Table I.A.2.c.(3)(2008) Percent of private-sector establishments that offer health insurance that offer an any-provider plan that required no contribution from the employee for family coverage by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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|
||||||||||||||||
United States |
3.3% |
|
6.6% |
|
4.2% |
|
1.6% |
|
0.4% |
|
0.1% |
* |
5.4% |
|
0.4% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
13.3% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
14.2% |
|
. |
|
Mining and manufacturing |
2.8% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.3% |
|
. |
|
Construction |
6.0% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
6.7% |
|
. |
|
Utilities and transp. |
1.5% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
3.3% |
* |
. |
|
Wholesale trade |
4.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
6.7% |
|
. |
|
Fin. svs. and real estate |
2.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.7% |
|
. |
|
Retail trade |
1.5% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.0% |
|
. |
|
Professional services |
3.9% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.3% |
|
. |
|
Other services |
3.1% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.0% |
|
. |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
3.2% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.5% |
|
. |
|
For profit, unincorporated |
4.0% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.5% |
|
. |
|
Nonprofit |
3.2% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.2% |
|
. |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
4.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.7% |
|
. |
|
5-9 years |
3.8% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.3% |
|
. |
|
10-19 years |
5.3% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
6.4% |
|
. |
|
20 or more years |
3.2% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.5% |
|
. |
|
Unknown |
0.2% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
. |
|
. |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.9% |
* |
. |
|
1 location only |
5.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.7% |
|
. |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
2.9% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
5.7% |
* |
. |
|
25-49 % |
1.9% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.3% |
|
. |
|
50-74 % |
3.1% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.2% |
|
. |
|
75% or more |
3.5% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.6% |
|
. |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
3.7% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.5% |
|
. |
|
Has union employees |
1.2% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
4.5% |
* |
. |
|
Unknown |
0.4% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
1.4% |
* |
. |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
2.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.3% |
|
. |
|
Less than 50% low wage |
3.6% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
5.5% |
|
. |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||
Table I.A.2.c.(3)(2008) Standard error for percent of private-sector establishments that offer health insurance that offer an any-provider plan that required no contribution from the employee for family coverage by firm size and selected characteristics: United States, 2008 |
||||||||||||||||
|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
0.07% |
|
0.24% |
|
0.54% |
|
0.19% |
|
0.09% |
|
0.05% |
* |
0.14% |
|
0.06% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
3.21% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.21% |
|
. |
|
Mining and manufacturing |
0.45% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.73% |
|
. |
|
Construction |
0.91% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.01% |
|
. |
|
Utilities and transp. |
0.53% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
1.12% |
* |
. |
|
Wholesale trade |
0.60% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.94% |
|
. |
|
Fin. svs. and real estate |
0.51% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.20% |
|
. |
|
Retail trade |
0.29% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.76% |
|
. |
|
Professional services |
0.27% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.46% |
|
. |
|
Other services |
0.56% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.89% |
|
. |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
0.14% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.28% |
|
. |
|
For profit, unincorporated |
0.38% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.58% |
|
. |
|
Nonprofit |
0.58% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.98% |
|
. |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
0.79% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.79% |
|
. |
|
5-9 years |
0.62% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.70% |
|
. |
|
10-19 years |
0.40% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.50% |
|
. |
|
20 or more years |
0.25% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.46% |
|
. |
|
Unknown |
0.10% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
. |
|
. |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.08% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.62% |
* |
. |
|
1 location only |
0.14% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.16% |
|
. |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
1.03% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
1.89% |
* |
. |
|
25-49 % |
0.52% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.16% |
|
. |
|
50-74 % |
0.41% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.63% |
|
. |
|
75% or more |
0.12% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.19% |
|
. |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
0.09% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.14% |
|
. |
|
Has union employees |
0.49% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
1.78% |
* |
. |
|
Unknown |
0.25% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
2.32% |
* |
. |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
0.31% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.75% |
|
. |
|
Less than 50% low wage |
0.11% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.20% |
|
. |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||