Table I.A.2.a(1996) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 1996
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 28.5%    12.1%    35.3%    71.6%    11.4%    56.3%   
Industry group **
Agric., fish., forest. 10.1%    7.2%    39.4% * 57.9%    7.2%    39.7%   
Mining 50.6%    16.8% * 63.3%    88.4%    15.7% * 82.2%   
Construction 15.4%    13.4%    34.0%    57.8%    13.2%    35.4%   
Manufacturing 28.9%    12.5%    40.7%    71.9%    11.0%    54.8%   
Transp., commu., util. 38.6%    13.3%    36.7%    72.1%    11.1%    62.2%   
Wholesale trade 32.9%    12.7%    53.1%    79.5%    11.7%    64.0%   
Retail Trade 39.4%    10.9%    31.6%    71.7%    10.5%    60.4%   
Fin., ins., real est. 33.8%    7.8%    45.0%    75.9%    6.9%    63.0%   
Services 20.1%    13.0%    26.1%    63.3%    12.5%    42.8%   
Unknown 31.8% * 31.8% * 0.0%    0.0%    31.8% * 0.0%   
Ownership
For profit, incorporated 31.1%    10.8%    38.0%    73.8%    9.9%    59.9%   
For profit, unincorporated 14.0%    11.2%    32.6%    54.0%    10.9%    38.0%   
Nonprofit 23.3%    19.7%    21.1%    50.4%    20.3%    28.9%   
Unknown 42.3%    21.2%    51.1%    62.7%    21.4%    58.6%   
Age of firm
Less than 5 years 11.4%    9.7%    41.8%    70.1%    9.6%    38.5%   
5-9 years 14.2%    12.4%    29.9%    57.7%    12.1%    35.0%   
10-19 years 16.1%    12.2%    31.3%    65.9%    11.7%    39.6%   
20 or more years 22.5%    11.6%    30.8%    68.1%    10.9%    44.9%   
Unknown 61.3%    21.0%    40.4%    73.1%    20.5%    65.2%   
Multi/single status
2 or more locations 54.5%    16.7%    37.2%    71.7%    14.3%    59.9%   
1 location only 11.8%    11.4%    25.3%    55.1%    11.2%    21.8%   
Percent full-time employees
Less than 25% 27.7%    11.6%    10.3% * 68.9%    11.4%    49.5%   
25-49 % 35.9%    11.2%    31.6%    71.5%    11.7%    58.2%   
50-74 % 26.9%    10.3%    27.7%    70.7%    10.0%    53.9%   
75% or more 28.2%    12.4%    38.1%    71.9%    11.6%    56.9%   
Union presence
No union employees 19.9%    11.1%    32.1%    62.1%    10.4%    43.6%   
Has union employees 34.7%    21.9%    38.2%    62.6%    22.0%    49.1%   
Unknown 60.3%    17.1%    53.1%    79.9%    16.8%    76.4%   
Percent low wage employees **
50% or more low wage 23.1%    10.6%    17.9%    57.3%    10.7%    37.1%   
Less than 50% low wage 18.4%    11.3%    36.3%    61.2%    10.6%    42.9%   
Unknown 60.6%    20.3%    49.9%    79.0%    19.4%    74.7%   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1996 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a(1996) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 1996
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 0.50%    0.40%    1.70%    0.92%    0.49%    0.77%   
Industry group **
Agric., fish., forest. 1.98%    1.92%    12.49% * 12.63%    1.81%    11.45%   
Mining 6.71%    10.37% * 14.00%    3.90%    10.47% * 4.64%   
Construction 1.74%    1.80%    5.99%    10.15%    1.99%    5.20%   
Manufacturing 1.84%    1.31%    2.63%    2.22%    1.31%    2.28%   
Transp., commu., util. 3.04%    3.38%    7.97%    4.02%    3.01%    4.27%   
Wholesale trade 1.92%    1.34%    4.42%    4.13%    1.34%    3.41%   
Retail Trade 1.27%    0.85%    4.45%    1.68%    0.86%    1.72%   
Fin., ins., real est. 1.60%    1.30%    3.86%    2.47%    1.27%    1.66%   
Services 0.59%    0.78%    3.14%    2.02%    0.82%    1.37%   
Unknown 12.66% * 12.66% * 0.00%    0.00%    12.66% * 0.00%   
Ownership
For profit, incorporated 0.57%    0.42%    2.00%    0.99%    0.54%    0.90%   
For profit, unincorporated 1.11%    1.21%    5.20%    5.64%    1.27%    2.53%   
Nonprofit 1.07%    1.11%    2.86%    3.97%    1.13%    2.22%   
Unknown 2.62%    3.44%    9.90%    3.32%    3.44%    2.42%   
Age of firm
Less than 5 years 0.98%    0.97%    6.16%    7.62%    1.04%    4.52%   
5-9 years 1.57%    1.44%    7.30%    9.86%    1.55%    4.77%   
10-19 years 1.21%    0.93%    5.55%    3.46%    0.96%    3.30%   
20 or more years 0.86%    0.55%    1.74%    3.23%    0.61%    1.95%   
Unknown 0.99%    2.16%    2.99%    1.09%    2.43%    0.94%   
Multi/single status
2 or more locations 0.77%    1.99%    2.03%    0.92%    1.83%    0.77%   
1 location only 0.59%    0.61%    1.41%    6.11%    0.61%    1.15%   
Percent full-time employees
Less than 25% 3.79%    1.70%    3.13% * 7.31%    1.74%    5.42%   
25-49 % 2.95%    1.40%    5.50%    4.73%    1.40%    4.04%   
50-74 % 1.18%    1.02%    3.19%    1.64%    1.19%    1.05%   
75% or more 0.42%    0.54%    1.88%    1.19%    0.65%    0.75%   
Union presence
No union employees 0.42%    0.35%    1.67%    2.07%    0.44%    1.09%   
Has union employees 2.14%    1.87%    5.50%    3.93%    2.14%    4.13%   
Unknown 1.75%    2.12%    4.75%    1.37%    2.48%    1.42%   
Percent low wage employees **
50% or more low wage 1.40%    1.17%    3.02%    5.10%    1.33%    2.91%   
Less than 50% low wage 0.50%    0.42%    1.92%    1.82%    0.50%    0.90%   
Unknown 1.48%    1.90%    3.48%    1.21%    2.30%    1.07%   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1996 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.