Table I.F.3(2005) Average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2005
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

1,232

1,931

2,070

1,602

1,161

1,057

1,899

1,111
 
Industry group **
Agric., fish., forest.

1,563

.

.

.

.

.

2,017

1,031
Mining and manufacturing

1,132

.

.

.

.

.

1,748

1,077
Construction

1,585

.

.

.

.

.

2,352

1,050
Utilities and transp.

1,055

.

.

.

.

.

1,658

993
Wholesale trade

1,346

.

.

.

.

.

2,069

1,132
Fin. svs. and real estate

1,235

.

.

.

.

.

1,760

1,183
Retail trade

1,386

.

.

.

.

.

1,898

1,299
Professional services

1,204

.

.

.

.

.

1,818

1,083
Other services

1,159

.

.

.

.

.

1,674

1,041
 
Ownership
For profit, incorporated

1,235

.

.

.

.

.

1,870

1,123
For profit, unincorporated

1,339

.

.

.

.

.

2,228

1,051
Nonprofit

1,117

.

.

.

.

.

1,493

1,074
 
Age of firm
Less than 5 years

1,308

.

.

.

.

.

1,892

888
5-9 years

1,374

.

.

.

.

.

1,709

1,111
10-19 years

1,487

.

.

.

.

.

1,916

1,216
20 or more years

1,244

.

.

.

.

.

1,932

1,107
Unknown

1,106

.

.

.

.

.

661

 *

1,106
 
Multi/single status
2 or more locations

1,096

.

.

.

.

.

1,878

1,079
1 location only

1,645

.

.

.

.

.

1,901

1,323
 
Percent full-time employees
Less than 25%

1,450

.

.

.

.

.

1,893

1,244
25-49 %

1,148

.

.

.

.

.

1,829

1,053
50-74 %

1,235

.

.

.

.

.

1,814

1,134
75% or more

1,233

.

.

.

.

.

1,910

1,110
 
Union presence
No union employees

1,306

.

.

.

.

.

1,872

1,160
Has union employees

1,109

.

.

.

.

.

2,143

1,030
Unknown

1,042

.

.

.

.

.

1,845

1,028
 
Percent low wage employees **
50% or more low wage

1,299

.

.

.

.

.

1,936

1,210
Less than 50% low wage

1,222

.

.

.

.

.

1,895

1,096
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.3(2005) Standard error for average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2005
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

25.25

29.94

243.08

105.17

60.81

24.60

132.80

17.34
 
Industry group **
Agric., fish., forest.

256.55

.

.

.

.

.

233.99

246.65
Mining and manufacturing

22.71

.

.

.

.

.

178.21

20.09
Construction

323.76

.

.

.

.

.

392.36

101.69
Utilities and transp.

115.14

.

.

.

.

.

273.28

123.83
Wholesale trade

47.79

.

.

.

.

.

117.27

38.04
Fin. svs. and real estate

43.05

.

.

.

.

.

93.56

48.76
Retail trade

63.61

.

.

.

.

.

152.29

59.71
Professional services

26.74

.

.

.

.

.

84.18

31.64
Other services

60.65

.

.

.

.

.

88.75

68.01
 
Ownership
For profit, incorporated

19.96

.

.

.

.

.

80.73

19.38
For profit, unincorporated

120.23

.

.

.

.

.

347.13

43.42
Nonprofit

44.62

.

.

.

.

.

68.74

48.94
 
Age of firm
Less than 5 years

130.71

.

.

.

.

.

98.36

178.92
5-9 years

97.94

.

.

.

.

.

135.83

99.38
10-19 years

78.05

.

.

.

.

.

119.57

80.96
20 or more years

35.84

.

.

.

.

.

198.05

31.85
Unknown

35.86

.

.

.

.

.

208.83

 *

35.88
 
Multi/single status
2 or more locations

18.45

.

.

.

.

.

197.35

17.78
1 location only

96.01

.

.

.

.

.

134.64

65.26
 
Percent full-time employees
Less than 25%

117.16

.

.

.

.

.

169.03

115.25
25-49 %

99.85

.

.

.

.

.

192.74

111.50
50-74 %

56.64

.

.

.

.

.

135.25

56.13
75% or more

28.64

.

.

.

.

.

147.44

21.61
 
Union presence
No union employees

31.18

.

.

.

.

.

67.32

27.51
Has union employees

47.65

.

.

.

.

.

520.15

43.62
Unknown

65.69

.

.

.

.

.

420.96

61.73
 
Percent low wage employees **
50% or more low wage

41.93

.

.

.

.

.

123.26

43.40
Less than 50% low wage

29.52

.

.

.

.

.

143.73

22.82
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.