Table I.F.2 Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,696    2,082    2,071    2,164    1,963    1,386    2,105    1,615   
Industry group **
Agric., fish., forest. 1,924    2,083    --    1,400    2,078    2,101 * 2,100    1,858   
Mining and manufacturing 1,565    2,069    1,907    2,375    1,784    1,224    2,157    1,497   
Construction 2,079    2,258    2,239    2,300    2,197    1,100    2,269    1,945   
Utilities and transp. 1,627    1,961    2,245    2,262    2,150    1,416    2,134    1,573   
Wholesale trade 1,772    2,526    1,935    2,246    1,865    1,373    2,064    1,677   
Fin. svs. and real estate 1,615    2,084    1,985    1,897    1,960    1,455    1,960    1,576   
Retail trade 1,751    2,184    2,414    2,151    2,425    1,420    2,231    1,651   
Professional services 1,614    1,915    1,982    1,981    1,874    1,330    1,994    1,543   
Other services 1,868    2,019    1,989    2,305    2,058    1,572    2,133    1,801   
Ownership
For profit, incorporated 1,696    2,136    2,104    2,214    1,964    1,400    2,134    1,608   
For profit, unincorporated 1,894    2,138    2,097    2,214    2,157    1,419    2,148    1,807   
Nonprofit 1,533    1,532    1,704    1,813    1,812    1,304    1,781    1,507   
Age of firm
Less than 5 years 2,123    2,026    1,984    2,276    2,238    1,562    2,031    2,181   
5-9 years 2,046    2,056    1,945    2,112    2,191    1,384    2,038    2,053   
10-19 years 1,983    2,058    2,196    2,116    2,033    1,508    2,181    1,868   
20 or more years 1,612    2,122    2,043    2,177    1,910    1,379    2,095    1,553   
Multi/single status
2 or more locations 1,537    --    2,001    2,144    1,957    1,387    2,043    1,525   
1 location only 2,048    2,080    2,076    2,170    1,971    1,347    2,111    1,989   
Percent full-time employees
Less than 25% 2,117    2,250    2,510    2,080    2,395    1,888    2,360    2,068   
25-49 % 1,832    1,708    2,094    2,275    2,281    1,448    1,995    1,802   
50-74 % 1,701    2,022    1,978    2,281    2,043    1,411    2,082    1,632   
75% or more 1,680    2,097    2,072    2,147    1,926    1,371    2,107    1,594   
Union presence
No union employees 1,785    2,101    2,123    2,180    1,983    1,445    2,136    1,698   
Has union employees 1,307    1,390    989    1,710    1,754    1,244    1,161    1,311   
Percent low-wage employees
50% or more low-wage 1,936    2,128    2,335    2,289    2,357    1,602    2,298    1,888   
Less than 50% low-wage 1,662    2,077    2,048    2,147    1,894    1,355    2,086    1,572   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2 Standard errors for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 15.59    67.41    53.54    43.99    38.11    18.38    34.29    17.15   
Industry group **
Agric., fish., forest. 308.54    382.44    --    223.98    233.67    694.08 * 280.64    411.47   
Mining and manufacturing 40.71    223.58    202.99    118.97    93.50    38.01    116.15    42.69   
Construction 90.37    176.84    161.32    112.82    168.64    168.10    90.93    135.81   
Utilities and transp. 56.54    306.46    280.26    196.23    137.74    59.10    172.02    58.66   
Wholesale trade 71.92    364.04    140.70    165.41    142.29    98.25    123.59    85.72   
Fin. svs. and real estate 42.79    183.55    263.95    107.70    113.70    49.65    118.29    45.39   
Retail trade 42.70    204.63    169.82    117.45    150.28    42.61    99.26    46.75   
Professional services 26.57    94.24    81.55    72.35    59.07    33.77    51.27    29.55   
Other services 46.49    165.18    120.48    141.53    120.42    50.79    103.51    50.85   
Ownership
For profit, incorporated 18.46    87.10    60.30    50.47    50.88    20.90    38.38    20.44   
For profit, unincorporated 43.34    113.37    135.89    115.00    94.37    52.88    76.03    51.34   
Nonprofit 40.53    191.51    200.90    134.05    71.50    51.61    159.25    41.25   
Age of firm
Less than 5 years 87.74    159.43    193.90    161.96    189.17    170.84    98.04    129.20   
5-9 years 69.32    125.24    149.50    115.09    151.28    188.43    82.29    107.49   
10-19 years 45.05    113.40    100.49    94.83    94.16    75.17    61.70    60.66   
20 or more years 17.33    119.69    74.46    58.28    44.59    19.07    52.17    18.13   
Multi/single status
2 or more locations 17.42    --    142.05    72.69    46.87    18.57    83.72    17.67   
1 location only 30.85    67.77    56.68    53.12    65.10    126.77    36.88    48.52   
Percent full-time employees
Less than 25% 85.40    474.06    349.23    215.73    201.00    85.90    191.60    94.12   
25-49 % 63.45    247.39    172.75    192.20    152.31    51.18    108.94    72.90   
50-74 % 42.70    155.17    166.05    192.44    98.35    45.73    144.82    42.08   
75% or more 17.56    76.28    59.15    46.79    42.92    20.98    36.34    19.47   
Union presence
No union employees 17.68    67.96    52.71    44.88    40.37    22.56    34.47    20.01   
Has union employees 30.97    328.65    182.18    225.14    120.44    30.71    135.59    31.61   
Percent low-wage employees
50% or more low-wage 45.28    184.93    188.70    135.43    82.22    58.61    102.47    49.15   
Less than 50% low-wage 16.64    71.67    55.73    46.78    41.90    19.21    36.30    18.32   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.