Table I.A.2.d(2008) Percent of private-sector establishments that offer health insurance that offer two or more health insurance plans by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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United States |
38.7% |
|
14.0% |
|
22.3% |
|
34.9% |
|
48.4% |
|
80.7% |
|
18.0% |
|
66.7% |
|
|
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Industry group ** |
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Agric., fish., forest. |
15.9% |
|
10.6% |
* |
9.9% |
* |
23.3% |
* |
14.5% |
* |
90.7% |
|
9.8% |
* |
49.7% |
|
Mining and manufacturing |
30.4% |
|
12.2% |
|
18.0% |
|
36.5% |
|
40.3% |
|
70.2% |
|
16.5% |
|
53.3% |
|
Construction |
20.5% |
|
11.7% |
|
20.2% |
|
36.4% |
|
47.8% |
|
78.8% |
|
16.3% |
|
51.6% |
|
Utilities and transp. |
44.0% |
|
5.9% |
* |
25.8% |
* |
22.1% |
|
55.5% |
|
83.1% |
|
13.6% |
|
69.9% |
|
Wholesale trade |
34.1% |
|
14.1% |
|
21.9% |
|
34.7% |
|
47.5% |
|
76.0% |
|
18.8% |
|
61.0% |
|
Fin. svs. and real estate |
52.6% |
|
18.9% |
|
21.0% |
|
34.7% |
|
55.2% |
|
85.3% |
|
20.1% |
|
74.6% |
|
Retail trade |
50.4% |
|
12.0% |
|
20.4% |
|
33.9% |
|
45.0% |
|
78.0% |
|
17.2% |
|
70.0% |
|
Professional services |
35.0% |
|
16.0% |
|
27.0% |
|
39.8% |
|
51.2% |
|
82.7% |
|
20.4% |
|
64.7% |
|
Other services |
36.3% |
|
11.8% |
|
20.6% |
|
31.4% |
|
43.7% |
|
80.1% |
|
16.3% |
|
63.9% |
|
|
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Ownership |
||||||||||||||||
For profit, incorporated |
40.8% |
|
13.4% |
|
21.8% |
|
34.2% |
|
47.2% |
|
81.0% |
|
17.8% |
|
68.4% |
|
For profit, unincorporated |
32.7% |
|
15.9% |
|
26.8% |
|
35.2% |
|
48.8% |
|
82.3% |
|
18.8% |
|
66.4% |
|
Nonprofit |
33.2% |
|
12.5% |
|
19.3% |
|
38.5% |
|
52.5% |
|
66.8% |
|
18.0% |
|
53.2% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
20.7% |
|
16.6% |
|
18.6% |
|
31.2% |
|
44.2% |
|
55.6% |
|
17.7% |
|
45.9% |
|
5-9 years |
18.8% |
|
12.0% |
|
22.5% |
|
28.3% |
|
49.2% |
|
62.2% |
|
15.1% |
|
46.0% |
|
10-19 years |
24.6% |
|
12.9% |
|
25.4% |
|
34.2% |
|
50.1% |
|
78.4% |
|
17.7% |
|
54.3% |
|
20 or more years |
39.2% |
|
14.6% |
|
21.5% |
|
36.6% |
|
46.5% |
|
82.6% |
|
19.1% |
|
63.4% |
|
Unknown |
77.5% |
|
18.9% |
* |
. |
|
44.0% |
|
59.6% |
|
79.8% |
|
31.6% |
* |
77.9% |
|
|
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Multi/single status |
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2 or more locations |
66.0% |
|
19.5% |
* |
17.2% |
|
35.8% |
|
48.5% |
|
80.7% |
|
25.6% |
|
69.6% |
|
1 location only |
19.6% |
|
13.9% |
|
22.8% |
|
34.5% |
|
48.0% |
|
68.7% |
|
17.6% |
|
43.7% |
|
|
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Percent full-time employees |
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Less than 25% |
38.9% |
|
9.3% |
* |
11.3% |
* |
20.0% |
|
38.2% |
|
80.8% |
|
10.7% |
|
62.5% |
|
25-49 % |
45.1% |
|
8.6% |
|
16.7% |
|
31.2% |
|
43.2% |
|
80.8% |
|
14.1% |
|
68.7% |
|
50-74 % |
37.9% |
|
12.8% |
|
19.4% |
|
29.9% |
|
52.9% |
|
85.3% |
|
15.4% |
|
70.0% |
|
75% or more |
38.2% |
|
14.8% |
|
23.9% |
|
37.2% |
|
48.9% |
|
79.7% |
|
19.2% |
|
66.1% |
|
|
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Union presence |
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No union employees |
33.7% |
|
13.7% |
|
22.3% |
|
34.1% |
|
47.0% |
|
78.4% |
|
17.7% |
|
61.7% |
|
Has union employees |
70.8% |
|
25.2% |
|
20.2% |
|
52.0% |
|
64.4% |
|
88.8% |
|
29.4% |
|
83.7% |
|
Unknown |
74.4% |
|
8.6% |
* |
26.4% |
* |
26.0% |
* |
60.1% |
|
81.0% |
|
16.2% |
* |
79.2% |
|
|
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Percent low wage employees |
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50% or more low wage |
42.7% |
|
9.0% |
|
12.5% |
|
23.5% |
|
44.4% |
|
79.1% |
|
11.1% |
|
64.9% |
|
Less than 50% low wage |
37.4% |
|
15.0% |
|
24.3% |
|
38.6% |
|
50.5% |
|
81.6% |
|
19.5% |
|
67.7% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
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. Data suppressed due to high standard errors or no reported values in cell. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.A.2.d(2008) Standard error for percent of private-sector establishments that offer health insurance that offer two or more health insurance plans by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
0.39% |
|
0.59% |
|
0.81% |
|
0.93% |
|
0.88% |
|
0.88% |
|
0.44% |
|
0.63% |
|
|
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Industry group ** |
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Agric., fish., forest. |
4.04% |
|
4.42% |
* |
13.76% |
* |
12.67% |
* |
9.17% |
* |
23.79% |
|
3.18% |
* |
12.79% |
|
Mining and manufacturing |
1.27% |
|
2.78% |
|
1.89% |
|
3.35% |
|
3.98% |
|
2.43% |
|
1.12% |
|
1.76% |
|
Construction |
1.85% |
|
2.32% |
|
2.14% |
|
2.91% |
|
5.09% |
|
4.73% |
|
2.01% |
|
3.30% |
|
Utilities and transp. |
2.50% |
|
2.91% |
* |
9.05% |
* |
4.74% |
|
6.34% |
|
2.36% |
|
3.77% |
|
2.33% |
|
Wholesale trade |
1.80% |
|
3.21% |
|
4.11% |
|
4.94% |
|
4.79% |
|
3.74% |
|
2.14% |
|
2.47% |
|
Fin. svs. and real estate |
1.25% |
|
1.84% |
|
3.11% |
|
4.15% |
|
2.36% |
|
1.25% |
|
1.14% |
|
1.01% |
|
Retail trade |
1.12% |
|
1.40% |
|
2.41% |
|
3.18% |
|
2.60% |
|
1.51% |
|
1.13% |
|
1.32% |
|
Professional services |
0.96% |
|
1.34% |
|
2.30% |
|
2.01% |
|
2.12% |
|
1.80% |
|
1.10% |
|
1.42% |
|
Other services |
0.97% |
|
0.70% |
|
2.10% |
|
2.68% |
|
2.49% |
|
1.74% |
|
0.71% |
|
1.70% |
|
|
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Ownership |
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For profit, incorporated |
0.51% |
|
0.99% |
|
1.04% |
|
1.04% |
|
1.30% |
|
0.91% |
|
0.66% |
|
0.59% |
|
For profit, unincorporated |
1.63% |
|
1.59% |
|
3.76% |
|
3.34% |
|
2.45% |
|
2.03% |
|
1.59% |
|
1.84% |
|
Nonprofit |
1.35% |
|
2.30% |
|
2.71% |
|
3.46% |
|
1.83% |
|
3.54% |
|
1.74% |
|
1.57% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
1.81% |
|
2.49% |
|
4.64% |
|
4.64% |
|
7.98% |
|
9.90% |
|
1.99% |
|
4.44% |
|
5-9 years |
1.30% |
|
1.28% |
|
2.73% |
|
3.21% |
|
2.96% |
|
6.98% |
|
1.19% |
|
2.30% |
|
10-19 years |
0.74% |
|
0.94% |
|
1.83% |
|
2.32% |
|
3.40% |
|
2.48% |
|
0.92% |
|
1.65% |
|
20 or more years |
0.63% |
|
1.18% |
|
1.01% |
|
1.15% |
|
0.84% |
|
1.43% |
|
0.88% |
|
0.68% |
|
Unknown |
0.95% |
|
10.43% |
* |
. |
|
11.95% |
|
3.28% |
|
1.07% |
|
12.51% |
* |
1.02% |
|
|
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Multi/single status |
||||||||||||||||
2 or more locations |
0.59% |
|
5.98% |
* |
3.64% |
|
1.29% |
|
1.18% |
|
0.89% |
|
2.02% |
|
0.64% |
|
1 location only |
0.44% |
|
0.62% |
|
0.75% |
|
1.16% |
|
1.85% |
|
3.87% |
|
0.46% |
|
1.73% |
|
|
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Percent full-time employees |
||||||||||||||||
Less than 25% |
2.39% |
|
2.86% |
* |
5.27% |
* |
3.53% |
|
4.98% |
|
3.68% |
|
1.92% |
|
3.14% |
|
25-49 % |
1.16% |
|
1.66% |
|
4.31% |
|
3.33% |
|
3.76% |
|
2.44% |
|
1.15% |
|
1.79% |
|
50-74 % |
1.82% |
|
1.25% |
|
1.55% |
|
4.59% |
|
3.04% |
|
2.08% |
|
1.15% |
|
1.96% |
|
75% or more |
0.55% |
|
0.80% |
|
0.93% |
|
1.05% |
|
1.02% |
|
0.88% |
|
0.55% |
|
0.66% |
|
|
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Union presence |
||||||||||||||||
No union employees |
0.47% |
|
0.55% |
|
0.89% |
|
1.11% |
|
0.92% |
|
1.07% |
|
0.41% |
|
0.78% |
|
Has union employees |
1.52% |
|
7.38% |
|
4.85% |
|
3.20% |
|
2.94% |
|
2.11% |
|
4.35% |
|
1.60% |
|
Unknown |
1.12% |
|
6.21% |
* |
11.46% |
* |
11.29% |
* |
6.84% |
|
1.39% |
|
5.43% |
* |
1.53% |
|
|
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Percent low wage employees |
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50% or more low wage |
0.54% |
|
1.34% |
|
2.46% |
|
2.31% |
|
2.42% |
|
1.21% |
|
1.35% |
|
1.05% |
|
Less than 50% low wage |
0.52% |
|
0.86% |
|
0.76% |
|
0.83% |
|
1.48% |
|
1.14% |
|
0.56% |
|
0.92% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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