Table I.D.1.a(2013) Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2013
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 16,256    14,829    15,160    14,503    15,985    17,213    14,843    16,586   
Industry group **
Agric., fish., forest. 15,677    --    --    --    --    --    21,762    13,313   
Mining and manufacturing 15,920    13,502    14,375    14,059    14,909    17,460    14,202    16,240   
Construction 14,329    14,515    12,875    13,402    16,462    13,301    13,804    14,847   
Utilities and transp. 16,982    16,272    16,682    14,443    15,025    19,278    16,430    17,091   
Wholesale trade 16,334    13,841    17,710    16,221    16,190    16,231    16,637    16,185   
Fin. svs. and real estate 16,997    17,980    14,399    15,222    17,496    17,096    16,380    17,072   
Retail trade 14,961    14,469    14,651    13,668    13,674    16,677    14,139    15,294   
Professional services 16,693    14,609    14,679    14,620    16,818    17,238    14,473    17,023   
Other services 15,867    13,932    15,776    15,001    15,834    16,701    14,778    16,211   
Ownership
For profit, incorporated 15,841    14,378    15,151    14,155    15,290    17,022    14,656    16,178   
For profit, unincorporated 16,243    16,355    14,821    15,355    16,309    17,186    15,625    16,504   
Nonprofit 17,352    15,551    15,907    15,629    17,478    17,583    15,115    17,508   
Age of firm
Less than 5 years 13,529    13,069    13,926    13,375    12,974    18,100    13,392    13,845   
5-9 years 15,354    15,230    14,119    15,087    16,237    17,323    14,863    16,078   
10-19 years 15,124    14,084    15,580    13,609    16,346    15,937    14,587    15,467   
20 or more years 16,563    15,713    15,481    14,803    16,007    17,248    15,261    16,743   
Multi/single status
2 or more locations 16,866    16,037    16,196    15,128    15,957    17,265    15,152    16,910   
1 location only 15,094    14,789    15,098    14,321    16,029    15,970    14,814    15,378   
Percent full-time employees
Less than 25% 16,220    15,397    20,191    17,450    15,465    13,918    18,019    15,095   
25-49 % 15,458    12,123    13,769    12,628    16,719    17,479    12,496    16,511   
50-74 % 16,220    11,839    15,119    13,265    16,723    17,060    13,990    16,662   
75% or more 16,295    15,660    15,064    14,679    15,876    17,269    15,031    16,589   
Union presence
No union employees 15,740    14,920    15,073    14,533    15,810    16,658    14,798    16,070   
Has union employees 17,300    13,401    16,114    14,248    17,037    17,995    15,510    17,434   
Unknown 17,357    12,581 * 14,004 * 22,933 * 11,361    17,533    14,015    17,392   
Percent low wage employees
50% or more low wage 15,040    10,625    14,102    13,951    13,504    16,450    11,688    15,781   
Less than 50% low wage 16,384    15,468    15,222    14,542    16,214    17,308    15,159    16,672   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2013 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.a(2013) Standard error for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2013
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 181.90    565.86    338.76    214.89    278.11    263.74    328.89    232.19   
Industry group **
Agric., fish., forest. 2,776.31    --    --    --    --    --    4,606.48    3,161.10   
Mining and manufacturing 532.93    2,089.59    992.05    302.62    425.92    1,011.26    579.30    627.69   
Construction 620.30    1,987.06    1,565.04    1,055.57    1,943.46    3,714.94    682.57    950.80   
Utilities and transp. 1,224.03    4,083.36    3,571.89    2,916.81    1,904.86    1,409.67    2,151.74    1,175.68   
Wholesale trade 635.17    2,247.77    2,437.33    1,762.01    957.66    944.09    1,226.64    548.70   
Fin. svs. and real estate 565.22    3,035.66    1,450.88    718.69    512.32    862.44    2,307.71    707.71   
Retail trade 596.91    2,552.72    1,974.63    880.00    875.92    840.76    811.83    705.07   
Professional services 252.40    1,149.30    811.78    700.38    363.46    352.45    639.11    235.57   
Other services 515.55    754.77    1,477.02    641.96    1,279.13    565.27    440.78    700.21   
Ownership
For profit, incorporated 191.53    681.95    411.09    206.68    332.40    326.04    373.98    249.91   
For profit, unincorporated 417.30    756.06    867.06    688.92    1,210.36    636.44    564.75    499.38   
Nonprofit 257.33    2,004.77    972.54    916.58    464.43    331.70    777.84    257.90   
Age of firm
Less than 5 years 1,091.04    2,130.10    1,564.86    1,462.21    1,184.43    3,300.29    1,286.03    1,087.35   
5-9 years 414.75    1,016.86    977.73    758.21    542.62    3,232.87    542.79    589.44   
10-19 years 593.91    1,543.97    912.24    495.89    1,061.14    761.39    694.39    814.42   
20 or more years 239.00    820.61    397.41    305.37    334.11    279.96    289.55    280.75   
Multi/single status
2 or more locations 322.97    4,235.01    1,628.68    393.56    412.60    307.31    514.70    327.23   
1 location only 240.81    557.71    391.78    269.16    470.05    1,082.60    369.74    478.71   
Percent full-time employees
Less than 25% 1,045.78    4,302.09    3,766.69    2,312.71    1,854.86    537.10    1,497.93    828.19   
25-49 % 641.25    2,767.97    1,643.64    2,039.16    1,093.06    946.15    905.92    1,004.03   
50-74 % 644.32    1,528.49    1,056.74    1,473.56    853.71    752.07    999.77    684.59   
75% or more 149.79    418.12    462.74    274.66    262.21    252.49    289.05    188.62   
Union presence
No union employees 167.49    584.78    392.42    190.11    267.44    313.51    354.04    182.61   
Has union employees 400.13    2,770.96    3,149.72    1,717.17    556.37    544.19    1,121.77    428.12   
Unknown 682.54    3,986.50 * 4,428.45 * 6,912.09 * 1,449.57    617.93    4,001.16    678.57   
Percent low wage employees
50% or more low wage 741.24    1,618.45    1,038.32    1,130.72    1,088.17    968.17    700.14    895.51   
Less than 50% low wage 161.75    576.57    426.07    197.36    210.73    264.59    347.11    185.28   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2013 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.