Table I.F.1(2006) Percent of private-sector employees enrolled in a health insurance plan that had a deductible by firm size and selected characteristics: United States, 2006 |
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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|
||||||||||||||||
United States |
66.4% |
|
65.9% |
|
67.1% |
|
67.3% |
|
65.5% |
|
66.4% |
|
66.6% |
|
66.3% |
|
|
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Industry group ** |
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Agric., fish., forest. |
61.9% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
67.0% |
|
59.0% |
|
Mining and manufacturing |
70.2% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
65.6% |
|
70.9% |
|
Construction |
69.8% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
64.3% |
|
75.3% |
|
Utilities and transp. |
66.5% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
72.3% |
|
65.7% |
|
Wholesale trade |
68.0% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
68.6% |
|
67.8% |
|
Fin. svs. and real estate |
62.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
72.1% |
|
61.0% |
|
Retail trade |
74.7% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
66.1% |
|
76.3% |
|
Professional services |
60.1% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
66.8% |
|
58.6% |
|
Other services |
70.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
64.2% |
|
72.5% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
68.7% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
67.3% |
|
69.1% |
|
For profit, unincorporated |
65.3% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
65.9% |
|
65.1% |
|
Nonprofit |
55.0% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
62.0% |
|
54.1% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
67.1% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
66.4% |
|
68.0% |
|
5-9 years |
70.8% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
68.5% |
|
73.4% |
|
10-19 years |
65.6% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
63.1% |
|
67.5% |
|
20 or more years |
65.1% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
67.5% |
|
64.6% |
|
Unknown |
68.5% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
77.9% |
|
68.5% |
|
|
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Multi/single status |
||||||||||||||||
2 or more locations |
66.9% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
68.5% |
|
66.8% |
|
1 location only |
65.3% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
66.5% |
|
63.8% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
61.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
67.3% |
|
60.1% |
|
25-49 % |
67.4% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
59.3% |
|
69.3% |
|
50-74 % |
61.2% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
63.8% |
|
60.4% |
|
75% or more |
67.0% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
67.2% |
|
66.9% |
|
|
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Union presence |
||||||||||||||||
No union employees |
67.8% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
66.9% |
|
68.1% |
|
Has union employees |
60.0% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
66.7% |
|
59.6% |
|
Unknown |
68.0% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
47.7% |
|
68.5% |
|
|
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Percent low wage employees |
||||||||||||||||
50% or more low wage |
74.8% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
67.7% |
|
75.9% |
|
Less than 50% low wage |
64.8% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
66.5% |
|
64.4% |
|
|
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Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
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Table I.F.1(2006) Standard error for percent of private-sector employees enrolled in a health insurance plan that had a deductible by firm size and selected characteristics: United States, 2006 |
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|
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Characteristics |
Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
|
||||||||||||||||
United States |
0.64% |
|
1.33% |
|
1.90% |
|
1.58% |
|
1.61% |
|
1.11% |
|
0.74% |
|
0.71% |
|
|
||||||||||||||||
Industry group ** |
||||||||||||||||
Agric., fish., forest. |
9.17% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
8.47% |
|
12.11% |
|
Mining and manufacturing |
1.01% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.51% |
|
1.00% |
|
Construction |
1.91% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
3.13% |
|
3.34% |
|
Utilities and transp. |
1.58% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
6.59% |
|
1.75% |
|
Wholesale trade |
1.58% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.52% |
|
2.32% |
|
Fin. svs. and real estate |
2.69% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.66% |
|
2.95% |
|
Retail trade |
1.09% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.95% |
|
1.10% |
|
Professional services |
1.62% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.57% |
|
1.78% |
|
Other services |
0.85% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.15% |
|
1.32% |
|
|
||||||||||||||||
Ownership |
||||||||||||||||
For profit, incorporated |
0.54% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.78% |
|
0.63% |
|
For profit, unincorporated |
1.08% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.59% |
|
1.43% |
|
Nonprofit |
1.98% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.71% |
|
2.07% |
|
|
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Age of firm |
||||||||||||||||
Less than 5 years |
3.04% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.45% |
|
6.37% |
|
5-9 years |
1.65% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.48% |
|
2.17% |
|
10-19 years |
1.79% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.48% |
|
2.20% |
|
20 or more years |
0.82% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.24% |
|
0.94% |
|
Unknown |
1.40% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.48% |
|
1.41% |
|
|
||||||||||||||||
Multi/single status |
||||||||||||||||
2 or more locations |
0.90% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.38% |
|
0.93% |
|
1 location only |
1.00% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.84% |
|
1.83% |
|
|
||||||||||||||||
Percent full-time employees |
||||||||||||||||
Less than 25% |
4.33% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.26% |
|
4.51% |
|
25-49 % |
2.29% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
3.73% |
|
2.78% |
|
50-74 % |
1.93% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
1.80% |
|
2.45% |
|
75% or more |
0.72% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.87% |
|
0.78% |
|
|
||||||||||||||||
Union presence |
||||||||||||||||
No union employees |
0.52% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.67% |
|
0.60% |
|
Has union employees |
2.14% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
4.38% |
|
2.12% |
|
Unknown |
2.44% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
8.81% |
|
2.37% |
|
|
||||||||||||||||
Percent low wage employees |
||||||||||||||||
50% or more low wage |
0.85% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
2.22% |
|
0.79% |
|
Less than 50% low wage |
0.73% |
|
. |
|
. |
|
. |
|
. |
|
. |
|
0.83% |
|
0.83% |
|
|
||||||||||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component. |
||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. |
||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
||||||||||||||||