Table I.D.2(1998) Average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,382    1,242    1,752    1,777    1,521    1,249    1,551    1,347   
Industry group **
Agric., fish., forest. 1,122    --    --    --    --    --    927    1,229   
Mining 821    136 * 639 * 1,088    632 * 917 * 388 * 850   
Construction 1,354    766    1,231    2,031    1,400    1,324    1,275    1,460   
Manufacturing 980    1,686    1,446    1,333    1,138    825    1,508    922   
Transp., commu., util. 966    1,409    1,415 * 1,377    1,178    864    1,348    930   
Wholesale trade 1,424    903    1,790    1,639    1,425    1,378    1,496    1,407   
Retail Trade 1,761    1,048    1,739    2,173    1,956    1,720    1,527    1,812   
Fin., ins., real est. 1,583    1,517    1,753    1,673    1,606    1,562    1,572    1,584   
Services 1,695    1,377    2,171    2,034    1,880    1,536    1,757    1,677   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 1,356    1,224    1,757    1,811    1,490    1,212    1,586    1,310   
For profit, unincorporated 1,648    1,531    1,949    1,728    1,594    1,679    1,682    1,627   
Nonprofit 1,431    989    1,567    1,624    1,531    1,389    1,228    1,483   
Unknown 1,436    --    --    1,263    2,173    1,369    1,886 * 1,434   
Age of firm
Less than 5 years 1,511    1,212    2,513    1,688    1,405    1,066    1,726    1,263   
5-9 years 1,688    1,214    2,073    2,405    1,442    1,323    1,751    1,629   
10-19 years 1,632    1,159    1,708    1,829    1,870    1,464    1,502    1,724   
20 or more years 1,278    1,308    1,530    1,696    1,426    1,046    1,490    1,228   
Unknown 1,395    161 * 3,537 * 1,475    1,630    1,380    1,828    1,394   
Multi/single status
2 or more locations 1,330    2,335 * 1,570    1,759    1,523    1,252    1,822    1,316   
1 location only 1,543    1,217    1,781    1,785    1,514    1,100    1,514    1,592   
Percent full-time employees
Less than 25% 1,200    885    550 * 864    1,522    1,479    812    1,371   
25-49 % 1,452    1,054    1,542    1,727    2,028    1,340    1,333    1,470   
50-74 % 1,594    1,003    2,106    2,067    1,703    1,512    1,547    1,605   
75% or more 1,363    1,277    1,737    1,771    1,486    1,224    1,565    1,320   
Union presence
No union employees 1,586    1,398    1,838    1,924    1,685    1,439    1,677    1,558   
Has union employees 851    706 * 523    650    895    873    644    868   
Unknown 1,322    349 * 2,102    2,419    1,715    1,278    1,104 * 1,333   
Percent low wage employees **
50% or more low wage 1,563    903    1,846    1,761    2,000    1,417    1,450    1,617   
Less than 50% low wage 1,380    1,302    1,747    1,783    1,459    1,056    1,573    1,305   
Unknown 1,377    559 * 1,810    1,620    1,806    1,352    1,145    1,381   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.2(1998) Standard error for average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 19.30    91.84    88.96    68.90    55.00    26.38    45.32    21.48   
Industry group **
Agric., fish., forest. 71.67    --    --    --    --    --    132.13    177.44   
Mining 205.93    261.19 * 251.66 * 325.95    377.58 * 550.18 * 292.39 * 222.46   
Construction 99.81    178.32    165.74    115.26    169.90    180.21    129.31    92.79   
Manufacturing 34.51    303.56    131.59    86.32    62.61    46.31    130.28    35.68   
Transp., commu., util. 57.54    260.98    463.10 * 133.89    175.26    69.06    178.69    63.69   
Wholesale trade 75.65    199.82    230.21    170.04    129.41    130.04    146.37    97.82   
Retail Trade 41.49    180.02    149.72    80.11    125.15    47.41    102.24    45.64   
Fin., ins., real est. 23.85    242.48    259.31    203.08    72.48    45.01    156.90    33.63   
Services 53.04    128.27    111.54    201.94    100.47    67.22    87.48    61.69   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 22.94    59.27    93.45    83.57    59.94    34.88    43.24    27.14   
For profit, unincorporated 140.87    169.89    286.77    202.01    118.77    324.89    144.17    186.61   
Nonprofit 98.59    252.08    176.26    175.61    135.16    100.39    144.92    98.56   
Unknown 110.20    --    --    255.26    274.50    93.86    566.41 * 111.84   
Age of firm
Less than 5 years 132.24    58.78    380.15    155.77    208.04    139.87    143.68    156.66   
5-9 years 108.31    64.65    228.98    332.49    146.98    172.36    89.36    197.09   
10-19 years 80.14    60.58    87.09    73.11    137.04    242.98    33.64    136.92   
20 or more years 30.70    164.83    107.02    89.65    57.19    46.83    79.92    31.46   
Unknown 26.23    98.38 * 1,083.27 * 184.10    84.78    25.99    527.54    26.43   
Multi/single status
2 or more locations 23.08    978.12 * 193.56    102.07    53.36    28.53    112.34    24.23   
1 location only 47.80    95.59    86.75    60.03    84.58    286.98    54.32    69.79   
Percent full-time employees
Less than 25% 110.25    198.91    233.75 * 199.97    157.59    153.08    188.11    97.03   
25-49 % 144.82    218.58    191.77    222.96    249.94    196.99    122.97    185.14   
50-74 % 81.46    102.26    548.21    138.64    142.60    153.40    163.50    103.60   
75% or more 24.13    97.52    97.07    73.57    54.16    30.01    51.13    25.31   
Union presence
No union employees 33.19    96.80    101.57    66.14    43.35    48.14    53.82    38.82   
Has union employees 36.39    251.71 * 142.78    137.30    72.53    38.63    132.20    37.85   
Unknown 52.69    392.19 * 333.23    278.98    194.23    64.64    355.23 * 49.66   
Percent low wage employees **
50% or more low wage 135.57    226.79    304.03    257.36    166.73    196.11    128.96    152.45   
Less than 50% low wage 20.39    74.55    89.34    81.69    51.92    47.37    37.87    26.37   
Unknown 34.19    323.33 * 408.55    198.36    122.98    32.93    244.35    34.27   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.