Table I.D.2.a(1998) Average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,382    1,399    1,770    1,782    1,545    1,225    1,580    1,337   
Industry group **
Agric., fish., forest. 1,419    --    --    --    --    --    494 * 2,261   
Mining 1,182 * 615 * 1,847 * 720 * 1,270 * 1,287    1,257 * 1,156 *
Construction 1,657    1,228 * 1,404    2,169    1,836    1,274 * 1,636    1,700   
Manufacturing 1,055    1,736    1,622    1,448    1,317    824    1,580    970   
Transp., commu., util. 954    1,729    1,731 * 1,451    1,069 * 817    1,666    895   
Wholesale trade 1,357    1,041    940 * 1,508    1,898    1,272    1,082    1,448   
Retail Trade 1,772    1,003    1,969    2,334    1,978    1,695    1,491    1,848   
Fin., ins., real est. 1,523    1,892    1,236    1,881    1,306    1,517    1,760    1,501   
Services 1,570    1,420    2,334    1,817    1,681    1,427    1,768    1,521   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 1,380    1,344    1,801    1,778    1,590    1,221    1,562    1,337   
For profit, unincorporated 1,662    1,603    2,136    2,096    1,633    1,468 * 1,782    1,584   
Nonprofit 1,313    1,553    1,221    1,655    1,370    1,214    1,490    1,291   
Unknown 1,279    --    --    1,572 * 1,955    1,216    --    1,279   
Age of firm
Less than 5 years 1,439    1,240    2,525    1,549    1,200 * 1,201    1,597    1,274   
5-9 years 1,941    1,595    2,479    2,576    1,374    1,901    2,126    1,695   
10-19 years 1,562    1,093    1,792    1,849    1,786    1,327    1,480    1,618   
20 or more years 1,317    1,558    1,349    1,686    1,506    1,113    1,480    1,280   
Unknown 1,336    199 * --    1,564    1,603    1,318    899 * 1,336   
Multi/single status
2 or more locations 1,298    1,570 * 2,330    1,681    1,518    1,212    1,897    1,283   
1 location only 1,632    1,397    1,676    1,819    1,634    1,911    1,544    1,802   
Percent full-time employees
Less than 25% 1,346    1,392    409 * 1,157    1,654    1,426    888    1,522   
25-49 % 1,608    1,039    1,604    1,699    2,551    1,380    1,435    1,637   
50-74 % 1,494    943    2,054    1,748    1,510    1,453    1,477    1,498   
75% or more 1,363    1,448    1,756    1,795    1,517    1,201    1,600    1,309   
Union presence
No union employees 1,618    1,593    1,853    1,857    1,792    1,454    1,704    1,590   
Has union employees 853    623 * 246 * 1,092 * 898    858    643 * 871   
Unknown 1,205    1,675 * 1,551    1,690    1,406    1,169    1,476    1,199   
Percent low wage employees **
50% or more low wage 1,479    498 * 2,264    1,466    2,162    1,213    1,392    1,525   
Less than 50% low wage 1,382    1,434    1,738    1,791    1,533    1,003    1,585    1,299   
Unknown 1,375    1,494 * 1,837    2,027    1,514    1,363    1,858    1,371   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.2.a(1998) Standard error for average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 45.71    101.10    89.66    58.83    98.72    46.80    49.79    44.99   
Industry group **
Agric., fish., forest. 276.75    --    --    --    --    --    296.35 * 490.97   
Mining 447.96 * 284.13 * 587.97 * 227.68 * 732.19 * 356.10    399.80 * 453.69 *
Construction 127.09    413.64 * 300.76    220.93    328.08    511.46 * 199.31    156.65   
Manufacturing 73.70    338.67    361.68    124.35    126.43    68.13    198.40    57.23   
Transp., commu., util. 97.33    446.66    639.05 * 407.00    336.02 * 135.32    456.06    113.96   
Wholesale trade 110.94    300.87    307.34 * 265.43    311.09    99.97    201.05    130.82   
Retail Trade 101.23    242.67    298.75    168.37    247.41    144.05    194.40    111.74   
Fin., ins., real est. 75.23    519.58    238.50    419.57    122.11    103.32    293.20    79.85   
Services 80.22    192.79    172.59    117.04    185.12    84.96    83.99    92.61   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 48.25    120.66    123.02    69.40    113.10    49.43    74.40    45.16   
For profit, unincorporated 279.81    250.68    195.09    348.75    278.94    729.43 * 158.76    469.52   
Nonprofit 136.90    241.95    220.82    248.25    325.59    120.65    161.38    143.93   
Unknown 143.85    --    --    497.11 * 364.95    154.26    --    143.85   
Age of firm
Less than 5 years 83.92    194.03    346.84    216.76    386.74 * 145.46    202.31    101.18   
5-9 years 108.77    204.94    274.49    116.53    276.51    312.75    127.39    205.40   
10-19 years 109.73    145.88    99.26    143.09    269.93    235.79    58.48    192.87   
20 or more years 68.13    223.89    79.15    95.34    128.29    84.39    90.60    73.20   
Unknown 55.37    101.98 * --    347.00    298.86    50.77    366.97 * 55.19   
Multi/single status
2 or more locations 40.63    497.73 * 296.93    189.09    104.81    44.17    210.36    41.12   
1 location only 67.47    103.77    65.76    68.86    138.62    358.44    57.68    107.00   
Percent full-time employees
Less than 25% 151.84    406.21    787.66 * 264.23    424.11    335.17    201.45    191.86   
25-49 % 268.89    309.50    281.58    270.94    550.81    285.80    202.66    292.47   
50-74 % 117.62    204.10    318.08    171.23    301.68    179.17    153.36    151.88   
75% or more 47.15    132.46    90.32    63.34    93.63    51.77    53.76    46.71   
Union presence
No union employees 52.99    125.45    83.21    67.46    80.37    52.60    54.82    51.98   
Has union employees 62.65    313.59 * 182.16 * 418.98 * 132.65    68.77    478.24 * 66.94   
Unknown 84.67    636.94 * 404.13    369.45    201.40    90.65    308.65    88.41   
Percent low wage employees **
50% or more low wage 237.58    376.11 * 487.27    282.37    229.51    263.55    312.39    252.38   
Less than 50% low wage 50.52    94.56    93.25    79.64    121.75    55.24    51.43    52.92   
Unknown 56.47    647.59 * 545.07    326.15    195.74    58.24    384.81    56.26   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.