Table I.G.3(2008) Employer cost distributions (in dollars) for employees enrolled in single, employee-plus-one, and family coverage at the 10th, 25th, 50th(median), 75th and 90th percentiles at private-sector establishments that offer health insurance by firm size: United States, 2008
  Total Less than 10 employees 10-24 Employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
Single coverage
Average (mean) 3,505    4,055    3,646    3,362    3,568    3,413    3,707    3,447   
10th percentile 1,600    1,400    1,500    1,500    1,600    1,800    1,500    1,700   
25th percentile 2,500    2,400    2,300    2,300    2,500    2,700    2,300    2,600   
50th percentile (median) 3,400    3,600    3,400    3,200    3,500    3,400    3,500    3,400   
75th percentile 4,300    5,200    4,700    4,300    4,500    4,200    4,800    4,200   
90th percentile 5,400    7,100    6,000    5,300    5,600    5,000    6,100    5,200   
Employee-plus-one coverage
Average (mean) 6,231    6,883    6,053    5,594    6,058    6,358    6,189    6,238   
10th percentile 2,400    2,400    2,000    2,000    2,300    3,100    2,100    2,600   
25th percentile 4,400    3,600    3,200    3,300    3,900    4,900    3,500    4,600   
50th percentile (median) 6,200    6,200    5,500    5,100    5,900    6,400    5,600    6,300   
75th percentile 7,900    9,300    8,000    7,400    8,100    7,900    8,300    7,900   
90th percentile 9,700    12,000    11,000    9,800    10,000    9,400    11,000    9,500   
Family coverage
Average (mean) 8,904    9,310    8,195    7,447    8,302    9,370    8,221    9,025   
10th percentile 3,100    2,600    2,200    1,900    2,600    4,400    1,900    3,600   
25th percentile 6,200    5,100    4,200    4,200    5,500    7,300    4,300    6,600   
50th percentile (median) 9,000    9,400    7,400    7,100    8,400    9,500    7,600    9,100   
75th percentile 11,000    12,000    11,000    10,000    11,000    12,000    11,000    11,000   
90th percentile 14,000    16,000    16,000    13,000    13,000    14,000    15,000    14,000   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

Dollar amounts have been rounded for confidentiality reasons.

 

Table I.G.3(2008) Standard error for employer cost distributions (in dollars) for employees enrolled in single, employee-plus-one, and family coverage at the 10th, 25th, 50th(median), 75th and 90th percentiles at private-sector establishments that offer health insurance by firm size: United States, 2008
  Total Less than 10 employees 10-24 Employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
Single coverage
Average (mean) 17.02    47.80    61.07    30.03    47.92    27.93    35.66    23.28   
10th percentile 30.38    58.96    45.12    52.61    107.26    65.19    41.84    42.99   
25th percentile 24.90    49.06    32.64    42.03    49.37    29.64    34.11    32.18   
50th percentile (median) 33.28    66.85    79.44    49.38    58.66    43.45    38.74    37.40   
75th percentile 26.20    51.32    93.14    50.84    54.99    33.02    28.89    26.21   
90th percentile 31.26    145.59    151.91    100.57    84.91    47.52    113.10    35.78   
Employee-plus-one coverage
Average (mean) 42.60    198.32    98.89    127.72    135.80    50.25    117.80    47.14   
10th percentile 123.00    154.71    78.29    87.31    125.41    197.70    89.57    143.56   
25th percentile 71.17    189.37    135.16    116.80    189.56    76.94    105.92    68.87   
50th percentile (median) 96.91    196.74    186.99    130.57    127.98    100.95    147.48    97.47   
75th percentile 67.72    409.51    183.81    175.92    169.94    76.72    210.74    75.24   
90th percentile 108.69    429.68    358.12    274.08    216.78    135.18    357.68    93.25   
Family coverage
Average (mean) 77.31    226.85    272.63    253.82    139.68    113.00    213.91    79.50   
10th percentile 129.40    206.42    248.68    246.07    226.64    304.65    196.86    181.76   
25th percentile 89.58    199.33    223.26    270.08    162.99    134.96    212.77    94.99   
50th percentile (median) 101.57    403.96    308.38    330.18    195.21    125.72    298.18    99.38   
75th percentile 69.48    278.13    401.43    334.46    127.19    112.84    204.50    82.25   
90th percentile 185.14    357.27    569.18    337.75    329.34    269.80    408.67    209.95   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.