Table I.A.2.a(1998) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 26.9%    11.9%    29.9%    67.0%    11.2%    52.3%   
Industry group **
Agric., fish., forest. 16.7%    14.9%    16.3% * 56.4%    14.3%    38.3%   
Mining 40.3%    15.2% * 8.4% * 80.8%    13.1% * 58.2%   
Construction 16.0%    14.2%    32.4%    67.4%    13.9%    35.9%   
Manufacturing 24.3%    10.3%    40.2%    64.5%    9.2%    46.8%   
Transp., commu., util. 40.1%    11.9%    43.0%    74.7%    11.7%    64.8%   
Wholesale trade 27.1%    11.7%    40.4%    72.8%    10.9%    56.8%   
Retail Trade 35.6%    11.9%    29.2%    63.9%    10.4%    54.5%   
Fin., ins., real est. 38.4%    7.6%    28.3%    77.2%    6.4%    64.6%   
Services 19.8%    12.2%    25.1%    59.9%    11.9%    40.9%   
Unknown --    --    --    --    --    --   
Ownership
For profit, incorporated 28.6%    10.5%    32.9%    68.0%    9.7%    54.9%   
For profit, unincorporated 12.6%    10.4%    23.3%    49.7%    10.1%    32.3%   
Nonprofit 23.4%    21.0%    22.0%    46.9%    22.0%    26.4%   
Unknown 66.5%    54.7%    26.7% * 69.6%    --    67.1%   
Age of firm
Less than 5 years 12.4%    9.0%    20.7%    79.5%    8.8%    43.4%   
5-9 years 13.3%    11.3%    27.0%    46.4%    11.0%    29.3%   
10-19 years 14.9%    11.0%    22.0%    59.9%    10.7%    33.3%   
20 or more years 28.6%    13.1%    30.3%    75.2%    12.6%    51.3%   
Unknown 61.0%    43.1%    48.6%    62.6%    23.0% * 61.7%   
Multi/single status
2 or more locations 49.4%    17.6%    30.9%    67.1%    15.0%    55.4%   
1 location only 11.2%    11.0%    23.5%    34.9%    10.8%    17.6%   
Percent full-time employees
Less than 25% 23.5%    20.6%    14.2% * 45.4%    21.3%    27.7%   
25-49 % 32.6%    12.1%    25.2%    73.8%    12.3%    56.3%   
50-74 % 24.1%    11.5%    23.6%    64.3%    11.2%    48.3%   
75% or more 27.1%    11.5%    32.7%    67.2%    10.7%    53.4%   
Union presence
No union employees 24.7%    11.4%    30.0%    72.5%    10.8%    52.7%   
Has union employees 53.1%    21.0%    31.9%    76.9%    21.1%    67.2%   
Unknown 28.7%    16.5%    24.1%    33.8%    14.2%    33.3%   
Percent low wage employees **
50% or more low wage 26.4%    12.0%    22.9%    75.5%    11.9%    48.1%   
Less than 50% low wage 19.1%    11.5%    29.3%    68.2%    11.1%    42.8%   
Unknown 60.4%    24.7%    44.4%    65.4%    16.5%    64.3%   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a(1998) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 100 employees 100-499 employees 500 or more employees Less than 50 employees 50 or more employees
United States 0.48%    0.41%    1.30%    0.91%    0.54%    0.74%   
Industry group **
Agric., fish., forest. 2.39%    2.63%    6.80% * 10.67%    2.30%    9.63%   
Mining 7.74%    10.98% * 10.89% * 9.04%    10.57% * 10.48%   
Construction 1.96%    1.95%    7.52%    9.56%    1.95%    4.15%   
Manufacturing 1.19%    0.92%    3.18%    1.21%    0.89%    1.33%   
Transp., commu., util. 3.49%    1.14%    9.35%    5.43%    1.61%    5.04%   
Wholesale trade 2.61%    2.53%    4.96%    3.49%    2.75%    3.54%   
Retail Trade 1.33%    0.89%    2.96%    1.56%    0.81%    1.60%   
Fin., ins., real est. 1.62%    1.01%    5.60%    1.87%    1.19%    2.43%   
Services 0.53%    0.45%    2.12%    1.66%    0.58%    1.24%   
Unknown --    --    --    --    --    --   
Ownership
For profit, incorporated 0.67%    0.53%    1.49%    0.86%    0.66%    0.81%   
For profit, unincorporated 0.70%    0.73%    3.25%    5.65%    0.79%    2.41%   
Nonprofit 0.60%    0.73%    2.51%    3.71%    0.76%    1.63%   
Unknown 3.14%    12.82%    11.56% * 3.46%    --    3.14%   
Age of firm
Less than 5 years 0.98%    1.06%    5.12%    4.23%    1.12%    2.59%   
5-9 years 1.18%    1.01%    5.89%    5.83%    1.09%    3.53%   
10-19 years 0.64%    0.79%    4.10%    3.88%    0.88%    2.16%   
20 or more years 0.69%    0.66%    2.30%    1.78%    0.86%    1.27%   
Unknown 0.83%    5.67%    5.09%    0.80%    7.35% * 0.77%   
Multi/single status
2 or more locations 0.78%    1.22%    1.44%    0.91%    1.34%    0.75%   
1 location only 0.49%    0.52%    1.93%    6.37%    0.56%    1.30%   
Percent full-time employees
Less than 25% 2.38%    4.25%    4.83% * 8.43%    4.79%    4.11%   
25-49 % 2.57%    2.38%    3.33%    4.23%    2.83%    3.30%   
50-74 % 1.61%    0.73%    3.21%    3.30%    0.82%    2.77%   
75% or more 0.68%    0.59%    1.81%    1.17%    0.74%    0.82%   
Union presence
No union employees 0.38%    0.43%    1.30%    0.92%    0.56%    0.71%   
Has union employees 2.12%    2.12%    3.05%    2.53%    2.34%    2.38%   
Unknown 3.45%    2.80%    5.76%    4.45%    3.56%    4.09%   
Percent low wage employees **
50% or more low wage 1.60%    2.14%    2.33%    2.85%    2.28%    2.75%   
Less than 50% low wage 0.46%    0.43%    1.86%    1.53%    0.52%    0.88%   
Unknown 0.80%    2.93%    4.28%    0.93%    3.09%    0.84%   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.