Table I.E.1(2006) Average total employee-plus-one premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
7,988 |
|
8,538 |
|
8,220 |
|
7,702 |
|
8,141 |
|
7,936 |
|
8,105 |
|
7,969 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
8,195 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
7,328 |
|
8,542 |
|
Mining and manufacturing |
7,740 |
|
8,547 |
|
8,026 |
|
7,365 |
|
7,733 |
|
7,767 |
|
7,725 |
|
7,742 |
|
Construction |
7,469 |
|
8,435 |
|
7,604 |
|
6,914 |
|
7,601 |
|
7,479 |
|
7,760 |
|
7,190 |
|
Utilities and transp. |
7,867 |
|
8,211 |
|
8,405 |
|
6,781 |
|
9,188 |
|
7,714 |
|
7,981 |
|
7,856 |
|
Wholesale trade |
7,826 |
|
9,034 |
|
8,192 |
|
7,984 |
|
7,410 |
|
7,777 |
|
8,283 |
|
7,710 |
|
Fin. svs. and real estate |
8,240 |
|
8,808 |
|
9,011 |
|
8,623 |
|
8,735 |
|
8,080 |
|
8,716 |
|
8,194 |
|
Retail trade |
6,954 |
|
8,482 |
|
8,087 |
|
7,491 |
|
6,808 |
|
6,793 |
|
8,084 |
|
6,810 |
|
Professional services |
8,618 |
|
8,659 |
|
8,598 |
|
8,259 |
|
8,448 |
|
8,722 |
|
8,446 |
|
8,645 |
|
Other services |
7,827 |
|
7,988 |
|
8,192 |
|
7,743 |
|
8,542 |
|
7,548 |
|
7,855 |
|
7,820 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
7,782 |
|
8,456 |
|
8,091 |
|
7,595 |
|
7,870 |
|
7,721 |
|
8,039 |
|
7,738 |
|
For profit, unincorporated |
8,092 |
|
8,784 |
|
8,210 |
|
7,126 |
|
8,607 |
|
8,022 |
|
8,006 |
|
8,114 |
|
Nonprofit |
9,071 |
|
8,721 |
|
9,406 |
|
8,954 |
|
8,887 |
|
9,156 |
|
8,870 |
|
9,092 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
7,248 |
|
7,179 |
|
7,641 |
|
6,542 |
|
6,587 |
|
8,053 |
|
7,172 |
|
7,337 |
|
5-9 years |
7,515 |
|
8,250 |
|
7,588 |
|
7,298 |
|
7,269 |
|
7,395 |
|
7,850 |
|
7,222 |
|
10-19 years |
8,068 |
|
8,442 |
|
8,272 |
|
7,224 |
|
8,132 |
|
8,509 |
|
8,002 |
|
8,105 |
|
20 or more years |
8,021 |
|
8,921 |
|
8,417 |
|
7,968 |
|
8,256 |
|
7,839 |
|
8,297 |
|
7,973 |
|
Unknown |
8,014 |
|
9,562 |
|
8,813 |
|
7,193 |
|
7,860 |
|
8,018 |
|
8,627 |
|
8,012 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
7,946 |
|
10,214 |
|
8,956 |
|
7,813 |
|
8,140 |
|
7,910 |
|
8,173 |
|
7,943 |
|
1 location only |
8,113 |
|
8,514 |
|
8,171 |
|
7,670 |
|
8,142 |
|
8,953 |
|
8,100 |
|
8,127 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
7,739 |
|
8,566 |
|
7,001 |
|
9,877 |
|
6,176 |
|
7,728 |
|
7,817 |
|
7,723 |
|
25-49 % |
7,877 |
|
8,634 |
|
8,558 |
|
8,224 |
|
7,892 |
|
7,737 |
|
8,440 |
|
7,786 |
|
50-74 % |
8,081 |
|
8,278 |
|
8,419 |
|
8,217 |
|
8,481 |
|
7,932 |
|
8,369 |
|
8,024 |
|
75% or more |
7,986 |
|
8,573 |
|
8,210 |
|
7,620 |
|
8,142 |
|
7,946 |
|
8,070 |
|
7,972 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
7,910 |
|
8,572 |
|
8,149 |
|
7,613 |
|
8,012 |
|
7,826 |
|
8,079 |
|
7,866 |
|
Has union employees |
8,184 |
|
7,295 |
|
9,573 |
|
8,384 |
|
8,892 |
|
8,065 |
|
8,458 |
|
8,173 |
|
Unknown |
8,074 |
|
7,972 |
|
9,224 |
|
8,044 |
|
8,632 |
|
8,052 |
|
8,625 |
|
8,066 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
7,184 |
|
8,137 |
|
8,209 |
|
7,330 |
|
7,524 |
|
7,009 |
|
7,668 |
|
7,134 |
|
Less than 50% low wage |
8,122 |
|
8,580 |
|
8,221 |
|
7,747 |
|
8,232 |
|
8,112 |
|
8,150 |
|
8,117 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.E.1(2006) Standard error for average total employee-plus-one premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
48.23 |
|
166.92 |
|
168.05 |
|
100.91 |
|
61.11 |
|
81.70 |
|
112.84 |
|
56.31 |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
697.06 |
|
. |
|
. |
|
. |
|
. |
|
. |
|
697.90 |
|
1,137.77 |
|
Mining and manufacturing |
75.29 |
|
451.55 |
|
512.36 |
|
218.77 |
|
196.73 |
|
114.65 |
|
256.17 |
|
84.57 |
|
Construction |
186.80 |
|
478.20 |
|
426.96 |
|
312.83 |
|
337.82 |
|
274.42 |
|
310.78 |
|
164.39 |
|
Utilities and transp. |
137.94 |
|
1,347.61 |
|
1,183.83 |
|
426.71 |
|
501.67 |
|
150.04 |
|
485.62 |
|
132.23 |
|
Wholesale trade |
151.26 |
|
720.77 |
|
477.25 |
|
413.05 |
|
289.80 |
|
143.90 |
|
258.01 |
|
161.56 |
|
Fin. svs. and real estate |
133.85 |
|
440.89 |
|
409.20 |
|
504.84 |
|
353.95 |
|
167.90 |
|
261.20 |
|
145.61 |
|
Retail trade |
136.00 |
|
692.63 |
|
698.11 |
|
282.11 |
|
333.67 |
|
158.38 |
|
266.34 |
|
149.59 |
|
Professional services |
68.94 |
|
303.91 |
|
199.71 |
|
195.55 |
|
218.67 |
|
108.18 |
|
153.64 |
|
87.43 |
|
Other services |
216.26 |
|
385.29 |
|
409.30 |
|
231.59 |
|
772.69 |
|
209.47 |
|
188.01 |
|
243.83 |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
55.82 |
|
182.47 |
|
195.62 |
|
91.54 |
|
91.41 |
|
71.54 |
|
118.09 |
|
60.33 |
|
For profit, unincorporated |
120.49 |
|
409.28 |
|
393.51 |
|
193.28 |
|
382.64 |
|
151.74 |
|
307.02 |
|
130.12 |
|
Nonprofit |
129.78 |
|
590.76 |
|
494.39 |
|
224.28 |
|
170.31 |
|
213.79 |
|
216.61 |
|
145.33 |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
129.39 |
|
332.88 |
|
619.28 |
|
882.91 |
|
710.21 |
|
822.63 |
|
237.19 |
|
620.88 |
|
5-9 years |
252.10 |
|
378.31 |
|
289.28 |
|
291.94 |
|
169.90 |
|
774.28 |
|
164.29 |
|
374.68 |
|
10-19 years |
201.79 |
|
190.85 |
|
327.70 |
|
238.32 |
|
448.21 |
|
298.41 |
|
212.61 |
|
267.70 |
|
20 or more years |
53.76 |
|
172.48 |
|
236.01 |
|
138.68 |
|
93.12 |
|
88.59 |
|
158.11 |
|
65.63 |
|
Unknown |
118.51 |
|
2,019.90 |
|
2,199.49 |
|
1,224.99 |
|
379.31 |
|
113.33 |
|
1,608.29 |
|
119.57 |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
66.10 |
|
1,662.96 |
|
547.16 |
|
173.77 |
|
64.92 |
|
84.24 |
|
408.53 |
|
71.44 |
|
1 location only |
70.84 |
|
160.58 |
|
162.73 |
|
100.41 |
|
97.88 |
|
630.56 |
|
103.07 |
|
91.83 |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
571.68 |
|
1,669.01 |
|
1,056.22 |
|
893.95 |
|
913.14 |
|
622.10 |
|
823.16 |
|
628.85 |
|
25-49 % |
307.70 |
|
851.32 |
|
656.68 |
|
453.36 |
|
322.98 |
|
424.51 |
|
246.33 |
|
381.81 |
|
50-74 % |
141.45 |
|
303.19 |
|
396.71 |
|
138.26 |
|
538.45 |
|
277.88 |
|
231.02 |
|
235.04 |
|
75% or more |
46.73 |
|
188.17 |
|
188.79 |
|
104.63 |
|
73.53 |
|
71.21 |
|
122.08 |
|
52.31 |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
48.06 |
|
181.61 |
|
193.98 |
|
95.43 |
|
84.51 |
|
92.83 |
|
122.94 |
|
67.01 |
|
Has union employees |
141.13 |
|
1,133.04 |
|
1,226.04 |
|
938.11 |
|
254.09 |
|
159.49 |
|
575.07 |
|
149.75 |
|
Unknown |
127.45 |
|
1,476.04 |
|
2,018.56 |
|
1,320.73 |
|
505.00 |
|
148.35 |
|
560.94 |
|
130.46 |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
116.37 |
|
438.32 |
|
927.48 |
|
324.78 |
|
296.93 |
|
112.51 |
|
302.05 |
|
127.02 |
|
Less than 50% low wage |
48.92 |
|
177.33 |
|
156.64 |
|
93.32 |
|
52.94 |
|
78.06 |
|
116.89 |
|
57.31 |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||