Table I.D.1.a Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 17,822    16,181    17,195    15,997    17,549    18,692    16,575    18,136   
Industry group **
Agric., fish., forest. 21,389    --    --    --    --    --    --    --   
Mining and manufacturing 16,774    --    16,447    14,335    16,966    18,439    16,770    16,775   
Construction 17,577    17,928    13,649    16,119    19,879    --    15,514    19,394   
Utilities and transp. 18,446    --    --    16,174    19,339    19,645    15,485    19,459   
Wholesale trade 16,747    --    --    14,828    19,457    16,343    15,631    17,638   
Fin. svs. and real estate 18,798    --    --    17,721    18,663    18,434    21,226    18,389   
Retail trade 16,890    --    18,111    15,783    16,062    17,396    16,509    17,005   
Professional services 18,659    15,701    17,867    16,960    17,920    19,400    16,722    18,978   
Other services 16,319    15,441    15,173    16,312    15,735    16,829    15,832    16,429   
Ownership
For profit, incorporated 17,062    16,068    16,478    15,439    17,289    17,850    16,202    17,351   
For profit, unincorporated 17,500    14,455    19,500    18,013    17,290    17,402    17,253    17,579   
Nonprofit 19,679    --    18,252    17,375    18,284    20,295    18,531    19,763   
Age of firm
Less than 5 years 14,439    --    --    15,046    14,017    --    14,579    14,319   
5-9 years 14,737    14,010    16,598    14,408    14,348    --    14,629    14,848   
10-19 years 17,052    18,260    16,132    17,523    16,218    17,536    17,149    16,942   
20 or more years 18,217    15,772    18,179    15,837    18,123    18,763    16,928    18,407   
Multi/single status
2 or more locations 18,479    --    --    15,937    18,152    18,676    16,065    18,523   
1 location only 16,670    16,171    17,233    16,008    16,772    19,041    16,606    16,739   
Percent full-time employees
Less than 25% 16,637    --    --    --    16,722    15,201    17,211    16,141   
25-49 % 17,658    --    --    17,224    15,843    19,470    15,633    18,267   
50-74 % 17,769    14,700    16,343    15,649    16,870    18,905    15,248    18,198   
75% or more 17,848    16,472    17,349    15,977    17,717    18,644    16,736    18,135   
Union presence
No union employees 17,643    16,234    17,533    16,158    17,486    18,470    16,692    17,933   
Has union employees 18,456    --    --    14,846    17,962    19,174    15,424    18,737   
Percent low-wage employees
50% or more low-wage 17,906    21,176    --    16,585    15,817    18,315    19,119    17,687   
Less than 50% low-wage 17,816    15,663    17,181    15,966    17,654    18,721    16,443    18,169   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.a Standard errors for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 186.28    694.24    752.89    396.17    326.82    279.48    389.12    210.29   
Industry group **
Agric., fish., forest. 3,806.82    --    --    --    --    --    --    --   
Mining and manufacturing 455.38    --    852.16    794.02    777.29    711.28    582.17    568.46   
Construction 1,485.16    3,876.11    990.91    939.70    3,622.90    --    1,439.88    2,263.97   
Utilities and transp. 827.04    --    --    1,346.09    1,316.97    1,257.55    1,110.16    1,008.71   
Wholesale trade 768.73    --    --    679.25    1,282.85    1,028.45    1,377.75    816.22   
Fin. svs. and real estate 444.31    --    --    917.16    957.57    350.61    2,086.73    349.62   
Retail trade 517.70    --    2,671.92    903.21    863.38    668.12    1,414.62    516.04   
Professional services 315.63    813.64    1,142.04    1,102.23    436.56    457.43    657.15    355.28   
Other services 291.21    1,411.56    929.72    593.78    554.36    412.05    628.83    323.55   
Ownership
For profit, incorporated 213.53    826.23    798.74    356.50    481.60    309.98    423.83    244.71   
For profit, unincorporated 556.51    1,276.27    2,199.75    1,820.64    569.71    814.32    1,317.12    613.05   
Nonprofit 347.91    --    1,033.16    670.40    545.45    443.76    696.75    368.39   
Age of firm
Less than 5 years 788.95    --    --    1,443.39    744.72    --    1,308.98    936.20   
5-9 years 448.39    892.09    1,149.86    704.95    877.61    --    639.54    631.83   
10-19 years 489.15    1,539.83    1,205.07    1,142.74    415.70    762.51    688.78    690.66   
20 or more years 212.72    870.94    1,186.29    402.32    395.61    288.20    587.88    227.31   
Multi/single status
2 or more locations 240.82    --    --    629.62    483.12    285.81    713.39    244.81   
1 location only 282.12    698.80    782.98    454.43    421.86    1,329.35    410.19    383.95   
Percent full-time employees
Less than 25% 1,035.85    --    --    --    1,281.05    975.98    2,022.80    787.74   
25-49 % 871.13    --    --    1,091.80    1,420.73    1,310.22    1,394.73    997.63   
50-74 % 394.51    1,895.68    1,351.42    731.83    962.72    391.82    1,122.91    398.03   
75% or more 211.92    776.02    845.67    441.72    359.10    325.52    431.74    241.37   
Union presence
No union employees 214.50    706.16    821.37    405.77    366.39    356.30    412.37    249.38   
Has union employees 372.74    --    --    1,254.62    570.62    418.15    943.36    379.90   
Percent low-wage employees
50% or more low-wage 990.28    3,780.96    --    684.50    932.70    1,487.80    2,448.93    1,078.30   
Less than 50% low-wage 186.89    571.81    777.15    415.10    341.20    278.27    383.56    211.62   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.