Table I.F.8 Percent of private-sector employees enrolled with single coverage health insurance in a plan that had an individual maximum out-of-pocket by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 90.9%    82.7%    81.1%    89.0%    91.8%    93.0%    84.4%    92.3%   
Industry group **
Agric., fish., forest. 91.2%    85.6%    89.3%    83.6%    84.4%    99.7%    87.3%    92.3%   
Mining and manufacturing 90.2%    82.9%    80.3%    86.5%    94.8%    89.3%    83.6%    91.0%   
Construction 87.6%    87.4%    78.8%    87.1%    95.4%    84.3%    84.0%    90.0%   
Utilities and transp. 91.0%    74.7%    70.0%    86.2%    90.0%    94.5%    79.1%    92.8%   
Wholesale trade 91.1%    91.2%    80.1%    91.0%    95.2%    91.5%    86.8%    92.7%   
Fin. svs. and real estate 94.7%    87.2%    82.3%    92.2%    95.7%    96.0%    87.9%    95.7%   
Retail trade 92.6%    83.7%    81.3%    90.0%    88.2%    96.5%    84.9%    94.1%   
Professional services 91.5%    81.3%    81.7%    91.0%    90.2%    94.1%    84.8%    92.8%   
Other services 87.6%    76.9%    84.4%    87.0%    89.1%    88.6%    82.6%    88.7%   
Ownership
For profit, incorporated 90.6%    83.1%    81.3%    88.4%    91.8%    92.5%    84.4%    92.0%   
For profit, unincorporated 90.3%    80.1%    75.0%    90.5%    92.5%    94.2%    82.2%    93.0%   
Nonprofit 92.8%    89.1%    89.5%    90.6%    91.2%    94.4%    89.6%    93.1%   
Age of firm
Less than 5 years 84.1%    79.5%    63.3%    92.1%    89.7%    91.9%    78.7%    90.0%   
5-9 years 85.7%    79.1%    81.7%    91.4%    83.2%    92.0%    82.8%    88.0%   
10-19 years 88.3%    81.4%    82.8%    88.6%    92.2%    90.1%    84.7%    90.6%   
20 or more years 91.9%    85.8%    83.6%    88.4%    92.6%    93.1%    85.9%    92.7%   
Multi/single status
2 or more locations 93.0%    65.9%    86.4%    88.8%    94.0%    93.2%    87.4%    93.2%   
1 location only 86.4%    83.0%    80.5%    89.1%    88.7%    83.8%    84.1%    88.6%   
Percent full-time employees
Less than 25% 83.5%    88.8%    91.9%    77.2%    68.6%    92.9%    88.7%    82.5%   
25-49 % 92.2%    89.1%    87.4%    82.5%    90.4%    95.9%    85.8%    93.3%   
50-74 % 87.7%    79.7%    88.4%    87.8%    90.5%    87.5%    85.1%    88.4%   
75% or more 91.4%    82.8%    79.6%    89.8%    92.7%    93.4%    84.2%    92.9%   
Union presence
No union employees 90.9%    83.4%    80.8%    89.5%    92.2%    93.2%    84.9%    92.5%   
Has union employees 91.0%    54.4% * 87.8%    75.0%    88.4%    92.3%    73.1%    91.7%   
Percent low-wage employees
50% or more low-wage 90.3%    81.7%    76.1%    87.8%    85.8%    93.3%    83.7%    91.0%   
Less than 50% low-wage 91.0%    82.7%    81.4%    89.2%    92.7%    92.9%    84.5%    92.5%   
Percent women employees
Less than 25% 89.6%    83.2%    77.9%    88.2%    95.7%    90.5%    83.1%    91.8%   
25-49 % 92.3%    76.6%    83.8%    90.3%    93.7%    94.1%    83.5%    93.8%   
50-74 % 91.1%    86.4%    85.0%    89.4%    88.1%    93.2%    88.1%    91.5%   
75% or more 90.6%    84.3%    81.1%    89.1%    89.0%    93.4%    84.4%    92.0%   
Percent age 50 or older employees
Less than 25% 89.3%    80.4%    77.5%    87.0%    90.6%    92.6%    82.0%    91.4%   
25-49 % 92.9%    85.9%    83.6%    90.8%    92.5%    94.2%    87.5%    93.5%   
50-74 % 89.5%    84.2%    86.0%    90.9%    93.8%    87.8%    86.1%    90.5%   
75% or more 83.4%    82.7%    84.4%    94.1%    82.7%    78.1%    84.9%    81.9%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.8 Standard errors for percent of private-sector employees enrolled with single coverage health insurance in a plan that had an individual maximum out-of-pocket by firm size and selected characteristics: United States, 2019
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.39%    1.95%    2.00%    0.98%    0.78%    0.52%    1.00%    0.42%   
Industry group **
Agric., fish., forest. 3.01%    9.21%    7.68%    9.94%    7.95%    0.30%    5.48%    3.49%   
Mining and manufacturing 1.11%    7.04%    5.68%    3.87%    1.26%    1.66%    2.96%    1.19%   
Construction 1.83%    6.22%    4.73%    3.26%    2.42%    5.05%    2.90%    2.38%   
Utilities and transp. 1.60%    15.89%    11.03%    4.76%    4.55%    1.39%    6.25%    1.51%   
Wholesale trade 1.83%    3.12%    12.67%    2.78%    1.34%    1.84%    5.69%    1.24%   
Fin. svs. and real estate 0.66%    4.83%    5.69%    2.72%    1.27%    0.67%    2.93%    0.61%   
Retail trade 1.14%    4.74%    4.67%    2.97%    5.00%    0.69%    2.82%    1.23%   
Professional services 0.61%    3.29%    2.62%    1.29%    1.25%    0.81%    1.48%    0.66%   
Other services 1.28%    5.17%    4.38%    2.52%    2.27%    2.01%    2.40%    1.47%   
Ownership
For profit, incorporated 0.48%    2.48%    1.91%    1.23%    1.08%    0.65%    1.11%    0.54%   
For profit, unincorporated 1.00%    3.78%    7.56%    1.92%    1.48%    1.03%    2.92%    0.86%   
Nonprofit 0.83%    3.64%    3.64%    2.73%    1.54%    1.11%    2.07%    0.89%   
Age of firm
Less than 5 years 3.27%    5.60%    11.13%    2.37%    5.88%    7.72%    4.89%    4.09%   
5-9 years 1.83%    5.79%    4.25%    2.19%    4.10%    2.89%    2.73%    2.43%   
10-19 years 1.22%    4.05%    3.38%    2.05%    1.65%    2.93%    1.88%    1.49%   
20 or more years 0.42%    2.40%    1.91%    1.35%    0.84%    0.54%    1.15%    0.44%   
Multi/single status
2 or more locations 0.41%    16.87%    3.22%    1.95%    0.60%    0.51%    2.53%    0.42%   
1 location only 0.84%    1.95%    2.18%    1.14%    1.68%    6.13%    1.08%    1.27%   
Percent full-time employees
Less than 25% 4.50%    6.97%    4.46%    5.70%    12.26%    1.46%    3.18%    5.30%   
25-49 % 1.02%    4.93%    3.74%    4.09%    2.41%    0.90%    2.59%    1.09%   
50-74 % 1.40%    4.86%    3.15%    3.15%    2.00%    2.40%    2.26%    1.66%   
75% or more 0.42%    2.24%    2.34%    1.09%    0.77%    0.56%    1.15%    0.44%   
Union presence
No union employees 0.41%    1.89%    2.05%    0.97%    0.72%    0.61%    0.99%    0.45%   
Has union employees 1.07%    18.80% * 7.56%    7.72%    4.44%    1.01%    7.70%    1.05%   
Percent low-wage employees
50% or more low-wage 1.13%    7.08%    6.19%    2.80%    3.40%    1.09%    2.85%    1.21%   
Less than 50% low-wage 0.41%    2.03%    2.08%    1.05%    0.73%    0.58%    1.05%    0.44%   
Percent women employees
Less than 25% 0.84%    2.88%    3.07%    1.61%    0.77%    1.61%    1.55%    1.00%   
25-49 % 0.72%    5.77%    6.77%    2.43%    1.17%    0.73%    3.02%    0.64%   
50-74 % 0.76%    3.32%    2.88%    1.92%    2.19%    0.83%    1.56%    0.83%   
75% or more 0.78%    3.06%    3.13%    1.76%    1.54%    1.10%    1.67%    0.86%   
Percent age 50 or older employees
Less than 25% 0.69%    3.17%    3.43%    1.53%    1.41%    0.99%    1.64%    0.76%   
25-49 % 0.48%    3.25%    2.83%    1.66%    1.11%    0.57%    1.44%    0.51%   
50-74 % 1.19%    3.86%    3.54%    1.86%    1.48%    2.41%    2.04%    1.42%   
75% or more 3.15%    5.75%    5.43%    2.14%    6.26%    8.72%    3.88%    4.96%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.