Table I.F.2(2014) Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2014
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,353    1,648    1,780    1,804    1,461    1,106    1,777    1,259   
Industry group **
Agric., fish., forest. 1,747    1,645    --    --    2,394    1,434    1,699    1,770   
Mining and manufacturing 1,268    1,631    1,718    1,908    1,340    1,003    1,810    1,197   
Construction 1,758    1,810    1,835    2,065    1,611    1,210    1,936    1,617   
Utilities and transp. 1,347    1,763    1,968    1,606    1,522    1,207    1,854    1,272   
Wholesale trade 1,371    1,700    1,804    1,858    1,249    971    1,870    1,190   
Fin. svs. and real estate 1,321    1,737    1,609    1,534    1,482    1,210    1,742    1,263   
Retail trade 1,380    1,694    2,015    2,087    1,711    1,110    1,964    1,283   
Professional services 1,327    1,586    1,703    1,707    1,493    1,076    1,658    1,255   
Other services 1,330    1,553    1,853    1,677    1,356    1,117    1,719    1,225   
Ownership
For profit, incorporated 1,353    1,679    1,826    1,859    1,450    1,114    1,822    1,250   
For profit, unincorporated 1,548    1,701    1,666    1,891    1,633    1,219    1,784    1,456   
Nonprofit 1,218    1,232    1,603    1,441    1,395    1,005    1,451    1,188   
Age of firm
Less than 5 years 1,705    1,540    1,757    2,040    1,521    1,243    1,789    1,627   
5-9 years 1,564    1,678    1,686    1,706    1,397    1,132    1,735    1,395   
10-19 years 1,620    1,673    1,779    1,790    1,563    1,233    1,755    1,534   
20 or more years 1,283    1,656    1,806    1,796    1,437    1,101    1,797    1,216   
Multi/single status
2 or more locations 1,194    1,916    1,696    1,717    1,412    1,104    1,776    1,178   
1 location only 1,681    1,645    1,787    1,832    1,522    1,170    1,777    1,584   
Percent full-time employees
Less than 25% 1,386    1,580    1,423    1,700    1,535    1,214    1,531    1,350   
25-49 % 1,385    1,414    1,819    1,755    1,637    1,180    1,733    1,318   
50-74 % 1,355    1,714    1,567    1,806    1,637    1,164    1,663    1,304   
75% or more 1,350    1,652    1,808    1,808    1,429    1,087    1,799    1,246   
Union presence
No union employees 1,476    1,655    1,798    1,843    1,513    1,151    1,795    1,370   
Has union employees 995    1,223    1,296    1,113    1,044    974    1,210    987   
Unknown 1,148    --    --    --    1,243    1,145    --    1,147   
Percent low-wage employees
50% or more low-wage 1,379    1,774    1,840    1,866    1,607    1,169    1,828    1,316   
Less than 50% low-wage 1,347    1,630    1,774    1,795    1,434    1,091    1,770    1,247   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2014 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2(2014) Standard error for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2014
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 13.24    38.94    47.74    41.28    32.40    15.00    27.98    14.49   
Industry group **
Agric., fish., forest. 192.05    176.06    --    --    302.75    306.39    167.12    271.07   
Mining and manufacturing 34.17    122.82    112.84    100.23    75.13    35.39    87.55    35.85   
Construction 92.50    136.33    129.09    223.75    179.58    98.94    106.39    142.91   
Utilities and transp. 56.76    173.92    244.44    166.25    176.78    69.10    123.58    62.30   
Wholesale trade 50.51    115.34    174.15    106.07    116.50    52.58    90.54    53.83   
Fin. svs. and real estate 40.06    126.79    122.49    137.47    71.80    48.50    78.71    42.02   
Retail trade 33.70    162.27    154.22    118.13    104.00    28.51    93.74    33.97   
Professional services 22.74    66.39    83.22    56.60    55.37    29.39    43.37    25.87   
Other services 31.94    80.87    138.77    86.38    82.97    36.45    75.57    33.15   
Ownership
For profit, incorporated 15.38    46.10    52.06    48.78    39.87    16.78    30.19    16.78   
For profit, unincorporated 43.06    94.14    116.29    102.21    101.95    61.01    79.76    51.53   
Nonprofit 32.52    82.83    207.69    106.65    62.72    39.37    108.61    33.58   
Age of firm
Less than 5 years 84.55    96.42    154.36    180.48    183.91    88.05    119.16    118.65   
5-9 years 57.34    87.99    123.67    82.42    155.77    166.65    63.53    92.26   
10-19 years 41.32    87.86    89.14    81.62    89.02    69.37    53.82    57.45   
20 or more years 14.41    56.24    68.43    56.02    35.57    15.46    38.81    15.09   
Multi/single status
2 or more locations 13.59    323.24    116.37    60.40    33.09    15.12    74.84    13.72   
1 location only 27.26    39.23    50.68    50.81    60.34    110.66    29.98    45.16   
Percent full-time employees
Less than 25% 64.54    138.12    255.95    127.35    103.31    99.44    107.79    75.33   
25-49 % 41.60    131.72    160.43    145.19    120.36    46.59    112.63    43.15   
50-74 % 29.09    108.37    114.45    97.17    67.70    33.16    67.99    31.44   
75% or more 15.60    44.59    53.09    47.08    37.32    17.74    31.86    17.13   
Union presence
No union employees 16.43    39.42    48.85    42.80    35.08    21.58    28.56    19.25   
Has union employees 22.64    276.46    166.73    101.15    79.60    23.77    106.64    23.02   
Unknown 31.12    --    --    --    155.07    31.77    --    31.20   
Percent low-wage employees
50% or more low-wage 28.77    92.95    153.92    110.81    67.87    31.50    90.39    29.17   
Less than 50% low-wage 14.86    42.54    50.21    44.52    36.38    16.98    29.39    16.49   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2014 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.