|
Table I.A.2.e(1999) Percent of private-sector establishments offering health insurance by plan options and insurance offerings to retirees by firm size and selected characteristics: United States, 1999 |
|||||||||
|
|||||||||
|
Characteristics |
2 or more plans |
Conventional indemnity |
Any managed care |
Exclusive provider |
Preferred provider |
Insurance to retirees under 65 |
Insurance to retirees over 65 |
With waiting period |
|
|---|---|---|---|---|---|---|---|---|---|
|
__________ |
|||||||||
|
United States |
29.7% |
18.7% |
88.3% |
37.7% |
64.1% |
14.4% |
13.0% |
71.8% |
|
|
|
|||||||||
|
Firm size |
|||||||||
|
Less than 50 employees |
13.5% |
16.9% |
85.2% |
34.0% |
55.3% |
4.4% |
4.6% |
62.7% |
|
|
50+ employees |
56.3% |
21.7% |
93.5% |
43.7% |
78.7% |
30.9% |
27.0% |
86.9% |
|
|
Less than 10 employees |
11.1% |
18.4% |
83.2% |
33.8% |
52.7% |
3.5% |
3.5% |
52.0% |
|
|
10-24 employees |
15.0% |
14.5% |
87.9% |
33.7% |
58.1% |
5.0% |
4.9% |
80.6% |
|
|
25-99 employees |
26.4% |
12.6% |
91.7% |
35.8% |
65.8% |
9.4% |
10.2% |
87.0% |
|
|
100-999 employees |
39.5% |
13.4% |
93.2% |
36.7% |
74.0% |
16.8% |
14.6% |
90.8% |
|
|
1000+ employees |
69.7% |
27.7% |
93.8% |
48.5% |
83.1% |
41.8% |
36.1% |
84.7% |
|
|
|
|||||||||
|
Industry group |
|||||||||
|
Agric., fish., forest. |
13.6% |
31.5% |
71.1% |
22.6% |
52.8% |
6.4% |
4.6% |
46.2% |
|
|
Mining |
29.5% |
30.3% |
82.6% |
24.8% |
76.7% |
28.5% |
30.2% |
58.6% |
|
|
Construction |
14.4% |
14.0% |
87.9% |
36.7% |
55.1% |
3.4% |
4.2% |
70.7% |
|
|
Manufacturing |
28.2% |
15.9% |
89.7% |
41.9% |
60.6% |
15.9% |
12.9% |
82.9% |
|
|
Transp., commu., util. |
41.4% |
22.3% |
90.5% |
44.6% |
66.6% |
27.9% |
26.3% |
81.8% |
|
|
Wholesale |
26.5% |
15.9% |
88.8% |
32.7% |
67.5% |
14.9% |
12.9% |
75.8% |
|
|
Retail |
35.8% |
20.8% |
89.2% |
37.5% |
67.6% |
16.2% |
13.8% |
82.1% |
|
|
Fin., ins., real est. |
48.8% |
23.1% |
93.0% |
47.4% |
74.4% |
38.7% |
34.2% |
71.6% |
|
|
Services |
24.5% |
16.9% |
87.2% |
35.9% |
61.3% |
7.4% |
7.4% |
63.7% |
|
|
Unknown |
***** |
***** |
100.0% |
***** |
100.0% |
***** |
***** |
100.0% |
|
|
|
|||||||||
|
Ownership |
|||||||||
|
For profit, incorporated |
31.4% |
18.6% |
89.4% |
37.8% |
66.5% |
16.4% |
14.8% |
75.2% |
|
|
For profit, unincorporated |
15.6% |
20.6% |
81.8% |
34.4% |
52.4% |
5.8% |
4.4% |
60.2% |
|
|
Nonprofit |
27.8% |
16.7% |
87.6% |
41.5% |
57.0% |
12.1% |
11.9% |
59.8% |
|
|
Unknown |
65.8% |
19.6% |
96.9% |
37.3% |
88.5% |
14.8% |
12.6% |
88.1% |
|
|
|
|||||||||
|
Age of firm |
|||||||||
|
Less than 5 years |
14.0% |
15.6% |
86.5% |
32.7% |
58.5% |
3.0% |
2.6% |
63.5% |
|
|
5-9 years |
14.8% |
13.5% |
88.4% |
35.9% |
57.3% |
3.5% |
2.9% |
64.7% |
|
|
10-19 years |
17.9% |
14.9% |
87.7% |
35.7% |
58.5% |
4.1% |
4.2% |
70.4% |
|
|
20 or more years |
30.8% |
21.6% |
86.8% |
38.5% |
63.3% |
17.9% |
16.7% |
72.0% |
|
|
Unknown |
63.5% |
22.5% |
93.9% |
42.8% |
82.1% |
35.1% |
30.0% |
84.1% |
|
|
|
|||||||||
|
Multi/single status |
|||||||||
|
2 or more locations |
53.2% |
21.7% |
92.9% |
42.2% |
77.8% |
30.0% |
26.2% |
86.3% |
|
|
1 location only |
14.1% |
16.8% |
85.3% |
34.7% |
55.1% |
4.1% |
4.3% |
62.3% |
|
|
|
|||||||||
|
Percent full-time employees |
|||||||||
|
Less than 25% |
26.7% |
18.8% |
87.1% |
35.8% |
61.7% |
11.4% |
10.3% |
61.0% |
|
|
25-49% |
34.0% |
22.0% |
88.0% |
35.3% |
65.9% |
12.9% |
13.2% |
77.2% |
|
|
50-74% |
28.4% |
17.9% |
88.1% |
37.8% |
63.4% |
11.4% |
10.0% |
71.5% |
|
|
75% or more |
29.6% |
18.5% |
88.5% |
38.0% |
64.2% |
15.3% |
13.7% |
71.9% |
|
|
|
|||||||||
|
Union presence |
|||||||||
|
No union employees |
24.9% |
17.5% |
87.8% |
35.2% |
62.6% |
10.5% |
9.3% |
70.9% |
|
|
Has union employees |
68.0% |
31.2% |
91.3% |
56.7% |
76.0% |
40.1% |
38.5% |
76.3% |
|
|
Unknown |
57.0% |
22.1% |
92.9% |
52.5% |
73.1% |
43.0% |
39.4% |
80.6% |
|
|
|
|||||||||
|
Percent low wage employees |
|||||||||
|
50% or more low wage |
20.6% |
21.6% |
83.5% |
31.7% |
56.1% |
7.9% |
8.0% |
64.2% |
|
|
Less than 50% low wage |
22.5% |
17.2% |
87.5% |
36.3% |
61.0% |
10.0% |
9.3% |
70.2% |
|
|
Unknown |
60.9% |
23.6% |
93.2% |
45.3% |
78.9% |
34.2% |
29.6% |
80.8% |
|
|
|||||||||
|
|||||||||
|
Source: Agency for Healthcare Research and Quality, Center for Cost and Financing Studies. 1999 Medical Expenditure Panel Survey - Insurance Component. |
|||||||||
|
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
|||||||||
|
***** No estimate available. No reported values in cell. |
|||||||||
|
|||||||||
|
|||||||||
|
Table I.A.2.e(1999) Standard error for percent of private-sector establishments offering health insurance by plan options and insurance offerings to retirees by firm size and selected characteristics: United States, 1999 |
|||||||||
|
|
|||||||||
|
Characteristics |
2 or more plans |
Conventional indemnity |
Any managed care |
Exclusive provider |
Preferred provider |
Insurance to retirees under 65 |
Insurance to retirees over 65 |
With waiting period |
|
|
__________ |
|||||||||
|
United States |
0.53% |
0.32% |
0.24% |
0.59% |
0.54% |
0.48% |
0.43% |
0.52% |
|
|
|
|||||||||
|
Firm size |
|||||||||
|
Less than 50 employees |
0.37% |
0.37% |
0.36% |
0.57% |
0.84% |
0.28% |
0.24% |
0.64% |
|
|
50+ employees |
0.66% |
0.50% |
0.41% |
1.02% |
0.65% |
1.00% |
0.88% |
0.57% |
|
|
Less than 10 employees |
0.41% |
0.47% |
0.47% |
0.71% |
0.73% |
0.32% |
0.32% |
0.77% |
|
|
10-24 employees |
1.15% |
0.91% |
0.89% |
0.74% |
1.19% |
0.36% |
0.42% |
0.97% |
|
|
25-99 employees |
0.62% |
0.67% |
0.48% |
1.12% |
1.23% |
0.77% |
0.66% |
0.80% |
|
|
100-999 employees |
1.06% |
0.85% |
0.45% |
1.12% |
1.18% |
0.91% |
0.86% |
0.72% |
|
|
1000+ employees |
0.57% |
1.19% |
0.56% |
1.34% |
0.91% |
1.51% |
1.32% |
0.84% |
|
|
|
|||||||||
|
Industry group |
|||||||||
|
Agric., fish., forest. |
2.78% |
2.32% |
2.50% |
2.93% |
4.38% |
2.10% |
1.31% |
3.25% |
|
|
Mining |
8.15% |
10.89% |
8.57% |
7.29% |
8.17% |
7.67% |
7.67% |
5.48% |
|
|
Construction |
1.09% |
1.28% |
1.52% |
1.56% |
1.57% |
0.68% |
0.65% |
1.88% |
|
|
Manufacturing |
1.37% |
1.52% |
0.93% |
1.50% |
1.74% |
1.25% |
0.69% |
1.62% |
|
|
Transp., commu., util. |
2.66% |
2.61% |
1.38% |
2.24% |
2.03% |
2.20% |
2.05% |
1.47% |
|
|
Wholesale |
2.11% |
1.35% |
1.37% |
1.43% |
1.45% |
0.74% |
0.83% |
1.86% |
|
|
Retail |
1.13% |
0.68% |
0.44% |
1.13% |
0.82% |
0.89% |
0.79% |
0.64% |
|
|
Fin., ins., real est. |
1.59% |
1.42% |
0.84% |
1.86% |
1.70% |
2.87% |
2.90% |
1.53% |
|
|
Services |
0.46% |
0.61% |
0.55% |
1.09% |
1.29% |
0.45% |
0.49% |
0.81% |
|
|
Unknown |
***** |
***** |
31.62% |
***** |
31.62% |
***** |
***** |
31.62% |
|
|
|
|||||||||
|
Ownership |
|||||||||
|
For profit, incorporated |
0.59% |
0.46% |
0.36% |
0.55% |
0.44% |
0.63% |
0.56% |
0.65% |
|
|
For profit, unincorporated |
1.16% |
0.86% |
0.88% |
1.44% |
1.62% |
0.70% |
0.64% |
1.70% |
|
|
Nonprofit |
1.12% |
1.09% |
0.86% |
1.42% |
1.70% |
0.90% |
1.17% |
1.50% |
|
|
Unknown |
3.84% |
2.44% |
0.77% |
4.24% |
1.87% |
2.48% |
2.49% |
1.83% |
|
|
|
|||||||||
|
Age of firm |
|||||||||
|
Less than 5 years |
0.94% |
0.99% |
1.11% |
1.80% |
1.65% |
0.42% |
0.43% |
1.80% |
|
|
5-9 years |
1.00% |
1.36% |
1.06% |
1.85% |
2.09% |
0.66% |
0.49% |
1.67% |
|
|
10-19 years |
0.81% |
0.58% |
0.44% |
1.27% |
1.09% |
0.49% |
0.54% |
1.12% |
|
|
20 or more years |
0.64% |
0.53% |
0.42% |
0.99% |
0.53% |
0.77% |
0.62% |
0.65% |
|
|
Unknown |
0.89% |
0.60% |
0.48% |
1.45% |
0.84% |
1.42% |
1.41% |
1.08% |
|
|
|
|||||||||
|
Multi/single status |
|||||||||
|
2 or more locations |
0.68% |
0.49% |
0.50% |
1.03% |
0.64% |
1.03% |
0.78% |
0.55% |
|
|
1 location only |
0.35% |
0.39% |
0.36% |
0.58% |
0.74% |
0.24% |
0.22% |
0.56% |
|
|
|
|||||||||
|
Percent full-time employees |
|||||||||
|
Less than 25% |
2.96% |
1.54% |
1.42% |
2.57% |
3.01% |
1.92% |
2.23% |
2.16% |
|
|
25-49% |
2.72% |
1.33% |
1.06% |
1.14% |
1.65% |
1.44% |
1.51% |
1.43% |
|
|
50-74% |
1.52% |
1.01% |
1.18% |
1.02% |
1.47% |
0.81% |
0.94% |
1.87% |
|
|
75% or more |
0.46% |
0.43% |
0.19% |
0.61% |
0.53% |
0.61% |
0.56% |
0.48% |
|
|
|
|||||||||
|
Union presence |
|||||||||
|
No union employees |
0.54% |
0.37% |
0.29% |
0.61% |
0.60% |
0.39% |
0.37% |
0.56% |
|
|
Has union employees |
1.37% |
2.44% |
0.81% |
1.59% |
2.29% |
1.92% |
1.73% |
1.74% |
|
|
Unknown |
2.30% |
1.97% |
0.94% |
3.02% |
0.93% |
2.12% |
2.26% |
1.68% |
|
|
|
|||||||||
|
Percent low wage employees |
|||||||||
|
50% or more low wage |
1.79% |
1.40% |
1.29% |
1.85% |
2.54% |
1.14% |
1.42% |
1.55% |
|
|
Less than 50% low wage |
0.47% |
0.47% |
0.33% |
0.54% |
0.50% |
0.46% |
0.34% |
0.47% |
|
|
Unknown |
0.82% |
0.91% |
0.40% |
1.15% |
0.99% |
1.47% |
1.42% |
1.07% |
|
|
|||||||||
|
|||||||||
|
Source: Agency for Healthcare Research and Quality, Center for Cost and Financing Studies. 1999 Medical Expenditure Panel Survey - Insurance Component. |
|||||||||
|
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
|||||||||
|
***** No estimate available. No reported values in cell. |
|||||||||