| Table I.C.3(2003) Percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 17.4% |
12.4% |
15.1% |
18.4% |
17.7% |
18.4% |
14.9% |
18.2% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 12.6% |
13.5% |
14.2% |
* | 13.1% |
* | 9.6% |
* | 12.0% |
* | 17.9% |
8.2% |
* | |||
| Mining and manufacturing | 16.3% |
9.9% |
13.0% |
17.8% |
16.5% |
16.5% |
13.3% |
16.8% |
||||||||
| Construction | 16.8% |
10.6% |
16.0% |
18.1% |
22.9% |
19.2% |
15.7% |
18.3% |
||||||||
| Utilities and transp. | 17.8% |
10.8% |
* | 17.8% |
15.4% |
20.2% |
18.2% |
14.4% |
18.5% |
|||||||
| Wholesale trade | 16.9% |
12.7% |
12.4% |
17.7% |
23.6% |
15.6% |
14.1% |
18.3% |
||||||||
| Fin. svs. and real estate | 16.7% |
10.7% |
12.6% |
16.3% |
16.0% |
18.3% |
13.1% |
17.5% |
||||||||
| Retail trade | 20.4% |
18.0% |
19.2% |
25.0% |
21.9% |
19.5% |
19.9% |
20.5% |
||||||||
| Professional services | 15.9% |
10.7% |
14.1% |
17.1% |
15.4% |
17.4% |
12.9% |
16.9% |
||||||||
| Other services | 20.4% |
15.7% |
17.2% |
19.7% |
20.1% |
22.9% |
16.7% |
22.0% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 18.3% |
12.2% |
15.4% |
20.0% |
19.4% |
18.9% |
15.5% |
19.1% |
||||||||
| For profit, unincorporated | 18.5% |
14.1% |
17.1% |
19.7% |
20.6% |
19.9% |
15.9% |
20.2% |
||||||||
| Nonprofit | 13.6% |
9.4% |
10.9% |
10.3% |
12.6% |
15.8% |
9.2% |
14.2% |
||||||||
| Unknown | 13.8% |
12.2% |
11.7% |
8.8% |
16.1% |
15.8% |
11.1% |
15.2% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 18.4% |
13.9% |
17.9% |
22.6% |
20.6% |
19.4% |
16.0% |
21.5% |
||||||||
| 5-9 years | 18.3% |
16.0% |
15.8% |
18.5% |
22.9% |
18.1% |
16.1% |
20.6% |
||||||||
| 10-19 years | 18.4% |
12.1% |
18.5% |
20.7% |
21.0% |
19.0% |
15.9% |
20.9% |
||||||||
| 20 or more years | 16.8% |
11.1% |
13.0% |
17.4% |
16.4% |
18.8% |
13.9% |
17.7% |
||||||||
| Unknown | 18.1% |
6.3% |
* | 10.2% |
* | 13.6% |
* | 20.9% |
18.0% |
15.0% |
18.1% |
|||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 18.3% |
13.9% |
* | 13.5% |
18.9% |
17.9% |
18.5% |
16.2% |
18.4% |
|||||||
| 1 location only | 15.8% |
12.4% |
15.3% |
18.1% |
17.4% |
14.6% |
14.7% |
17.5% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 21.0% |
11.4% |
14.6% |
* | 20.2% |
23.8% |
22.2% |
15.4% |
22.3% |
|||||||
| 25-49 % | 21.6% |
17.7% |
17.2% |
22.7% |
22.9% |
22.1% |
18.9% |
22.4% |
||||||||
| 50-74 % | 18.4% |
14.6% |
19.5% |
19.2% |
21.5% |
17.6% |
16.7% |
19.0% |
||||||||
| 75% or more | 17.0% |
11.9% |
14.5% |
18.0% |
16.8% |
18.2% |
14.4% |
17.8% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 18.2% |
12.7% |
15.5% |
19.0% |
18.3% |
20.6% |
15.1% |
19.7% |
||||||||
| Has union employees | 13.4% |
5.8% |
* | 7.2% |
* | 8.4% |
13.8% |
14.2% |
8.1% |
13.8% |
||||||
| Unknown | 18.4% |
8.0% |
* | 17.5% |
27.1% |
19.4% |
18.3% |
20.8% |
18.3% |
|||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 21.0% |
15.3% |
22.1% |
20.6% |
21.8% |
22.5% |
19.6% |
21.6% |
||||||||
| Less than 50% low wage | 16.6% |
12.1% |
14.3% |
17.9% |
16.7% |
19.1% |
14.2% |
17.9% |
||||||||
| Unknown | 17.7% |
9.2% |
10.1% |
19.1% |
19.5% |
17.7% |
11.5% |
17.8% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||
| Table I.C.3(2003) Standard error for percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 0.33% |
0.55% |
0.66% |
1.15% |
0.59% |
0.44% |
0.43% |
0.33% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 2.59% |
3.14% |
8.52% |
* | 4.47% |
* | 7.54% |
* | 6.30% |
* | 3.41% |
3.95% |
* | |||
| Mining and manufacturing | 0.46% |
1.48% |
1.76% |
1.86% |
0.80% |
1.03% |
1.12% |
0.56% |
||||||||
| Construction | 1.08% |
1.77% |
2.08% |
2.43% |
3.35% |
1.83% |
1.26% |
2.17% |
||||||||
| Utilities and transp. | 1.23% |
4.16% |
* | 3.26% |
4.16% |
2.13% |
1.85% |
1.99% |
1.31% |
|||||||
| Wholesale trade | 0.99% |
2.25% |
1.47% |
2.64% |
1.81% |
0.93% |
2.11% |
0.92% |
||||||||
| Fin. svs. and real estate | 0.64% |
1.18% |
2.89% |
2.29% |
1.41% |
0.62% |
1.58% |
0.52% |
||||||||
| Retail trade | 0.99% |
1.55% |
1.42% |
1.53% |
1.40% |
1.72% |
1.14% |
1.25% |
||||||||
| Professional services | 0.33% |
0.99% |
1.38% |
2.01% |
0.62% |
0.52% |
0.65% |
0.38% |
||||||||
| Other services | 1.07% |
1.38% |
3.10% |
1.66% |
2.49% |
1.35% |
0.90% |
1.31% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 0.39% |
0.84% |
0.71% |
1.27% |
0.86% |
0.55% |
0.46% |
0.43% |
||||||||
| For profit, unincorporated | 0.60% |
1.10% |
2.57% |
2.53% |
2.02% |
2.01% |
0.83% |
1.19% |
||||||||
| Nonprofit | 0.45% |
1.56% |
1.99% |
1.86% |
0.59% |
0.70% |
1.05% |
0.48% |
||||||||
| Unknown | 1.08% |
1.98% |
3.23% |
1.65% |
2.84% |
1.09% |
0.89% |
1.26% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 1.18% |
1.80% |
3.38% |
3.50% |
3.75% |
2.96% |
1.37% |
2.62% |
||||||||
| 5-9 years | 1.04% |
1.41% |
2.98% |
3.18% |
2.20% |
1.17% |
0.77% |
1.52% |
||||||||
| 10-19 years | 0.73% |
1.02% |
1.58% |
1.99% |
2.27% |
1.45% |
0.53% |
1.42% |
||||||||
| 20 or more years | 0.55% |
0.81% |
0.83% |
1.07% |
0.81% |
0.74% |
0.64% |
0.56% |
||||||||
| Unknown | 0.59% |
2.01% |
* | 3.23% |
* | 6.42% |
* | 3.22% |
0.60% |
4.08% |
0.59% |
|||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 0.34% |
5.80% |
* | 2.37% |
1.53% |
0.54% |
0.44% |
1.27% |
0.35% |
|||||||
| 1 location only | 0.56% |
0.58% |
0.65% |
1.16% |
1.33% |
1.55% |
0.43% |
0.99% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 1.56% |
2.96% |
5.01% |
* | 3.41% |
3.84% |
2.90% |
3.29% |
2.02% |
|||||||
| 25-49 % | 1.04% |
3.80% |
2.31% |
3.19% |
2.12% |
2.04% |
1.76% |
1.34% |
||||||||
| 50-74 % | 1.21% |
1.70% |
1.43% |
1.47% |
1.70% |
2.02% |
0.87% |
1.49% |
||||||||
| 75% or more | 0.39% |
0.70% |
0.88% |
1.19% |
0.72% |
0.36% |
0.63% |
0.36% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 0.42% |
0.56% |
0.68% |
1.19% |
0.56% |
0.56% |
0.44% |
0.44% |
||||||||
| Has union employees | 0.75% |
2.05% |
* | 3.37% |
* | 1.60% |
2.04% |
0.79% |
2.12% |
0.80% |
||||||
| Unknown | 0.89% |
7.49% |
* | 4.46% |
4.82% |
3.79% |
0.84% |
4.72% |
0.85% |
|||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 1.24% |
1.35% |
2.46% |
1.64% |
1.55% |
2.08% |
1.51% |
1.32% |
||||||||
| Less than 50% low wage | 0.47% |
0.57% |
0.88% |
1.28% |
0.84% |
0.78% |
0.52% |
0.52% |
||||||||
| Unknown | 0.51% |
2.10% |
2.32% |
4.21% |
1.20% |
0.59% |
1.54% |
0.53% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||