Table I.A.2.a(1997) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 1997
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 31.8%    14.7%    32.3%    76.0%    14.4%    58.1%   
Industry group **
Agric., fish., forest. 17.8%    16.2%    48.3% * 19.0% * 14.7%    44.1%   
Mining 25.7%    16.8%    100.0%    67.8%    16.6%    64.6%   
Construction 14.8%    13.9%    23.2%    46.1%    14.1%    22.4%   
Manufacturing 28.8%    14.8%    42.2%    71.0%    14.6%    50.8%   
Transp., commu., util. 48.3%    16.6%    56.8%    86.2%    15.8%    75.6%   
Wholesale trade 31.8%    14.7%    43.8%    81.2%    12.7%    63.2%   
Retail Trade 42.6%    12.1%    34.2%    76.6%    12.3%    62.8%   
Fin., ins., real est. 42.4%    13.3%    26.9%    80.0%    12.2%    66.1%   
Services 23.4%    15.9%    23.6%    67.1%    15.8%    43.7%   
Unknown 16.7% * 16.7% * 0.0%    0.0%    16.7% * 0.0%   
Ownership
For profit, incorporated 34.1%    13.2%    34.4%    78.8%    12.7%    62.2%   
For profit, unincorporated 19.2%    15.3%    26.1%    64.6%    15.0%    45.4%   
Nonprofit 24.5%    22.7%    21.7%    41.6%    23.7%    25.6%   
Unknown 51.1%    24.7%    46.2%    66.4%    24.8%    60.1%   
Age of firm
Less than 5 years 14.4%    13.8%    25.1%    39.8%    13.7%    24.6%   
5-9 years 13.9%    12.4%    32.0%    46.2%    12.4%    27.7%   
10-19 years 18.5%    14.4%    21.5%    77.2%    14.4%    40.6%   
20 or more years 37.2%    15.7%    38.0%    80.5%    15.6%    61.2%   
Unknown 57.4%    22.2%    29.8%    74.0%    18.9%    62.1%   
Multi/single status
2 or more locations 57.1%    18.9%    33.9%    76.2%    18.1%    62.3%   
1 location only 14.4%    14.1%    23.3%    45.6%    14.1%    19.3%   
Percent full-time employees
Less than 25% 28.2%    15.4%    15.3% * 72.7%    16.9%    44.6%   
25-49 % 42.8%    15.8%    36.2%    80.7%    16.5%    65.8%   
50-74 % 27.6%    15.7%    18.9%    74.6%    15.9%    49.4%   
75% or more 31.6%    14.4%    35.6%    75.6%    13.8%    59.2%   
Union presence
No union employees 28.8%    14.3%    32.1%    75.8%    13.9%    55.4%   
Has union employees 54.2%    25.1%    33.9%    77.1%    27.0%    66.3%   
Unknown 50.3%    16.9%    33.0%    76.1%    16.1%    70.2%   
Percent low wage employees **
50% or more low wage 31.4%    13.9%    29.8%    69.7%    14.8%    47.2%   
Less than 50% low wage 23.5%    14.3%    31.0%    75.3%    14.0%    48.7%   
Unknown 64.1%    22.0%    41.8%    77.7%    19.9%    74.1%   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1997 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a(1997) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 1997
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 0.34%    0.26%    1.16%    0.95%    0.23%    0.57%   
Industry group **
Agric., fish., forest. 3.37%    3.39%    14.82% * 13.67% * 3.42%    10.05%   
Mining 5.09%    4.64%    27.89%    15.77%    4.88%    13.49%   
Construction 1.65%    1.77%    5.32%    10.56%    1.80%    2.55%   
Manufacturing 1.55%    1.55%    3.12%    1.57%    1.63%    1.78%   
Transp., commu., util. 2.08%    1.94%    5.42%    1.83%    2.07%    2.14%   
Wholesale trade 1.61%    1.66%    6.70%    3.73%    1.89%    2.14%   
Retail Trade 1.13%    1.17%    3.54%    1.13%    1.11%    1.36%   
Fin., ins., real est. 1.80%    1.40%    6.80%    2.55%    1.69%    2.75%   
Services 0.54%    0.63%    2.07%    1.54%    0.66%    0.91%   
Unknown 10.25% * 10.25% * 0.00%    0.00%    10.25% * 0.00%   
Ownership
For profit, incorporated 0.40%    0.60%    1.83%    1.08%    0.52%    0.67%   
For profit, unincorporated 1.22%    1.30%    7.02%    5.50%    1.26%    3.13%   
Nonprofit 1.40%    1.43%    2.08%    2.65%    1.38%    2.30%   
Unknown 2.24%    5.77%    7.40%    3.90%    6.08%    3.18%   
Age of firm
Less than 5 years 1.26%    1.35%    6.12%    10.33%    1.48%    3.50%   
5-9 years 1.24%    1.10%    5.53%    9.94%    1.14%    3.57%   
10-19 years 0.76%    0.56%    3.71%    4.89%    0.56%    3.42%   
20 or more years 0.86%    0.93%    1.93%    1.97%    1.00%    1.36%   
Unknown 1.00%    1.70%    2.11%    1.41%    1.45%    1.08%   
Multi/single status
2 or more locations 0.59%    0.89%    1.11%    0.95%    0.92%    0.63%   
1 location only 0.27%    0.26%    2.06%    3.41%    0.27%    1.22%   
Percent full-time employees
Less than 25% 2.74%    2.57%    6.12% * 5.78%    2.90%    3.45%   
25-49 % 2.32%    1.48%    5.22%    3.48%    1.66%    3.81%   
50-74 % 1.23%    1.21%    2.39%    1.76%    1.37%    1.86%   
75% or more 0.49%    0.37%    1.32%    1.48%    0.34%    0.98%   
Union presence
No union employees 0.42%    0.31%    1.46%    0.97%    0.30%    0.66%   
Has union employees 1.92%    3.11%    7.80%    2.39%    3.46%    1.76%   
Unknown 2.62%    2.91%    7.58%    3.49%    2.77%    2.83%   
Percent low wage employees **
50% or more low wage 1.75%    1.78%    2.71%    3.87%    2.34%    2.17%   
Less than 50% low wage 0.54%    0.31%    1.85%    2.05%    0.29%    1.20%   
Unknown 0.95%    1.83%    5.38%    0.76%    2.04%    0.59%   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1997 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.