Table I.C.1(2006) Average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
4,118 |
|
4,498 |
|
4,241 |
|
4,035 |
|
4,112 |
|
4,066 |
|
4,260 |
|
4,077 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
4,304 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4,155 |
|
4,445 |
|
Mining and manufacturing |
3,908 |
|
4,201 |
|
3,867 |
|
3,672 |
|
3,752 |
|
4,053 |
|
3,761 |
|
3,936 |
|
Construction |
3,795 |
|
4,399 |
|
3,790 |
|
3,619 |
|
3,517 |
|
3,935 |
|
3,986 |
|
3,602 |
|
Utilities and transp. |
4,352 |
|
4,702 |
|
4,705 |
|
3,799 |
|
4,724 |
|
4,318 |
|
4,236 |
|
4,373 |
|
Wholesale trade |
3,975 |
|
4,403 |
|
3,991 |
|
4,028 |
|
3,770 |
|
3,960 |
|
4,083 |
|
3,923 |
|
Fin. svs. and real estate |
4,218 |
|
4,632 |
|
4,354 |
|
4,463 |
|
4,369 |
|
4,098 |
|
4,544 |
|
4,161 |
|
Retail trade |
3,678 |
|
4,328 |
|
3,973 |
|
3,731 |
|
3,672 |
|
3,583 |
|
4,054 |
|
3,597 |
|
Professional services |
4,401 |
|
4,602 |
|
4,502 |
|
4,329 |
|
4,367 |
|
4,388 |
|
4,474 |
|
4,379 |
|
Other services |
4,141 |
|
4,515 |
|
4,533 |
|
4,227 |
|
4,272 |
|
3,876 |
|
4,467 |
|
4,021 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
3,994 |
|
4,443 |
|
4,153 |
|
3,893 |
|
3,943 |
|
3,951 |
|
4,168 |
|
3,942 |
|
For profit, unincorporated |
4,205 |
|
4,430 |
|
4,311 |
|
4,226 |
|
4,266 |
|
4,073 |
|
4,380 |
|
4,129 |
|
Nonprofit |
4,632 |
|
5,195 |
|
4,977 |
|
4,511 |
|
4,517 |
|
4,676 |
|
4,773 |
|
4,609 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
3,855 |
|
4,092 |
|
3,797 |
|
3,981 |
|
3,187 |
|
3,946 |
|
3,943 |
|
3,693 |
|
5-9 years |
3,903 |
|
4,156 |
|
4,062 |
|
3,809 |
|
3,957 |
|
3,304 |
|
4,119 |
|
3,631 |
|
10-19 years |
4,100 |
|
4,560 |
|
3,962 |
|
3,997 |
|
4,005 |
|
4,099 |
|
4,163 |
|
4,047 |
|
20 or more years |
4,181 |
|
4,697 |
|
4,468 |
|
4,084 |
|
4,160 |
|
4,108 |
|
4,378 |
|
4,126 |
|
Unknown |
4,050 |
|
4,426 |
|
4,372 |
|
3,915 |
|
4,227 |
|
4,042 |
|
4,187 |
|
4,050 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
4,067 |
|
5,072 |
|
4,280 |
|
4,160 |
|
4,111 |
|
4,044 |
|
4,186 |
|
4,064 |
|
1 location only |
4,208 |
|
4,490 |
|
4,238 |
|
4,003 |
|
4,114 |
|
4,690 |
|
4,265 |
|
4,128 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
3,731 |
|
4,625 |
|
4,425 |
|
4,417 |
|
3,669 |
|
3,393 |
|
4,759 |
|
3,517 |
|
25-49 % |
3,982 |
|
4,920 |
|
4,389 |
|
4,109 |
|
3,947 |
|
3,779 |
|
4,417 |
|
3,851 |
|
50-74 % |
4,218 |
|
4,616 |
|
4,510 |
|
4,391 |
|
4,170 |
|
4,054 |
|
4,510 |
|
4,118 |
|
75% or more |
4,120 |
|
4,459 |
|
4,200 |
|
3,988 |
|
4,124 |
|
4,094 |
|
4,211 |
|
4,093 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
4,077 |
|
4,481 |
|
4,178 |
|
3,995 |
|
4,065 |
|
3,988 |
|
4,228 |
|
4,014 |
|
Has union employees |
4,331 |
|
4,931 |
|
5,695 |
|
4,655 |
|
4,377 |
|
4,251 |
|
5,136 |
|
4,291 |
|
Unknown |
4,093 |
|
5,135 |
|
4,456 |
|
3,863 |
|
4,494 |
|
4,064 |
|
4,412 |
|
4,084 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
3,830 |
|
4,484 |
|
4,572 |
|
4,043 |
|
3,835 |
|
3,645 |
|
4,331 |
|
3,734 |
|
Less than 50% low wage |
4,183 |
|
4,500 |
|
4,197 |
|
4,034 |
|
4,170 |
|
4,178 |
|
4,249 |
|
4,161 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.C.1(2006) Standard error for average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
25.23 |
|
63.33 |
|
73.82 |
|
48.54 |
|
39.91 |
|
35.03 |
|
33.85 |
|
29.99 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
309.75 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
323.37 |
|
567.39 |
|
Mining and manufacturing |
33.92 |
|
189.17 |
|
121.69 |
|
96.83 |
|
62.44 |
|
61.00 |
|
82.88 |
|
48.44 |
|
Construction |
67.96 |
|
183.38 |
|
289.81 |
|
128.82 |
|
121.42 |
|
373.07 |
|
116.61 |
|
93.14 |
|
Utilities and transp. |
130.11 |
|
238.50 |
|
561.36 |
|
261.09 |
|
295.53 |
|
132.53 |
|
342.76 |
|
129.84 |
|
Wholesale trade |
48.67 |
|
198.01 |
|
144.40 |
|
181.57 |
|
198.65 |
|
89.14 |
|
85.06 |
|
74.34 |
|
Fin. svs. and real estate |
55.16 |
|
157.63 |
|
108.57 |
|
134.04 |
|
92.18 |
|
66.06 |
|
106.09 |
|
54.35 |
|
Retail trade |
57.50 |
|
207.06 |
|
132.48 |
|
142.80 |
|
162.87 |
|
89.40 |
|
125.52 |
|
82.93 |
|
Professional services |
36.73 |
|
62.58 |
|
121.38 |
|
89.11 |
|
76.00 |
|
65.06 |
|
62.02 |
|
44.57 |
|
Other services |
86.03 |
|
76.42 |
|
190.25 |
|
162.74 |
|
113.66 |
|
131.70 |
|
114.37 |
|
84.87 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
30.95 |
|
71.49 |
|
86.90 |
|
32.39 |
|
53.76 |
|
43.16 |
|
46.92 |
|
39.79 |
|
For profit, unincorporated |
53.98 |
|
72.92 |
|
230.08 |
|
159.67 |
|
119.71 |
|
91.91 |
|
58.77 |
|
68.11 |
|
Nonprofit |
40.76 |
|
158.36 |
|
179.69 |
|
76.69 |
|
100.25 |
|
76.97 |
|
91.63 |
|
50.28 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
82.51 |
|
115.25 |
|
177.44 |
|
330.92 |
|
307.59 |
|
313.90 |
|
79.98 |
|
331.19 |
|
5-9 years |
125.29 |
|
110.56 |
|
171.16 |
|
208.52 |
|
138.65 |
|
414.57 |
|
88.50 |
|
202.85 |
|
10-19 years |
62.88 |
|
104.59 |
|
105.43 |
|
95.81 |
|
167.50 |
|
100.35 |
|
60.06 |
|
99.57 |
|
20 or more years |
36.64 |
|
78.71 |
|
83.61 |
|
57.19 |
|
52.01 |
|
46.92 |
|
46.78 |
|
40.03 |
|
Unknown |
52.44 |
|
285.64 |
|
602.43 |
|
338.60 |
|
156.68 |
|
49.08 |
|
319.41 |
|
52.99 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
29.33 |
|
508.14 |
|
177.78 |
|
88.99 |
|
60.92 |
|
32.36 |
|
135.22 |
|
31.68 |
|
1 location only |
33.43 |
|
67.20 |
|
78.36 |
|
50.77 |
|
62.35 |
|
336.10 |
|
38.29 |
|
49.60 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
127.58 |
|
364.76 |
|
226.02 |
|
440.60 |
|
260.66 |
|
245.67 |
|
383.05 |
|
111.89 |
|
25-49 % |
110.20 |
|
160.76 |
|
257.02 |
|
117.97 |
|
214.71 |
|
140.97 |
|
119.47 |
|
114.74 |
|
50-74 % |
48.44 |
|
130.00 |
|
165.23 |
|
106.84 |
|
134.17 |
|
99.42 |
|
54.89 |
|
73.36 |
|
75% or more |
27.72 |
|
64.83 |
|
79.51 |
|
53.26 |
|
44.81 |
|
36.00 |
|
40.98 |
|
32.83 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
21.90 |
|
64.53 |
|
59.04 |
|
39.89 |
|
51.51 |
|
30.36 |
|
33.11 |
|
27.39 |
|
Has union employees |
59.32 |
|
379.72 |
|
536.14 |
|
287.47 |
|
119.72 |
|
62.65 |
|
311.18 |
|
61.96 |
|
Unknown |
65.91 |
|
565.73 |
|
750.13 |
|
506.10 |
|
320.12 |
|
74.31 |
|
358.80 |
|
68.76 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
52.36 |
|
94.74 |
|
241.27 |
|
125.09 |
|
102.99 |
|
44.16 |
|
87.67 |
|
57.61 |
|
Less than 50% low wage |
25.93 |
|
63.66 |
|
71.48 |
|
48.25 |
|
44.77 |
|
36.82 |
|
35.88 |
|
30.81 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||