| Table I.D.3.a(2002) Percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 25.5% |
21.0% |
28.1% |
35.0% |
29.0% |
23.0% |
27.2% |
25.1% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 21.4% |
* | 10.3% |
* | 63.0% |
52.2% |
13.3% |
* | . |
32.9% |
* | 14.8% |
||||
| Mining and manufacturing | 19.6% |
20.3% |
24.7% |
27.5% |
22.0% |
16.7% |
27.4% |
18.7% |
||||||||
| Construction | 31.8% |
19.0% |
31.4% |
37.0% |
37.2% |
34.7% |
30.1% |
35.4% |
||||||||
| Utilities and transp. | 21.2% |
24.3% |
27.3% |
* | 21.4% |
* | 28.6% |
19.7% |
17.8% |
* | 21.6% |
|||||
| Wholesale trade | 23.5% |
16.4% |
21.1% |
* | 27.6% |
26.8% |
22.8% |
19.4% |
24.8% |
|||||||
| Fin. svs. and real estate | 24.5% |
9.4% |
31.0% |
45.2% |
30.5% |
23.5% |
22.2% |
24.7% |
||||||||
| Retail trade | 31.7% |
25.8% |
29.3% |
50.7% |
40.2% |
27.3% |
35.9% |
30.4% |
||||||||
| Professional services | 26.2% |
25.5% |
27.2% |
34.5% |
29.7% |
24.1% |
25.1% |
26.4% |
||||||||
| Other services | 29.8% |
22.1% |
26.0% |
35.5% |
36.6% |
27.8% |
27.1% |
30.6% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 25.5% |
22.4% |
27.9% |
34.7% |
30.1% |
22.6% |
28.0% |
24.9% |
||||||||
| For profit, unincorporated | 27.2% |
18.9% |
37.3% |
37.9% |
26.5% |
28.9% |
26.0% |
27.8% |
||||||||
| Nonprofit | 24.8% |
14.8% |
22.7% |
35.8% |
28.1% |
22.6% |
21.4% |
25.1% |
||||||||
| Unknown | 25.6% |
47.2% |
* | . |
. |
20.5% |
25.8% |
47.2% |
* | 25.6% |
||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 28.3% |
16.1% |
32.9% |
30.8% |
37.2% |
28.6% |
* | 25.0% |
32.6% |
|||||||
| 5-9 years | 34.4% |
30.9% |
33.7% |
40.2% |
22.9% |
40.5% |
32.2% |
36.3% |
||||||||
| 10-19 years | 31.8% |
16.2% |
33.7% |
37.9% |
35.5% |
36.8% |
27.0% |
36.4% |
||||||||
| 20 or more years | 24.6% |
20.8% |
24.1% |
33.8% |
28.1% |
21.2% |
26.3% |
24.2% |
||||||||
| Unknown | 23.0% |
. |
. |
23.5% |
* | 22.7% |
* | 23.0% |
. |
23.0% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 23.8% |
14.2% |
* | 29.1% |
32.9% |
27.8% |
22.7% |
27.6% |
23.7% |
|||||||
| 1 location only | 29.5% |
21.2% |
28.1% |
35.5% |
30.9% |
30.2% |
27.2% |
32.5% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 24.2% |
17.0% |
* | 21.2% |
* | 35.4% |
33.7% |
27.0% |
18.0% |
* | 29.9% |
|||||
| 25-49 % | 31.2% |
19.4% |
* | 31.6% |
53.4% |
34.7% |
28.1% |
29.1% |
31.7% |
|||||||
| 50-74 % | 30.2% |
18.1% |
* | 28.7% |
33.3% |
31.7% |
31.2% |
25.8% |
31.2% |
|||||||
| 75% or more | 24.8% |
21.8% |
28.0% |
34.7% |
28.1% |
22.0% |
27.6% |
24.2% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 27.3% |
21.5% |
28.2% |
37.7% |
31.0% |
23.9% |
27.7% |
27.2% |
||||||||
| Has union employees | 19.9% |
11.9% |
* | 16.3% |
* | 22.5% |
18.2% |
20.0% |
20.0% |
* | 19.9% |
|||||
| Unknown | 25.9% |
16.9% |
* | 39.4% |
* | 16.3% |
* | 36.5% |
25.4% |
33.3% |
25.7% |
|||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 32.6% |
22.8% |
29.3% |
43.2% |
32.7% |
31.8% |
28.5% |
34.6% |
||||||||
| Less than 50% low wage | 26.2% |
20.9% |
27.1% |
33.9% |
28.7% |
22.5% |
26.9% |
26.0% |
||||||||
| Unknown | 23.2% |
11.9% |
* | 45.9% |
41.3% |
25.8% |
22.9% |
34.0% |
23.1% |
|||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| . Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||
| Table I.D.3.a(2002) Standard error for percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 0.79% |
1.59% |
1.92% |
1.53% |
1.81% |
1.37% |
0.86% |
1.04% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 6.80% |
* | 4.77% |
* | 17.83% |
14.43% |
4.06% |
* | . |
10.37% |
* | 4.35% |
||||
| Mining and manufacturing | 1.33% |
4.00% |
4.39% |
1.81% |
2.28% |
1.98% |
2.75% |
1.40% |
||||||||
| Construction | 2.35% |
5.69% |
8.08% |
4.84% |
5.34% |
5.41% |
4.86% |
3.11% |
||||||||
| Utilities and transp. | 1.88% |
6.61% |
8.72% |
* | 8.10% |
* | 6.46% |
2.36% |
5.69% |
* | 2.16% |
|||||
| Wholesale trade | 1.79% |
4.01% |
7.37% |
* | 3.66% |
4.23% |
2.18% |
2.81% |
2.30% |
|||||||
| Fin. svs. and real estate | 1.07% |
2.66% |
5.44% |
5.75% |
3.46% |
1.26% |
2.90% |
1.15% |
||||||||
| Retail trade | 2.56% |
4.49% |
3.63% |
2.42% |
2.71% |
3.88% |
2.46% |
3.19% |
||||||||
| Professional services | 1.24% |
2.47% |
5.03% |
3.28% |
2.27% |
1.77% |
1.81% |
1.47% |
||||||||
| Other services | 2.29% |
4.95% |
6.75% |
3.82% |
2.92% |
3.89% |
2.06% |
2.62% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 0.74% |
2.10% |
2.04% |
1.85% |
1.54% |
1.38% |
1.02% |
0.98% |
||||||||
| For profit, unincorporated | 2.49% |
4.34% |
6.78% |
7.83% |
6.96% |
2.71% |
4.09% |
3.13% |
||||||||
| Nonprofit | 1.55% |
4.31% |
5.40% |
4.18% |
1.75% |
2.74% |
4.05% |
2.00% |
||||||||
| Unknown | 2.41% |
14.94% |
* | . |
. |
4.05% |
2.39% |
14.94% |
* | 2.41% |
||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 3.11% |
3.25% |
6.76% |
8.80% |
9.65% |
9.16% |
* | 4.07% |
3.82% |
|||||||
| 5-9 years | 3.71% |
4.48% |
5.35% |
6.14% |
4.79% |
6.67% |
3.56% |
4.78% |
||||||||
| 10-19 years | 2.62% |
3.07% |
4.23% |
4.32% |
2.92% |
5.73% |
3.08% |
3.21% |
||||||||
| 20 or more years | 1.00% |
1.99% |
2.20% |
1.65% |
1.54% |
1.61% |
1.30% |
1.21% |
||||||||
| Unknown | 0.75% |
. |
. |
7.34% |
* | 10.07% |
* | 0.85% |
. |
0.75% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 1.26% |
5.29% |
* | 8.47% |
3.66% |
1.76% |
1.46% |
4.71% |
1.27% |
|||||||
| 1 location only | 0.92% |
1.64% |
1.99% |
1.80% |
2.33% |
5.65% |
0.97% |
0.90% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 3.96% |
10.61% |
* | 8.76% |
* | 8.31% |
6.35% |
4.48% |
7.29% |
* | 3.46% |
|||||
| 25-49 % | 2.20% |
6.21% |
* | 6.37% |
3.44% |
5.33% |
3.03% |
4.36% |
3.17% |
|||||||
| 50-74 % | 2.63% |
7.59% |
* | 6.94% |
5.21% |
3.90% |
4.43% |
4.17% |
3.44% |
|||||||
| 75% or more | 0.81% |
2.11% |
2.42% |
1.47% |
1.78% |
1.16% |
1.10% |
0.94% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 0.94% |
1.57% |
2.30% |
1.33% |
1.92% |
1.28% |
0.82% |
1.19% |
||||||||
| Has union employees | 1.22% |
4.42% |
* | 12.87% |
* | 5.59% |
3.01% |
1.83% |
6.54% |
* | 1.51% |
|||||
| Unknown | 3.81% |
5.54% |
* | 12.25% |
* | 6.26% |
* | 10.03% |
3.95% |
8.94% |
3.94% |
|||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 2.08% |
4.58% |
2.41% |
3.64% |
4.33% |
5.57% |
2.22% |
3.47% |
||||||||
| Less than 50% low wage | 1.01% |
2.03% |
2.18% |
1.67% |
1.91% |
1.87% |
0.94% |
1.40% |
||||||||
| Unknown | 1.47% |
6.71% |
* | 10.68% |
10.28% |
4.44% |
1.61% |
7.36% |
1.50% |
|||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| . Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||