Table I.B.2.c(2008) Percent of private-sector employees working in establishments that offer two or more health insurance plans by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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United States |
64.8% |
|
19.4% |
|
26.1% |
|
39.0% |
|
54.9% |
|
85.2% |
|
26.8% |
|
73.7% |
|
|
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Industry group ** |
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Agric., fish., forest. |
37.1% |
|
9.8% |
* |
12.3% |
* |
18.3% |
* |
43.8% |
|
88.2% |
|
8.0% |
* |
56.8% |
|
Mining and manufacturing |
61.5% |
|
18.4% |
|
18.4% |
|
40.4% |
|
50.6% |
|
78.7% |
|
21.8% |
|
67.4% |
|
Construction |
40.7% |
|
16.5% |
|
22.6% |
|
38.6% |
|
51.4% |
|
81.1% |
|
26.0% |
|
54.0% |
|
Utilities and transp. |
72.5% |
|
8.5% |
* |
28.9% |
* |
23.3% |
|
49.6% |
|
89.8% |
|
22.6% |
|
78.9% |
|
Wholesale trade |
59.9% |
|
19.2% |
|
25.9% |
|
41.0% |
|
60.6% |
|
84.2% |
|
27.1% |
|
72.1% |
|
Fin. svs. and real estate |
78.2% |
|
28.4% |
|
24.5% |
|
42.9% |
|
62.7% |
|
92.4% |
|
28.5% |
|
85.3% |
|
Retail trade |
74.4% |
|
17.5% |
|
24.2% |
|
41.2% |
|
53.3% |
|
89.5% |
|
28.3% |
|
82.6% |
|
Professional services |
64.6% |
|
22.2% |
|
33.2% |
|
46.3% |
|
59.0% |
|
83.1% |
|
31.7% |
|
72.8% |
|
Other services |
59.8% |
|
15.5% |
|
23.5% |
|
31.9% |
|
49.4% |
|
82.2% |
|
23.1% |
|
68.8% |
|
|
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Ownership |
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For profit, incorporated |
65.9% |
|
18.7% |
|
25.0% |
|
39.4% |
|
54.4% |
|
85.9% |
|
26.5% |
|
75.2% |
|
For profit, unincorporated |
62.7% |
|
21.5% |
|
33.5% |
|
37.5% |
|
58.0% |
|
86.5% |
|
27.4% |
|
73.9% |
|
Nonprofit |
61.2% |
|
19.2% |
|
22.6% |
|
38.5% |
|
54.2% |
|
79.7% |
|
27.4% |
|
66.3% |
|
|
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Age of firm |
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Less than 5 years |
36.5% |
|
22.2% |
|
22.8% |
|
33.5% |
|
51.1% |
|
63.7% |
|
23.7% |
|
50.4% |
|
5-9 years |
38.7% |
|
15.5% |
|
25.4% |
|
35.8% |
|
56.1% |
|
73.2% |
|
21.9% |
|
56.3% |
|
10-19 years |
48.5% |
|
18.3% |
|
28.9% |
|
37.0% |
|
58.8% |
|
78.9% |
|
26.0% |
|
62.5% |
|
20 or more years |
62.8% |
|
20.7% |
|
25.5% |
|
40.9% |
|
53.4% |
|
87.1% |
|
28.9% |
|
70.9% |
|
Unknown |
83.8% |
|
18.2% |
* |
. |
|
44.8% |
* |
62.8% |
|
84.8% |
|
34.9% |
* |
83.9% |
|
|
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Multi/single status |
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2 or more locations |
78.5% |
|
26.8% |
* |
20.5% |
|
45.1% |
|
55.7% |
|
85.5% |
|
34.9% |
|
79.3% |
|
1 location only |
39.1% |
|
19.3% |
|
26.4% |
|
37.8% |
|
53.8% |
|
79.2% |
|
26.2% |
|
52.5% |
|
|
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Percent full-time employees |
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Less than 25% |
55.2% |
|
7.8% |
* |
11.7% |
* |
16.6% |
|
36.8% |
|
85.5% |
|
11.3% |
|
65.1% |
|
25-49 % |
64.2% |
|
14.0% |
|
19.2% |
|
31.5% |
|
50.7% |
|
87.4% |
|
21.3% |
|
73.3% |
|
50-74 % |
67.3% |
|
17.0% |
|
23.0% |
|
34.7% |
|
54.6% |
|
88.2% |
|
21.6% |
|
77.3% |
|
75% or more |
64.9% |
|
20.9% |
|
28.1% |
|
42.1% |
|
56.5% |
|
84.3% |
|
29.2% |
|
73.5% |
|
|
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Union presence |
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No union employees |
57.1% |
|
19.0% |
|
26.1% |
|
38.0% |
|
52.3% |
|
82.0% |
|
26.1% |
|
67.5% |
|
Has union employees |
86.6% |
|
35.9% |
|
22.8% |
|
52.7% |
|
70.1% |
|
94.5% |
|
42.9% |
|
88.7% |
|
Unknown |
81.8% |
|
10.6% |
* |
31.3% |
* |
48.2% |
|
60.4% |
|
83.8% |
|
25.9% |
* |
82.6% |
|
|
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Percent low wage employees |
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50% or more low wage |
62.1% |
|
12.1% |
|
14.3% |
|
26.6% |
|
45.6% |
|
85.1% |
|
15.6% |
|
70.0% |
|
Less than 50% low wage |
65.6% |
|
20.7% |
|
28.8% |
|
43.0% |
|
58.3% |
|
85.3% |
|
29.4% |
|
74.9% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
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. Data suppressed due to high standard errors or no reported values in cell. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.B.2.c(2008) Standard error for percent of private-sector employees working in establishments that offer two or more health insurance plans by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
0.61% |
|
0.89% |
|
1.16% |
|
1.13% |
|
1.27% |
|
0.94% |
|
0.73% |
|
0.72% |
|
|
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Industry group ** |
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Agric., fish., forest. |
9.66% |
|
6.12% |
* |
14.56% |
* |
13.46% |
* |
12.82% |
|
22.98% |
|
2.93% |
* |
13.55% |
|
Mining and manufacturing |
1.58% |
|
4.66% |
|
2.78% |
|
3.61% |
|
3.77% |
|
2.02% |
|
2.10% |
|
1.52% |
|
Construction |
1.69% |
|
3.24% |
|
2.96% |
|
2.63% |
|
5.40% |
|
6.83% |
|
2.41% |
|
1.87% |
|
Utilities and transp. |
1.60% |
|
3.89% |
* |
10.81% |
* |
4.94% |
|
6.81% |
|
1.60% |
|
5.31% |
|
1.41% |
|
Wholesale trade |
1.88% |
|
4.69% |
|
5.04% |
|
4.16% |
|
5.37% |
|
2.64% |
|
3.82% |
|
2.50% |
|
Fin. svs. and real estate |
1.60% |
|
2.45% |
|
5.16% |
|
2.99% |
|
3.12% |
|
1.78% |
|
1.81% |
|
1.61% |
|
Retail trade |
0.87% |
|
2.29% |
|
3.11% |
|
2.92% |
|
3.54% |
|
0.83% |
|
3.09% |
|
0.96% |
|
Professional services |
0.88% |
|
2.20% |
|
2.79% |
|
3.08% |
|
2.22% |
|
1.37% |
|
1.48% |
|
1.16% |
|
Other services |
1.94% |
|
1.08% |
|
3.02% |
|
2.45% |
|
2.74% |
|
2.51% |
|
1.37% |
|
2.28% |
|
|
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Ownership |
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For profit, incorporated |
0.61% |
|
1.48% |
|
1.27% |
|
0.99% |
|
1.66% |
|
0.99% |
|
0.88% |
|
0.73% |
|
For profit, unincorporated |
1.70% |
|
2.57% |
|
5.46% |
|
3.51% |
|
1.67% |
|
3.14% |
|
2.65% |
|
2.06% |
|
Nonprofit |
1.71% |
|
3.76% |
|
3.61% |
|
3.22% |
|
2.78% |
|
1.90% |
|
2.96% |
|
1.64% |
|
|
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Age of firm |
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Less than 5 years |
2.62% |
|
3.57% |
|
6.52% |
|
5.03% |
|
8.18% |
|
9.77% |
|
2.62% |
|
4.76% |
|
5-9 years |
2.07% |
|
1.66% |
|
2.78% |
|
3.20% |
|
5.46% |
|
7.23% |
|
1.50% |
|
3.83% |
|
10-19 years |
1.91% |
|
1.85% |
|
2.23% |
|
3.36% |
|
3.60% |
|
4.03% |
|
1.49% |
|
2.63% |
|
20 or more years |
0.59% |
|
1.70% |
|
1.52% |
|
1.42% |
|
1.22% |
|
1.37% |
|
1.10% |
|
0.77% |
|
Unknown |
1.06% |
|
13.43% |
* |
. |
|
13.99% |
* |
3.98% |
|
1.04% |
|
17.55% |
* |
1.05% |
|
|
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Multi/single status |
||||||||||||||||
2 or more locations |
0.66% |
|
8.68% |
* |
4.59% |
|
1.99% |
|
1.68% |
|
0.92% |
|
3.19% |
|
0.65% |
|
1 location only |
0.99% |
|
0.92% |
|
1.09% |
|
1.36% |
|
1.89% |
|
3.10% |
|
0.72% |
|
1.75% |
|
|
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Percent full-time employees |
||||||||||||||||
Less than 25% |
3.49% |
|
2.80% |
* |
5.00% |
* |
2.69% |
|
6.64% |
|
3.53% |
|
1.87% |
|
3.69% |
|
25-49 % |
1.48% |
|
2.50% |
|
4.72% |
|
4.28% |
|
3.47% |
|
1.73% |
|
2.37% |
|
1.72% |
|
50-74 % |
1.67% |
|
1.25% |
|
1.97% |
|
5.37% |
|
2.91% |
|
1.47% |
|
1.84% |
|
1.68% |
|
75% or more |
0.65% |
|
1.14% |
|
1.21% |
|
1.25% |
|
1.54% |
|
1.41% |
|
0.79% |
|
0.81% |
|
|
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Union presence |
||||||||||||||||
No union employees |
0.62% |
|
0.85% |
|
1.18% |
|
1.18% |
|
1.15% |
|
1.07% |
|
0.70% |
|
0.73% |
|
Has union employees |
0.99% |
|
8.57% |
|
5.63% |
|
2.98% |
|
3.09% |
|
0.83% |
|
3.77% |
|
1.06% |
|
Unknown |
1.86% |
|
12.45% |
* |
11.86% |
* |
13.16% |
|
7.40% |
|
1.74% |
|
7.94% |
* |
1.85% |
|
|
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Percent low wage employees |
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50% or more low wage |
0.84% |
|
1.82% |
|
3.17% |
|
2.16% |
|
1.90% |
|
1.03% |
|
1.85% |
|
1.07% |
|
Less than 50% low wage |
0.78% |
|
1.26% |
|
0.98% |
|
0.98% |
|
1.83% |
|
1.31% |
|
0.80% |
|
0.89% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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