Table I.D.1.c(2006) Average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

10,734

11,011

9,896

11,004

11,043

10,590

10,793

10,705

 

Industry group **

Agric., fish., forest.

10,528

.

.

.

.

.

10,482

10,800

*

Mining and manufacturing

11,204

11,962

10,645

11,844

10,501

11,353

11,817

11,050

Construction

10,432

9,981

11,918

8,275

12,856

11,019

9,847

10,834

Utilities and transp.

8,528

11,998

9,264

9,092

6,950

9,709

9,426

8,331

Wholesale trade

11,401

11,936

9,351

13,380

11,853

11,013

10,726

11,821

Fin. svs. and real estate

10,239

10,930

8,702

9,424

10,597

10,341

10,292

10,213

Retail trade

8,525

10,020

8,334

9,827

11,177

7,025

10,228

7,761

Professional services

11,824

11,936

10,371

12,743

11,835

12,101

11,564

11,988

Other services

10,739

10,183

9,009

11,409

12,807

10,607

10,017

11,284

 

Ownership

For profit, incorporated

10,554

11,405

9,833

10,823

10,347

10,506

10,870

10,405

For profit, unincorporated

10,726

10,153

10,467

12,181

11,530

10,678

10,472

11,066

Nonprofit

11,873

11,458

9,438

12,659

12,514

11,263

10,933

12,096

 

Age of firm

Less than 5 years

10,810

10,942

10,482

12,380

7,659

10,408

10,749

10,960

5-9 years

10,624

10,471

8,674

10,950

13,064

11,147

9,699

12,351

10-19 years

10,347

10,921

10,049

10,982

9,097

10,353

10,550

9,911

20 or more years

10,952

11,334

10,220

10,871

11,039

10,965

11,289

10,821

Unknown

10,192

8,100

5,789

*

12,978

14,359

10,094

7,229

10,246

 

Multi/single status

2 or more locations

10,638

15,042

9,951

11,196

10,709

10,574

11,995

10,581

1 location only

10,847

10,987

9,893

10,965

11,616

11,640

10,709

11,142

 

Percent full-time employees

Less than 25%

11,741

10,912

9,881

12,585

10,320

*

13,365

11,656

11,791

25-49 %

10,724

8,889

10,174

14,970

13,046

10,278

11,251

10,594

50-74 %

10,185

12,314

7,813

12,598

9,455

9,709

10,851

9,519

75% or more

10,770

10,945

10,247

10,674

11,145

10,654

10,748

10,780

 

Union presence

No union employees

10,457

11,086

9,898

11,018

10,440

9,985

10,826

10,187

Has union employees

11,859

10,362

9,883

10,893

13,622

11,438

10,506

11,975

Unknown

11,114

8,796

9,600

*

.

13,050

11,134

8,886

11,210

 

Percent low wage employees

50% or more low wage

9,079

10,140

6,443

11,791

11,792

7,702

9,791

8,818

Less than 50% low wage

10,994

11,171

10,129

10,920

10,969

11,280

10,915

11,036

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.c(2006) Standard error for average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006

 

Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 

 

United States

239.44

483.37

437.04

459.32

489.70

490.51

364.44

301.18

 

Industry group **

Agric., fish., forest.

412.67

.

.

.

.

.

475.54

3,415.26

*

Mining and manufacturing

500.79

1,889.83

1,563.65

2,288.83

623.85

738.12

1,095.45

488.35

Construction

806.98

2,796.34

2,071.40

729.80

823.19

2,123.81

884.60

786.35

Utilities and transp.

1,041.16

3,100.78

2,356.56

2,317.04

1,784.57

1,228.32

1,355.58

1,029.00

Wholesale trade

727.83

1,195.59

1,598.41

2,705.69

2,096.44

839.41

866.68

729.56

Fin. svs. and real estate

368.93

1,097.80

1,652.07

1,275.24

899.89

721.57

597.09

567.35

Retail trade

346.47

638.54

743.77

1,530.00

1,465.63

554.22

539.39

648.73

Professional services

321.21

865.05

689.93

700.26

404.16

656.67

553.31

364.23

Other services

285.30

643.17

1,495.45

820.68

2,697.23

573.38

392.33

401.31

 

Ownership

For profit, incorporated

262.25

358.31

724.10

622.37

669.37

387.85

361.71

321.74

For profit, unincorporated

635.29

996.12

1,305.66

1,418.21

1,386.97

890.13

830.41

612.89

Nonprofit

401.08

1,048.13

575.92

1,094.63

470.66

1,100.94

720.37

490.16

 

Age of firm

Less than 5 years

1,097.69

1,280.65

2,201.72

2,779.43

2,170.26

3,104.82

1,060.32

2,373.60

5-9 years

619.51

753.85

1,745.61

1,755.39

3,448.65

2,651.24

455.68

957.66

10-19 years

556.18

483.02

924.34

1,885.54

1,755.45

1,831.40

571.69

962.53

20 or more years

306.35

580.23

494.79

719.92

458.70

709.12

421.73

385.69

Unknown

439.45

2,274.65

1,743.20

*

3,884.27

3,448.42

550.41

1,654.66

515.20

 

Multi/single status

2 or more locations

341.66

3,514.05

1,590.25

945.33

729.54

492.24

1,293.55

367.53

1 location only

342.95

470.72

445.02

515.51

286.83

3,047.89

399.91

441.64

 

Percent full-time employees

Less than 25%

1,113.43

1,172.31

2,946.28

2,717.88

3,263.47

*

3,686.21

1,167.01

2,700.55

25-49 %

1,062.55

1,173.01

855.30

2,823.67

2,923.16

1,720.48

1,040.02

1,515.08

50-74 %

650.14

1,234.88

1,996.38

965.99

1,263.24

1,710.97

1,024.18

789.11

75% or more

255.78

450.71

482.98

640.48

430.22

510.40

361.56

332.09

 

Union presence

No union employees

266.98

516.98

439.41

437.09

472.17

702.53

366.82

370.68

Has union employees

462.39

2,379.06

2,593.91

2,701.22

626.02

392.85

1,364.00

488.01

Unknown

317.84

2,312.70

3,035.79

*

.

3,440.08

497.29

2,334.49

259.85

 

Percent low wage employees

50% or more low wage

440.51

990.36

1,339.52

785.49

1,042.51

765.33

662.40

634.13

Less than 50% low wage

260.74

474.10

456.75

516.39

472.75

542.81

385.94

325.29

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

. Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.