Table I.B.2(2008) Percent of private-sector employees in establishments that offer health insurance by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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United States |
87.7% |
|
45.0% |
|
69.5% |
|
85.3% |
|
95.9% |
|
99.0% |
|
61.6% |
|
97.4% |
|
|
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Industry group ** |
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Agric., fish., forest. |
51.5% |
|
30.6% |
|
39.4% |
|
67.8% |
|
50.6% |
|
100.0% |
|
37.3% |
|
69.5% |
|
Mining and manufacturing |
95.4% |
|
56.6% |
|
82.9% |
|
91.1% |
|
98.3% |
|
100.0% |
|
77.0% |
|
98.9% |
|
Construction |
77.6% |
|
41.9% |
|
72.4% |
|
90.7% |
|
99.7% |
|
99.6% |
|
63.2% |
|
97.6% |
|
Utilities and transp. |
92.8% |
|
42.4% |
|
70.5% |
|
91.1% |
|
98.9% |
|
99.7% |
|
61.2% |
|
99.4% |
|
Wholesale trade |
93.1% |
|
56.4% |
|
89.2% |
|
98.4% |
|
98.2% |
|
100.0% |
|
79.6% |
|
99.3% |
|
Fin. svs. and real estate |
94.1% |
|
52.7% |
|
86.7% |
|
96.1% |
|
98.9% |
|
99.7% |
|
68.6% |
|
99.5% |
|
Retail trade |
89.9% |
|
36.5% |
|
67.9% |
|
89.2% |
|
98.9% |
|
99.9% |
|
58.5% |
|
99.4% |
|
Professional services |
91.7% |
|
55.2% |
|
81.4% |
|
91.9% |
|
98.2% |
|
99.8% |
|
71.0% |
|
98.8% |
|
Other services |
77.8% |
|
35.3% |
|
50.3% |
|
70.5% |
|
89.4% |
|
96.2% |
|
47.2% |
|
92.5% |
|
|
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Ownership |
||||||||||||||||
For profit, incorporated |
88.7% |
|
48.2% |
|
71.4% |
|
84.8% |
|
95.4% |
|
98.9% |
|
64.8% |
|
97.1% |
|
For profit, unincorporated |
77.7% |
|
36.4% |
|
59.4% |
|
79.8% |
|
93.4% |
|
99.4% |
|
48.0% |
|
96.6% |
|
Nonprofit |
94.3% |
|
52.0% |
|
73.6% |
|
94.5% |
|
99.2% |
|
99.9% |
|
70.4% |
|
99.4% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
56.1% |
|
30.6% |
|
48.5% |
|
71.9% |
|
82.0% |
|
99.0% |
|
42.3% |
|
86.6% |
|
5-9 years |
62.9% |
|
39.5% |
|
64.6% |
|
73.7% |
|
89.7% |
|
62.0% |
|
52.3% |
|
79.9% |
|
10-19 years |
76.8% |
|
46.7% |
|
66.1% |
|
80.6% |
|
94.7% |
|
97.0% |
|
59.5% |
|
93.8% |
|
20 or more years |
91.9% |
|
53.1% |
|
78.0% |
|
92.0% |
|
97.4% |
|
99.8% |
|
72.2% |
|
98.4% |
|
Unknown |
99.5% |
|
20.0% |
|
21.6% |
* |
68.8% |
|
97.9% |
|
99.8% |
|
33.7% |
|
99.7% |
|
|
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Multi/single status |
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2 or more locations |
98.8% |
|
64.7% |
|
76.2% |
|
89.9% |
|
97.7% |
|
99.7% |
|
82.2% |
|
99.1% |
|
1 location only |
72.6% |
|
44.8% |
|
69.2% |
|
84.4% |
|
93.7% |
|
85.4% |
|
60.6% |
|
91.5% |
|
|
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Percent full-time employees |
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Less than 25% |
56.6% |
|
10.9% |
|
29.8% |
|
56.6% |
|
76.6% |
|
86.7% |
|
23.6% |
|
82.9% |
|
25-49 % |
80.9% |
|
34.3% |
|
53.7% |
|
68.3% |
|
90.3% |
|
99.7% |
|
47.4% |
|
95.0% |
|
50-74 % |
86.1% |
|
43.9% |
|
60.6% |
|
81.9% |
|
96.9% |
|
99.6% |
|
55.3% |
|
98.1% |
|
75% or more |
92.1% |
|
54.1% |
|
80.5% |
|
91.6% |
|
98.0% |
|
99.7% |
|
72.2% |
|
98.7% |
|
|
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Union presence |
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No union employees |
84.6% |
|
45.3% |
|
69.8% |
|
85.4% |
|
95.8% |
|
98.4% |
|
61.7% |
|
96.6% |
|
Has union employees |
97.8% |
|
45.0% |
|
70.0% |
|
93.5% |
|
99.4% |
|
99.9% |
|
71.0% |
|
99.6% |
|
Unknown |
96.2% |
|
22.9% |
|
48.5% |
|
42.0% |
|
85.4% |
|
99.8% |
|
35.6% |
|
98.5% |
|
|
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Percent low wage employees |
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50% or more low wage |
77.1% |
|
21.7% |
|
41.7% |
|
66.9% |
|
90.9% |
|
99.2% |
|
36.8% |
|
94.8% |
|
Less than 50% low wage |
91.9% |
|
55.8% |
|
82.0% |
|
93.5% |
|
97.9% |
|
99.0% |
|
73.2% |
|
98.4% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.B.2(2008) Standard error for percent of private-sector employees in establishments that offer health insurance by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
0.31% |
|
0.74% |
|
0.82% |
|
0.99% |
|
0.74% |
|
0.42% |
|
0.48% |
|
0.28% |
|
|
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Industry group ** |
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Agric., fish., forest. |
6.04% |
|
3.00% |
|
11.52% |
|
11.20% |
|
14.74% |
|
23.57% |
|
4.90% |
|
10.36% |
|
Mining and manufacturing |
0.31% |
|
2.99% |
|
3.18% |
|
1.73% |
|
0.68% |
|
0.01% |
|
2.05% |
|
0.28% |
|
Construction |
0.93% |
|
1.76% |
|
3.77% |
|
1.55% |
|
0.16% |
|
0.24% |
|
0.97% |
|
0.65% |
|
Utilities and transp. |
0.63% |
|
3.11% |
|
5.24% |
|
2.61% |
|
0.63% |
|
0.22% |
|
3.23% |
|
0.23% |
|
Wholesale trade |
0.65% |
|
3.52% |
|
1.72% |
|
1.27% |
|
1.80% |
|
0.00% |
|
2.34% |
|
0.57% |
|
Fin. svs. and real estate |
0.45% |
|
1.97% |
|
3.42% |
|
1.95% |
|
0.52% |
|
0.23% |
|
1.96% |
|
0.26% |
|
Retail trade |
0.38% |
|
1.10% |
|
3.40% |
|
1.39% |
|
0.55% |
|
0.04% |
|
1.81% |
|
0.09% |
|
Professional services |
0.29% |
|
1.25% |
|
2.00% |
|
0.74% |
|
0.48% |
|
0.09% |
|
0.86% |
|
0.23% |
|
Other services |
0.68% |
|
1.11% |
|
2.72% |
|
2.32% |
|
1.55% |
|
1.63% |
|
1.06% |
|
0.88% |
|
|
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Ownership |
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For profit, incorporated |
0.32% |
|
1.04% |
|
1.05% |
|
1.20% |
|
0.84% |
|
0.56% |
|
0.67% |
|
0.33% |
|
For profit, unincorporated |
0.76% |
|
1.42% |
|
2.17% |
|
2.10% |
|
1.89% |
|
0.18% |
|
1.27% |
|
0.51% |
|
Nonprofit |
0.36% |
|
2.60% |
|
2.79% |
|
1.08% |
|
0.23% |
|
0.13% |
|
1.72% |
|
0.12% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
1.48% |
|
1.32% |
|
2.65% |
|
2.99% |
|
4.02% |
|
1.63% |
|
1.47% |
|
1.96% |
|
5-9 years |
1.95% |
|
1.78% |
|
1.96% |
|
4.15% |
|
3.85% |
|
11.31% |
|
1.29% |
|
5.20% |
|
10-19 years |
0.77% |
|
1.20% |
|
2.49% |
|
2.39% |
|
1.04% |
|
1.10% |
|
1.31% |
|
0.77% |
|
20 or more years |
0.40% |
|
1.02% |
|
1.30% |
|
0.80% |
|
0.90% |
|
0.10% |
|
0.89% |
|
0.28% |
|
Unknown |
0.08% |
|
5.62% |
|
7.74% |
* |
10.83% |
|
0.97% |
|
0.07% |
|
6.46% |
|
0.07% |
|
|
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Multi/single status |
||||||||||||||||
2 or more locations |
0.08% |
|
5.91% |
|
2.59% |
|
2.25% |
|
0.19% |
|
0.06% |
|
2.01% |
|
0.07% |
|
1 location only |
0.69% |
|
0.76% |
|
0.82% |
|
1.19% |
|
1.71% |
|
6.05% |
|
0.63% |
|
1.15% |
|
|
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Percent full-time employees |
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Less than 25% |
2.49% |
|
1.10% |
|
3.11% |
|
3.41% |
|
7.35% |
|
5.16% |
|
1.41% |
|
4.37% |
|
25-49 % |
0.90% |
|
1.79% |
|
3.91% |
|
3.49% |
|
2.46% |
|
0.09% |
|
2.18% |
|
0.68% |
|
50-74 % |
0.56% |
|
1.31% |
|
2.07% |
|
1.73% |
|
1.12% |
|
0.15% |
|
1.07% |
|
0.37% |
|
75% or more |
0.21% |
|
1.13% |
|
0.98% |
|
0.70% |
|
0.37% |
|
0.09% |
|
0.43% |
|
0.17% |
|
|
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Union presence |
||||||||||||||||
No union employees |
0.37% |
|
0.76% |
|
0.89% |
|
0.96% |
|
0.61% |
|
0.73% |
|
0.57% |
|
0.40% |
|
Has union employees |
0.26% |
|
5.04% |
|
4.82% |
|
2.99% |
|
0.24% |
|
0.08% |
|
3.20% |
|
0.23% |
|
Unknown |
0.44% |
|
5.04% |
|
10.80% |
|
11.13% |
|
4.62% |
|
0.15% |
|
6.55% |
|
0.48% |
|
|
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Percent low wage employees |
||||||||||||||||
50% or more low wage |
0.76% |
|
0.84% |
|
2.46% |
|
2.19% |
|
1.14% |
|
0.25% |
|
1.20% |
|
0.47% |
|
Less than 50% low wage |
0.37% |
|
0.96% |
|
0.60% |
|
0.72% |
|
0.63% |
|
0.54% |
|
0.49% |
|
0.37% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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