Table I.A.2.f(2008) Percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
74.4% |
|
55.9% |
|
81.8% |
|
87.2% |
|
91.6% |
|
82.9% |
|
65.8% |
|
86.0% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
50.6% |
|
35.1% |
|
80.2% |
|
71.7% |
|
98.8% |
|
98.3% |
|
42.8% |
|
93.3% |
|
Mining and manufacturing |
82.6% |
|
67.2% |
|
88.9% |
|
94.7% |
|
92.4% |
|
78.0% |
|
79.2% |
|
88.3% |
|
Construction |
75.5% |
|
66.0% |
|
86.9% |
|
90.0% |
|
89.8% |
|
76.1% |
|
73.7% |
|
88.8% |
|
Utilities and transp. |
77.0% |
|
66.7% |
|
85.9% |
|
95.5% |
|
96.8% |
|
68.4% |
|
75.6% |
|
78.3% |
|
Wholesale trade |
72.7% |
|
59.6% |
|
81.0% |
|
89.6% |
|
85.7% |
|
67.4% |
|
70.2% |
|
77.2% |
|
Fin. svs. and real estate |
77.0% |
|
54.1% |
|
83.2% |
|
90.6% |
|
93.7% |
|
83.5% |
|
62.3% |
|
86.9% |
|
Retail trade |
84.4% |
|
55.1% |
|
85.3% |
|
92.1% |
|
96.0% |
|
93.6% |
|
68.3% |
|
94.0% |
|
Professional services |
67.8% |
|
54.1% |
|
81.0% |
|
81.2% |
|
90.3% |
|
66.9% |
|
62.5% |
|
78.5% |
|
Other services |
72.4% |
|
51.9% |
|
75.0% |
|
84.2% |
|
89.6% |
|
86.7% |
|
62.0% |
|
86.9% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
76.4% |
|
57.4% |
|
84.5% |
|
90.1% |
|
92.7% |
|
82.3% |
|
68.5% |
|
85.9% |
|
For profit, unincorporated |
70.4% |
|
57.7% |
|
79.7% |
|
83.2% |
|
89.2% |
|
88.1% |
|
63.3% |
|
87.9% |
|
Nonprofit |
65.6% |
|
38.2% |
|
64.2% |
|
76.2% |
|
89.1% |
|
80.9% |
|
50.8% |
|
85.1% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
63.5% |
|
52.2% |
|
80.3% |
|
83.0% |
|
92.0% |
|
91.1% |
|
60.7% |
|
87.4% |
|
5-9 years |
67.8% |
|
57.4% |
|
82.7% |
|
86.9% |
|
85.1% |
|
93.6% |
|
65.4% |
|
85.5% |
|
10-19 years |
70.5% |
|
56.7% |
|
82.8% |
|
87.1% |
|
92.6% |
|
90.7% |
|
65.5% |
|
91.6% |
|
20 or more years |
75.5% |
|
55.8% |
|
81.5% |
|
88.1% |
|
92.2% |
|
79.3% |
|
67.2% |
|
85.5% |
|
Unknown |
85.4% |
|
87.8% |
|
57.9% |
* |
75.1% |
|
88.9% |
|
85.2% |
|
77.3% |
|
85.5% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
86.0% |
|
74.3% |
|
87.7% |
|
90.8% |
|
92.1% |
|
82.9% |
|
86.2% |
|
85.9% |
|
1 location only |
66.3% |
|
55.7% |
|
81.3% |
|
85.5% |
|
88.4% |
|
82.4% |
|
64.5% |
|
86.9% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
70.7% |
|
37.8% |
|
63.5% |
|
79.4% |
|
82.0% |
|
90.6% |
|
51.4% |
|
86.9% |
|
25-49 % |
76.0% |
|
37.2% |
|
75.8% |
|
82.5% |
|
93.1% |
|
92.9% |
|
54.6% |
|
92.3% |
|
50-74 % |
72.9% |
|
50.0% |
|
80.6% |
|
84.3% |
|
94.3% |
|
91.7% |
|
59.7% |
|
91.7% |
|
75% or more |
74.8% |
|
59.3% |
|
83.6% |
|
88.8% |
|
91.6% |
|
78.6% |
|
68.6% |
|
83.9% |
|
|
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Union presence |
||||||||||||||||
No union employees |
74.1% |
|
56.0% |
|
82.4% |
|
87.5% |
|
91.8% |
|
85.8% |
|
65.9% |
|
88.4% |
|
Has union employees |
70.6% |
|
49.2% |
|
69.6% |
|
81.8% |
|
88.7% |
|
70.3% |
|
61.2% |
|
73.5% |
|
Unknown |
83.9% |
|
67.0% |
|
71.9% |
|
91.3% |
|
89.7% |
|
84.4% |
|
71.5% |
|
84.9% |
|
|
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Percent low wage employees |
||||||||||||||||
50% or more low wage |
78.0% |
|
45.1% |
|
80.6% |
|
86.9% |
|
93.2% |
|
90.2% |
|
59.6% |
|
90.8% |
|
Less than 50% low wage |
73.2% |
|
58.1% |
|
82.1% |
|
87.3% |
|
90.8% |
|
78.8% |
|
67.1% |
|
83.6% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.A.2.f(2008) Standard error for percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2008 |
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|
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
0.71% |
|
1.43% |
|
1.14% |
|
0.87% |
|
0.51% |
|
1.06% |
|
1.03% |
|
0.63% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
5.47% |
|
5.12% |
|
18.30% |
|
14.82% |
|
18.26% |
|
23.83% |
|
6.74% |
|
3.71% |
|
Mining and manufacturing |
1.24% |
|
4.02% |
|
1.55% |
|
1.55% |
|
1.35% |
|
2.08% |
|
1.84% |
|
1.02% |
|
Construction |
2.36% |
|
2.92% |
|
3.68% |
|
1.97% |
|
3.71% |
|
8.66% |
|
2.50% |
|
4.02% |
|
Utilities and transp. |
1.86% |
|
4.48% |
|
5.22% |
|
1.35% |
|
1.95% |
|
3.37% |
|
3.38% |
|
2.53% |
|
Wholesale trade |
2.45% |
|
5.71% |
|
4.13% |
|
2.93% |
|
3.15% |
|
4.22% |
|
3.64% |
|
2.67% |
|
Fin. svs. and real estate |
1.11% |
|
2.69% |
|
4.04% |
|
2.16% |
|
0.82% |
|
1.94% |
|
1.73% |
|
1.42% |
|
Retail trade |
0.76% |
|
2.41% |
|
2.41% |
|
1.09% |
|
1.16% |
|
1.04% |
|
1.38% |
|
0.88% |
|
Professional services |
1.48% |
|
2.72% |
|
2.21% |
|
2.01% |
|
1.01% |
|
3.46% |
|
1.71% |
|
1.60% |
|
Other services |
0.83% |
|
1.56% |
|
2.73% |
|
2.15% |
|
1.43% |
|
1.40% |
|
1.22% |
|
0.92% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
0.84% |
|
1.69% |
|
1.23% |
|
1.17% |
|
0.61% |
|
1.04% |
|
1.26% |
|
0.70% |
|
For profit, unincorporated |
1.14% |
|
2.25% |
|
3.51% |
|
2.48% |
|
2.22% |
|
2.10% |
|
1.69% |
|
1.29% |
|
Nonprofit |
1.24% |
|
3.18% |
|
4.47% |
|
2.28% |
|
1.41% |
|
3.23% |
|
2.28% |
|
1.19% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
1.46% |
|
2.45% |
|
3.15% |
|
2.83% |
|
3.70% |
|
2.70% |
|
1.78% |
|
2.62% |
|
5-9 years |
2.03% |
|
3.01% |
|
3.20% |
|
2.10% |
|
3.69% |
|
4.65% |
|
2.29% |
|
2.52% |
|
10-19 years |
1.25% |
|
1.86% |
|
3.15% |
|
2.25% |
|
1.69% |
|
3.52% |
|
1.31% |
|
1.42% |
|
20 or more years |
1.07% |
|
2.10% |
|
2.08% |
|
0.92% |
|
0.62% |
|
1.57% |
|
1.39% |
|
1.01% |
|
Unknown |
1.32% |
|
20.93% |
|
18.85% |
* |
12.21% |
|
1.23% |
|
1.49% |
|
13.73% |
|
1.29% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.66% |
|
7.55% |
|
1.70% |
|
1.25% |
|
0.57% |
|
1.06% |
|
1.05% |
|
0.75% |
|
1 location only |
1.01% |
|
1.47% |
|
1.23% |
|
1.07% |
|
0.97% |
|
3.16% |
|
1.09% |
|
0.76% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
2.10% |
|
6.29% |
|
7.69% |
|
3.95% |
|
3.07% |
|
1.72% |
|
3.48% |
|
1.68% |
|
25-49 % |
2.36% |
|
5.18% |
|
5.05% |
|
3.76% |
|
1.65% |
|
1.62% |
|
3.53% |
|
1.42% |
|
50-74 % |
1.28% |
|
2.50% |
|
3.11% |
|
1.78% |
|
1.91% |
|
1.35% |
|
2.13% |
|
0.92% |
|
75% or more |
0.82% |
|
1.49% |
|
0.95% |
|
0.79% |
|
0.51% |
|
1.50% |
|
1.06% |
|
0.83% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
0.68% |
|
1.35% |
|
1.11% |
|
0.83% |
|
0.55% |
|
1.36% |
|
0.91% |
|
0.65% |
|
Has union employees |
2.59% |
|
9.00% |
|
8.49% |
|
3.34% |
|
3.34% |
|
3.16% |
|
5.82% |
|
2.55% |
|
Unknown |
1.32% |
|
10.06% |
|
14.08% |
|
3.16% |
|
5.27% |
|
1.42% |
|
8.59% |
|
1.22% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
1.16% |
|
2.97% |
|
2.99% |
|
1.98% |
|
0.63% |
|
1.55% |
|
2.36% |
|
1.05% |
|
Less than 50% low wage |
0.72% |
|
1.48% |
|
0.93% |
|
0.90% |
|
0.70% |
|
1.20% |
|
0.99% |
|
0.67% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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