Table I.C.3(1999) Percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1999 |
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Characteristics |
Total |
Less than 10 employees |
10 - 24 employees |
25 - 99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
|||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
__________ |
|
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United States |
18.1% |
|
13.3% |
|
17.4% |
|
16.3% |
17.1% |
20.5% |
|
15.3% |
|
19.2% |
|
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|
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Industry group |
|
||||||||||||||||
Agric., fish., forest. |
12.6% |
|
12.0% |
12.9% |
14.7% |
5.7% |
* |
18.8% |
* |
10.6% |
|
14.8% |
|
||||
Mining |
13.5% |
|
9.7% |
* |
14.8% |
* |
7.6% |
* |
9.6% |
* |
16.3% |
10.9% |
|
14.1% |
|
||
Construction |
15.8% |
|
16.4% |
17.7% |
15.1% |
14.0% |
13.5% |
16.5% |
|
14.5% |
|
||||||
Manufacturing |
17.8% |
|
10.6% |
* |
19.6% |
16.0% |
16.8% |
19.0% |
15.4% |
|
18.2% |
|
|||||
Transp., commu., util. |
14.3% |
|
9.9% |
13.6% |
* |
19.3% |
19.9% |
|
12.2% |
|
12.8% |
|
14.5% |
|
|||
Wholesale trade |
16.4% |
|
9.8% |
17.0% |
15.4% |
18.3% |
|
17.5% |
|
15.2% |
|
17.0% |
|
||||
Retail trade |
26.4% |
|
22.6% |
25.9% |
22.7% |
25.6% |
|
29.0% |
|
23.0% |
|
27.9% |
|
||||
Fin., ins., real est. |
19.5% |
|
13.6% |
12.2% |
16.8% |
17.0% |
|
23.3% |
|
14.9% |
|
21.3% |
|
||||
Services |
16.3% |
|
11.0% |
15.0% |
14.2% |
15.3% |
|
20.0% |
|
12.7% |
|
17.9% |
|
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|
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Ownership |
|
||||||||||||||||
For profit, incorporated |
18.7% |
|
13.2% |
18.5% |
17.3% |
18.4% |
|
20.5% |
|
16.2% |
|
19.7% |
|
||||
For profit, unincorporated |
16.1% |
|
14.8% |
15.4% |
16.5% |
13.4% |
|
21.3% |
|
14.3% |
|
18.5% |
|
||||
Nonprofit |
14.0% |
|
10.7% |
12.0% |
11.4% |
13.9% |
|
16.7% |
|
10.9% |
|
15.0% |
|
||||
Unknown |
26.3% |
|
17.6% |
64.2% |
* |
18.4% |
* |
24.4% |
|
26.4% |
|
52.0% |
|
26.2% |
|
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|
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Age of firm |
|
||||||||||||||||
Less than 5 years |
19.0% |
|
15.6% |
21.2% |
19.5% |
17.9% |
|
23.9% |
|
18.4% |
|
19.7% |
|
||||
5-9 years |
17.4% |
|
15.3% |
18.5% |
20.5% |
16.6% |
|
15.0% |
|
17.5% |
|
17.1% |
|
||||
10-19 years |
16.6% |
|
15.0% |
16.6% |
17.3% |
16.9% |
|
17.3% |
|
15.7% |
|
17.7% |
|
||||
20 or more years |
16.0% |
|
9.8% |
16.8% |
14.9% |
16.7% |
|
17.5% |
|
13.5% |
|
17.0% |
|
||||
Unknown |
22.5% |
|
19.9% |
23.3% |
10.9% |
* |
20.7% |
|
22.7% |
|
13.4% |
* |
22.6% |
|
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|
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Multi/single status |
|
||||||||||||||||
2 or more locations |
19.4% |
|
20.7% |
15.8% |
14.1% |
|
17.3% |
|
20.7% |
|
15.1% |
|
19.6% |
|
|||
1 location only |
15.9% |
|
13.0% |
17.6% |
17.2% |
|
16.7% |
|
13.0% |
|
15.3% |
|
17.2% |
|
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|
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Percent full-time employees |
|
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Less than 25% |
20.9% |
|
17.9% |
17.6% |
* |
25.3% |
|
19.8% |
|
21.7% |
|
16.8% |
|
22.9% |
|
||
25-49% |
23.9% |
|
11.4% |
23.0% |
22.1% |
|
20.5% |
|
29.6% |
|
18.2% |
|
26.1% |
|
|||
50-74% |
20.2% |
|
12.8% |
20.7% |
19.6% |
|
18.9% |
|
23.4% |
|
16.4% |
|
21.9% |
|
|||
75% or more |
17.6% |
|
13.3% |
16.7% |
15.6% |
|
16.7% |
|
19.8% |
|
15.0% |
|
18.6% |
|
|||
|
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Union presence |
|
||||||||||||||||
No union employees |
18.9% |
|
13.5% |
17.7% |
16.8% |
|
18.0% |
|
23.0% |
|
15.5% |
|
20.8% |
|
|||
Has union employees |
12.9% |
|
7.2% |
* |
9.3% |
12.0% |
|
12.7% |
|
13.5% |
|
12.9% |
|
12.9% |
|
||
Unknown |
19.5% |
|
10.4% |
15.5% |
* |
15.8% |
|
15.8% |
|
20.6% |
|
10.8% |
|
20.3% |
|
||
|
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Percent low wage employees |
|
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50% or more low wage |
21.8% |
|
16.0% |
23.2% |
|
22.1% |
|
17.8% |
|
31.7% |
|
20.3% |
|
22.9% |
|
||
Less than 50% low wage |
16.2% |
|
13.2% |
17.1% |
|
15.9% |
|
16.6% |
|
17.4% |
|
15.0% |
|
17.0% |
|
||
Unknown |
22.0% |
|
11.5% |
* |
18.3% |
|
20.4% |
|
21.1% |
|
22.2% |
|
17.0% |
|
22.1% |
|
|
|
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Source: Agency for Healthcare Research and Quality, Center for Cost and Financing Studies. 1999 Medical Expenditure Panel Survey - Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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*Figure does not meet standard of reliability or precision. |
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Table I.C.3(1999) Standard error for percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1999 |
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Characteristics |
Total |
Less than 10 employees |
10 - 24 employees |
25 - 99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
|||||||||
__________ |
|
||||||||||||||||
United States |
0.33% |
|
0.94% |
|
0.90% |
|
0.35% |
|
0.67% |
|
0.65% |
|
0.52% |
|
0.42% |
|
|
|
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Industry group |
|
||||||||||||||||
Agric., fish., forest. |
1.82% |
|
2.96% |
3.26% |
3.98% |
2.68% |
* |
7.17% |
* |
2.16% |
|
3.63% |
|
||||
Mining |
3.68% |
|
3.07% |
* |
6.27% |
* |
2.78% |
* |
4.77% |
* |
4.88% |
|
3.20% |
|
3.96% |
|
|
Construction |
1.02% |
|
2.48% |
1.44% |
2.18% |
2.38% |
1.75% |
|
1.32% |
|
1.47% |
|
|||||
Manufacturing |
0.58% |
|
3.19% |
* |
3.37% |
2.33% |
1.40% |
0.92% |
|
1.59% |
|
0.70% |
|
||||
Transp., commu., util. |
1.26% |
|
2.43% |
5.45% |
* |
2.23% |
2.68% |
1.54% |
|
1.83% |
|
1.30% |
|
||||
Wholesale trade |
0.72% |
|
2.06% |
2.46% |
2.32% |
1.83% |
|
1.03% |
|
1.94% |
|
1.00% |
|
||||
Retail trade |
1.08% |
|
2.95% |
1.82% |
1.76% |
2.81% |
|
1.34% |
|
1.90% |
|
1.14% |
|
||||
Fin., ins., real est. |
0.86% |
|
2.25% |
2.42% |
4.55% |
2.45% |
|
1.25% |
|
1.92% |
|
1.07% |
|
||||
Services |
0.54% |
|
0.72% |
1.37% |
0.77% |
0.85% |
|
1.09% |
|
0.66% |
|
0.73% |
|
||||
|
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Ownership |
|
||||||||||||||||
For profit, incorporated |
0.44% |
|
0.64% |
1.11% |
0.61% |
0.82% |
|
0.62% |
|
0.68% |
|
0.53% |
|
||||
For profit, unincorporated |
1.70% |
|
2.77% |
1.79% |
1.82% |
1.96% |
|
1.52% |
|
2.24% |
|
1.25% |
|
||||
Nonprofit |
0.56% |
|
1.58% |
1.80% |
1.52% |
0.70% |
|
1.18% |
|
0.87% |
|
0.62% |
|
||||
Unknown |
1.98% |
|
4.99% |
20.29% |
* |
6.81% |
* |
3.51% |
|
1.98% |
|
14.59% |
|
1.95% |
|
||
|
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Age of firm |
|
||||||||||||||||
Less than 5 years |
1.41% |
|
1.16% |
2.87% |
2.22% |
3.35% |
|
3.37% |
|
1.09% |
|
2.29% |
|
||||
5-9 years |
0.79% |
|
1.10% |
1.90% |
1.70% |
2.27% |
|
1.67% |
|
1.05% |
|
1.40% |
|
||||
10-19 years |
0.86% |
|
2.45% |
1.61% |
0.80% |
1.44% |
|
1.40% |
|
1.19% |
|
0.95% |
|
||||
20 or more years |
0.32% |
|
1.02% |
1.18% |
0.61% |
0.68% |
|
0.65% |
|
0.65% |
|
0.44% |
|
||||
Unknown |
1.10% |
|
5.80% |
6.70% |
4.07% |
* |
1.95% |
|
1.16% |
|
5.78% |
* |
1.09% |
|
|||
|
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Multi/single status |
|
||||||||||||||||
2 or more locations |
0.50% |
|
4.03% |
1.88% |
1.56% |
|
0.54% |
|
0.65% |
|
1.20% |
|
0.48% |
|
|||
1 location only |
0.30% |
|
0.91% |
0.90% |
0.39% |
|
1.40% |
|
1.77% |
|
0.55% |
|
0.65% |
|
|||
|
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Percent full-time employees |
|
||||||||||||||||
Less than 25% |
1.71% |
|
4.16% |
6.50% |
* |
4.70% |
|
2.99% |
|
3.20% |
|
2.99% |
|
2.24% |
|
||
25-49% |
0.85% |
|
2.86% |
3.24% |
2.56% |
|
2.08% |
|
1.03% |
|
1.97% |
|
0.85% |
|
|||
50-74% |
0.96% |
|
1.86% |
3.38% |
1.66% |
|
1.67% |
|
1.55% |
|
1.78% |
|
1.12% |
|
|||
75% or more |
0.45% |
|
1.14% |
0.84% |
0.45% |
|
0.72% |
|
0.83% |
|
0.60% |
|
0.51% |
|
|||
|
|||||||||||||||||
Union presence |
|
||||||||||||||||
No union employees |
0.33% |
|
1.01% |
0.90% |
0.48% |
|
0.80% |
|
0.79% |
|
0.52% |
|
0.52% |
|
|||
Has union employees |
0.62% |
|
2.84% |
* |
1.55% |
1.45% |
|
1.59% |
|
0.73% |
|
1.99% |
|
0.70% |
|
||
Unknown |
1.14% |
|
2.90% |
4.91% |
* |
4.18% |
|
1.92% |
|
1.37% |
|
2.58% |
|
1.13% |
|
||
|
|||||||||||||||||
Percent low wage employees |
|
||||||||||||||||
50% or more low wage |
1.28% |
|
2.15% |
3.60% |
|
2.74% |
|
2.14% |
|
2.47% |
|
1.66% |
|
1.55% |
|
||
Less than 50% low wage |
0.26% |
|
0.95% |
0.87% |
|
0.37% |
|
0.67% |
|
0.61% |
|
0.52% |
|
0.46% |
|
||
Unknown |
0.95% |
|
4.11% |
* |
4.73% |
|
4.15% |
|
2.24% |
|
1.10% |
|
2.86% |
|
1.01% |
|
|
|
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|
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Source: Agency for Healthcare Research and Quality, Center for Cost and Financing Studies. 1999 Medical Expenditure Panel Survey - Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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*Figure does not meet standard of reliability or precision. |