |
|
2.30% |
|
1.81% |
|
. |
|
. |
|
. |
|
1.47% |
|
. |
|
Other services |
1.49% |
|
2.56% |
|
3.99% |
|
. |
|
. |
|
. |
|
1.73% |
|
. |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
0.56% |
|
1.06% |
|
1.28% |
|
. |
|
. |
|
. |
|
0.90% |
|
. |
|
For profit, unincorporated |
1.30% |
|
2.57% |
|
2.65% |
|
. |
|
. |
|
. |
|
1.85% |
|
. |
|
Nonprofit |
1.53% |
|
3.96% |
|
4.28% |
|
. |
|
. |
|
. |
|
2.52% |
|
. |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
2.02% |
|
2.53% |
|
3.26% |
|
. |
|
. |
|
. |
|
2.17% |
|
. |
|
5-9 years |
1.17% |
|
2.33% |
|
3.58% |
|
. |
|
. |
|
. |
|
1.19% |
|
. |
|
10-19 years |
0.67% |
|
1.00% |
|
3.47% |
|
. |
|
. |
|
. |
|
0.76% |
|
. |
|
20 or more years |
1.08% |
|
2.19% |
|
1.42% |
|
. |
|
. |
|
. |
|
1.46% |
|
. |
|
Unknown |
0.65% |
|
16.07% |
* |
. |
|
. |
|
. |
|
. |
|
12.71% |
|
. |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.41% |
|
8.42% |
* |
3.05% |
|
. |
|
. |
|
. |
|
2.44% |
|
. |
|
1 location only |
0.75% |
|
1.03% |
|
1.54% |
|
. |
|
. |
|
. |
|
0.76% |
|
. |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
2.02% |
|
4.61% |
|
6.52% |
|
. |
|
. |
|
. |
|
3.42% |
|
. |
|
25-49 % |
1.31% |
|
4.33% |
|
4.26% |
|
. |
|
. |
|
. |
|
3.12% |
|
. |
|
50-74 % |
1.38% |
|
2.22% |
|
4.52% |
|
. |
|
. |
|
. |
|
2.30% |
|
. |
|
75% or more |
0.36% |
|
1.00% |
|
1.17% |
|
. |
|
. |
|
. |
|
0.66% |
|
. |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
0.57% |
|
1.05% |
|
1.54% |
|
. |
|
. |
|
. |
|
0.75% |
|
. |
|
Has union employees |
1.67% |
|
6.02% |
|
4.83% |
|
. |
|
. |
|
. |
|
2.04% |
|
. |
|
Unknown |
1.54% |
|
11.07% |
|
14.20% |
* |
. |
|
. |
|
. |
|
10.15% |
|
. |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
0.62% |
|
2.33% |
|
2.32% |
|
. |
|
. |
|
. |
|
1.24% |
|
. |
|
Less than 50% low wage |
0.57% |
|
1.28% |
|
1.28% |
|
. |
|
. |
|
. |
|
0.88% |
|
. |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||