Table I.C.1.a(2006) Average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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|
||||||||||||||||
United States |
3,976 |
|
4,387 |
|
4,120 |
|
3,931 |
|
3,796 |
|
3,979 |
|
4,147 |
|
3,912 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
3,371 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
3,161 |
* |
3,605 |
|
Mining and manufacturing |
3,656 |
|
4,307 |
|
3,843 |
|
3,530 |
|
3,269 |
|
3,977 |
|
3,718 |
|
3,633 |
|
Construction |
3,770 |
|
4,319 |
|
3,815 |
|
3,621 |
|
3,188 |
|
4,668 |
|
4,042 |
|
3,420 |
|
Utilities and transp. |
4,660 |
|
5,114 |
|
5,292 |
|
4,501 |
|
4,929 |
|
4,525 |
|
4,769 |
|
4,632 |
|
Wholesale trade |
3,767 |
|
4,332 |
|
3,892 |
|
3,595 |
|
3,443 |
|
3,973 |
|
3,838 |
|
3,720 |
|
Fin. svs. and real estate |
4,008 |
|
4,360 |
|
3,664 |
|
4,367 |
|
4,191 |
|
3,924 |
|
4,165 |
|
3,981 |
|
Retail trade |
3,631 |
|
4,265 |
|
4,131 |
|
3,894 |
|
3,311 |
|
3,329 |
|
4,164 |
|
3,365 |
|
Professional services |
4,138 |
|
4,412 |
|
4,375 |
|
4,203 |
|
4,009 |
|
4,105 |
|
4,369 |
|
4,075 |
|
Other services |
4,083 |
|
4,499 |
|
4,263 |
|
4,075 |
|
4,215 |
|
3,812 |
|
4,263 |
|
3,999 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
3,880 |
|
4,339 |
|
4,072 |
|
3,849 |
|
3,585 |
|
3,907 |
|
4,092 |
|
3,789 |
|
For profit, unincorporated |
4,063 |
|
4,301 |
|
4,311 |
|
3,744 |
|
4,241 |
|
3,955 |
|
4,196 |
|
3,981 |
|
Nonprofit |
4,267 |
|
4,993 |
|
4,394 |
|
4,475 |
|
4,206 |
|
4,185 |
|
4,522 |
|
4,229 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
4,023 |
|
4,549 |
|
3,553 |
|
4,181 |
|
3,173 |
|
4,902 |
|
4,148 |
|
3,808 |
|
5-9 years |
3,565 |
|
3,825 |
|
3,719 |
|
3,588 |
|
3,876 |
|
2,339 |
|
3,823 |
|
3,295 |
|
10-19 years |
3,948 |
|
4,591 |
|
3,681 |
|
3,945 |
|
3,748 |
|
3,918 |
|
4,018 |
|
3,875 |
|
20 or more years |
4,030 |
|
4,438 |
|
4,545 |
|
3,968 |
|
3,846 |
|
4,025 |
|
4,283 |
|
3,947 |
|
Unknown |
3,968 |
|
5,353 |
|
3,197 |
|
3,894 |
|
3,333 |
|
4,004 |
|
4,282 |
|
3,965 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
3,935 |
|
4,267 |
|
3,867 |
|
4,219 |
|
3,773 |
|
3,968 |
|
4,144 |
|
3,928 |
|
1 location only |
4,029 |
|
4,389 |
|
4,137 |
|
3,860 |
|
3,826 |
|
4,201 |
|
4,147 |
|
3,862 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
3,980 |
|
3,822 |
|
4,495 |
|
4,332 |
|
3,709 |
|
3,978 |
|
4,566 |
|
3,822 |
|
25-49 % |
4,105 |
|
5,042 |
|
4,197 |
|
4,118 |
|
3,577 |
|
4,149 |
|
4,512 |
|
3,916 |
|
50-74 % |
4,071 |
|
4,409 |
|
4,535 |
|
4,194 |
|
4,000 |
|
3,881 |
|
4,354 |
|
3,964 |
|
75% or more |
3,957 |
|
4,362 |
|
4,053 |
|
3,890 |
|
3,779 |
|
3,984 |
|
4,091 |
|
3,907 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
3,953 |
|
4,386 |
|
4,112 |
|
3,876 |
|
3,785 |
|
3,928 |
|
4,139 |
|
3,858 |
|
Has union employees |
4,105 |
|
4,989 |
|
4,392 |
|
4,556 |
|
3,721 |
|
4,158 |
|
4,580 |
|
4,085 |
|
Unknown |
3,952 |
|
3,560 |
|
4,342 |
|
4,330 |
|
4,883 |
|
3,865 |
|
4,039 |
|
3,948 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
3,821 |
|
4,315 |
|
4,342 |
|
3,809 |
|
3,742 |
|
3,648 |
|
4,317 |
|
3,669 |
|
Less than 50% low wage |
4,002 |
|
4,399 |
|
4,083 |
|
3,947 |
|
3,807 |
|
4,031 |
|
4,123 |
|
3,955 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.C.1.a(2006) Standard error for average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
32.70 |
|
99.06 |
|
103.87 |
|
74.62 |
|
71.29 |
|
31.34 |
|
43.60 |
|
33.64 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
673.97 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
981.53 |
* |
955.86 |
|
Mining and manufacturing |
55.53 |
|
266.84 |
|
178.15 |
|
177.15 |
|
87.00 |
|
64.06 |
|
133.50 |
|
68.12 |
|
Construction |
136.20 |
|
300.35 |
|
399.83 |
|
267.47 |
|
154.65 |
|
623.54 |
|
189.12 |
|
130.64 |
|
Utilities and transp. |
193.11 |
|
892.64 |
|
939.81 |
|
732.13 |
|
483.32 |
|
227.78 |
|
492.94 |
|
213.07 |
|
Wholesale trade |
59.54 |
|
290.76 |
|
237.82 |
|
329.08 |
|
88.35 |
|
96.83 |
|
105.82 |
|
82.95 |
|
Fin. svs. and real estate |
101.06 |
|
211.08 |
|
248.44 |
|
152.63 |
|
293.68 |
|
105.02 |
|
184.10 |
|
102.62 |
|
Retail trade |
56.36 |
|
280.66 |
|
182.30 |
|
141.54 |
|
264.29 |
|
134.92 |
|
113.22 |
|
116.00 |
|
Professional services |
50.66 |
|
116.25 |
|
193.36 |
|
108.56 |
|
93.17 |
|
65.89 |
|
86.79 |
|
56.65 |
|
Other services |
118.47 |
|
178.24 |
|
169.74 |
|
248.84 |
|
232.75 |
|
156.23 |
|
132.54 |
|
151.22 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
37.30 |
|
130.71 |
|
104.72 |
|
104.85 |
|
95.79 |
|
40.83 |
|
56.34 |
|
43.79 |
|
For profit, unincorporated |
99.93 |
|
144.35 |
|
272.09 |
|
208.43 |
|
272.42 |
|
148.17 |
|
111.98 |
|
125.06 |
|
Nonprofit |
78.71 |
|
238.78 |
|
183.90 |
|
129.15 |
|
119.22 |
|
100.41 |
|
136.10 |
|
86.01 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
164.13 |
|
365.26 |
|
204.51 |
|
563.43 |
|
451.79 |
|
1,056.50 |
|
226.84 |
|
274.21 |
|
5-9 years |
144.34 |
|
154.21 |
|
248.14 |
|
324.82 |
|
296.11 |
|
541.75 |
|
76.91 |
|
248.63 |
|
10-19 years |
116.37 |
|
180.05 |
|
186.14 |
|
186.48 |
|
275.58 |
|
112.11 |
|
105.30 |
|
200.39 |
|
20 or more years |
58.08 |
|
86.76 |
|
177.41 |
|
98.05 |
|
76.54 |
|
109.25 |
|
52.42 |
|
64.19 |
|
Unknown |
90.56 |
|
1,291.78 |
|
954.22 |
|
977.38 |
|
158.27 |
|
82.22 |
|
899.98 |
|
86.28 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
23.98 |
|
383.38 |
|
263.95 |
|
93.89 |
|
48.49 |
|
29.41 |
|
149.31 |
|
24.86 |
|
1 location only |
51.36 |
|
106.21 |
|
120.95 |
|
92.67 |
|
135.29 |
|
399.98 |
|
49.41 |
|
85.88 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
145.43 |
|
493.91 |
|
366.31 |
|
432.09 |
|
289.87 |
|
300.09 |
|
297.80 |
|
124.65 |
|
25-49 % |
176.65 |
|
502.17 |
|
278.08 |
|
357.02 |
|
304.68 |
|
277.27 |
|
243.12 |
|
173.40 |
|
50-74 % |
90.40 |
|
158.39 |
|
250.42 |
|
193.83 |
|
171.00 |
|
214.53 |
|
99.64 |
|
133.63 |
|
75% or more |
33.01 |
|
103.05 |
|
106.36 |
|
83.54 |
|
74.32 |
|
39.38 |
|
50.62 |
|
34.08 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
40.10 |
|
94.19 |
|
106.01 |
|
75.19 |
|
82.75 |
|
59.99 |
|
45.63 |
|
45.81 |
|
Has union employees |
83.75 |
|
817.46 |
|
801.10 |
|
521.24 |
|
148.06 |
|
71.32 |
|
186.90 |
|
88.14 |
|
Unknown |
111.85 |
|
933.11 |
|
1,172.13 |
|
952.61 |
|
751.98 |
|
101.79 |
|
640.71 |
|
110.11 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
67.19 |
|
292.54 |
|
161.66 |
|
218.38 |
|
128.25 |
|
102.47 |
|
146.72 |
|
92.74 |
|
Less than 50% low wage |
31.63 |
|
75.98 |
|
123.07 |
|
84.26 |
|
74.27 |
|
37.00 |
|
41.98 |
|
30.58 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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