Table I.C.1.a(2006) Average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

3,976

4,387

4,120

3,931

3,796

3,979

4,147

3,912

 

Industry group **

Agric., fish., forest.

3,371

.

.

.

.

.

3,161

*

3,605

Mining and manufacturing

3,656

4,307

3,843

3,530

3,269

3,977

3,718

3,633

Construction

3,770

4,319

3,815

3,621

3,188

4,668

4,042

3,420

Utilities and transp.

4,660

5,114

5,292

4,501

4,929

4,525

4,769

4,632

Wholesale trade

3,767

4,332

3,892

3,595

3,443

3,973

3,838

3,720

Fin. svs. and real estate

4,008

4,360

3,664

4,367

4,191

3,924

4,165

3,981

Retail trade

3,631

4,265

4,131

3,894

3,311

3,329

4,164

3,365

Professional services

4,138

4,412

4,375

4,203

4,009

4,105

4,369

4,075

Other services

4,083

4,499

4,263

4,075

4,215

3,812

4,263

3,999

 

Ownership

For profit, incorporated

3,880

4,339

4,072

3,849

3,585

3,907

4,092

3,789

For profit, unincorporated

4,063

4,301

4,311

3,744

4,241

3,955

4,196

3,981

Nonprofit

4,267

4,993

4,394

4,475

4,206

4,185

4,522

4,229

 

Age of firm

Less than 5 years

4,023

4,549

3,553

4,181

3,173

4,902

4,148

3,808

5-9 years

3,565

3,825

3,719

3,588

3,876

2,339

3,823

3,295

10-19 years

3,948

4,591

3,681

3,945

3,748

3,918

4,018

3,875

20 or more years

4,030

4,438

4,545

3,968

3,846

4,025

4,283

3,947

Unknown

3,968

5,353

3,197

3,894

3,333

4,004

4,282

3,965

 

Multi/single status

2 or more locations

3,935

4,267

3,867

4,219

3,773

3,968

4,144

3,928

1 location only

4,029

4,389

4,137

3,860

3,826

4,201

4,147

3,862

 

Percent full-time employees

Less than 25%

3,980

3,822

4,495

4,332

3,709

3,978

4,566

3,822

25-49 %

4,105

5,042

4,197

4,118

3,577

4,149

4,512

3,916

50-74 %

4,071

4,409

4,535

4,194

4,000

3,881

4,354

3,964

75% or more

3,957

4,362

4,053

3,890

3,779

3,984

4,091

3,907

 

Union presence

No union employees

3,953

4,386

4,112

3,876

3,785

3,928

4,139

3,858

Has union employees

4,105

4,989

4,392

4,556

3,721

4,158

4,580

4,085

Unknown

3,952

3,560

4,342

4,330

4,883

3,865

4,039

3,948

 

Percent low wage employees

50% or more low wage

3,821

4,315

4,342

3,809

3,742

3,648

4,317

3,669

Less than 50% low wage

4,002

4,399

4,083

3,947

3,807

4,031

4,123

3,955

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.a(2006) Standard error for average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

32.70

99.06

103.87

74.62

71.29

31.34

43.60

33.64

 

Industry group **

Agric., fish., forest.

673.97

.

.

.

.

.

981.53

*

955.86

Mining and manufacturing

55.53

266.84

178.15

177.15

87.00

64.06

133.50

68.12

Construction

136.20

300.35

399.83

267.47

154.65

623.54

189.12

130.64

Utilities and transp.

193.11

892.64

939.81

732.13

483.32

227.78

492.94

213.07

Wholesale trade

59.54

290.76

237.82

329.08

88.35

96.83

105.82

82.95

Fin. svs. and real estate

101.06

211.08

248.44

152.63

293.68

105.02

184.10

102.62

Retail trade

56.36

280.66

182.30

141.54

264.29

134.92

113.22

116.00

Professional services

50.66

116.25

193.36

108.56

93.17

65.89

86.79

56.65

Other services

118.47

178.24

169.74

248.84

232.75

156.23

132.54

151.22

 

Ownership

For profit, incorporated

37.30

130.71

104.72

104.85

95.79

40.83

56.34

43.79

For profit, unincorporated

99.93

144.35

272.09

208.43

272.42

148.17

111.98

125.06

Nonprofit

78.71

238.78

183.90

129.15

119.22

100.41

136.10

86.01

 

Age of firm

Less than 5 years

164.13

365.26

204.51

563.43

451.79

1,056.50

226.84

274.21

5-9 years

144.34

154.21

248.14

324.82

296.11

541.75

76.91

248.63

10-19 years

116.37

180.05

186.14

186.48

275.58

112.11

105.30

200.39

20 or more years

58.08

86.76

177.41

98.05

76.54

109.25

52.42

64.19

Unknown

90.56

1,291.78

954.22

977.38

158.27

82.22

899.98

86.28

 

Multi/single status

2 or more locations

23.98

383.38

263.95

93.89

48.49

29.41

149.31

24.86

1 location only

51.36

106.21

120.95

92.67

135.29

399.98

49.41

85.88

 

Percent full-time employees

Less than 25%

145.43

493.91

366.31

432.09

289.87

300.09

297.80

124.65

25-49 %

176.65

502.17

278.08

357.02

304.68

277.27

243.12

173.40

50-74 %

90.40

158.39

250.42

193.83

171.00

214.53

99.64

133.63

75% or more

33.01

103.05

106.36

83.54

74.32

39.38

50.62

34.08

 

Union presence

No union employees

40.10

94.19

106.01

75.19

82.75

59.99

45.63

45.81

Has union employees

83.75

817.46

801.10

521.24

148.06

71.32

186.90

88.14

Unknown

111.85

933.11

1,172.13

952.61

751.98

101.79

640.71

110.11

 

Percent low wage employees

50% or more low wage

67.19

292.54

161.66

218.38

128.25

102.47

146.72

92.74

Less than 50% low wage

31.63

75.98

123.07

84.26

74.27

37.00

41.98

30.58

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.