Table I.B.3.b(2008) Percent of private-sector full-time employees at establishments that offer health insurance by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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United States |
91.0% |
|
51.7% |
|
76.8% |
|
89.4% |
|
97.5% |
|
99.7% |
|
68.8% |
|
98.4% |
|
|
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Industry group ** |
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Agric., fish., forest. |
60.3% |
|
32.8% |
|
49.7% |
|
68.3% |
|
86.2% |
|
100.0% |
|
42.1% |
|
85.6% |
|
Mining and manufacturing |
95.9% |
|
60.1% |
|
82.1% |
|
91.6% |
|
98.3% |
|
100.0% |
|
78.2% |
|
99.0% |
|
Construction |
79.4% |
|
44.6% |
|
72.8% |
|
90.8% |
|
99.7% |
|
99.6% |
|
65.4% |
|
97.6% |
|
Utilities and transp. |
94.3% |
|
45.8% |
|
73.4% |
|
96.2% |
|
98.9% |
|
99.7% |
|
66.2% |
|
99.4% |
|
Wholesale trade |
93.9% |
|
58.2% |
|
90.0% |
|
99.1% |
|
98.2% |
|
100.0% |
|
81.5% |
|
99.3% |
|
Fin. svs. and real estate |
95.3% |
|
58.9% |
|
87.9% |
|
96.5% |
|
98.8% |
|
99.7% |
|
73.3% |
|
99.5% |
|
Retail trade |
91.6% |
|
44.8% |
|
76.6% |
|
93.1% |
|
98.8% |
|
99.9% |
|
67.5% |
|
99.4% |
|
Professional services |
93.9% |
|
61.6% |
|
86.2% |
|
95.1% |
|
99.0% |
|
99.9% |
|
77.0% |
|
99.3% |
|
Other services |
84.1% |
|
43.5% |
|
61.4% |
|
75.2% |
|
91.6% |
|
98.8% |
|
55.9% |
|
95.3% |
|
|
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Ownership |
||||||||||||||||
For profit, incorporated |
91.6% |
|
53.6% |
|
77.9% |
|
89.0% |
|
97.3% |
|
99.6% |
|
71.0% |
|
98.3% |
|
For profit, unincorporated |
83.1% |
|
44.1% |
|
68.1% |
|
86.1% |
|
95.7% |
|
99.6% |
|
56.4% |
|
97.7% |
|
Nonprofit |
97.0% |
|
66.1% |
|
83.8% |
|
95.8% |
|
99.7% |
|
100.0% |
|
81.2% |
|
99.7% |
|
|
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Age of firm |
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Less than 5 years |
63.5% |
|
37.2% |
|
59.0% |
|
80.0% |
|
81.8% |
|
99.6% |
|
50.8% |
|
87.8% |
|
5-9 years |
72.4% |
|
46.2% |
|
72.9% |
|
81.8% |
|
94.5% |
|
94.3% |
|
60.2% |
|
91.9% |
|
10-19 years |
81.2% |
|
53.6% |
|
73.7% |
|
84.6% |
|
96.1% |
|
97.3% |
|
66.3% |
|
95.0% |
|
20 or more years |
93.8% |
|
59.2% |
|
82.7% |
|
93.9% |
|
98.8% |
|
99.8% |
|
77.6% |
|
98.9% |
|
Unknown |
99.6% |
|
21.7% |
|
48.6% |
* |
69.8% |
|
98.8% |
|
99.9% |
|
41.0% |
|
99.8% |
|
|
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Multi/single status |
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2 or more locations |
99.2% |
|
68.8% |
|
84.5% |
|
93.5% |
|
98.6% |
|
99.8% |
|
88.7% |
|
99.4% |
|
1 location only |
78.8% |
|
51.5% |
|
76.4% |
|
88.6% |
|
96.2% |
|
97.1% |
|
67.7% |
|
94.8% |
|
|
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Percent full-time employees |
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Less than 25% |
76.4% |
|
28.4% |
|
46.3% |
|
66.3% |
|
85.0% |
|
92.9% |
|
44.3% |
|
89.8% |
|
25-49 % |
82.2% |
|
35.2% |
|
54.8% |
|
68.5% |
|
91.4% |
|
99.7% |
|
48.5% |
|
95.5% |
|
50-74 % |
87.1% |
|
44.7% |
|
61.7% |
|
82.9% |
|
97.1% |
|
99.6% |
|
56.6% |
|
98.3% |
|
75% or more |
92.1% |
|
53.9% |
|
80.5% |
|
91.5% |
|
98.0% |
|
99.7% |
|
72.1% |
|
98.6% |
|
|
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Union presence |
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No union employees |
88.4% |
|
51.9% |
|
76.9% |
|
89.5% |
|
97.3% |
|
99.5% |
|
68.8% |
|
97.9% |
|
Has union employees |
98.4% |
|
54.8% |
|
78.2% |
|
95.2% |
|
99.4% |
|
99.9% |
|
78.5% |
|
99.7% |
|
Unknown |
97.6% |
|
25.5% |
|
62.7% |
|
53.5% |
|
95.4% |
|
99.8% |
|
46.1% |
|
99.2% |
|
|
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Percent low wage employees |
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50% or more low wage |
81.5% |
|
26.9% |
|
48.5% |
|
70.7% |
|
93.3% |
|
99.2% |
|
42.4% |
|
95.6% |
|
Less than 50% low wage |
93.6% |
|
59.3% |
|
84.4% |
|
95.0% |
|
98.7% |
|
99.8% |
|
76.6% |
|
99.2% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.B.3.b(2008) Standard error for percent of private-sector full-time employees at establishments that offer health insurance by firm size and selected characteristics: United States, 2008 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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|
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United States |
0.21% |
|
0.87% |
|
0.87% |
|
0.74% |
|
0.22% |
|
0.11% |
|
0.41% |
|
0.14% |
|
|
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Industry group ** |
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Agric., fish., forest. |
5.96% |
|
2.93% |
|
12.25% |
|
11.81% |
|
18.04% |
|
23.57% |
|
5.80% |
|
10.75% |
|
Mining and manufacturing |
0.31% |
|
2.44% |
|
3.62% |
|
1.70% |
|
0.70% |
|
0.02% |
|
2.41% |
|
0.27% |
|
Construction |
0.92% |
|
1.89% |
|
3.61% |
|
1.50% |
|
0.16% |
|
0.25% |
|
1.09% |
|
0.64% |
|
Utilities and transp. |
0.44% |
|
3.11% |
|
5.45% |
|
1.90% |
|
0.65% |
|
0.20% |
|
2.45% |
|
0.23% |
|
Wholesale trade |
0.62% |
|
3.84% |
|
1.70% |
|
0.59% |
|
1.87% |
|
0.00% |
|
2.22% |
|
0.58% |
|
Fin. svs. and real estate |
0.45% |
|
2.43% |
|
3.55% |
|
2.17% |
|
0.54% |
|
0.25% |
|
2.02% |
|
0.28% |
|
Retail trade |
0.20% |
|
1.33% |
|
3.71% |
|
1.33% |
|
0.57% |
|
0.06% |
|
1.77% |
|
0.13% |
|
Professional services |
0.24% |
|
1.14% |
|
1.79% |
|
0.68% |
|
0.25% |
|
0.03% |
|
0.55% |
|
0.11% |
|
Other services |
0.61% |
|
1.42% |
|
2.72% |
|
2.86% |
|
1.16% |
|
0.48% |
|
1.19% |
|
0.65% |
|
|
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Ownership |
||||||||||||||||
For profit, incorporated |
0.25% |
|
1.30% |
|
1.15% |
|
0.93% |
|
0.26% |
|
0.15% |
|
0.69% |
|
0.17% |
|
For profit, unincorporated |
0.47% |
|
1.70% |
|
2.43% |
|
1.91% |
|
1.29% |
|
0.28% |
|
1.39% |
|
0.38% |
|
Nonprofit |
0.27% |
|
3.02% |
|
2.77% |
|
0.73% |
|
0.13% |
|
0.03% |
|
1.61% |
|
0.06% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
1.36% |
|
1.53% |
|
2.53% |
|
2.21% |
|
4.41% |
|
1.02% |
|
1.40% |
|
2.46% |
|
5-9 years |
1.61% |
|
1.84% |
|
2.37% |
|
4.13% |
|
2.51% |
|
3.08% |
|
1.34% |
|
3.08% |
|
10-19 years |
0.89% |
|
1.30% |
|
2.66% |
|
2.07% |
|
1.09% |
|
1.27% |
|
1.37% |
|
0.80% |
|
20 or more years |
0.33% |
|
0.91% |
|
1.59% |
|
0.78% |
|
0.25% |
|
0.11% |
|
0.87% |
|
0.12% |
|
Unknown |
0.07% |
|
6.12% |
|
14.73% |
* |
11.88% |
|
0.76% |
|
0.06% |
|
5.92% |
|
0.06% |
|
|
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Multi/single status |
||||||||||||||||
2 or more locations |
0.08% |
|
5.18% |
|
2.23% |
|
1.65% |
|
0.24% |
|
0.06% |
|
1.36% |
|
0.06% |
|
1 location only |
0.46% |
|
0.90% |
|
0.90% |
|
0.86% |
|
0.53% |
|
2.00% |
|
0.50% |
|
0.53% |
|
|
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Percent full-time employees |
||||||||||||||||
Less than 25% |
2.35% |
|
3.60% |
|
5.46% |
|
2.53% |
|
5.90% |
|
4.38% |
|
3.00% |
|
3.20% |
|
25-49 % |
0.93% |
|
2.09% |
|
4.02% |
|
3.42% |
|
2.24% |
|
0.09% |
|
2.14% |
|
0.73% |
|
50-74 % |
0.56% |
|
1.20% |
|
1.90% |
|
1.57% |
|
1.16% |
|
0.15% |
|
1.04% |
|
0.35% |
|
75% or more |
0.20% |
|
1.11% |
|
0.99% |
|
0.69% |
|
0.37% |
|
0.09% |
|
0.43% |
|
0.17% |
|
|
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Union presence |
||||||||||||||||
No union employees |
0.24% |
|
0.90% |
|
0.88% |
|
0.70% |
|
0.25% |
|
0.19% |
|
0.48% |
|
0.22% |
|
Has union employees |
0.25% |
|
6.06% |
|
3.96% |
|
2.00% |
|
0.28% |
|
0.08% |
|
3.28% |
|
0.20% |
|
Unknown |
0.27% |
|
5.85% |
|
11.59% |
|
11.80% |
|
2.93% |
|
0.15% |
|
7.61% |
|
0.26% |
|
|
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Percent low wage employees |
||||||||||||||||
50% or more low wage |
0.81% |
|
1.25% |
|
3.22% |
|
2.11% |
|
1.07% |
|
0.32% |
|
1.34% |
|
0.50% |
|
Less than 50% low wage |
0.17% |
|
1.03% |
|
0.73% |
|
0.53% |
|
0.24% |
|
0.08% |
|
0.39% |
|
0.10% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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