Table I.C.1(2006) Average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

4,118

4,498

4,241

4,035

4,112

4,066

4,260

4,077

 

Industry group **

Agric., fish., forest.

4,304

.

.

.

.

.

4,155

4,445

Mining and manufacturing

3,908

4,201

3,867

3,672

3,752

4,053

3,761

3,936

Construction

3,795

4,399

3,790

3,619

3,517

3,935

3,986

3,602

Utilities and transp.

4,352

4,702

4,705

3,799

4,724

4,318

4,236

4,373

Wholesale trade

3,975

4,403

3,991

4,028

3,770

3,960

4,083

3,923

Fin. svs. and real estate

4,218

4,632

4,354

4,463

4,369

4,098

4,544

4,161

Retail trade

3,678

4,328

3,973

3,731

3,672

3,583

4,054

3,597

Professional services

4,401

4,602

4,502

4,329

4,367

4,388

4,474

4,379

Other services

4,141

4,515

4,533

4,227

4,272

3,876

4,467

4,021

 

Ownership

For profit, incorporated

3,994

4,443

4,153

3,893

3,943

3,951

4,168

3,942

For profit, unincorporated

4,205

4,430

4,311

4,226

4,266

4,073

4,380

4,129

Nonprofit

4,632

5,195

4,977

4,511

4,517

4,676

4,773

4,609

 

Age of firm

Less than 5 years

3,855

4,092

3,797

3,981

3,187

3,946

3,943

3,693

5-9 years

3,903

4,156

4,062

3,809

3,957

3,304

4,119

3,631

10-19 years

4,100

4,560

3,962

3,997

4,005

4,099

4,163

4,047

20 or more years

4,181

4,697

4,468

4,084

4,160

4,108

4,378

4,126

Unknown

4,050

4,426

4,372

3,915

4,227

4,042

4,187

4,050

 

Multi/single status

2 or more locations

4,067

5,072

4,280

4,160

4,111

4,044

4,186

4,064

1 location only

4,208

4,490

4,238

4,003

4,114

4,690

4,265

4,128

 

Percent full-time employees

Less than 25%

3,731

4,625

4,425

4,417

3,669

3,393

4,759

3,517

25-49 %

3,982

4,920

4,389

4,109

3,947

3,779

4,417

3,851

50-74 %

4,218

4,616

4,510

4,391

4,170

4,054

4,510

4,118

75% or more

4,120

4,459

4,200

3,988

4,124

4,094

4,211

4,093

 

Union presence

No union employees

4,077

4,481

4,178

3,995

4,065

3,988

4,228

4,014

Has union employees

4,331

4,931

5,695

4,655

4,377

4,251

5,136

4,291

Unknown

4,093

5,135

4,456

3,863

4,494

4,064

4,412

4,084

 

Percent low wage employees

50% or more low wage

3,830

4,484

4,572

4,043

3,835

3,645

4,331

3,734

Less than 50% low wage

4,183

4,500

4,197

4,034

4,170

4,178

4,249

4,161

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1(2006) Standard error for average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

25.23

63.33

73.82

48.54

39.91

35.03

33.85

29.99

 

Industry group **

Agric., fish., forest.

309.75

.

.

.

.

.

323.37

567.39

Mining and manufacturing

33.92

189.17

121.69

96.83

62.44

61.00

82.88

48.44

Construction

67.96

183.38

289.81

128.82

121.42

373.07

116.61

93.14

Utilities and transp.

130.11

238.50

561.36

261.09

295.53

132.53

342.76

129.84

Wholesale trade

48.67

198.01

144.40

181.57

198.65

89.14

85.06

74.34

Fin. svs. and real estate

55.16

157.63

108.57

134.04

92.18

66.06

106.09

54.35

Retail trade

57.50

207.06

132.48

142.80

162.87

89.40

125.52

82.93

Professional services

36.73

62.58

121.38

89.11

76.00

65.06

62.02

44.57

Other services

86.03

76.42

190.25

162.74

113.66

131.70

114.37

84.87

 

Ownership

For profit, incorporated

30.95

71.49

86.90

32.39

53.76

43.16

46.92

39.79

For profit, unincorporated

53.98

72.92

230.08

159.67

119.71

91.91

58.77

68.11

Nonprofit

40.76

158.36

179.69

76.69

100.25

76.97

91.63

50.28

 

Age of firm

Less than 5 years

82.51

115.25

177.44

330.92

307.59

313.90

79.98

331.19

5-9 years

125.29

110.56

171.16

208.52

138.65

414.57

88.50

202.85

10-19 years

62.88

104.59

105.43

95.81

167.50

100.35

60.06

99.57

20 or more years

36.64

78.71

83.61

57.19

52.01

46.92

46.78

40.03

Unknown

52.44

285.64

602.43

338.60

156.68

49.08

319.41

52.99

 

Multi/single status

2 or more locations

29.33

508.14

177.78

88.99

60.92

32.36

135.22

31.68

1 location only

33.43

67.20

78.36

50.77

62.35

336.10

38.29

49.60

 

Percent full-time employees

Less than 25%

127.58

364.76

226.02

440.60

260.66

245.67

383.05

111.89

25-49 %

110.20

160.76

257.02

117.97

214.71

140.97

119.47

114.74

50-74 %

48.44

130.00

165.23

106.84

134.17

99.42

54.89

73.36

75% or more

27.72

64.83

79.51

53.26

44.81

36.00

40.98

32.83

 

Union presence

No union employees

21.90

64.53

59.04

39.89

51.51

30.36

33.11

27.39

Has union employees

59.32

379.72

536.14

287.47

119.72

62.65

311.18

61.96

Unknown

65.91

565.73

750.13

506.10

320.12

74.31

358.80

68.76

 

Percent low wage employees

50% or more low wage

52.36

94.74

241.27

125.09

102.99

44.16

87.67

57.61

Less than 50% low wage

25.93

63.66

71.48

48.25

44.77

36.82

35.88

30.81

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.