Table I.D.1.c(2006) Average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
10,734 |
|
11,011 |
|
9,896 |
|
11,004 |
|
11,043 |
|
10,590 |
|
10,793 |
|
10,705 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
10,528 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
10,482 |
|
10,800 |
* |
Mining and manufacturing |
11,204 |
|
11,962 |
|
10,645 |
|
11,844 |
|
10,501 |
|
11,353 |
|
11,817 |
|
11,050 |
|
Construction |
10,432 |
|
9,981 |
|
11,918 |
|
8,275 |
|
12,856 |
|
11,019 |
|
9,847 |
|
10,834 |
|
Utilities and transp. |
8,528 |
|
11,998 |
|
9,264 |
|
9,092 |
|
6,950 |
|
9,709 |
|
9,426 |
|
8,331 |
|
Wholesale trade |
11,401 |
|
11,936 |
|
9,351 |
|
13,380 |
|
11,853 |
|
11,013 |
|
10,726 |
|
11,821 |
|
Fin. svs. and real estate |
10,239 |
|
10,930 |
|
8,702 |
|
9,424 |
|
10,597 |
|
10,341 |
|
10,292 |
|
10,213 |
|
Retail trade |
8,525 |
|
10,020 |
|
8,334 |
|
9,827 |
|
11,177 |
|
7,025 |
|
10,228 |
|
7,761 |
|
Professional services |
11,824 |
|
11,936 |
|
10,371 |
|
12,743 |
|
11,835 |
|
12,101 |
|
11,564 |
|
11,988 |
|
Other services |
10,739 |
|
10,183 |
|
9,009 |
|
11,409 |
|
12,807 |
|
10,607 |
|
10,017 |
|
11,284 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
10,554 |
|
11,405 |
|
9,833 |
|
10,823 |
|
10,347 |
|
10,506 |
|
10,870 |
|
10,405 |
|
For profit, unincorporated |
10,726 |
|
10,153 |
|
10,467 |
|
12,181 |
|
11,530 |
|
10,678 |
|
10,472 |
|
11,066 |
|
Nonprofit |
11,873 |
|
11,458 |
|
9,438 |
|
12,659 |
|
12,514 |
|
11,263 |
|
10,933 |
|
12,096 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
10,810 |
|
10,942 |
|
10,482 |
|
12,380 |
|
7,659 |
|
10,408 |
|
10,749 |
|
10,960 |
|
5-9 years |
10,624 |
|
10,471 |
|
8,674 |
|
10,950 |
|
13,064 |
|
11,147 |
|
9,699 |
|
12,351 |
|
10-19 years |
10,347 |
|
10,921 |
|
10,049 |
|
10,982 |
|
9,097 |
|
10,353 |
|
10,550 |
|
9,911 |
|
20 or more years |
10,952 |
|
11,334 |
|
10,220 |
|
10,871 |
|
11,039 |
|
10,965 |
|
11,289 |
|
10,821 |
|
Unknown |
10,192 |
|
8,100 |
|
5,789 |
* |
12,978 |
|
14,359 |
|
10,094 |
|
7,229 |
|
10,246 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
10,638 |
|
15,042 |
|
9,951 |
|
11,196 |
|
10,709 |
|
10,574 |
|
11,995 |
|
10,581 |
|
1 location only |
10,847 |
|
10,987 |
|
9,893 |
|
10,965 |
|
11,616 |
|
11,640 |
|
10,709 |
|
11,142 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
11,741 |
|
10,912 |
|
9,881 |
|
12,585 |
|
10,320 |
* |
13,365 |
|
11,656 |
|
11,791 |
|
25-49 % |
10,724 |
|
8,889 |
|
10,174 |
|
14,970 |
|
13,046 |
|
10,278 |
|
11,251 |
|
10,594 |
|
50-74 % |
10,185 |
|
12,314 |
|
7,813 |
|
12,598 |
|
9,455 |
|
9,709 |
|
10,851 |
|
9,519 |
|
75% or more |
10,770 |
|
10,945 |
|
10,247 |
|
10,674 |
|
11,145 |
|
10,654 |
|
10,748 |
|
10,780 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
10,457 |
|
11,086 |
|
9,898 |
|
11,018 |
|
10,440 |
|
9,985 |
|
10,826 |
|
10,187 |
|
Has union employees |
11,859 |
|
10,362 |
|
9,883 |
|
10,893 |
|
13,622 |
|
11,438 |
|
10,506 |
|
11,975 |
|
Unknown |
11,114 |
|
8,796 |
|
9,600 |
* |
. |
|
13,050 |
|
11,134 |
|
8,886 |
|
11,210 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
9,079 |
|
10,140 |
|
6,443 |
|
11,791 |
|
11,792 |
|
7,702 |
|
9,791 |
|
8,818 |
|
Less than 50% low wage |
10,994 |
|
11,171 |
|
10,129 |
|
10,920 |
|
10,969 |
|
11,280 |
|
10,915 |
|
11,036 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.D.1.c(2006) Standard error for average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
239.44 |
|
483.37 |
|
437.04 |
|
459.32 |
|
489.70 |
|
490.51 |
|
364.44 |
|
301.18 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
412.67 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
475.54 |
|
3,415.26 |
* |
Mining and manufacturing |
500.79 |
|
1,889.83 |
|
1,563.65 |
|
2,288.83 |
|
623.85 |
|
738.12 |
|
1,095.45 |
|
488.35 |
|
Construction |
806.98 |
|
2,796.34 |
|
2,071.40 |
|
729.80 |
|
823.19 |
|
2,123.81 |
|
884.60 |
|
786.35 |
|
Utilities and transp. |
1,041.16 |
|
3,100.78 |
|
2,356.56 |
|
2,317.04 |
|
1,784.57 |
|
1,228.32 |
|
1,355.58 |
|
1,029.00 |
|
Wholesale trade |
727.83 |
|
1,195.59 |
|
1,598.41 |
|
2,705.69 |
|
2,096.44 |
|
839.41 |
|
866.68 |
|
729.56 |
|
Fin. svs. and real estate |
368.93 |
|
1,097.80 |
|
1,652.07 |
|
1,275.24 |
|
899.89 |
|
721.57 |
|
597.09 |
|
567.35 |
|
Retail trade |
346.47 |
|
638.54 |
|
743.77 |
|
1,530.00 |
|
1,465.63 |
|
554.22 |
|
539.39 |
|
648.73 |
|
Professional services |
321.21 |
|
865.05 |
|
689.93 |
|
700.26 |
|
404.16 |
|
656.67 |
|
553.31 |
|
364.23 |
|
Other services |
285.30 |
|
643.17 |
|
1,495.45 |
|
820.68 |
|
2,697.23 |
|
573.38 |
|
392.33 |
|
401.31 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
262.25 |
|
358.31 |
|
724.10 |
|
622.37 |
|
669.37 |
|
387.85 |
|
361.71 |
|
321.74 |
|
For profit, unincorporated |
635.29 |
|
996.12 |
|
1,305.66 |
|
1,418.21 |
|
1,386.97 |
|
890.13 |
|
830.41 |
|
612.89 |
|
Nonprofit |
401.08 |
|
1,048.13 |
|
575.92 |
|
1,094.63 |
|
470.66 |
|
1,100.94 |
|
720.37 |
|
490.16 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
1,097.69 |
|
1,280.65 |
|
2,201.72 |
|
2,779.43 |
|
2,170.26 |
|
3,104.82 |
|
1,060.32 |
|
2,373.60 |
|
5-9 years |
619.51 |
|
753.85 |
|
1,745.61 |
|
1,755.39 |
|
3,448.65 |
|
2,651.24 |
|
455.68 |
|
957.66 |
|
10-19 years |
556.18 |
|
483.02 |
|
924.34 |
|
1,885.54 |
|
1,755.45 |
|
1,831.40 |
|
571.69 |
|
962.53 |
|
20 or more years |
306.35 |
|
580.23 |
|
494.79 |
|
719.92 |
|
458.70 |
|
709.12 |
|
421.73 |
|
385.69 |
|
Unknown |
439.45 |
|
2,274.65 |
|
1,743.20 |
* |
3,884.27 |
|
3,448.42 |
|
550.41 |
|
1,654.66 |
|
515.20 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
341.66 |
|
3,514.05 |
|
1,590.25 |
|
945.33 |
|
729.54 |
|
492.24 |
|
1,293.55 |
|
367.53 |
|
1 location only |
342.95 |
|
470.72 |
|
445.02 |
|
515.51 |
|
286.83 |
|
3,047.89 |
|
399.91 |
|
441.64 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
1,113.43 |
|
1,172.31 |
|
2,946.28 |
|
2,717.88 |
|
3,263.47 |
* |
3,686.21 |
|
1,167.01 |
|
2,700.55 |
|
25-49 % |
1,062.55 |
|
1,173.01 |
|
855.30 |
|
2,823.67 |
|
2,923.16 |
|
1,720.48 |
|
1,040.02 |
|
1,515.08 |
|
50-74 % |
650.14 |
|
1,234.88 |
|
1,996.38 |
|
965.99 |
|
1,263.24 |
|
1,710.97 |
|
1,024.18 |
|
789.11 |
|
75% or more |
255.78 |
|
450.71 |
|
482.98 |
|
640.48 |
|
430.22 |
|
510.40 |
|
361.56 |
|
332.09 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
266.98 |
|
516.98 |
|
439.41 |
|
437.09 |
|
472.17 |
|
702.53 |
|
366.82 |
|
370.68 |
|
Has union employees |
462.39 |
|
2,379.06 |
|
2,593.91 |
|
2,701.22 |
|
626.02 |
|
392.85 |
|
1,364.00 |
|
488.01 |
|
Unknown |
317.84 |
|
2,312.70 |
|
3,035.79 |
* |
. |
|
3,440.08 |
|
497.29 |
|
2,334.49 |
|
259.85 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
440.51 |
|
990.36 |
|
1,339.52 |
|
785.49 |
|
1,042.51 |
|
765.33 |
|
662.40 |
|
634.13 |
|
Less than 50% low wage |
260.74 |
|
474.10 |
|
456.75 |
|
516.39 |
|
472.75 |
|
542.81 |
|
385.94 |
|
325.29 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||