Table I.F.9 Percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 94.0%    84.1%    84.2%    92.4%    93.5%    95.8%    86.7%    95.1%   
Industry group **
Agric., fish., forest. 92.1%    --    --    96.8%    100.0%    92.6%    88.4%    95.0%   
Mining and manufacturing 94.1%    97.2%    76.2%    95.0%    93.7%    94.9%    88.1%    94.6%   
Construction 93.1%    83.4%    82.5%    96.2%    96.6%    100.0%    85.1%    98.2%   
Utilities and transp. 96.0%    --    92.4%    95.9%    97.2%    96.6%    87.9%    96.6%   
Wholesale trade 91.9%    80.1%    80.6%    91.5%    91.3%    94.4%    83.6%    93.6%   
Fin. svs. and real estate 96.1%    77.5%    94.6%    95.9%    94.3%    97.1%    89.3%    96.6%   
Retail trade 94.6%    71.3%    92.1%    86.8%    86.3%    98.1%    83.1%    96.0%   
Professional services 94.4%    86.7%    87.9%    91.3%    93.1%    96.1%    89.0%    95.2%   
Other services 90.8%    90.8%    77.8%    88.3%    94.0%    91.8%    84.7%    92.1%   
Ownership
For profit, incorporated 94.2%    84.3%    82.8%    92.6%    93.3%    96.2%    86.1%    95.5%   
For profit, unincorporated 91.9%    82.3%    87.9%    93.4%    96.2%    90.7%    88.8%    92.6%   
Nonprofit 94.8%    85.9%    88.3%    89.9%    91.5%    96.8%    88.1%    95.2%   
Age of firm
Less than 5 years 94.1%    91.8%    92.1%    94.9%    94.5%    98.5%    93.6%    94.6%   
5-9 years 89.1%    78.5%    81.8%    88.8%    94.4%    95.1%    81.0%    94.9%   
10-19 years 91.0%    79.9%    79.9%    92.5%    95.5%    96.4%    83.7%    95.2%   
20 or more years 94.6%    87.0%    85.9%    92.7%    93.0%    95.8%    88.7%    95.1%   
Multi/single status
2 or more locations 95.3%    --    71.6%    95.1%    92.6%    96.0%    89.9%    95.4%   
1 location only 90.2%    84.1%    85.1%    91.7%    94.9%    90.3%    86.4%    93.6%   
Percent full-time employees
Less than 25% 85.6%    90.0%    49.8% * 89.7%    81.0%    97.8%    71.8%    92.4%   
25-49 % 92.5%    69.4%    91.8%    88.8%    91.5%    94.7%    86.1%    93.3%   
50-74 % 93.2%    74.3%    79.7%    89.0%    86.3%    98.0%    78.6%    95.5%   
75% or more 94.3%    86.3%    85.6%    92.8%    94.3%    95.6%    88.1%    95.2%   
Union presence
No union employees 94.1%    84.6%    85.7%    92.5%    94.6%    95.9%    87.5%    95.3%   
Has union employees 93.7%    77.6%    77.1%    91.8%    86.3%    95.7%    79.9%    94.5%   
Percent low-wage employees
50% or more low-wage 90.8%    81.9%    71.6%    85.0%    88.8%    93.6%    80.4%    92.1%   
Less than 50% low-wage 94.3%    84.3%    84.8%    92.8%    93.8%    96.0%    87.1%    95.3%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.9 Standard errors for percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2016
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.39%    1.92%    2.24%    0.95%    0.91%    0.49%    1.11%    0.41%   
Industry group **
Agric., fish., forest. 3.85%    --    --    2.56%    0.00%    6.89%    6.58%    4.69%   
Mining and manufacturing 1.01%    2.27%    7.19%    1.51%    1.47%    1.49%    2.87%    1.07%   
Construction 1.51%    6.62%    5.95%    1.18%    1.50%    0.00%    3.50%    0.72%   
Utilities and transp. 1.50%    --    7.32%    3.17%    1.56%    1.77%    5.10%    1.56%   
Wholesale trade 1.75%    8.48%    6.99%    3.53%    3.26%    2.56%    4.06%    1.93%   
Fin. svs. and real estate 0.80%    6.68%    3.44%    3.04%    3.55%    0.77%    2.94%    0.83%   
Retail trade 0.80%    7.08%    2.76%    3.65%    4.55%    0.44%    3.15%    0.79%   
Professional services 0.63%    3.22%    3.12%    1.80%    1.71%    0.74%    1.68%    0.68%   
Other services 1.57%    2.76%    7.60%    3.50%    3.12%    2.25%    3.58%    1.73%   
Ownership
For profit, incorporated 0.44%    2.31%    2.82%    1.05%    1.06%    0.53%    1.38%    0.45%   
For profit, unincorporated 1.42%    4.33%    4.01%    1.92%    1.40%    2.68%    2.15%    1.66%   
Nonprofit 0.93%    5.14%    4.36%    3.85%    2.91%    0.90%    2.55%    0.98%   
Age of firm
Less than 5 years 1.64%    3.53%    5.13%    3.30%    3.06%    1.54%    2.27%    2.34%   
5-9 years 1.94%    6.11%    5.85%    3.46%    2.97%    3.45%    3.49%    1.87%   
10-19 years 1.22%    3.68%    5.22%    1.84%    1.72%    1.80%    2.51%    1.16%   
20 or more years 0.43%    2.65%    2.80%    1.21%    1.11%    0.51%    1.39%    0.45%   
Multi/single status
2 or more locations 0.45%    --    9.60%    1.47%    1.32%    0.49%    3.46%    0.46%   
1 location only 0.76%    1.92%    2.28%    1.13%    1.03%    3.98%    1.18%    0.95%   
Percent full-time employees
Less than 25% 6.02%    5.96%    23.09% * 4.91%    11.30%    0.83%    14.61%    3.44%   
25-49 % 1.65%    13.54%    3.76%    5.48%    5.04%    1.61%    4.82%    1.73%   
50-74 % 1.24%    6.24%    6.47%    3.80%    5.86%    0.57%    3.85%    1.30%   
75% or more 0.42%    2.01%    2.13%    1.00%    0.86%    0.55%    1.09%    0.45%   
Union presence
No union employees 0.40%    1.89%    1.88%    0.92%    0.84%    0.55%    0.98%    0.44%   
Has union employees 0.98%    10.78%    9.04%    3.83%    4.01%    0.97%    6.30%    0.95%   
Percent low-wage employees
50% or more low-wage 1.41%    5.80%    8.55%    4.27%    3.31%    1.76%    4.02%    1.50%   
Less than 50% low-wage 0.40%    2.03%    2.31%    0.97%    0.94%    0.51%    1.16%    0.43%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2016 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.