United States

87.4%

92.4%

89.8%

87.5%

86.3%

86.9%

89.9%

86.8%

Industry group **

Agric., fish., forest.

78.4%

94.2%

66.1%

56.3%

83.3%

100.0%

73.2%

81.9%

Mining and manufacturing

93.7%

92.4%

91.7%

92.5%

93.7%

94.2%

91.4%

94.0%

Construction

83.6%

90.4%

89.3%

86.8%

74.4%

79.3%

89.6%

78.3%

Utilities and transp.

89.6%

93.0%

92.1%

88.6%

92.6%

88.7%

92.8%

89.2%

Wholesale trade

91.9%

94.8%

93.6%

94.4%

91.5%

90.2%

94.5%

91.0%

Fin. svs. and real estate

92.6%

95.4%

95.5%

89.7%

90.8%

92.8%

94.5%

92.3%

Retail trade

80.9%

90.4%

87.3%

87.3%

86.0%

77.3%

89.0%

79.1%

Professional services

89.7%

92.5%

92.0%

91.3%

87.3%

89.8%

91.8%

89.2%

Other services

78.4%

91.5%

83.7%

76.9%

74.2%

77.9%

83.6%

77.2%

Ownership

For profit, incorporated

87.6%

92.3%

91.0%

89.0%

86.4%

86.7%

90.8%

86.8%

For profit, unincorporated

85.8%

92.9%

86.4%

80.3%

87.2%

85.3%

88.3%

85.0%

Nonprofit

87.6%

91.7%

84.3%

86.6%

85.3%

89.2%

85.4%

87.9%

Age of firm

Less than 5 years

81.5%

91.8%

91.1%

79.7%

68.3%

76.8%

87.8%

74.6%

5-9 years

86.8%

91.2%

86.3%

84.8%

84.4%

89.3%

88.1%

85.4%

10-19 years

86.8%

92.0%

90.2%

86.0%

87.7%

80.8%

89.9%

84.8%

20 or more years

87.9%

93.2%

90.3%

89.4%

87.1%

86.9%

90.7%

87.3%

Unknown

87.3%

90.3%

100.0%

71.3%

83.3%

87.4%

91.5%

87.3%

Multi/single status

2 or more locations

87.5%

93.9%

94.1%

89.5%

87.8%

87.3%

91.3%

87.4%

1 location only

87.1%

92.3%

89.6%

87.0%

84.2%

77.0%

89.8%

84.2%

Percent full-time employees

Less than 25%

84.7%

90.7%

90.0%

87.0%

83.0%

83.6%

88.9%

83.8%

25-49 %

82.7%

90.1%

87.7%

83.6%

82.9%

81.3%

87.6%

81.8%

50-74 %

83.6%

92.2%

86.6%

82.4%

86.5%

81.7%

86.8%

82.9%

75% or more

88.1%

92.5%

90.2%

88.2%

86.4%

87.9%

90.4%

87.5%

Union presence

No union employees

87.7%

92.4%

90.1%

87.7%

87.2%

86.5%

90.2%

86.9%

Has union employees

85.5%

92.9%

82.0%

86.0%

81.7%

86.4%

86.3%

85.5%

Unknown

87.8%

85.3%

90.4%

75.4%

79.5%

88.3%

80.3%

87.9%

Percent low wage employees

50% or more low wage

77.1%

88.9%

78.8%

74.1%

77.1%

76.8%

79.1%

76.8%

Less than 50% low wage

89.8%

92.8%

91.5%

90.5%

88.7%

89.5%

91.7%

89.3%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

United States

0.35%

0.39%

0.60%

0.79%

0.76%

0.57%

0.39%

0.39%

Industry group **

Agric., fish., forest.

6.59%

2.38%

13.62%

13.08%

16.06%

23.57%

8.21%

9.86%

Mining and manufacturing

0.58%

1.66%

1.35%

0.84%

1.25%

0.77%

1.23%

0.61%

Construction

1.51%

1.06%

0.91%

2.35%

3.39%

5.79%

1.07%

2.41%

Utilities and transp.

1.04%

1.60%

6.61%

4.08%

0.74%

1.40%

2.18%

1.27%

Wholesale trade

1.03%

0.75%

1.16%

1.11%

2.58%

1.70%

0.85%

1.34%

Fin. svs. and real estate

0.92%

0.66%

1.34%

2.19%

2.38%

0.92%

0.94%

1.04%

Retail trade

0.99%

1.81%

1.89%

1.29%

0.90%

1.20%

1.61%

0.91%

Professional services

0.47%

0.74%

0.50%

0.92%

1.03%

0.74%

0.42%

0.61%

Other services

1.14%

0.43%

1.57%

2.45%

2.96%

2.04%

1.44%

1.41%

Ownership

For profit, incorporated

0.31%

0.42%

0.45%

0.54%

0.98%

0.49%

0.44%

0.33%

For profit, unincorporated

1.15%

0.79%

1.56%

3.25%

1.38%

2.04%

1.27%

1.57%

Nonprofit

0.73%

1.36%

2.37%

1.94%

1.57%

1.54%

1.44%

0.82%

Age of firm

Less than 5 years

2.10%

1.38%

1.52%

3.02%

6.71%

8.53%

1.39%

4.41%

5-9 years

0.95%

0.76%

1.47%

2.08%

2.28%

1.76%

0.80%

1.67%

10-19 years

0.78%

0.82%

1.57%

2.01%

1.40%

3.57%

0.64%

1.24%

20 or more years

0.30%

0.36%

0.87%

0.52%

0.99%

1.01%

0.51%

0.40%

Unknown

0.57%

19.40%

29.81%

11.21%

2.42%

0.55%

2.73%

0.57%

Multi/single status

2 or more locations

0.41%

5.85%

1.13%

1.13%

0.95%

0.59%

1.14%

0.41%

1 location only

0.45%

0.36%

0.60%

0.93%

1.09%

3.45%

0.39%

0.69%

Percent full-time employees

Less than 25%

1.64%

2.61%

6.50%

3.20%

3.44%

2.68%

1.98%

1.79%

25-49 %

1.44%

1.85%

1.52%

1.55%

2.29%

2.58%

1.54%

1.93%

50-74 %

1.02%

0.68%

1.54%

2.58%

2.48%

1.53%

1.58%

1.20%

75% or more

0.36%

0.41%

0.61%

0.65%

0.92%

0.53%

0.37%

0.40%

Union presence

No union employees

0.37%

0.42%

0.60%

0.88%

0.68%

0.71%

0.44%

0.41%

Has union employees

1.05%

2.58%

4.51%

3.38%

1.98%

1.40%

2.41%

1.11%

Unknown

0.71%

4.46%

10.09%

7.77%

4.79%

0.78%

5.74%

0.70%

Percent low wage employees

50% or more low wage

1.01%

1.05%

2.78%

2.31%

1.08%

1.61%

1.41%

1.07%

Less than 50% low wage

0.35%

0.36%

0.70%

0.54%

0.82%

0.55%

0.41%

0.42%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.