| Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
|---|---|---|---|---|---|---|---|---|
| United States | 29.1% | 15.0% | 90.1% | 37.9% | 67.0% | 12.0% | 10.7% | 73.6% |
| Firm size | ||||||||
| Less than 50 employees | 13.1% | 15.4% | 86.3% | 34.4% | 56.3% | 2.2% | 2.4% | 65.3% |
| 50+ employees | 53.5% | 14.3% | 95.8% | 43.1% | 83.3% | 26.8% | 23.3% | 86.3% |
| Less than 10 employees | 10.5% | 17.5% | 84.0% | 33.8% | 53.3% | 1.7% | 2.2% | 55.2% |
| 10-24 employees | 14.9% | 12.4% | 89.9% | 35.7% | 59.2% | 2.8% | 2.2% | 81.3% |
| 25-99 employees | 27.1% | 10.0% | 93.1% | 35.5% | 67.8% | 5.2% | 5.3% | 88.3% |
| 100-999 employees | 37.8% | 9.3% | 95.5% | 35.6% | 76.0% | 12.2% | 10.4% | 90.0% |
| 1000+ employees | 65.0% | 17.6% | 96.2% | 47.9% | 89.5% | 37.4% | 32.2% | 84.3% |
| Industry group ** | ||||||||
| Agric., fish., forest. | 11.2% | 26.3% | 75.0% | 28.4% | 51.3% | 2.0% | 2.3% | 52.4% |
| Mining and manufacturing | 30.6% | 11.7% | 92.8% | 40.1% | 66.1% | 11.0% | 10.2% | 81.9% |
| Construction | 15.3% | 14.0% | 88.7% | 33.2% | 59.4% | 4.1% | 3.3% | 72.4% |
| Utilities and transp. | 36.2% | 22.0% | 87.5% | 37.8% | 67.8% | 25.9% | 27.0% | 72.0% |
| Wholesale trade | 24.6% | 12.3% | 91.7% | 35.0% | 68.4% | 12.1% | 9.6% | 76.3% |
| Fin. svs. and real est. | 45.1% | 14.5% | 93.8% | 46.7% | 78.1% | 29.7% | 27.8% | 73.1% |
| Retail trade | 29.8% | 14.7% | 89.9% | 32.2% | 70.8% | 13.9% | 10.7% | 80.9% |
| Professional services | 24.7% | 15.9% | 88.5% | 37.2% | 63.7% | 7.4% | 6.9% | 67.8% |
| Other Services | 30.5% | 15.4% | 90.3% | 41.0% | 64.3% | 7.4% | 7.1% | 72.2% |
| Unknown | -- | 100.0% | -- | -- | -- | -- | -- | -- |
| Ownership | ||||||||
| For profit, incorporated | 30.7% | 14.2% | 90.9% | 38.0% | 69.0% | 13.6% | 11.8% | 76.7% |
| For profit, unincorporated | 14.4% | 18.0% | 84.9% | 34.2% | 55.3% | 4.6% | 4.6% | 63.6% |
| Nonprofit | 28.3% | 15.0% | 88.6% | 40.0% | 61.2% | 8.7% | 8.9% | 60.6% |
| Unknown | 61.4% | 21.1% | 98.9% | 44.1% | 91.9% | 18.2% | 18.0% | 90.6% |
| Age of firm | ||||||||
| Less than 5 years | 14.7% | 13.0% | 88.7% | 39.4% | 55.4% | 2.5% | 2.7% | 67.6% |
| 5-9 years | 16.7% | 13.0% | 89.5% | 35.9% | 57.6% | 1.3% | 1.5% | 67.9% |
| 10-19 years | 19.1% | 12.8% | 88.9% | 35.2% | 62.0% | 2.6% | 2.4% | 71.9% |
| 20 or more years | 32.0% | 16.8% | 88.6% | 37.9% | 67.5% | 16.5% | 15.2% | 74.9% |
| Unknown | 57.5% | 16.2% | 98.0% | 41.8% | 89.9% | 28.8% | 23.5% | 81.9% |
| Multi/single status | ||||||||
| 2 or more locations | 51.5% | 14.6% | 95.2% | 42.1% | 82.8% | 26.1% | 22.6% | 86.2% |
| 1 location only | 13.8% | 15.3% | 86.6% | 34.9% | 56.2% | 2.3% | 2.5% | 65.0% |
| Percent full-time employees | ||||||||
| Less than 25% | 25.7% | 18.1% | 88.3% | 32.6% | 65.0% | 10.1% | 9.2% | 66.9% |
| 25-49 % | 29.5% | 14.8% | 89.3% | 33.7% | 69.8% | 9.4% | 7.3% | 77.5% |
| 50-74 % | 24.7% | 16.6% | 87.2% | 30.7% | 64.6% | 8.6% | 7.4% | 72.2% |
| 75% or more | 30.2% | 14.5% | 90.9% | 40.0% | 67.3% | 13.0% | 11.8% | 73.9% |
| Union presence | ||||||||
| No union employees | 26.0% | 14.7% | 89.8% | 36.5% | 65.8% | 9.2% | 8.4% | 73.2% |
| Has union employees | 64.2% | 19.8% | 92.6% | 52.5% | 78.2% | 37.6% | 31.8% | 77.0% |
| Unknown | 51.4% | 13.1% | 94.0% | 48.3% | 78.9% | 43.9% | 37.3% | 80.3% |
| Percent low wage employees ** | ||||||||
| 50% or more low wage | 21.7% | 15.6% | 87.6% | 34.7% | 60.9% | 5.3% | 5.8% | 73.6% |
| Less than 50% low wage | 23.2% | 13.8% | 89.5% | 37.8% | 63.3% | 8.5% | 8.1% | 71.6% |
| Unknown | 57.5% | 17.8% | 95.2% | 42.2% | 86.5% | 31.4% | 25.3% | 79.9% |
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2000 Medical Expenditure Panel Survey-Insurance Component. | ||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||
| -- Data suppressed due to high standard errors or no reported values in cell. | ||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||
| Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
|---|---|---|---|---|---|---|---|---|
| United States | 0.41% | 0.52% | 0.31% | 0.64% | 0.49% | 0.44% | 0.36% | 0.59% |
| Firm size | ||||||||
| Less than 50 employees | 0.27% | 0.32% | 0.40% | 0.74% | 0.73% | 0.17% | 0.13% | 0.71% |
| 50+ employees | 0.99% | 1.06% | 0.48% | 0.73% | 0.62% | 0.93% | 0.94% | 0.74% |
| Less than 10 employees | 0.31% | 0.30% | 0.45% | 0.79% | 0.82% | 0.25% | 0.20% | 1.01% |
| 10-24 employees | 1.07% | 0.57% | 0.67% | 0.95% | 1.36% | 0.49% | 0.31% | 0.96% |
| 25-99 employees | 0.57% | 0.94% | 0.70% | 1.07% | 1.02% | 0.33% | 0.60% | 0.86% |
| 100-999 employees | 1.06% | 0.95% | 0.55% | 1.13% | 0.60% | 1.36% | 1.17% | 1.00% |
| 1000+ employees | 1.35% | 1.59% | 0.58% | 1.10% | 0.74% | 1.22% | 1.43% | 0.80% |
| Industry group ** | ||||||||
| Agric., fish., forest. | 1.60% | 2.82% | 2.46% | 3.52% | 3.02% | 0.60% | 0.64% | 3.14% |
| Mining and manufacturing | 1.77% | 1.04% | 0.75% | 2.43% | 1.64% | 0.75% | 0.98% | 1.82% |
| Construction | 1.15% | 0.88% | 0.74% | 2.29% | 2.20% | 0.69% | 0.83% | 1.29% |
| Utilities and transp. | 2.96% | 2.97% | 2.33% | 3.85% | 2.57% | 2.54% | 3.56% | 3.34% |
| Wholesale trade | 1.10% | 1.18% | 1.04% | 2.53% | 3.19% | 1.12% | 1.00% | 0.58% |
| Fin. svs. and real est. | 2.08% | 1.69% | 0.93% | 1.86% | 2.19% | 2.92% | 2.55% | 1.52% |
| Retail trade | 1.02% | 0.76% | 0.58% | 0.85% | 1.11% | 0.89% | 0.95% | 1.30% |
| Professional services | 1.11% | 1.01% | 0.77% | 1.21% | 0.46% | 0.81% | 0.56% | 1.34% |
| Other Services | 1.40% | 1.09% | 0.92% | 1.67% | 1.25% | 0.63% | 0.75% | 1.09% |
| Unknown | -- | 31.62% | -- | -- | -- | -- | -- | -- |
| Ownership | ||||||||
| For profit, incorporated | 0.57% | 0.60% | 0.37% | 0.66% | 0.69% | 0.55% | 0.46% | 0.78% |
| For profit, unincorporated | 1.16% | 1.06% | 0.87% | 1.33% | 0.81% | 0.86% | 0.97% | 1.59% |
| Nonprofit | 1.41% | 0.52% | 0.69% | 1.90% | 1.36% | 0.88% | 0.64% | 1.61% |
| Unknown | 4.57% | 4.77% | 0.33% | 4.17% | 2.00% | 3.01% | 3.08% | 2.06% |
| Age of firm | ||||||||
| Less than 5 years | 1.30% | 1.47% | 1.42% | 1.52% | 1.78% | 0.64% | 0.91% | 1.83% |
| 5-9 years | 1.07% | 1.12% | 0.84% | 2.23% | 2.00% | 0.59% | 0.56% | 1.67% |
| 10-19 years | 0.73% | 0.68% | 0.61% | 1.13% | 1.01% | 0.40% | 0.34% | 0.60% |
| 20 or more years | 0.69% | 0.55% | 0.62% | 0.93% | 0.49% | 0.79% | 0.65% | 0.97% |
| Unknown | 1.54% | 2.25% | 0.33% | 1.14% | 0.63% | 1.78% | 1.38% | 1.55% |
| Multi/single status | ||||||||
| 2 or more locations | 1.02% | 0.95% | 0.39% | 0.70% | 0.44% | 0.99% | 0.94% | 0.70% |
| 1 location only | 0.33% | 0.29% | 0.36% | 0.82% | 0.76% | 0.14% | 0.13% | 0.66% |
| Percent full-time employees | ||||||||
| Less than 25% | 2.71% | 2.00% | 1.84% | 2.50% | 2.80% | 1.86% | 1.57% | 1.59% |
| 25-49 % | 1.61% | 1.88% | 1.40% | 1.65% | 2.05% | 1.61% | 1.58% | 1.80% |
| 50-74 % | 0.79% | 1.43% | 1.28% | 1.51% | 1.90% | 0.98% | 1.04% | 1.17% |
| 75% or more | 0.57% | 0.66% | 0.35% | 0.71% | 0.73% | 0.58% | 0.49% | 0.57% |
| Union presence | ||||||||
| No union employees | 0.48% | 0.54% | 0.31% | 0.54% | 0.57% | 0.57% | 0.41% | 0.63% |
| Has union employees | 1.10% | 1.53% | 1.16% | 2.36% | 1.23% | 2.20% | 2.02% | 2.32% |
| Unknown | 4.79% | 2.52% | 1.36% | 4.11% | 2.16% | 4.03% | 4.56% | 3.83% |
| Percent low wage employees ** | ||||||||
| 50% or more low wage | 0.83% | 0.49% | 0.70% | 0.96% | 0.75% | 0.37% | 0.55% | 0.71% |
| Less than 50% low wage | 0.68% | 0.46% | 0.28% | 0.81% | 0.67% | 0.71% | 0.59% | 0.69% |
| Unknown | 1.42% | 1.73% | 0.69% | 0.78% | 0.90% | 1.16% | 1.20% | 1.43% |
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2000 Medical Expenditure Panel Survey-Insurance Component. | ||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||
| -- Data suppressed due to high standard errors or no reported values in cell. | ||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||