Table I.F.3(2013) Average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2013
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 2,491    3,799    3,759    3,677    2,770    2,073    3,761    2,307   
Industry group **
Agric., fish., forest. 2,889    4,094    3,026    4,346    2,279 * 1,976    3,813    2,561   
Mining and manufacturing 2,327    3,415    3,366    3,796    2,599    1,913    3,617    2,205   
Construction 3,323    3,866    3,848    3,619    2,883    2,682    3,469    3,224   
Utilities and transp. 2,083    3,988    3,513    3,025    3,179    1,802    3,749    1,977   
Wholesale trade 2,786    3,584    3,535    4,302    2,769    2,128    3,912    2,521   
Fin. svs. and real estate 2,629    3,926    3,693    3,639    2,677    2,437    3,758    2,526   
Retail trade 2,493    4,020    3,871    3,858    3,533    2,045    4,006    2,313   
Professional services 2,391    3,749    3,990    3,492    2,807    1,949    3,821    2,180   
Other services 2,572    3,816    3,836    3,533    2,567    2,216    3,788    2,353   
Ownership
For profit, incorporated 2,516    3,867    3,825    3,746    2,729    2,127    3,800    2,326   
For profit, unincorporated 2,866    3,858    3,670    3,956    3,140    2,169    3,977    2,637   
Nonprofit 2,048    2,933    3,204    2,821    2,569    1,699    2,999    1,969   
Age of firm
Less than 5 years 3,354    3,981    3,635    3,298    3,192    1,802    3,619    3,049   
5-9 years 3,316    3,871    3,956    3,698    2,564    2,137    3,962    2,753   
10-19 years 3,213    3,643    3,670    3,598    2,884    2,734    3,643    2,980   
20 or more years 2,352    3,782    3,776    3,726    2,734    2,051    3,792    2,236   
Multi/single status
2 or more locations 2,220    3,547 * 4,201    3,644    2,706    2,070    3,979    2,192   
1 location only 3,415    3,804    3,719    3,688    2,877    2,233    3,737    3,089   
Percent full-time employees
Less than 25% 2,965    3,338    3,221    3,617    4,113    2,440    3,350    2,883   
25-49 % 2,545    3,813    3,134    3,490    3,109    2,260    3,528    2,440   
50-74 % 2,327    4,321    4,357    3,740    3,190    1,863    4,153    2,119   
75% or more 2,507    3,709    3,726    3,678    2,701    2,095    3,731    2,323   
Union presence
No union employees 2,730    3,893    3,844    3,810    2,812    2,070    3,887    2,453   
Has union employees 1,872    1,869    2,586    2,659    2,344    1,759    2,030    1,865   
Unknown 2,372    1,847 * 2,744    2,189    3,128    2,354    2,346    2,372   
Percent low wage employees
50% or more low wage 2,580    4,429    3,713    3,611    3,125    2,294    3,859    2,481   
Less than 50% low wage 2,479    3,737    3,762    3,682    2,731    2,038    3,754    2,283   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2013 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.3(2013) Standard error for average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2013
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 23.23    113.39    96.59    105.91    79.99    24.78    55.66    22.94   
Industry group **
Agric., fish., forest. 259.17    774.66    727.79    639.90    1,164.50 * 293.55    538.64    400.11   
Mining and manufacturing 61.23    333.74    163.55    191.99    106.30    95.36    90.99    69.12   
Construction 156.42    238.29    757.32    248.82    437.65    230.72    232.66    245.32   
Utilities and transp. 111.97    553.17    1,007.93    436.35    255.02    138.76    511.01    117.39   
Wholesale trade 150.00    355.12    238.92    384.28    325.84    124.03    279.80    161.36   
Fin. svs. and real estate 54.13    178.95    347.59    282.85    194.38    77.28    162.96    74.21   
Retail trade 74.21    365.90    267.04    247.32    189.05    66.99    213.78    82.42   
Professional services 49.67    218.59    166.68    174.83    77.12    62.85    65.32    55.60   
Other services 101.40    302.81    246.78    172.83    191.38    115.75    160.24    97.34   
Ownership
For profit, incorporated 24.58    110.12    116.41    121.63    108.52    39.20    73.54    31.71   
For profit, unincorporated 87.51    231.82    555.51    287.02    169.69    105.42    184.28    91.68   
Nonprofit 51.14    278.34    567.01    186.22    163.06    67.69    200.38    62.13   
Age of firm
Less than 5 years 127.10    203.99    294.31    500.25    153.34    360.87    135.42    185.29   
5-9 years 134.19    317.75    210.60    226.51    334.44    364.91    224.80    174.06   
10-19 years 71.30    215.77    143.43    168.61    182.01    235.01    134.65    82.86   
20 or more years 27.13    201.07    188.84    155.87    79.89    23.51    114.01    26.66   
Multi/single status
2 or more locations 21.39    1,088.35 * 425.68    219.76    72.40    25.05    335.35    18.29   
1 location only 55.71    110.37    103.60    119.82    119.46    307.56    57.71    105.45   
Percent full-time employees
Less than 25% 236.35    481.96    544.64    414.49    566.39    189.68    300.08    250.31   
25-49 % 112.44    442.87    453.14    245.24    215.14    138.51    142.70    101.92   
50-74 % 54.59    264.44    243.75    254.17    180.25    59.25    161.77    55.21   
75% or more 24.82    143.64    128.36    110.96    88.73    21.87    69.03    25.84   
Union presence
No union employees 34.09    103.67    110.77    114.35    83.62    33.73    69.32    35.89   
Has union employees 38.06    327.61    494.03    179.90    259.02    43.75    245.72    34.79   
Unknown 66.66    620.49 * 800.84    511.67    386.84    67.24    602.65    66.52   
Percent low wage employees
50% or more low wage 60.15    450.68    334.04    205.57    173.58    76.06    243.93    75.37   
Less than 50% low wage 23.49    122.49    110.82    109.61    78.26    22.82    54.45    20.68   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2013 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.