| Division and State | Total | Less than 10 employees | 10-24 employees | 25-99 employees | 100-999 employees | 1000 or more employees | Less than 50 employees | 50 or more employees |
|---|---|---|---|---|---|---|---|---|
| United States | 44.5% | 12.0% | 16.0% | 24.6% | 39.2% | 58.8% | 17.1% | 49.9% |
| New England: | ||||||||
| Connecticut | 56.7% | -- | -- | 40.9% | 52.8% | 73.9% | 26.6% | 64.7% |
| Maine | 56.6% | 20.5% * | 24.2% * | 49.3% | 46.6% | 82.2% | 26.4% * | 66.9% |
| Massachusetts | 61.4% | -- | -- | 28.0% * | 66.6% | 75.0% | 10.2% * | 72.0% |
| New Hampshire | 48.8% | -- | 24.1% * | 46.5% | 57.4% | 51.8% | 31.6% | 52.9% |
| Rhode Island | 57.2% | 0.0% | 0.0% | 49.4% | 47.4% | 71.3% | 18.5% * | 62.7% |
| Vermont | 52.5% | -- | 30.5% * | 49.1% | 54.4% | 72.4% | 31.4% | 61.4% |
| Middle Atlantic: | ||||||||
| New Jersey | 50.7% | -- | -- | 44.0% | 28.8% * | 64.9% | 16.2% * | 57.0% |
| New York | 51.9% | -- | 11.3% * | 26.7% * | 53.7% | 61.4% | 19.8% | 56.9% |
| Pennsylvania | 54.6% | -- | 40.2% | 43.3% | 51.6% | 64.2% | 23.4% | 60.5% |
| East North Central: | ||||||||
| Illinois | 41.8% | -- | 11.6% * | 30.4% | 33.2% | 52.7% | 20.7% | 46.2% |
| Indiana | 47.2% | -- | -- | 23.1% * | 29.2% | 63.8% | 21.0% * | 51.0% |
| Michigan | 45.3% | -- | 16.2% * | 10.3% * | 38.9% | 57.9% | 17.6% * | 48.2% |
| Ohio | 43.2% | 0.0% | 8.5% * | 21.2% * | 37.0% | 55.5% | 9.7% * | 48.7% |
| Wisconsin | 47.2% | -- | -- | 33.5% * | 43.5% | 58.3% | 28.3% | 49.9% |
| West North Central: | ||||||||
| Iowa | 44.6% | 2.3% * | 6.0% * | 32.5% | 58.8% | 51.0% | 10.7% * | 52.4% |
| Kansas | 38.3% | -- | -- | -- | 27.6% * | 58.8% | 11.1% * | 43.1% |
| Minnesota | 52.8% | -- | 19.9% * | 47.5% | 49.7% | 68.3% | 29.6% | 58.1% |
| Missouri | 38.9% | -- | -- | 20.8% * | 25.6% | 55.1% | 18.3% * | 42.4% |
| Nebraska | 41.8% | -- | 18.5% * | 9.5% * | 53.7% | 55.0% | 11.3% * | 47.3% |
| North Dakota | 49.1% | -- | -- | 21.8% * | 62.6% | 58.6% | 25.1% * | 55.7% |
| South Dakota | 29.3% | -- | 6.2% * | 16.1% * | 28.6% | 47.5% | 15.4% * | 33.3% |
| South Atlantic: | ||||||||
| Delaware | 56.0% | 0.0% | -- | 36.5% * | 56.0% | 75.8% | 8.2% * | 66.6% |
| District of Columbia | 55.3% | -- | -- | -- | 72.8% | 53.9% | 29.8% * | 58.8% |
| Florida | 35.4% | 1.6% * | 14.5% * | 19.1% * | 18.6% * | 51.0% | 14.1% * | 39.7% |
| Georgia | 41.4% | 0.0% | 0.0% | 20.3% * | 21.7% * | 62.7% | -- | 47.8% |
| Maryland | 46.6% | -- | 27.6% * | 14.9% * | 48.8% | 61.2% | 23.4% | 53.5% |
| North Carolina | 51.2% | -- | 7.7% * | 42.9% | 43.0% | 63.6% | 20.6% * | 56.5% |
| South Carolina | 38.5% | -- | 2.3% * | 28.5% * | 28.5% * | 52.3% | 8.3% * | 43.1% |
| Virginia | 53.9% | 0.0% | -- | 25.7% * | 65.1% | 65.0% | 6.8% * | 63.5% |
| West Virginia | 57.0% | -- | -- | 31.0% * | 46.4% | 68.7% | 27.1% * | 60.5% |
| East South Central: | ||||||||
| Alabama | 26.7% | 0.0% | 0.0% | 0.0% | 13.9% * | 39.8% | 0.0% | 30.6% |
| Kentucky | 41.3% | 0.0% | -- | 23.3% * | 42.8% | 49.8% | 8.8% * | 46.2% |
| Mississippi | 24.7% | 0.0% | -- | 2.9% * | 0.4% * | 47.9% | 7.5% * | 29.1% |
| Tennessee | 46.8% | 0.0% | 24.3% * | 23.7% * | 62.9% | 55.1% | 16.1% * | 53.0% |
| West South Central: | ||||||||
| Arkansas | 43.4% | 0.0% | 0.0% | 22.0% * | 28.3% * | 62.0% | 17.2% * | 49.4% |
| Louisiana | 28.2% | 0.0% | 0.0% | -- | 34.5% | 42.2% | 0.6% * | 35.9% |
| Oklahoma | 28.6% | -- | 0.0% | 12.9% * | 9.8% * | 49.2% | 9.8% * | 32.9% |
| Texas | 39.5% | 11.8% * | 16.8% * | 19.1% * | 35.3% | 53.9% | 16.5% | 44.6% |
| Mountain: | ||||||||
| Arizona | 48.5% | -- | -- | 22.1% * | 30.6% | 64.5% | 9.4% * | 54.1% |
| Colorado | 43.8% | -- | 30.0% * | 19.3% * | 51.3% | 56.5% | 28.8% | 47.2% |
| Idaho | 43.0% | -- | 26.5% * | 25.1% | 34.1% | 63.2% | 32.4% | 46.2% |
| Montana | 42.1% | -- | 25.7% * | 40.0% | 60.8% | 38.3% | 26.8% | 49.4% |
| Nevada | 35.5% | -- | -- | 7.3% * | 28.9% * | 53.6% | 13.6% * | 40.5% |
| New Mexico | 34.5% | -- | 1.2% * | 7.5% * | 10.8% * | 67.2% | 6.6% * | 40.8% |
| Utah | 57.0% | -- | -- | 56.7% | 61.4% | 60.8% | 43.7% | 60.1% |
| Wyoming | 46.5% | 0.0% | -- | 40.3% | 53.9% * | 68.9% | 14.3% * | 57.6% |
| Pacific: | ||||||||
| Alaska | 40.9% | -- | 53.9% | 24.5% * | 47.0% | 43.5% | 34.6% | 42.7% |
| California | 42.7% | 5.5% * | 20.4% * | 14.7% * | 31.0% | 60.8% | 14.4% * | 48.3% |
| Hawaii | 39.3% | 0.0% | 0.0% | -- | 11.5% * | 54.4% | 0.0% | 45.0% |
| Oregon | 42.6% | -- | 13.4% * | 34.8% * | 41.8% | 56.3% | 20.5% * | 48.9% |
| Washington | 45.1% | -- | 21.6% * | 9.4% * | 48.5% | 65.1% | 25.4% * | 51.1% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or few reported values in cell.
HSA (Health Savings Account), HRA (Health Reimbursement Arrangement)
| Division and State | Total | Less than 10 employees | 10-24 employees | 25-99 employees | 100-999 employees | 1000 or more employees | Less than 50 employees | 50 or more employees |
|---|---|---|---|---|---|---|---|---|
| United States | 0.84% | 2.17% | 1.83% | 1.61% | 1.65% | 1.22% | 1.16% | 0.95% |
| New England: | ||||||||
| Connecticut | 4.10% | -- | -- | 8.64% | 8.19% | 5.93% | 6.30% | 4.73% |
| Maine | 4.03% | 16.58% * | 10.82% * | 12.12% | 7.73% | 3.57% | 8.47% * | 4.23% |
| Massachusetts | 5.43% | -- | -- | 12.99% * | 11.46% | 6.30% | 4.64% * | 5.51% |
| New Hampshire | 4.52% | -- | 10.52% * | 9.61% | 9.17% | 7.55% | 7.77% | 5.38% |
| Rhode Island | 4.24% | 0.00% | 0.00% | 10.98% | 11.36% | 5.42% | 6.73% * | 4.79% |
| Vermont | 4.34% | -- | 10.67% * | 8.55% | 7.74% | 7.81% | 6.77% | 5.22% |
| Middle Atlantic: | ||||||||
| New Jersey | 5.26% | -- | -- | 12.23% | 10.62% * | 5.88% | 7.82% * | 5.80% |
| New York | 4.08% | -- | 4.74% * | 8.11% * | 9.09% | 5.20% | 5.25% | 4.56% |
| Pennsylvania | 3.92% | -- | 11.97% | 8.87% | 9.28% | 5.47% | 5.99% | 4.40% |
| East North Central: | ||||||||
| Illinois | 3.58% | -- | 6.39% * | 6.90% | 7.24% | 5.20% | 5.39% | 4.09% |
| Indiana | 3.91% | -- | -- | 7.46% * | 6.15% | 5.51% | 7.31% * | 4.33% |
| Michigan | 4.87% | -- | 8.77% * | 4.66% * | 10.10% | 6.39% | 6.90% * | 5.24% |
| Ohio | 5.24% | 0.00% | 8.17% * | 8.18% * | 9.19% | 7.33% | 3.77% * | 5.81% |
| Wisconsin | 4.90% | -- | -- | 10.81% * | 9.29% | 7.57% | 8.05% | 5.49% |
| West North Central: | ||||||||
| Iowa | 4.15% | 2.48% * | 3.62% * | 9.00% | 6.40% | 7.39% | 4.21% * | 4.95% |
| Kansas | 4.83% | -- | -- | -- | 8.30% * | 6.89% | 5.95% * | 5.50% |
| Minnesota | 4.11% | -- | 10.80% * | 8.51% | 8.58% | 5.88% | 7.16% | 4.72% |
| Missouri | 4.42% | -- | -- | 7.58% * | 7.55% | 7.10% | 6.63% * | 5.02% |
| Nebraska | 3.97% | -- | 8.73% * | 5.07% * | 8.61% | 5.85% | 4.17% * | 4.67% |
| North Dakota | 4.18% | -- | -- | 9.75% * | 6.68% | 5.13% | 10.05% * | 4.47% |
| South Dakota | 3.53% | -- | 4.37% * | 6.91% * | 7.02% | 5.59% | 5.61% * | 4.26% |
| South Atlantic: | ||||||||
| Delaware | 8.26% | 0.00% | -- | 12.53% * | 14.75% | 10.43% | 4.35% * | 8.33% |
| District of Columbia | 4.97% | -- | -- | -- | 8.08% | 6.44% | 10.95% * | 5.39% |
| Florida | 3.84% | 1.68% * | 10.52% * | 7.90% * | 6.16% * | 5.92% | 6.17% * | 4.41% |
| Georgia | 4.60% | 0.00% | 0.00% | 10.94% * | 8.37% * | 6.36% | -- | 5.21% |
| Maryland | 5.27% | -- | 11.32% * | 7.53% * | 10.54% | 8.74% | 6.61% | 6.72% |
| North Carolina | 5.08% | -- | 4.31% * | 10.64% | 11.58% | 6.56% | 8.54% * | 5.56% |
| South Carolina | 5.01% | -- | 2.40% * | 11.75% * | 9.49% * | 7.14% | 4.33% * | 5.60% |
| Virginia | 5.57% | 0.00% | -- | 9.50% * | 10.19% | 6.96% | 3.11% * | 5.59% |
| West Virginia | 5.36% | -- | -- | 10.52% * | 8.72% | 6.77% | 9.15% * | 5.67% |
| East South Central: | ||||||||
| Alabama | 5.10% | 0.00% | 0.00% | 0.00% | 9.03% * | 7.92% | 0.00% | 5.99% |
| Kentucky | 3.90% | 0.00% | -- | 9.25% * | 8.42% | 5.47% | 4.39% * | 4.37% |
| Mississippi | 4.14% | 0.00% | -- | 2.06% * | 0.45% * | 7.15% | 5.21% * | 5.03% |
| Tennessee | 4.01% | 0.00% | 10.21% * | 9.62% * | 8.44% | 5.83% | 6.18% * | 4.66% |
| West South Central: | ||||||||
| Arkansas | 5.32% | 0.00% | 0.00% | 10.40% * | 9.21% * | 6.50% | 8.75% * | 5.85% |
| Louisiana | 4.45% | 0.00% | 0.00% | -- | 8.60% | 7.90% | 0.57% * | 5.46% |
| Oklahoma | 4.16% | -- | 0.00% | 7.76% * | 3.74% * | 7.10% | 5.86% * | 4.85% |
| Texas | 3.16% | 7.30% * | 8.33% * | 6.19% * | 6.68% | 4.61% | 4.55% | 3.59% |
| Mountain: | ||||||||
| Arizona | 6.44% | -- | -- | 9.27% * | 7.10% | 6.38% | 5.88% * | 6.34% |
| Colorado | 4.58% | -- | 14.11% * | 8.39% * | 10.46% | 6.37% | 8.38% | 5.25% |
| Idaho | 5.55% | -- | 12.21% * | 7.46% | 9.78% | 8.53% | 7.80% | 6.75% |
| Montana | 4.01% | -- | 11.40% * | 10.40% | 7.62% | 4.57% | 6.55% | 4.72% |
| Nevada | 4.30% | -- | -- | 4.24% * | 12.11% * | 5.74% | 9.06% * | 4.91% |
| New Mexico | 5.36% | -- | 1.28% * | 4.46% * | 6.38% * | 9.80% | 4.53% * | 7.23% |
| Utah | 4.42% | -- | -- | 12.72% | 11.12% | 5.29% | 12.53% | 4.69% |
| Wyoming | 6.36% | 0.00% | -- | 11.30% | 18.99% * | 6.61% | 5.42% * | 7.33% |
| Pacific: | ||||||||
| Alaska | 4.64% | -- | 13.65% | 11.37% * | 8.92% | 6.85% | 9.05% | 5.42% |
| California | 3.41% | 3.96% * | 8.11% * | 5.20% * | 6.34% | 5.38% | 4.48% * | 4.00% |
| Hawaii | 6.59% | 0.00% | 0.00% | -- | 6.93% * | 7.19% | 0.00% | 7.10% |
| Oregon | 4.40% | -- | 7.38% * | 10.52% * | 9.05% | 6.82% | 6.46% * | 5.25% |
| Washington | 5.71% | -- | 10.73% * | 4.27% * | 10.44% | 8.89% | 9.24% * | 6.85% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or few reported values in cell.
HSA (Health Savings Account), HRA (Health Reimbursement Arrangement)