Table I.E.3(2006) Percent of total premiums contributed by employees enrolled in employee-plus-one coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
23.8% |
|
21.9% |
|
26.3% |
|
31.4% |
|
26.3% |
|
21.9% |
|
26.7% |
|
23.3% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
11.0% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
20.7% |
* |
7.7% |
* |
Mining and manufacturing |
20.9% |
|
20.0% |
|
22.3% |
|
34.7% |
|
21.6% |
|
18.4% |
|
27.7% |
|
20.1% |
|
Construction |
26.9% |
|
13.6% |
|
29.1% |
|
29.5% |
|
30.1% |
|
27.8% |
|
23.5% |
|
30.4% |
|
Utilities and transp. |
19.8% |
|
24.2% |
* |
32.3% |
|
31.7% |
|
17.5% |
|
18.4% |
|
32.1% |
|
18.6% |
|
Wholesale trade |
23.4% |
|
21.5% |
|
16.5% |
|
31.2% |
|
28.5% |
|
21.0% |
|
24.0% |
|
23.3% |
|
Fin. svs. and real estate |
23.5% |
|
29.9% |
|
19.7% |
|
26.4% |
|
25.4% |
|
22.8% |
|
26.3% |
|
23.2% |
|
Retail trade |
29.8% |
|
11.8% |
|
34.5% |
|
36.9% |
|
44.2% |
|
27.9% |
|
27.8% |
|
30.1% |
|
Professional services |
22.7% |
|
25.6% |
|
30.7% |
|
30.6% |
|
27.5% |
|
19.4% |
|
29.3% |
|
21.7% |
|
Other services |
28.9% |
|
21.9% |
|
23.0% |
|
30.8% |
|
30.0% |
|
29.7% |
|
25.6% |
|
29.8% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
24.4% |
|
22.2% |
|
27.4% |
|
31.7% |
|
26.9% |
|
22.6% |
|
27.2% |
|
23.9% |
|
For profit, unincorporated |
24.4% |
|
23.3% |
|
25.9% |
|
34.6% |
|
26.4% |
|
21.9% |
|
27.5% |
|
23.7% |
|
Nonprofit |
20.4% |
|
14.8% |
|
17.8% |
|
27.3% |
|
24.2% |
|
18.3% |
|
21.6% |
|
20.3% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
31.6% |
|
26.8% |
|
34.9% |
|
34.8% |
|
34.0% |
|
29.5% |
|
31.1% |
|
32.2% |
|
5-9 years |
30.3% |
|
25.2% |
|
28.3% |
|
34.6% |
|
37.1% |
|
22.9% |
|
28.0% |
|
32.4% |
|
10-19 years |
26.6% |
|
24.1% |
|
26.7% |
|
35.4% |
|
29.6% |
|
17.9% |
|
27.7% |
|
26.0% |
|
20 or more years |
23.4% |
|
19.4% |
|
24.5% |
|
29.8% |
|
24.6% |
|
21.7% |
|
25.7% |
|
23.0% |
|
Unknown |
22.5% |
|
2.7% |
* |
48.6% |
|
20.1% |
* |
30.3% |
|
22.3% |
|
28.0% |
* |
22.5% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
22.7% |
|
13.8% |
* |
21.6% |
|
29.4% |
|
26.0% |
|
21.9% |
|
26.4% |
|
22.6% |
|
1 location only |
27.1% |
|
22.0% |
|
26.6% |
|
32.0% |
|
26.6% |
|
22.4% |
|
26.8% |
|
27.5% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
33.1% |
|
22.5% |
* |
24.4% |
|
21.5% |
* |
32.5% |
|
39.1% |
|
28.6% |
|
34.1% |
|
25-49 % |
25.3% |
|
10.2% |
|
27.7% |
|
37.0% |
|
33.8% |
|
23.5% |
|
24.2% |
|
25.5% |
|
50-74 % |
23.8% |
|
19.8% |
|
23.1% |
|
28.4% |
|
29.8% |
|
22.3% |
|
23.1% |
|
24.0% |
|
75% or more |
23.7% |
|
22.7% |
|
26.6% |
|
31.7% |
|
25.8% |
|
21.6% |
|
27.2% |
|
23.1% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
25.9% |
|
22.3% |
|
26.8% |
|
33.5% |
|
28.0% |
|
23.3% |
|
27.6% |
|
25.4% |
|
Has union employees |
17.2% |
|
9.5% |
* |
14.4% |
* |
17.2% |
|
17.4% |
|
17.2% |
|
13.9% |
|
17.3% |
|
Unknown |
24.4% |
|
3.8% |
* |
32.0% |
|
21.7% |
* |
19.7% |
|
24.6% |
|
22.7% |
|
24.4% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
27.1% |
|
17.2% |
|
20.2% |
|
33.0% |
|
32.0% |
|
26.1% |
|
25.2% |
|
27.3% |
|
Less than 50% low wage |
23.3% |
|
22.4% |
|
26.8% |
|
31.2% |
|
25.5% |
|
21.2% |
|
26.9% |
|
22.7% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.E.3(2006) Standard error for percent of total premiums contributed by employees enrolled in employee-plus-one coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2006 |
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|
||||||||||||||||
Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
0.36% |
|
1.61% |
|
1.79% |
|
1.21% |
|
0.96% |
|
0.35% |
|
0.78% |
|
0.41% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
3.71% |
* |
. |
|
. |
|
. |
|
. |
|
. |
|
7.35% |
* |
3.63% |
* |
Mining and manufacturing |
0.92% |
|
2.32% |
|
2.81% |
|
3.86% |
|
1.65% |
|
0.97% |
|
2.97% |
|
0.91% |
|
Construction |
0.93% |
|
2.82% |
|
2.55% |
|
2.93% |
|
1.98% |
|
3.50% |
|
1.66% |
|
2.39% |
|
Utilities and transp. |
0.78% |
|
8.82% |
* |
7.05% |
|
5.31% |
|
2.79% |
|
0.89% |
|
3.24% |
|
1.00% |
|
Wholesale trade |
1.11% |
|
3.32% |
|
4.90% |
|
2.19% |
|
3.03% |
|
1.19% |
|
2.11% |
|
1.15% |
|
Fin. svs. and real estate |
0.91% |
|
3.47% |
|
4.71% |
|
3.26% |
|
2.97% |
|
0.69% |
|
2.61% |
|
0.82% |
|
Retail trade |
1.04% |
|
2.70% |
|
3.94% |
|
4.01% |
|
4.03% |
|
1.63% |
|
2.21% |
|
1.16% |
|
Professional services |
0.50% |
|
2.37% |
|
1.73% |
|
2.05% |
|
1.13% |
|
0.83% |
|
1.15% |
|
0.65% |
|
Other services |
1.50% |
|
3.93% |
|
3.51% |
|
1.76% |
|
3.54% |
|
1.52% |
|
1.84% |
|
1.71% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
0.39% |
|
2.28% |
|
1.96% |
|
1.16% |
|
1.12% |
|
0.38% |
|
1.23% |
|
0.44% |
|
For profit, unincorporated |
0.67% |
|
3.08% |
|
2.73% |
|
2.16% |
|
2.22% |
|
1.04% |
|
1.96% |
|
0.65% |
|
Nonprofit |
1.03% |
|
3.32% |
|
2.41% |
|
1.89% |
|
1.20% |
|
1.35% |
|
1.50% |
|
1.16% |
|
|
||||||||||||||||
Age of firm |
||||||||||||||||
Less than 5 years |
1.59% |
|
1.86% |
|
4.67% |
|
5.40% |
|
3.31% |
|
7.58% |
|
1.78% |
|
2.74% |
|
5-9 years |
1.82% |
|
4.32% |
|
4.73% |
|
4.07% |
|
3.73% |
|
1.56% |
|
3.45% |
|
1.93% |
|
10-19 years |
1.55% |
|
2.83% |
|
2.62% |
|
1.94% |
|
2.76% |
|
2.39% |
|
1.43% |
|
2.61% |
|
20 or more years |
0.51% |
|
2.05% |
|
2.07% |
|
1.37% |
|
1.01% |
|
0.69% |
|
1.06% |
|
0.60% |
|
Unknown |
0.61% |
|
10.40% |
* |
13.62% |
|
7.94% |
* |
2.86% |
|
0.58% |
|
9.39% |
* |
0.61% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.38% |
|
4.39% |
* |
3.51% |
|
2.36% |
|
0.89% |
|
0.36% |
|
2.51% |
|
0.38% |
|
1 location only |
0.66% |
|
1.59% |
|
1.71% |
|
1.28% |
|
1.81% |
|
3.24% |
|
0.79% |
|
1.16% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
1.74% |
|
7.05% |
* |
6.78% |
|
9.63% |
* |
6.09% |
|
5.07% |
|
6.66% |
|
1.91% |
|
25-49 % |
1.35% |
|
2.57% |
|
6.84% |
|
3.28% |
|
2.87% |
|
2.15% |
|
3.70% |
|
1.61% |
|
50-74 % |
0.86% |
|
2.91% |
|
3.83% |
|
2.61% |
|
2.32% |
|
1.01% |
|
2.06% |
|
0.97% |
|
75% or more |
0.37% |
|
1.78% |
|
1.95% |
|
1.29% |
|
1.02% |
|
0.36% |
|
0.84% |
|
0.44% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
0.32% |
|
1.63% |
|
1.90% |
|
1.30% |
|
0.97% |
|
0.36% |
|
0.79% |
|
0.31% |
|
Has union employees |
1.01% |
|
3.59% |
* |
4.57% |
* |
2.95% |
|
1.78% |
|
1.15% |
|
3.32% |
|
1.06% |
|
Unknown |
1.12% |
|
5.13% |
* |
9.58% |
|
7.34% |
* |
3.81% |
|
1.17% |
|
5.82% |
|
1.10% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
1.12% |
|
2.53% |
|
2.83% |
|
2.59% |
|
3.22% |
|
1.08% |
|
1.46% |
|
1.27% |
|
Less than 50% low wage |
0.40% |
|
1.82% |
|
1.90% |
|
1.17% |
|
1.03% |
|
0.43% |
|
0.89% |
|
0.49% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
* Figure does not meet standard of reliability or precision. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||