Table I.D.1.a(2006) Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
11,348 |
|
11,243 |
|
11,043 |
|
11,108 |
|
10,446 |
|
11,794 |
|
11,099 |
|
11,412 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
9,884 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
9,600 |
|
10,494 |
|
Mining and manufacturing |
10,596 |
|
10,366 |
|
10,511 |
|
10,456 |
|
9,450 |
|
11,421 |
|
10,251 |
|
10,669 |
|
Construction |
10,532 |
|
11,134 |
|
11,392 |
|
10,888 |
|
8,908 |
|
10,561 |
|
11,200 |
|
9,637 |
|
Utilities and transp. |
11,700 |
|
8,887 |
|
12,013 |
|
13,011 |
|
9,348 |
|
11,924 |
|
11,336 |
|
11,776 |
|
Wholesale trade |
10,763 |
|
11,170 |
|
10,643 |
|
10,102 |
|
9,653 |
|
11,768 |
|
10,725 |
|
10,781 |
|
Fin. svs. and real estate |
12,092 |
|
12,520 |
|
13,830 |
|
12,939 |
|
12,493 |
|
11,894 |
|
12,757 |
|
12,029 |
|
Retail trade |
9,767 |
|
11,041 |
|
10,515 |
|
10,433 |
|
8,363 |
|
9,826 |
|
10,739 |
|
9,392 |
|
Professional services |
11,911 |
|
11,234 |
|
11,047 |
|
10,984 |
|
11,492 |
|
12,222 |
|
10,997 |
|
12,037 |
|
Other services |
11,436 |
|
11,283 |
|
10,350 |
|
12,605 |
|
11,256 |
|
11,221 |
|
11,694 |
|
11,315 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
11,101 |
|
11,337 |
|
11,051 |
|
10,993 |
|
10,033 |
|
11,540 |
|
11,141 |
|
11,089 |
|
For profit, unincorporated |
11,279 |
|
11,080 |
|
11,063 |
|
10,369 |
|
9,533 |
|
12,204 |
|
10,798 |
|
11,475 |
|
Nonprofit |
12,320 |
|
10,579 |
|
10,853 |
|
12,793 |
|
12,260 |
|
12,355 |
|
11,222 |
|
12,404 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
10,638 |
|
10,975 |
|
11,631 |
|
10,557 |
|
9,109 |
|
15,756 |
|
10,655 |
|
10,614 |
|
5-9 years |
10,717 |
|
10,923 |
|
10,214 |
|
11,349 |
|
9,996 |
|
10,782 |
|
11,271 |
|
10,041 |
|
10-19 years |
11,381 |
|
12,139 |
|
11,216 |
|
10,997 |
|
11,147 |
|
11,768 |
|
11,289 |
|
11,453 |
|
20 or more years |
11,342 |
|
10,891 |
|
11,026 |
|
11,122 |
|
10,489 |
|
11,886 |
|
11,015 |
|
11,423 |
|
Unknown |
11,553 |
|
13,941 |
|
. |
|
15,191 |
|
9,464 |
|
11,662 |
|
15,896 |
|
11,532 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
11,503 |
|
14,126 |
|
10,701 |
|
11,113 |
|
10,197 |
|
11,801 |
|
11,306 |
|
11,506 |
|
1 location only |
11,058 |
|
11,204 |
|
11,060 |
|
11,107 |
|
10,751 |
|
11,646 |
|
11,087 |
|
11,022 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
10,024 |
|
9,382 |
|
9,055 |
|
12,781 |
|
8,256 |
|
11,271 |
|
10,820 |
|
9,713 |
|
25-49 % |
12,638 |
|
11,091 |
|
10,606 |
|
12,006 |
|
8,717 |
|
13,847 |
|
11,153 |
|
13,022 |
|
50-74 % |
11,472 |
|
11,990 |
|
10,677 |
|
11,382 |
|
11,557 |
|
11,419 |
|
11,472 |
|
11,472 |
|
75% or more |
11,308 |
|
11,179 |
|
11,120 |
|
11,055 |
|
10,380 |
|
11,747 |
|
11,070 |
|
11,369 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
11,153 |
|
11,355 |
|
11,041 |
|
10,993 |
|
10,519 |
|
11,563 |
|
11,116 |
|
11,167 |
|
Has union employees |
11,843 |
|
9,910 |
|
11,311 |
|
11,945 |
|
10,035 |
|
12,230 |
|
10,990 |
|
11,884 |
|
Unknown |
11,618 |
|
7,362 |
|
9,938 |
* |
11,769 |
|
11,005 |
|
11,693 |
|
10,078 |
|
11,659 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
10,220 |
|
9,992 |
|
12,156 |
|
10,658 |
|
9,371 |
|
10,378 |
|
11,093 |
|
10,052 |
|
Less than 50% low wage |
11,473 |
|
11,372 |
|
10,936 |
|
11,145 |
|
10,612 |
|
11,945 |
|
11,099 |
|
11,572 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.D.1.a(2006) Standard error for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
88.41 |
|
315.45 |
|
308.60 |
|
329.92 |
|
203.49 |
|
146.27 |
|
165.56 |
|
102.05 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
1,898.66 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1,997.09 |
|
2,747.37 |
|
Mining and manufacturing |
176.32 |
|
1,339.47 |
|
527.32 |
|
384.74 |
|
381.18 |
|
187.19 |
|
357.05 |
|
178.42 |
|
Construction |
279.97 |
|
314.29 |
|
901.24 |
|
596.80 |
|
409.27 |
|
1,348.62 |
|
417.09 |
|
386.41 |
|
Utilities and transp. |
446.99 |
|
1,736.49 |
|
2,563.60 |
|
2,112.51 |
|
1,383.03 |
|
405.07 |
|
1,368.27 |
|
397.58 |
|
Wholesale trade |
203.06 |
|
558.17 |
|
800.34 |
|
396.49 |
|
513.25 |
|
273.84 |
|
311.14 |
|
291.64 |
|
Fin. svs. and real estate |
251.48 |
|
661.00 |
|
1,373.33 |
|
840.15 |
|
813.96 |
|
206.43 |
|
566.15 |
|
241.47 |
|
Retail trade |
279.49 |
|
1,279.45 |
|
406.46 |
|
453.23 |
|
775.36 |
|
323.16 |
|
336.93 |
|
298.12 |
|
Professional services |
195.15 |
|
436.45 |
|
512.97 |
|
404.15 |
|
273.65 |
|
269.86 |
|
250.03 |
|
201.62 |
|
Other services |
331.48 |
|
661.95 |
|
426.79 |
|
1,034.47 |
|
328.96 |
|
440.11 |
|
625.27 |
|
341.88 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
81.83 |
|
357.15 |
|
330.79 |
|
328.10 |
|
240.47 |
|
103.87 |
|
229.58 |
|
87.40 |
|
For profit, unincorporated |
198.37 |
|
693.02 |
|
755.11 |
|
437.20 |
|
302.61 |
|
256.67 |
|
503.78 |
|
133.51 |
|
Nonprofit |
319.06 |
|
1,410.63 |
|
576.72 |
|
904.80 |
|
369.78 |
|
415.45 |
|
398.48 |
|
348.63 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
470.69 |
|
1,305.63 |
|
995.86 |
|
1,686.79 |
|
1,538.73 |
|
3,432.83 |
|
599.31 |
|
538.44 |
|
5-9 years |
425.96 |
|
546.39 |
|
748.36 |
|
727.49 |
|
892.19 |
|
1,286.30 |
|
479.77 |
|
522.33 |
|
10-19 years |
357.42 |
|
585.95 |
|
509.68 |
|
479.41 |
|
843.52 |
|
559.38 |
|
228.50 |
|
554.85 |
|
20 or more years |
161.37 |
|
437.96 |
|
304.24 |
|
338.61 |
|
235.90 |
|
322.06 |
|
217.58 |
|
202.25 |
|
Unknown |
226.04 |
|
3,368.35 |
|
. |
|
4,315.40 |
|
833.74 |
|
189.47 |
|
3,879.51 |
|
216.37 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
119.39 |
|
3,536.96 |
|
1,158.85 |
|
255.57 |
|
236.55 |
|
150.88 |
|
868.59 |
|
128.53 |
|
1 location only |
139.35 |
|
328.10 |
|
337.24 |
|
384.70 |
|
372.41 |
|
582.29 |
|
184.93 |
|
187.34 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
751.09 |
|
1,509.45 |
|
2,300.82 |
|
582.67 |
|
1,793.99 |
|
1,844.65 |
|
926.11 |
|
936.81 |
|
25-49 % |
692.14 |
|
1,419.75 |
|
1,719.99 |
|
2,497.51 |
|
1,137.14 |
|
1,015.59 |
|
626.85 |
|
892.06 |
|
50-74 % |
304.77 |
|
781.67 |
|
593.34 |
|
558.35 |
|
500.40 |
|
634.02 |
|
480.89 |
|
469.72 |
|
75% or more |
57.65 |
|
401.95 |
|
310.04 |
|
334.83 |
|
208.77 |
|
116.60 |
|
192.43 |
|
80.35 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
84.69 |
|
293.56 |
|
306.35 |
|
312.03 |
|
229.03 |
|
176.58 |
|
175.39 |
|
106.18 |
|
Has union employees |
324.60 |
|
1,859.82 |
|
1,811.38 |
|
655.49 |
|
504.96 |
|
353.50 |
|
722.75 |
|
327.73 |
|
Unknown |
178.38 |
|
1,667.77 |
|
2,990.35 |
* |
3,482.54 |
|
1,362.60 |
|
161.06 |
|
2,141.68 |
|
155.38 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
239.20 |
|
1,187.18 |
|
1,136.20 |
|
512.32 |
|
448.32 |
|
177.73 |
|
695.47 |
|
215.53 |
|
Less than 50% low wage |
90.34 |
|
353.19 |
|
335.21 |
|
332.37 |
|
211.77 |
|
169.01 |
|
208.18 |
|
110.10 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||