Table I.D.1 Average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 17,710    16,148    16,736    16,310    17,600    18,121    16,471    17,893   
Industry group **
Agric., fish., forest. 15,771    --    --    --    --    --    13,945    17,166   
Mining and manufacturing 17,100    17,307    16,849    16,007    16,547    17,507    16,677    17,139   
Construction 16,376    16,275    13,863    15,168    16,526    22,203    14,554    17,522   
Utilities and transp. 18,136    --    16,579    16,440    18,661    18,266    15,867    18,278   
Wholesale trade 16,951    12,825    18,623    16,226    17,194    17,052    16,448    17,054   
Fin. svs. and real estate 18,415    17,527    21,340    19,374    18,301    18,316    19,589    18,323   
Retail trade 16,446    19,040    17,016    15,707    16,192    16,411    17,510    16,312   
Professional services 18,784    15,703    17,358    17,116    18,782    19,306    16,658    19,094   
Other services 16,596    15,838    15,821    15,664    17,244    16,722    16,106    16,700   
Ownership
For profit, incorporated 17,327    15,848    16,416    16,157    17,194    17,697    16,254    17,496   
For profit, unincorporated 16,927    16,444    18,142    16,089    17,276    16,814    16,978    16,916   
Nonprofit 19,885    18,105    16,726    17,522    19,290    20,480    17,382    20,060   
Age of firm
Less than 5 years 16,043    15,563    15,720    15,634    16,652    16,724    15,883    16,171   
5-9 years 15,671    14,934    17,323    15,305    15,642    15,373    15,964    15,466   
10-19 years 17,344    16,894    15,851    16,214    17,981    18,849    16,360    17,908   
20 or more years 17,903    16,234    17,191    16,627    17,763    18,128    16,759    18,001   
Multi/single status
2 or more locations 18,056    --    17,323    17,123    18,138    18,074    18,109    18,056   
1 location only 16,670    16,142    16,696    16,106    16,740    19,674    16,316    16,986   
Percent full-time employees
Less than 25% 16,805    14,417    19,591    16,470    15,609    17,192    16,934    16,742   
25-49 % 17,541    13,917    16,012    15,147    15,324    18,977    15,749    17,778   
50-74 % 17,162    15,362    17,587    16,662    17,732    17,225    16,397    17,281   
75% or more 17,781    16,486    16,578    16,326    17,701    18,192    16,487    17,968   
Union presence
No union employees 17,468    16,222    16,914    16,362    17,388    17,860    16,531    17,638   
Has union employees 18,450    15,158    15,904    15,964    19,048    18,688    15,966    18,596   
Percent low-wage employees
50% or more low-wage 16,719    17,339    15,685    15,651    16,195    16,997    16,310    16,770   
Less than 50% low-wage 17,781    16,031    16,785    16,347    17,700    18,205    16,481    17,976   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1 Standard errors for average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 84.41    370.36    389.69    232.37    189.94    108.62    207.40    91.81   
Industry group **
Agric., fish., forest. 1,291.43    --    --    --    --    --    1,619.12    1,742.85   
Mining and manufacturing 203.75    1,243.00    833.59    419.77    408.02    268.58    407.93    218.99   
Construction 528.40    1,502.53    761.62    673.11    773.52    1,408.80    559.42    757.36   
Utilities and transp. 243.17    --    1,175.29    1,185.63    894.92    263.38    848.00    250.64   
Wholesale trade 263.80    1,221.93    1,345.12    605.21    587.40    335.24    749.28    281.32   
Fin. svs. and real estate 200.52    1,163.20    2,008.28    744.42    589.84    221.16    913.84    202.91   
Retail trade 269.17    1,660.66    1,370.51    644.56    516.71    333.91    783.05    287.36   
Professional services 157.97    569.57    501.38    445.35    266.80    219.39    321.90    174.00   
Other services 257.84    687.48    1,058.69    622.86    662.32    341.49    521.05    293.38   
Ownership
For profit, incorporated 91.99    450.12    435.60    263.08    228.36    113.21    238.16    99.30   
For profit, unincorporated 255.64    746.98    958.14    714.96    528.38    362.67    514.88    290.02   
Nonprofit 228.43    1,190.20    1,490.78    597.20    362.00    299.76    731.29    237.41   
Age of firm
Less than 5 years 457.43    951.98    2,209.47    651.92    534.72    893.48    871.06    435.77   
5-9 years 415.05    730.70    1,255.84    588.21    865.34    1,019.22    591.05    555.69   
10-19 years 270.91    748.59    606.46    519.19    495.40    610.22    371.85    363.12   
20 or more years 91.52    561.66    529.55    312.94    209.03    110.27    287.88    96.06   
Multi/single status
2 or more locations 95.02    --    1,007.82    425.23    226.35    107.44    634.07    95.98   
1 location only 179.06    371.33    409.92    268.32    321.56    965.37    217.97    277.65   
Percent full-time employees
Less than 25% 566.20    1,579.79    1,538.03    873.87    1,119.96    558.78    1,413.52    467.08   
25-49 % 748.19    1,723.98    1,002.22    942.34    1,399.82    878.71    751.24    843.73   
50-74 % 205.42    985.57    756.02    941.13    541.97    234.62    613.96    216.01   
75% or more 90.93    417.32    430.86    249.59    194.08    118.18    228.17    98.52   
Union presence
No union employees 93.41    384.61    387.36    228.62    201.88    127.52    208.21    103.63   
Has union employees 188.99    1,378.42    1,233.98    893.25    501.95    203.17    862.87    191.90   
Percent low-wage employees
50% or more low-wage 248.18    1,809.00    1,276.27    431.01    434.85    318.02    905.78    255.43   
Less than 50% low-wage 88.72    359.52    403.36    244.45    201.19    114.33    212.87    96.78   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.