Table I.F.2(2013) Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2013
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,273    1,611    1,739    1,742    1,465    974    1,695    1,169   
Industry group **
Agric., fish., forest. 1,176    1,800    1,433    2,017    505 * 914    1,580    1,071   
Mining and manufacturing 1,236    1,620    1,796    1,927    1,371    886    1,808    1,142   
Construction 1,496    1,652    1,868    1,627    1,308    1,004    1,668    1,341   
Utilities and transp. 1,111    1,908    1,929    1,630    1,412    917    1,918    1,031   
Wholesale trade 1,439    1,568    1,474    1,967    1,644    932    1,705    1,325   
Fin. svs. and real estate 1,302    1,751    1,777    1,644    1,365    1,183    1,708    1,245   
Retail trade 1,229    1,667    1,911    1,700    1,754    944    1,794    1,110   
Professional services 1,258    1,542    1,775    1,655    1,472    938    1,663    1,148   
Other services 1,277    1,566    1,563    1,703    1,558    963    1,609    1,181   
Ownership
For profit, incorporated 1,278    1,621    1,768    1,751    1,470    1,003    1,708    1,168   
For profit, unincorporated 1,412    1,643    1,756    1,940    1,509    945    1,760    1,291   
Nonprofit 1,125    1,361    1,452    1,442    1,419    827    1,450    1,082   
Age of firm
Less than 5 years 1,548    1,546    1,732    1,583    1,477    953    1,603    1,454   
5-9 years 1,576    1,721    1,670    1,742    1,304    1,001    1,716    1,412   
10-19 years 1,582    1,710    1,729    1,636    1,599    1,244    1,684    1,503   
20 or more years 1,195    1,526    1,766    1,794    1,450    963    1,717    1,124   
Multi/single status
2 or more locations 1,094    1,685    1,865    1,785    1,394    971    1,831    1,073   
1 location only 1,649    1,610    1,728    1,728    1,570    1,134    1,681    1,609   
Percent full-time employees
Less than 25% 1,223    1,105    1,539    1,528    1,386    1,062    1,361    1,182   
25-49 % 1,218    1,872    1,578    1,609    1,711    965    1,665    1,152   
50-74 % 1,252    1,702    1,894    1,835    1,743    910    1,815    1,148   
75% or more 1,281    1,603    1,730    1,742    1,413    986    1,689    1,173   
Union presence
No union employees 1,390    1,621    1,756    1,761    1,495    975    1,718    1,266   
Has union employees 919    1,160    1,272    1,529    1,206    831    1,103    912   
Unknown 1,097    1,827    1,429    1,076    1,240    1,090    1,276    1,094   
Percent low wage employees
50% or more low wage 1,298    1,665    1,747    1,817    1,637    1,006    1,691    1,238   
Less than 50% low wage 1,268    1,604    1,738    1,729    1,424    967    1,696    1,153   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2013 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2(2013) Standard error for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2013
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 20.13    34.46    49.69    28.37    48.92    11.35    24.19    19.16   
Industry group **
Agric., fish., forest. 170.44    274.99    341.55    288.77    427.05 * 140.72    185.55    191.24   
Mining and manufacturing 49.80    109.19    100.71    110.76    69.50    57.80    74.29    58.82   
Construction 41.94    151.95    157.42    86.05    215.54    89.79    83.30    99.05   
Utilities and transp. 43.70    136.09    495.66    236.52    66.46    60.74    159.45    49.11   
Wholesale trade 84.27    113.87    90.19    163.43    229.77    47.14    68.02    100.77   
Fin. svs. and real estate 38.82    73.38    179.91    138.19    84.98    43.02    89.28    38.71   
Retail trade 32.39    85.52    176.72    81.55    107.07    26.07    105.41    35.09   
Professional services 29.59    60.64    28.35    63.62    78.98    30.71    21.89    34.66   
Other services 57.87    101.16    101.28    83.83    187.28    31.33    47.68    70.73   
Ownership
For profit, incorporated 19.70    30.75    57.40    41.68    51.84    15.14    28.39    18.58   
For profit, unincorporated 26.90    79.09    110.38    74.15    67.60    41.84    64.02    41.14   
Nonprofit 38.87    104.56    129.99    86.29    108.27    39.37    69.40    45.39   
Age of firm
Less than 5 years 67.88    72.33    137.17    116.15    128.73    142.19    64.82    118.59   
5-9 years 31.99    75.15    86.59    80.65    86.43    173.22    50.32    70.57   
10-19 years 49.90    67.13    112.91    57.34    165.91    119.22    39.90    64.54   
20 or more years 21.36    44.67    74.83    61.69    55.04    10.81    36.78    20.30   
Multi/single status
2 or more locations 16.17    332.71    165.00    63.63    52.31    9.83    94.48    14.82   
1 location only 35.27    35.05    50.93    31.23    68.33    171.77    25.95    61.49   
Percent full-time employees
Less than 25% 74.28    138.11    215.07    142.29    154.59    103.82    79.57    80.45   
25-49 % 38.16    114.09    158.76    105.57    132.04    47.87    105.16    39.58   
50-74 % 61.71    57.11    179.77    104.96    260.66    30.12    74.86    72.70   
75% or more 18.22    40.95    50.86    39.22    44.87    15.18    26.55    17.75   
Union presence
No union employees 23.75    36.28    54.26    29.08    51.85    15.81    26.91    25.70   
Has union employees 28.11    256.33    145.61    136.74    146.63    28.66    121.98    30.25   
Unknown 11.78    462.94    353.66    283.85    130.59    12.82    222.48    11.78   
Percent low wage employees
50% or more low wage 37.41    87.15    167.31    58.86    115.63    29.88    71.97    40.46   
Less than 50% low wage 17.21    36.02    44.42    42.15    42.80    12.01    22.82    15.13   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2013 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.