Table I.D.1.a(2006) Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

11,348

11,243

11,043

11,108

10,446

11,794

11,099

11,412

 

Industry group **

Agric., fish., forest.

9,884

.

.

.

.

.

9,600

10,494

Mining and manufacturing

10,596

10,366

10,511

10,456

9,450

11,421

10,251

10,669

Construction

10,532

11,134

11,392

10,888

8,908

10,561

11,200

9,637

Utilities and transp.

11,700

8,887

12,013

13,011

9,348

11,924

11,336

11,776

Wholesale trade

10,763

11,170

10,643

10,102

9,653

11,768

10,725

10,781

Fin. svs. and real estate

12,092

12,520

13,830

12,939

12,493

11,894

12,757

12,029

Retail trade

9,767

11,041

10,515

10,433

8,363

9,826

10,739

9,392

Professional services

11,911

11,234

11,047

10,984

11,492

12,222

10,997

12,037

Other services

11,436

11,283

10,350

12,605

11,256

11,221

11,694

11,315

 

Ownership

For profit, incorporated

11,101

11,337

11,051

10,993

10,033

11,540

11,141

11,089

For profit, unincorporated

11,279

11,080

11,063

10,369

9,533

12,204

10,798

11,475

Nonprofit

12,320

10,579

10,853

12,793

12,260

12,355

11,222

12,404

 

Age of firm

Less than 5 years

10,638

10,975

11,631

10,557

9,109

15,756

10,655

10,614

5-9 years

10,717

10,923

10,214

11,349

9,996

10,782

11,271

10,041

10-19 years

11,381

12,139

11,216

10,997

11,147

11,768

11,289

11,453

20 or more years

11,342

10,891

11,026

11,122

10,489

11,886

11,015

11,423

Unknown

11,553

13,941

.

15,191

9,464

11,662

15,896

11,532

 

Multi/single status

2 or more locations

11,503

14,126

10,701

11,113

10,197

11,801

11,306

11,506

1 location only

11,058

11,204

11,060

11,107

10,751

11,646

11,087

11,022

 

Percent full-time employees

Less than 25%

10,024

9,382

9,055

12,781

8,256

11,271

10,820

9,713

25-49 %

12,638

11,091

10,606

12,006

8,717

13,847

11,153

13,022

50-74 %

11,472

11,990

10,677

11,382

11,557

11,419

11,472

11,472

75% or more

11,308

11,179

11,120

11,055

10,380

11,747

11,070

11,369

 

Union presence

No union employees

11,153

11,355

11,041

10,993

10,519

11,563

11,116

11,167

Has union employees

11,843

9,910

11,311

11,945

10,035

12,230

10,990

11,884

Unknown

11,618

7,362

9,938

*

11,769

11,005

11,693

10,078

11,659

 

Percent low wage employees

50% or more low wage

10,220

9,992

12,156

10,658

9,371

10,378

11,093

10,052

Less than 50% low wage

11,473

11,372

10,936

11,145

10,612

11,945

11,099

11,572

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.a(2006) Standard error for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

88.41

315.45

308.60

329.92

203.49

146.27

165.56

102.05

 

Industry group **

Agric., fish., forest.

1,898.66

.

.

.

.

.

1,997.09

2,747.37

Mining and manufacturing

176.32

1,339.47

527.32

384.74

381.18

187.19

357.05

178.42

Construction

279.97

314.29

901.24

596.80

409.27

1,348.62

417.09

386.41

Utilities and transp.

446.99

1,736.49

2,563.60

2,112.51

1,383.03

405.07

1,368.27

397.58

Wholesale trade

203.06

558.17

800.34

396.49

513.25

273.84

311.14

291.64

Fin. svs. and real estate

251.48

661.00

1,373.33

840.15

813.96

206.43

566.15

241.47

Retail trade

279.49

1,279.45

406.46

453.23

775.36

323.16

336.93

298.12

Professional services

195.15

436.45

512.97

404.15

273.65

269.86

250.03

201.62

Other services

331.48

661.95

426.79

1,034.47

328.96

440.11

625.27

341.88

 

Ownership

For profit, incorporated

81.83

357.15

330.79

328.10

240.47

103.87

229.58

87.40

For profit, unincorporated

198.37

693.02

755.11

437.20

302.61

256.67

503.78

133.51

Nonprofit

319.06

1,410.63

576.72

904.80

369.78

415.45

398.48

348.63

 

Age of firm

Less than 5 years

470.69

1,305.63

995.86

1,686.79

1,538.73

3,432.83

599.31

538.44

5-9 years

425.96

546.39

748.36

727.49

892.19

1,286.30

479.77

522.33

10-19 years

357.42

585.95

509.68

479.41

843.52

559.38

228.50

554.85

20 or more years

161.37

437.96

304.24

338.61

235.90

322.06

217.58

202.25

Unknown

226.04

3,368.35

.

4,315.40

833.74

189.47

3,879.51

216.37

 

Multi/single status

2 or more locations

119.39

3,536.96

1,158.85

255.57

236.55

150.88

868.59

128.53

1 location only

139.35

328.10

337.24

384.70

372.41

582.29

184.93

187.34

 

Percent full-time employees

Less than 25%

751.09

1,509.45

2,300.82

582.67

1,793.99

1,844.65

926.11

936.81

25-49 %

692.14

1,419.75

1,719.99

2,497.51

1,137.14

1,015.59

626.85

892.06

50-74 %

304.77

781.67

593.34

558.35

500.40

634.02

480.89

469.72

75% or more

57.65

401.95

310.04

334.83

208.77

116.60

192.43

80.35

 

Union presence

No union employees

84.69

293.56

306.35

312.03

229.03

176.58

175.39

106.18

Has union employees

324.60

1,859.82

1,811.38

655.49

504.96

353.50

722.75

327.73

Unknown

178.38

1,667.77

2,990.35

*

3,482.54

1,362.60

161.06

2,141.68

155.38

 

Percent low wage employees

50% or more low wage

239.20

1,187.18

1,136.20

512.32

448.32

177.73

695.47

215.53

Less than 50% low wage

90.34

353.19

335.21

332.37

211.77

169.01

208.18

110.10

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.