Table I.F.9 Percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 88.7%    72.0%    76.7%    84.8%    89.7%    90.5%    78.1%    90.0%   
Industry group **
Agric., fish., forest. 91.3%    --    --    98.5%    84.6%    90.0%    83.1%    92.9%   
Mining and manufacturing 91.1%    72.8%    78.0%    89.8%    91.2%    91.8%    86.9%    91.4%   
Construction 84.7%    57.6%    68.6%    89.8%    87.6%    90.7%    76.5%    89.0%   
Utilities and transp. 85.2%    74.9%    97.2%    75.0%    87.5%    85.6%    91.0%    84.9%   
Wholesale trade 88.4%    69.0%    75.4%    82.8%    93.2%    90.5%    80.2%    89.8%   
Fin. svs. and real estate 92.0%    86.5%    85.5%    94.1%    92.0%    92.2%    89.3%    92.2%   
Retail trade 88.0%    39.8% * 80.6%    77.4%    89.0%    91.4%    62.6%    91.3%   
Professional services 88.3%    75.1%    71.9%    82.9%    90.6%    89.9%    75.1%    89.9%   
Other services 86.8%    73.2%    84.4%    78.6%    81.9%    90.3%    77.4%    88.2%   
Ownership
For profit, incorporated 89.5%    70.6%    76.2%    87.0%    90.5%    91.3%    78.4%    91.0%   
For profit, unincorporated 85.6%    84.0%    71.6%    78.7%    87.8%    87.8%    76.5%    87.1%   
Nonprofit 87.6%    66.1%    90.2%    79.4%    87.8%    88.9%    78.6%    88.2%   
Age of firm
Less than 5 years 83.2%    67.3%    81.8%    86.6%    91.5%    71.2%    81.5%    85.7%   
5-9 years 85.9%    78.9%    86.5%    76.8%    93.5%    96.7%    79.9%    90.7%   
10-19 years 87.1%    79.7%    70.0%    89.2%    88.7%    91.6%    78.3%    90.5%   
20 or more years 89.1%    66.3%    76.5%    83.8%    89.6%    90.4%    77.0%    90.0%   
Multi/single status
2 or more locations 90.2%    --    89.7%    79.9%    90.8%    90.5%    75.9%    90.4%   
1 location only 83.3%    72.7%    75.6%    86.4%    87.5%    89.5%    78.4%    87.5%   
Percent full-time employees
Less than 25% 91.4%    --    63.5%    80.6%    82.7%    95.9%    68.0%    94.6%   
25-49 % 80.3%    57.3% * 75.5%    83.3%    78.1%    82.6%    71.5%    82.0%   
50-74 % 90.0%    73.7%    74.4%    87.4%    85.9%    92.9%    76.9%    91.7%   
75% or more 88.8%    72.5%    77.1%    84.7%    90.3%    90.3%    78.8%    90.0%   
Union presence
No union employees 88.2%    73.8%    78.4%    84.2%    91.0%    89.5%    78.8%    89.6%   
Has union employees 90.7%    47.1% * 50.9% * 94.2%    78.3%    93.0%    69.0%    91.5%   
Percent low-wage employees
50% or more low-wage 86.1%    76.2%    87.5%    81.4%    85.2%    87.1%    79.5%    86.7%   
Less than 50% low-wage 88.9%    71.7%    76.4%    84.9%    89.9%    90.7%    78.1%    90.3%   
Percent women employees
Less than 25% 86.8%    70.4%    76.0%    85.3%    88.4%    89.4%    79.2%    88.5%   
25-49 % 91.4%    76.6%    82.0%    85.0%    93.8%    92.0%    81.0%    92.2%   
50-74 % 88.1%    74.7%    72.1%    88.9%    87.7%    89.3%    77.2%    89.0%   
75% or more 87.9%    65.6%    76.8%    78.3%    87.1%    90.8%    72.4%    89.7%   
Percent age 50 or older employees
Less than 25% 86.7%    61.0%    78.0%    82.9%    89.3%    89.8%    74.9%    89.3%   
25-49 % 90.2%    78.4%    80.5%    86.1%    90.0%    91.0%    81.9%    90.7%   
50-74 % 88.0%    88.4%    66.1%    87.6%    90.1%    89.3%    81.0%    89.2%   
75% or more 83.1%    77.4%    73.3%    84.3%    85.2%    85.7%    79.5%    84.8%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.9 Standard errors for percent of private-sector employees enrolled with family coverage in a health insurance plan that had a family maximum out-of-pocket by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.52%    3.87%    2.68%    1.72%    0.94%    0.65%    1.68%    0.53%   
Industry group **
Agric., fish., forest. 5.03%    --    --    1.41%    10.59%    9.84%    9.25%    5.43%   
Mining and manufacturing 0.91%    12.78%    6.27%    3.01%    1.70%    1.16%    2.80%    0.95%   
Construction 2.58%    14.35%    8.91%    2.40%    4.70%    3.88%    5.14%    2.64%   
Utilities and transp. 2.26%    13.56%    2.30%    10.82%    5.98%    2.47%    3.46%    2.36%   
Wholesale trade 1.81%    14.66%    7.02%    5.89%    2.62%    2.26%    4.91%    1.91%   
Fin. svs. and real estate 1.45%    7.12%    7.28%    3.13%    2.30%    1.88%    3.60%    1.55%   
Retail trade 1.88%    12.43% * 5.58%    9.56%    4.59%    1.53%    7.25%    1.45%   
Professional services 0.92%    6.26%    5.22%    2.56%    1.38%    1.19%    3.00%    0.95%   
Other services 1.72%    7.96%    4.98%    4.21%    3.56%    2.23%    3.77%    1.87%   
Ownership
For profit, incorporated 0.55%    4.59%    3.11%    1.99%    1.15%    0.65%    1.99%    0.55%   
For profit, unincorporated 2.19%    6.76%    7.17%    4.62%    2.78%    3.47%    3.96%    2.48%   
Nonprofit 1.23%    11.65%    5.01%    4.57%    1.88%    1.55%    4.80%    1.26%   
Age of firm
Less than 5 years 3.42%    12.94%    6.52%    4.68%    3.71%    16.46%    4.86%    4.46%   
5-9 years 2.92%    6.75%    6.70%    7.78%    2.37%    1.95%    4.07%    4.10%   
10-19 years 1.54%    5.50%    6.64%    2.62%    2.82%    1.80%    3.32%    1.51%   
20 or more years 0.57%    6.11%    3.28%    2.28%    1.05%    0.68%    2.38%    0.57%   
Multi/single status
2 or more locations 0.58%    --    3.20%    4.23%    1.11%    0.67%    6.83%    0.58%   
1 location only 1.10%    3.88%    2.86%    1.72%    1.71%    2.91%    1.68%    1.37%   
Percent full-time employees
Less than 25% 2.83%    --    15.86%    10.06%    7.58%    1.85%    9.23%    2.07%   
25-49 % 3.57%    24.46% * 10.59%    6.45%    7.77%    4.41%    10.81%    3.65%   
50-74 % 1.39%    10.12%    8.13%    4.22%    4.01%    1.47%    5.33%    1.38%   
75% or more 0.56%    4.18%    2.95%    1.89%    0.96%    0.73%    1.81%    0.59%   
Union presence
No union employees 0.58%    3.69%    2.57%    1.81%    0.85%    0.81%    1.66%    0.62%   
Has union employees 1.11%    18.70% * 15.87% * 2.50%    5.05%    1.06%    9.28%    1.07%   
Percent low-wage employees
50% or more low-wage 1.75%    10.09%    5.87%    4.65%    4.74%    2.06%    5.04%    1.85%   
Less than 50% low-wage 0.54%    4.07%    2.75%    1.78%    0.95%    0.68%    1.74%    0.56%   
Percent women employees
Less than 25% 1.13%    6.27%    4.10%    2.79%    2.08%    1.66%    2.66%    1.23%   
25-49 % 0.80%    8.05%    6.03%    3.52%    1.20%    0.98%    3.40%    0.81%   
50-74 % 1.06%    7.33%    6.95%    2.81%    1.89%    1.32%    3.85%    1.10%   
75% or more 1.13%    10.20%    5.07%    3.47%    2.09%    1.36%    3.80%    1.13%   
Percent age 50 or older employees
Less than 25% 0.93%    5.98%    3.45%    2.86%    1.56%    1.14%    2.62%    0.91%   
25-49 % 0.71%    6.41%    4.54%    2.54%    1.38%    0.87%    2.46%    0.74%   
50-74 % 1.37%    5.67%    8.25%    2.96%    2.36%    1.84%    4.19%    1.42%   
75% or more 3.28%    8.44%    9.24%    7.61%    6.31%    5.42%    5.61%    4.02%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.