Table I.B.2.b.(1)(2008) Percent of private-sector enrollees that are enrolled in self-insured plans at establishments that offer health insurance by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
55.2% |
|
12.5% |
|
10.7% |
|
13.1% |
|
36.6% |
|
81.6% |
|
12.2% |
|
65.0% |
|
|
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Industry group ** |
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Agric., fish., forest. |
15.2% |
|
10.6% |
* |
15.2% |
* |
2.9% |
* |
32.1% |
* |
14.4% |
* |
10.5% |
|
17.7% |
* |
Mining and manufacturing |
61.8% |
|
9.5% |
|
8.5% |
* |
9.4% |
|
44.2% |
|
88.1% |
|
7.9% |
|
68.4% |
|
Construction |
26.6% |
|
12.6% |
|
12.6% |
|
17.1% |
|
38.0% |
|
67.9% |
|
14.7% |
|
38.3% |
|
Utilities and transp. |
72.6% |
|
6.2% |
* |
5.1% |
* |
12.7% |
* |
49.4% |
|
89.2% |
|
5.9% |
* |
79.6% |
|
Wholesale trade |
47.5% |
|
7.7% |
|
14.8% |
|
9.4% |
|
35.2% |
|
85.3% |
|
10.5% |
|
60.2% |
|
Fin. svs. and real estate |
70.6% |
|
7.4% |
|
7.7% |
* |
16.8% |
|
42.9% |
|
88.8% |
|
10.8% |
|
78.4% |
|
Retail trade |
62.4% |
|
16.0% |
|
5.6% |
* |
17.8% |
|
34.1% |
|
83.4% |
|
15.4% |
|
72.4% |
|
Professional services |
51.5% |
|
15.0% |
|
11.2% |
|
10.2% |
|
32.6% |
|
79.6% |
|
12.7% |
|
60.8% |
|
Other services |
44.3% |
|
13.1% |
|
11.9% |
|
16.5% |
|
26.7% |
|
65.0% |
|
12.9% |
|
52.5% |
|
|
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Ownership |
||||||||||||||||
For profit, incorporated |
57.0% |
|
12.5% |
|
10.7% |
|
12.3% |
|
38.9% |
|
82.9% |
|
11.9% |
|
67.5% |
|
For profit, unincorporated |
47.6% |
|
11.6% |
|
8.3% |
|
12.9% |
|
34.4% |
|
76.0% |
|
11.0% |
|
59.2% |
|
Nonprofit |
53.2% |
|
15.4% |
|
14.4% |
|
17.5% |
|
30.8% |
|
79.0% |
|
17.0% |
|
57.7% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
20.6% |
|
14.5% |
|
11.2% |
|
12.4% |
|
24.5% |
|
54.6% |
|
12.7% |
|
30.8% |
|
5-9 years |
18.3% |
|
13.9% |
|
10.5% |
|
9.7% |
|
17.2% |
|
61.3% |
|
12.9% |
|
24.0% |
|
10-19 years |
24.7% |
|
11.1% |
|
10.0% |
|
11.2% |
|
31.7% |
|
52.5% |
|
10.8% |
|
34.6% |
|
20 or more years |
50.5% |
|
12.2% |
|
10.9% |
|
14.2% |
|
38.8% |
|
80.9% |
|
12.5% |
|
59.5% |
|
Unknown |
83.5% |
|
21.4% |
* |
25.6% |
* |
15.4% |
* |
44.9% |
|
85.0% |
|
24.6% |
* |
83.6% |
|
|
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Multi/single status |
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2 or more locations |
72.8% |
|
2.5% |
* |
11.3% |
|
14.2% |
|
41.2% |
|
82.4% |
|
12.2% |
|
73.9% |
|
1 location only |
19.3% |
|
12.6% |
|
10.6% |
|
12.8% |
|
30.2% |
|
58.0% |
|
12.2% |
|
27.2% |
|
|
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Percent full-time employees |
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Less than 25% |
51.1% |
|
18.7% |
|
19.2% |
* |
12.8% |
|
16.8% |
|
68.5% |
|
18.2% |
|
56.8% |
|
25-49 % |
48.9% |
|
19.6% |
|
13.4% |
* |
13.1% |
|
18.5% |
|
73.8% |
|
13.3% |
|
56.5% |
|
50-74 % |
56.4% |
|
10.5% |
|
12.0% |
|
11.6% |
|
27.9% |
|
80.4% |
|
11.6% |
|
65.5% |
|
75% or more |
55.4% |
|
12.4% |
|
10.3% |
|
13.2% |
|
38.7% |
|
82.5% |
|
12.1% |
|
65.4% |
|
|
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Union presence |
||||||||||||||||
No union employees |
45.6% |
|
12.1% |
|
9.5% |
|
11.5% |
|
35.6% |
|
79.1% |
|
11.1% |
|
57.1% |
|
Has union employees |
73.9% |
|
19.3% |
|
32.2% |
|
30.2% |
|
41.0% |
|
84.9% |
|
30.4% |
|
76.1% |
|
Unknown |
81.6% |
|
29.4% |
* |
44.8% |
|
33.1% |
* |
43.4% |
|
83.9% |
|
34.6% |
|
82.1% |
|
|
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Percent low wage employees |
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50% or more low wage |
53.9% |
|
16.4% |
|
11.5% |
|
12.9% |
|
27.5% |
|
77.2% |
|
13.7% |
|
60.3% |
|
Less than 50% low wage |
55.5% |
|
11.9% |
|
10.6% |
|
13.1% |
|
38.3% |
|
82.5% |
|
12.0% |
|
65.9% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.B.2.b.(1)(2008) Standard error for percent of private-sector enrollees that are enrolled in self-insured plans at establishments that offer health insurance by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
0.44% |
|
0.78% |
|
1.12% |
|
1.06% |
|
1.15% |
|
0.80% |
|
0.73% |
|
0.52% |
|
|
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Industry group ** |
||||||||||||||||
Agric., fish., forest. |
4.30% |
|
5.24% |
* |
5.22% |
* |
2.66% |
* |
11.55% |
* |
14.60% |
* |
2.86% |
|
8.22% |
* |
Mining and manufacturing |
1.79% |
|
2.34% |
|
3.13% |
* |
1.91% |
|
4.01% |
|
1.87% |
|
1.88% |
|
1.85% |
|
Construction |
1.56% |
|
3.67% |
|
3.25% |
|
2.85% |
|
6.12% |
|
7.32% |
|
1.75% |
|
2.57% |
|
Utilities and transp. |
2.49% |
|
2.84% |
* |
5.87% |
* |
6.26% |
* |
7.29% |
|
2.42% |
|
1.87% |
* |
2.16% |
|
Wholesale trade |
3.56% |
|
1.99% |
|
3.98% |
|
1.82% |
|
3.64% |
|
6.68% |
|
1.87% |
|
4.90% |
|
Fin. svs. and real estate |
1.76% |
|
1.48% |
|
5.97% |
* |
4.05% |
|
2.35% |
|
1.53% |
|
2.68% |
|
1.79% |
|
Retail trade |
0.95% |
|
2.83% |
|
1.72% |
* |
3.83% |
|
4.06% |
|
1.57% |
|
3.21% |
|
1.29% |
|
Professional services |
1.51% |
|
1.19% |
|
1.95% |
|
1.19% |
|
1.70% |
|
2.00% |
|
0.84% |
|
1.66% |
|
Other services |
1.19% |
|
1.84% |
|
2.76% |
|
2.21% |
|
3.08% |
|
1.44% |
|
1.31% |
|
1.41% |
|
|
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Ownership |
||||||||||||||||
For profit, incorporated |
0.47% |
|
1.14% |
|
1.37% |
|
1.26% |
|
1.42% |
|
0.80% |
|
0.86% |
|
0.49% |
|
For profit, unincorporated |
1.32% |
|
1.80% |
|
2.41% |
|
2.05% |
|
4.34% |
|
2.79% |
|
1.17% |
|
2.00% |
|
Nonprofit |
2.02% |
|
2.19% |
|
3.51% |
|
2.15% |
|
2.05% |
|
2.04% |
|
2.33% |
|
2.26% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
2.25% |
|
2.84% |
|
3.23% |
|
3.40% |
|
6.86% |
|
10.57% |
|
1.55% |
|
4.20% |
|
5-9 years |
1.52% |
|
1.50% |
|
2.57% |
|
2.06% |
|
4.17% |
|
8.20% |
|
1.27% |
|
2.75% |
|
10-19 years |
2.47% |
|
1.03% |
|
1.19% |
|
1.50% |
|
4.95% |
|
5.63% |
|
0.85% |
|
3.86% |
|
20 or more years |
0.98% |
|
1.08% |
|
1.70% |
|
1.33% |
|
1.45% |
|
1.31% |
|
1.10% |
|
1.11% |
|
Unknown |
1.01% |
|
9.18% |
* |
11.27% |
* |
10.46% |
* |
5.84% |
|
1.02% |
|
12.90% |
* |
1.03% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.70% |
|
2.95% |
* |
2.71% |
|
2.13% |
|
1.44% |
|
0.76% |
|
1.43% |
|
0.69% |
|
1 location only |
0.71% |
|
0.81% |
|
1.18% |
|
1.22% |
|
2.64% |
|
4.41% |
|
0.71% |
|
1.05% |
|
|
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Percent full-time employees |
||||||||||||||||
Less than 25% |
3.31% |
|
5.26% |
|
7.83% |
* |
3.02% |
|
4.25% |
|
4.23% |
|
2.74% |
|
3.75% |
|
25-49 % |
1.98% |
|
4.41% |
|
4.07% |
* |
3.75% |
|
3.32% |
|
2.68% |
|
2.61% |
|
2.12% |
|
50-74 % |
2.25% |
|
1.55% |
|
2.53% |
|
3.04% |
|
2.64% |
|
3.22% |
|
1.40% |
|
2.67% |
|
75% or more |
0.68% |
|
0.91% |
|
1.19% |
|
1.23% |
|
1.25% |
|
0.79% |
|
0.76% |
|
0.71% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
0.61% |
|
0.81% |
|
1.14% |
|
1.01% |
|
1.53% |
|
1.20% |
|
0.67% |
|
0.70% |
|
Has union employees |
1.81% |
|
5.57% |
|
7.60% |
|
4.01% |
|
5.68% |
|
1.30% |
|
5.24% |
|
1.79% |
|
Unknown |
1.23% |
|
11.65% |
* |
12.93% |
|
12.27% |
* |
6.57% |
|
1.10% |
|
10.23% |
|
1.26% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
1.53% |
|
2.16% |
|
3.29% |
|
2.64% |
|
2.32% |
|
2.82% |
|
1.41% |
|
1.62% |
|
Less than 50% low wage |
0.62% |
|
0.91% |
|
1.32% |
|
1.14% |
|
1.46% |
|
0.84% |
|
0.90% |
|
0.67% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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