Table I.A.2.a(2001) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and  selected characteristics: United States, 2001
 
Characteristics   Total  

Less than 100 employees

 

100 - 499 employees

 

500 or more employees

 

Less than 50 employees

 

50 or more employees

           

  
           

United States            

 30.7%

 

   12.3%

 

   27.5%

 

   75.5%

 

   12.0%

 

   58.3%

           
              

Industry group **

           

Agric., fish., forest.          

 12.8%

 

   9.0%

 

   32.7%*

    

   86.7%

 

   8.2%*

    

   49.3%

           

Mining and manufacturing

 26.9%

 

   10.4%

 

   40.9%

 

   78.5%

 

   8.5%

 

   54.6%

           

Construction                    

 19.1%

 

   16.7%

 

   32.2%

 

   73.2%

 

   16.7%

 

   39.5%

           

Utilities and transp.

 38.3%

 

   9.4%*

 

   39.1%

 

   85.5%

 

   9.2%*

    

   69.0%

           

Wholesale trade

 30.4%

 

   11.9%

 

   46.2%

 

   82.5%

 

   11.6%

 

   63.5%

           

Fin. svs. and real est.

 45.2%

 

   10.5%

 

   21.1%

 

   78.7%

 

   10.1%

 

   67.0%

           

Retail trade                  

 40.2%

 

   11.7%

 

   25.5%

 

   76.7%

 

   11.4%

 

   64.0%

           

Professional services

 22.0%

 

   10.7%

 

   25.4%

 

   70.3%

 

   10.2%

 

   52.1%

           

Other Services                      

 29.8%

 

   14.6%

 

   22.1%

 

   70.2%

 

   14.8%

 

   49.7%

           
             

Ownership

           

For profit, incorporated    

 33.4%

 

   11.2%

 

   30.1%

 

   77.6%

 

   10.8%

 

   62.2%

           

For profit, unincorporated  

 15.1%

 

   11.3%

 

   21.9%

 

   60.2%

 

   11.1%

 

   38.1%

           

Nonprofit                    

22.7%

 

   20.2%

 

   20.6%

 

   44.4%

 

   20.6%

 

   26.5%

           

Unknown                     

 72.4%

 

   19.0%*

 

   37.6%*

    

   75.9%

 

   26.8%*

    

   73.4%

           
             

Age of firm

           

Less than 5 years           

 12.3%

 

   10.4%

 

   16.6%

 

   52.7%

 

   10.3%

 

   27.6%

           

5-9 years                   

 13.8%

 

   10.6%

 

   20.6%*

    

   51.0%

 

   10.5%

 

   32.4%

           

10-19 years                 

 15.1%

 

   11.8%

 

   21.4%

 

   53.4%

 

   11.3%

 

   31.9%

           

20 or more years            

 32.7%

 

   13.5%

 

   29.3%

 

   78.1%

 

   13.2%

 

   56.3%

           

Unknown                      

 75.8%

 

   40.0%*

 

   40.8%

 

   77.3%

 

   44.4%*

    

   76.0%

           
           

Multi/single status

           

2 or more locations         

 57.3%

 

   14.7%

 

   28.6%

 

   75.7%

 

   14.1%

 

   62.5%

           

1 location only             

 12.3%

 

   12.0%

 

   21.6%

 

   39.0%

 

   11.8%

 

   19.1%

           
           

Percent full-time employees

           

Less than 25%               

 33.4%

 

   17.1%

 

   19.7%

 

   70.6%

 

   18.5%

 

   49.1%

           

25-49%                      

 36.5%

 

   10.7%

 

   16.2%

 

   74.7%

 

   10.6%

 

   58.7%

           

50-74%                      

 27.7%

 

   9.8%

 

   26.9%

 

   71.7%

 

   9.6%

 

   54.8%

           

75% or more                 

 30.5%

 

   12.6%

 

   29.7%

 

   76.8%

 

   12.2%

 

   59.8%

           
           

Union presence

           

No union employees          

 26.5%

 

   11.5%

 

   27.2%

 

   71.2%

 

   11.2%

 

   53.2%

           

Has union employees         

 69.3%

 

   32.8%

 

   30.4%

 

   90.9%

 

   35.2%

 

   80.6%

           

Unknown                      

 67.9%

 

   21.7%

 

   32.2%

 

   86.0%

 

   20.5%

 

   81.3%

           
             

Percent low wage employees**

           

50% or more low wage        

 27.9%

 

   13.4%

 

   22.7%

 

   73.3%

 

   13.2%

 

   47.1%

           

Less than 50% low wage      

 20.6%

 

   11.8%

 

   30.4%

 

   75.1%

 

   11.4%

 

   48.6%

           

Unknown                     

 69.9%

 

   19.3%

 

   30.3%

 

   76.5%

 

   17.6%

 

   74.6%

           

Source: Agency for Health Care Policy and Research, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

*Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000.  These data are not comparable to IC data prior to 2000.  See Technical Appendix.

 

 

 

Table I.A.2.a(2001) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2001

 

Characteristics Total  

Less than 100 employees

 

100 - 499 employees

 

500 or more employees

 

Less than 50 employees

 

50 or more employees

           

 

United States               

  0.67%

 

   0.56%

 

   1.06%

 

   1.07%

 

   0.57%

 

   0.90%

           
                                   

Industry group **

           

Agric., fish., forest.          

  2.12%

 

   2.46%

 

   10.89%*

    

   8.30%

 

   2.50%*

    

   9.37%

           

Mining and manufacturing 

  1.56%

 

   1.17%

 

   4.05%

 

   1.42%

 

   1.42%

 

   2.53%

           

Construction                    

  1.25%

 

   1.43%

 

   7.28%

 

   8.01%

 

   1.52%

 

   4.55%

           

Utilities and transp.

  2.33%

 

   3.19%*

 

   9.00%

 

   2.91%

 

   3.52%*

    

   3.69%

           

Wholesale trade

  2.33%

 

   1.60%

 

   4.00%

 

   3.45%

 

   1.61%

 

   3.11%

           

Fin. svs. and real est.

  1.50%

 

   1.59%

 

   4.68%

 

   2.05%

 

   1.86%

 

   1.70%

           

Retail trade                  

  1.22%

 

   1.07%

 

   3.67%

 

   1.93%

 

   1.11%

 

   1.69%

           

Professional services

  1.00%

 

   0.50%

 

   3.06%

 

   4.20%

 

   0.53%

 

   2.81%

           

Other Services 

  1.25%

 

   0.95%

 

   2.00%

 

   2.56%

 

   1.08%

 

   2.51%

           
              

Ownership 

           

For profit, incorporated    

  0.90%

 

   0.65%

 

   1.46%

 

   1.02%

 

   0.61%

 

   1.06%

           

For profit, unincorporated  

  1.75%

 

   1.32%

 

   3.53%

 

   7.20%

 

   1.38%

 

   4.93%

           

Nonprofit                   

  0.82%

 

   1.23%

 

   2.17%

 

   2.78%

 

   1.30%

 

   1.37%

           

Unknown                     

  3.21%

 

   13.34%*

 

   14.60%*

    

   2.51%

 

   13.52%*

    

   2.85%

           
              

Age of firm 

           

Less than 5 years            

  1.29%

 

   1.40%

 

   4.76%

 

   8.56%

 

   1.52%

 

   4.86%

           

5-9 years                   

  0.98%

 

   0.95%

 

   6.39%*

    

   4.73%

 

   1.05%

 

   1.97%

           

10-19 years                 

  0.90%

 

   0.89%

 

   3.45%

 

   4.38%

 

   0.89%

 

   2.08%

           

20 or more years            

  1.06%

 

   0.69%

 

   1.75%

 

   1.53%

 

   0.75%

 

   1.16%

           

Unknown                     

  1.16%

 

   12.43%*

 

   9.10%

 

   1.18%

 

   14.28%*

    

   1.10%

           
              

Multi/single status

           

2 or more locations         

  0.89%

 

   1.10%

 

   1.19%

 

   1.08%

 

   1.26%

 

   1.01%

           

1 location only              

  0.53%

 

   0.55%

 

   2.69%

 

   4.56%

 

   0.58%

 

   1.39%

           
              

Percent full-time employees

           

Less than 25%               

  3.49%

 

   2.92%

 

   4.81%

 

   4.75%

 

   3.26%

 

   4.32%

           

25-49%                      

  2.87%

 

   1.66%

 

   3.36%

 

   2.58%

 

   1.83%

 

   2.94%

           

50-74%                      

  0.96%

 

   0.45%

 

   3.93%

 

   2.42%

 

   0.50%

 

   1.27%

           

75% or more                 

  0.83%

 

   0.66%

 

   1.29%

 

   1.16%

 

   0.65%

 

   1.02%

           
              

Union presence

           

No union employees          

  0.59%

 

   0.56%

 

   1.02%

 

   0.86%

 

   0.57%

 

   0.82%

           

Has union employees         

  2.89%

 

   4.44%

 

   4.58%

 

   1.91%

 

   4.88%

 

   2.27%

           

Unknown                     

  3.42%

 

   4.57%

 

   8.78%

 

   3.46%

 

   5.09%

 

   3.65%

           
 
 Percent low wage employees ** 

50% or more low wage 

  1.01%

 

   0.74%

 

   1.16%

 

   2.23%

 

   0.84%

 

   1.56%

           

Less than 50% low wage 

  0.81%

 

   0.79%

 

   1.70%

 

   2.53%

 

   0.76%

 

   1.41%

           

Unknown                     

  1.45%

 

   4.61%

 

   7.14%

 

   1.53%

 

   5.00%

 

   1.52%

           
 

Source: Agency for Health Care Policy and Research, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

*Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000.  These data are not comparable to IC data prior to 2000.  See Technical Appendix.