Table I.G.1(2008) Premium distributions (in dollars) for employees enrolled in single, employee-plus-one, and family coverage at the 10th, 25th, 50th(median), 75th and 90th percentiles at private-sector establishments that offer health insurance by firm size: United States, 2008
  Total Less than 10 employees 10-24 Employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
Single coverage
Average (mean) 4,386    4,704    4,491    4,240    4,444    4,340    4,501    4,354   
10th percentile 2,700    2,400    2,400    2,500    2,800    2,800    2,400    2,800   
25th percentile 3,500    3,300    3,200    3,200    3,500    3,600    3,200    3,500   
50th percentile (median) 4,200    4,300    4,200    4,100    4,300    4,300    4,200    4,200   
75th percentile 5,100    5,700    5,300    5,000    5,300    5,000    5,400    5,100   
90th percentile 6,200    7,500    6,800    6,100    6,300    6,000    6,900    6,000   
Employee-plus-one coverage
Average (mean) 8,535    8,768    8,584    8,478    8,622    8,499    8,631    8,519   
10th percentile 5,300    4,400    4,500    4,900    5,000    5,400    4,600    5,300   
25th percentile 6,800    6,000    6,300    6,500    6,600    7,000    6,200    6,900   
50th percentile (median) 8,400    8,300    8,000    8,300    8,500    8,400    8,200    8,400   
75th percentile 10,000    11,000    11,000    10,000    10,000    10,000    11,000    10,000   
90th percentile 12,000    14,000    13,000    12,000    12,000    12,000    13,000    12,000   
Family coverage
Average (mean) 12,298    11,650    12,015    11,470    12,054    12,595    11,679    12,408   
10th percentile 7,600    6,000    6,800    6,700    7,200    8,400    6,000    8,000   
25th percentile 9,800    8,400    8,900    8,800    9,600    10,000    8,400    10,000   
50th percentile (median) 12,000    11,000    12,000    11,000    12,000    13,000    11,000    12,000   
75th percentile 15,000    14,000    15,000    14,000    14,000    15,000    14,000    15,000   
90th percentile 17,000    18,000    18,000    17,000    17,000    17,000    18,000    17,000   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

Dollar amounts have been rounded for confidentiality reasons.

 

Table I.G.1(2008) Standard error for premium distributions (in dollars) for employees enrolled in single, employee-plus-one, and family coverage at the 10th, 25th, 50th(median), 75th and 90th percentiles at private-sector establishments that offer health insurance by firm size: United States, 2008
  Total Less than 10 employees 10-24 Employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
Single coverage
Average (mean) 15.46    54.05    57.34    28.51    39.82    31.34    31.41    24.51   
10th percentile 28.68    68.85    41.56    45.94    54.87    45.63    10.58    34.79   
25th percentile 17.56    49.50    66.50    30.23    52.79    28.17    33.90    21.48   
50th percentile (median) 20.67    81.68    54.16    35.64    46.12    37.63    24.13    26.96   
75th percentile 28.57    72.40    123.93    49.51    49.47    41.95    53.30    41.24   
90th percentile 33.57    123.36    144.50    107.93    74.32    60.68    68.71    43.37   
Employee-plus-one coverage
Average (mean) 43.05    222.92    139.02    104.52    91.36    57.07    110.44    57.12   
10th percentile 104.69    194.26    189.04    147.43    214.60    104.35    132.46    113.95   
25th percentile 90.58    169.58    159.23    119.97    118.98    96.94    104.97    92.85   
50th percentile (median) 61.40    270.13    159.00    111.92    93.09    72.55    103.58    70.31   
75th percentile 72.32    370.39    207.64    134.85    131.65    89.27    192.25    84.06   
90th percentile 76.90    434.63    218.80    254.36    174.44    104.76    260.90    69.61   
Family coverage
Average (mean) 81.11    188.88    177.01    212.40    104.49    111.05    182.14    86.90   
10th percentile 121.49    236.54    360.71    395.48    231.70    161.42    340.93    146.83   
25th percentile 80.65    258.87    210.31    261.11    137.30    106.72    210.57    88.24   
50th percentile (median) 101.30    233.28    212.14    190.20    74.11    139.46    173.02    111.05   
75th percentile 90.06    218.17    212.50    187.83    192.97    123.96    156.67    88.76   
90th percentile 139.25    429.26    506.94    292.97    228.14    173.99    349.56    160.18   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.