Table I.C.1.c(1996) Average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1996
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 2,050    2,390    2,093    2,082    1,996    1,959    2,220    1,982   
Industry group **
Agric., fish., forest. 1,933    --    --    --    --    --    1,859    2,086   
Mining 2,483    2,890    3,030    2,176    3,125    2,225    2,823    2,411   
Construction 1,933    2,281    2,182    2,200    1,907    1,108 * 2,206 * 1,634   
Manufacturing 1,858    2,274    1,849    2,134    1,559    1,936    2,047    1,830   
Transp., commu., util. 2,057    2,184    1,756    1,791    2,089    2,130    1,993    2,070   
Wholesale trade 2,029    2,242    1,830    1,688    2,254    2,037    1,985    2,048   
Retail Trade 1,846    2,508    1,994    1,930    1,679    1,653    2,193    1,667   
Fin., ins., real est. 1,978    2,453    2,266    2,091    1,629    1,939    2,299    1,883   
Services 2,290    2,448    2,294    2,244    2,446    2,142    2,352    2,258   
Unknown 1,578    1,322    2,136 * 0 * 0 * 0    1,578    0   
Ownership
For profit, incorporated 1,947    2,330    2,004    1,981    1,833    1,893    2,109    1,887   
For profit, unincorporated 2,153    2,427    2,292    1,648    2,048    1,828    2,298    1,930   
Nonprofit 2,464    2,797    2,504    2,682    2,497    2,255    2,826    2,371   
Unknown 2,087    2,023 * 2,876    1,740    1,669    2,326    2,137    2,067   
Age of firm
Less than 5 years 2,089    2,183    1,748    2,679    1,595    2,043    2,045    2,210   
5-9 years 2,171    2,287    2,502    2,352    1,867    1,764    2,405    1,834   
10-19 years 2,040    2,540    2,025    1,961    1,722    2,083    2,214    1,850   
20 or more years 2,211    2,469    2,121    2,115    2,316    2,142    2,262    2,187   
Unknown 1,863    2,170    1,880    1,774    1,836    1,874    1,871    1,863   
Multi/single status
2 or more locations 1,953    2,566    2,062    1,950    1,957    1,946    1,973    1,952   
1 location only 2,198    2,386    2,096    2,159    2,057    2,256    2,246    2,107   
Percent full-time employees
Less than 25% 1,811    2,397    2,719    2,796    2,372    946    2,472    1,548   
25-49 % 2,003    2,820    2,438    2,055    2,306    1,575    2,344    1,901   
50-74 % 2,120    2,360    2,624    2,298    1,788    2,130    2,449    1,996   
75% or more 2,049    2,382    2,017    2,038    2,005    1,987    2,184    1,995   
Union presence
No union employees 2,042    2,374    2,012    2,009    1,968    1,967    2,160    1,976   
Has union employees 2,236    3,017    2,726    2,604    2,159    2,109    3,057    2,114   
Unknown 2,004    2,365    2,733    2,667    2,067    1,912    2,533    1,948   
Percent low wage employees **
50% or more low wage 2,096    2,418    2,464    2,411    2,008    1,797    2,561    1,901   
Less than 50% low wage 2,049    2,347    2,002    2,064    1,944    1,975    2,157    1,980   
Unknown 2,041    2,726    2,929    2,005    2,252    1,963    2,578    1,998   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1996 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.c(1996) Standard error for average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1996
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 30.78    75.28    51.35    58.99    66.25    44.27    46.39    43.83   
Industry group **
Agric., fish., forest. 78.17    --    --    --    --    --    104.84    340.63   
Mining 210.70    775.82    807.41    621.04    828.64    303.95    563.60    200.84   
Construction 180.77    219.75    207.86    326.92    353.81    344.65 * 156.38 * 288.69   
Manufacturing 79.38    266.66    71.12    157.85    119.23    90.27    109.76    83.75   
Transp., commu., util. 72.81    375.79    317.00    299.31    523.04    209.80    202.08    117.02   
Wholesale trade 157.72    211.91    270.14    120.62    382.38    135.92    106.06    205.95   
Retail Trade 68.13    200.02    120.03    149.85    80.61    79.36    114.75    61.26   
Fin., ins., real est. 53.57    106.51    435.45    146.82    210.58    106.17    106.44    79.17   
Services 85.69    98.51    134.33    130.35    159.55    119.85    84.02    140.74   
Unknown 416.98    371.09    675.46 * 0.00 * 0.00 * 0.00    416.98    0.00   
Ownership
For profit, incorporated 25.47    82.19    62.15    53.62    52.13    40.72    41.91    31.21   
For profit, unincorporated 52.50    91.72    378.04    134.46    327.39    209.97    90.96    63.76   
Nonprofit 136.60    180.55    564.81    175.02    193.21    184.07    99.22    167.49   
Unknown 77.74    787.18 * 697.57    391.55    262.38    352.30    214.99    150.68   
Age of firm
Less than 5 years 214.33    283.26    64.53    439.74    301.70    393.16    118.12    340.77   
5-9 years 95.79    82.93    178.50    310.36    347.88    368.13    74.30    209.29   
10-19 years 90.14    128.60    97.78    106.88    216.44    149.00    55.95    140.62   
20 or more years 64.07    76.55    102.36    92.34    161.56    116.16    58.49    118.02   
Unknown 47.10    244.47    271.62    190.08    63.44    57.04    136.04    47.75   
Multi/single status
2 or more locations 40.64    288.61    150.46    74.14    79.63    41.53    135.82    41.44   
1 location only 76.51    77.14    50.45    88.04    229.16    532.91    52.08    187.65   
Percent full-time employees
Less than 25% 221.44    403.86    608.63    349.34    208.68    132.50    307.11    236.78   
25-49 % 110.37    342.22    246.74    133.65    384.39    200.18    188.92    176.20   
50-74 % 94.66    119.39    282.67    147.20    186.17    99.09    87.78    99.27   
75% or more 38.66    87.23    52.59    71.82    88.42    41.68    51.30    52.20   
Union presence
No union employees 39.26    73.46    46.84    70.96    97.37    80.04    42.02    64.66   
Has union employees 109.54    390.99    571.68    407.72    105.49    92.99    346.61    81.50   
Unknown 71.64    93.78    300.19    232.85    276.03    91.10    98.02    76.44   
Percent low wage employees **
50% or more low wage 104.06    179.78    280.13    219.10    149.51    146.95    149.84    112.33   
Less than 50% low wage 51.43    77.28    49.43    89.05    117.42    87.07    48.50    77.07   
Unknown 60.06    178.73    391.61    318.20    193.11    64.79    109.15    63.06   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1996 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.