Table I.C.3(2006) Percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
19.1% |
|
13.2% |
|
15.8% |
|
19.7% |
|
20.3% |
|
20.0% |
|
16.5% |
|
19.9% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
11.3% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
13.0% |
|
9.7% |
* |
Mining and manufacturing |
17.3% |
|
12.0% |
|
15.2% |
|
20.5% |
|
16.9% |
|
17.1% |
|
17.6% |
|
17.2% |
|
Construction |
17.2% |
|
10.8% |
|
19.1% |
|
16.3% |
|
20.4% |
|
20.6% |
|
15.2% |
|
19.3% |
|
Utilities and transp. |
19.5% |
|
24.4% |
|
30.0% |
|
27.9% |
|
19.7% |
|
17.0% |
|
30.5% |
|
17.6% |
|
Wholesale trade |
18.6% |
|
11.8% |
|
13.4% |
|
19.1% |
|
23.1% |
|
19.2% |
|
14.8% |
|
20.5% |
|
Fin. svs. and real estate |
18.9% |
|
12.9% |
|
10.3% |
|
20.7% |
|
16.7% |
|
20.6% |
|
14.3% |
|
19.7% |
|
Retail trade |
25.1% |
|
14.8% |
|
19.0% |
|
29.2% |
|
26.8% |
|
25.8% |
|
19.7% |
|
26.4% |
|
Professional services |
16.5% |
|
11.5% |
|
13.8% |
|
16.5% |
|
19.5% |
|
16.3% |
|
14.1% |
|
17.2% |
|
Other services |
23.6% |
|
17.2% |
|
16.6% |
|
21.0% |
|
25.3% |
|
27.4% |
|
19.2% |
|
25.4% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
20.3% |
|
13.3% |
|
17.2% |
|
21.0% |
|
21.7% |
|
21.2% |
|
17.3% |
|
21.2% |
|
For profit, unincorporated |
18.7% |
|
15.6% |
|
14.1% |
|
20.1% |
|
17.9% |
|
20.6% |
|
16.5% |
|
19.7% |
|
Nonprofit |
14.9% |
|
6.7% |
|
6.5% |
|
14.7% |
|
17.8% |
|
14.4% |
|
11.1% |
|
15.5% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
18.5% |
|
15.1% |
|
19.0% |
|
21.7% |
|
24.2% |
|
16.7% |
* |
17.3% |
|
20.7% |
|
5-9 years |
19.7% |
|
15.0% |
|
18.4% |
|
25.1% |
|
20.2% |
|
19.3% |
|
17.4% |
|
23.0% |
|
10-19 years |
19.7% |
|
13.8% |
|
17.4% |
|
19.6% |
|
26.2% |
|
18.6% |
|
17.9% |
|
21.2% |
|
20 or more years |
18.7% |
|
12.0% |
|
14.3% |
|
19.1% |
|
19.3% |
|
20.1% |
|
15.8% |
|
19.6% |
|
Unknown |
19.9% |
|
9.1% |
* |
12.1% |
* |
12.2% |
|
16.6% |
|
20.2% |
|
11.6% |
|
20.0% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
20.1% |
|
11.4% |
* |
14.0% |
|
18.4% |
|
20.4% |
|
20.2% |
|
19.6% |
|
20.1% |
|
1 location only |
17.6% |
|
13.3% |
|
15.9% |
|
20.1% |
|
20.1% |
|
16.9% |
|
16.3% |
|
19.3% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
27.3% |
|
11.8% |
|
18.6% |
|
25.2% |
|
29.5% |
|
31.1% |
|
17.6% |
|
30.0% |
|
25-49 % |
21.5% |
|
17.0% |
|
20.3% |
|
21.7% |
|
20.6% |
|
22.6% |
|
20.9% |
|
21.7% |
|
50-74 % |
20.2% |
|
15.3% |
|
15.5% |
|
20.6% |
|
20.1% |
|
22.1% |
|
16.6% |
|
21.5% |
|
75% or more |
18.8% |
|
12.7% |
|
15.6% |
|
19.5% |
|
20.1% |
|
19.5% |
|
16.3% |
|
19.5% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
19.5% |
|
13.4% |
|
16.0% |
|
20.5% |
|
21.1% |
|
20.8% |
|
16.8% |
|
20.7% |
|
Has union employees |
15.9% |
|
8.6% |
* |
9.6% |
* |
10.4% |
* |
15.8% |
|
16.8% |
|
10.3% |
|
16.2% |
|
Unknown |
21.8% |
|
8.8% |
* |
25.9% |
* |
21.0% |
|
16.5% |
|
22.3% |
|
16.0% |
|
22.0% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
22.6% |
|
17.3% |
|
15.2% |
|
22.3% |
|
22.0% |
|
24.4% |
|
19.4% |
|
23.3% |
|
Less than 50% low wage |
18.4% |
|
12.6% |
|
15.9% |
|
19.2% |
|
19.9% |
|
19.0% |
|
16.1% |
|
19.2% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||
Table I.C.3(2006) Standard error for percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
0.39% |
|
0.96% |
|
1.04% |
|
0.72% |
|
1.19% |
|
0.37% |
|
0.67% |
|
0.46% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
2.60% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.86% |
|
3.96% |
* |
Mining and manufacturing |
0.40% |
|
2.42% |
|
2.64% |
|
1.54% |
|
0.63% |
|
0.63% |
|
1.52% |
|
0.38% |
|
Construction |
1.43% |
|
1.70% |
|
2.11% |
|
2.19% |
|
1.45% |
|
2.63% |
|
1.54% |
|
1.70% |
|
Utilities and transp. |
1.57% |
|
4.55% |
|
5.98% |
|
5.01% |
|
2.50% |
|
0.81% |
|
5.41% |
|
0.95% |
|
Wholesale trade |
0.96% |
|
2.21% |
|
2.02% |
|
1.51% |
|
2.05% |
|
1.58% |
|
1.54% |
|
1.25% |
|
Fin. svs. and real estate |
0.46% |
|
1.84% |
|
2.42% |
|
2.95% |
|
1.45% |
|
0.45% |
|
2.10% |
|
0.43% |
|
Retail trade |
0.67% |
|
2.13% |
|
0.88% |
|
1.92% |
|
2.75% |
|
0.91% |
|
1.03% |
|
0.73% |
|
Professional services |
0.87% |
|
1.30% |
|
1.35% |
|
1.74% |
|
1.85% |
|
0.72% |
|
0.94% |
|
0.99% |
|
Other services |
0.84% |
|
1.63% |
|
2.55% |
|
1.44% |
|
3.19% |
|
0.88% |
|
1.43% |
|
1.05% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
0.23% |
|
0.99% |
|
1.17% |
|
0.69% |
|
0.77% |
|
0.25% |
|
0.69% |
|
0.24% |
|
For profit, unincorporated |
1.07% |
|
1.89% |
|
1.79% |
|
1.66% |
|
1.90% |
|
1.39% |
|
1.49% |
|
1.38% |
|
Nonprofit |
0.96% |
|
1.91% |
|
1.68% |
|
1.74% |
|
2.16% |
|
0.69% |
|
1.16% |
|
1.20% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
1.42% |
|
2.23% |
|
3.76% |
|
3.75% |
|
2.99% |
|
5.68% |
* |
1.54% |
|
2.52% |
|
5-9 years |
1.09% |
|
1.40% |
|
1.30% |
|
3.31% |
|
2.14% |
|
2.69% |
|
1.20% |
|
1.39% |
|
10-19 years |
1.25% |
|
2.32% |
|
1.22% |
|
2.12% |
|
2.76% |
|
1.99% |
|
1.26% |
|
1.97% |
|
20 or more years |
0.50% |
|
1.12% |
|
1.44% |
|
0.65% |
|
1.02% |
|
0.73% |
|
0.65% |
|
0.61% |
|
Unknown |
0.35% |
|
3.82% |
* |
7.15% |
* |
2.60% |
|
1.33% |
|
0.37% |
|
2.50% |
|
0.36% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.33% |
|
6.58% |
* |
2.39% |
|
2.09% |
|
1.09% |
|
0.37% |
|
1.77% |
|
0.34% |
|
1 location only |
0.73% |
|
0.99% |
|
1.03% |
|
0.69% |
|
1.72% |
|
2.79% |
|
0.73% |
|
1.19% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
2.26% |
|
2.64% |
|
4.99% |
|
5.00% |
|
3.42% |
|
1.98% |
|
3.76% |
|
2.32% |
|
25-49 % |
1.58% |
|
3.27% |
|
2.35% |
|
2.88% |
|
2.09% |
|
2.48% |
|
1.81% |
|
1.81% |
|
50-74 % |
0.62% |
|
1.46% |
|
1.78% |
|
0.84% |
|
1.88% |
|
0.77% |
|
1.57% |
|
0.74% |
|
75% or more |
0.41% |
|
0.99% |
|
1.25% |
|
0.81% |
|
1.35% |
|
0.47% |
|
0.77% |
|
0.51% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
0.37% |
|
0.96% |
|
1.01% |
|
0.78% |
|
1.34% |
|
0.47% |
|
0.65% |
|
0.49% |
|
Has union employees |
0.72% |
|
2.77% |
* |
3.62% |
* |
3.51% |
* |
1.00% |
|
0.86% |
|
2.08% |
|
0.70% |
|
Unknown |
0.93% |
|
10.08% |
* |
10.74% |
* |
5.11% |
|
2.30% |
|
0.96% |
|
3.57% |
|
0.94% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
0.52% |
|
1.19% |
|
1.83% |
|
1.49% |
|
1.00% |
|
0.72% |
|
0.95% |
|
0.69% |
|
Less than 50% low wage |
0.44% |
|
1.00% |
|
1.11% |
|
0.72% |
|
1.42% |
|
0.39% |
|
0.70% |
|
0.52% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||