Table I.A.2.c(2001) Percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that required no
contribution from the employee for family coverage by firm size and selected characteristics: United States, 2001
 
 Characteristics  Total  

Less than 10
 employees

  

10 - 24
 employees

  

25 - 99
 employees

  

100-999
 employees

  

1000 or more
 employees

  

Less than 50
 employees

  

50 or more
 employees

    
 

 United States               

   27.5%

 

   44.5%

 

   35.9%

 

   19.3%

 

   9.1%

 

   7.9%

 

   39.7%

 

   9.4%

   
 

 Industry group **

   Agric., fish., forest.

   53.2%

 

   58.3%

 

   60.1%

 

   36.4%

*

   23.7%

*

   0.6%

*

   57.7%

 

   16.7%

*

  

   Mining and manufacturing                  

   27.3%

 

   45.4%

 

   29.4%

 

   20.9%

 

   13.7%

 

   14.8%

 

   35.6%

 

   14.7%

   

   Construction

   45.8%

 

   49.4%

 

   49.3%

 

   35.7%

 

   24.6%

 

   14.5%

*

   48.1%

 

   26.5%

   

   Utilities and transp.

   29.8%

 

   49.2%

 

   21.3%

*

   24.4%

 

   18.8%

 

   19.4%

 

   38.6%

 

   20.5%

   

   Wholesale trade

   30.2%

 

   46.3%

 

   34.3%

 

   16.8%

 

   7.1%

 

   15.4%

*

   40.4%

 

   12.2%

*

  

   Fin. svs. and real est.

   16.6%

 

   37.5%

 

   35.9%

 

   12.1%

*

   5.8%

*

   4.6%

*

   35.5%

 

   4.9%

   

   Retail trade

   17.8%

 

   38.0%

 

   30.5%

 

   12.5%

 

   5.7%

 

   4.6%

 

   32.6%

 

   5.5%

   

   Professional services

   32.5%

 

   42.1%

 

   37.1%

 

   14.6%

 

   7.9%

 

   21.2%

 

   39.1%

 

   15.5%

   

   Other Services

   27.0%

 

   49.2%

 

   34.5%

 

   22.1%

 

   10.0%

 

   1.7%

 

   41.6%

 

   7.4%

   
 

 Ownership

   For profit, incorporated    

   26.4%

 

   45.8%

 

   35.9%

 

   18.3%

 

   8.6%

 

   8.7%

 

   39.8%

 

   9.5%

   

   For profit, unincorporated  

   32.4%

 

   37.2%

 

   30.5%

 

   23.1%

 

   17.5%

 

   5.3%

*

   35.6%

 

   14.3%

   

   Nonprofit                   

   34.0%

 

   53.8%

 

   40.5%

 

   22.1%

 

   8.0%

 

   7.0%

*

   46.8%

 

   10.1%

   

   Unknown                      

   2.7%

*

 ***** 

 

   100.0%

*

   4.3%

*

   4.4%

*

   1.9%

*

   26.8%

*

   2.2%

*

  
 

 Age of firm

   Less than 5 years           

   35.1%

 

   40.0%

 

   33.6%

 

   21.8%

 

   10.7%

 

   5.4%

*

   37.8%

 

   13.5%

   

   5-9 years                   

   35.4%

 

   45.6%

 

   30.4%

 

   17.9%

 

   6.7%

*

   5.8%

*

   40.5%

 

   7.8%

   

   10-19 years                  

   33.4%

 

   43.3%

 

   32.3%

 

   19.8%

 

   8.9%

 

   4.3%

*

   38.5%

 

   10.2%

   

   20 or more years            

   27.5%

 

   46.5%

 

   39.7%

 

   19.3%

 

   9.4%

 

   11.2%

 

   40.8%

 

   11.5%

   

   Unknown                      

   5.4%

 

   40.3%

*

 ***** 

 

   2.2%

*

   7.7%

*

   5.1%

 

   22.9%

*

   5.3%

   
 

 Multi/single status

   2 or more locations         

   10.1%

 

   42.7%

 

   31.9%

 

   13.5%

 

   7.7%

 

   7.9%

 

   25.5%

 

   8.2%

   

   1 location only             

   39.5%

 

   44.5%

 

   36.5%

 

   22.7%

 

   18.6%

 

   14.0%

*

   40.9%

 

   20.0%

   
 

 Percent full-time employees

   Less than 25%               

   27.5%

 

   54.2%

 

   46.4%

 

   22.2%

 

   12.6%

*

   1.7%

*

   47.1%

 

   7.1%

   

   25-49%                      

   24.2%

 

   52.3%

 

   43.4%

 

   25.1%

 

   9.0%

 

   2.0%

*

   45.5%

 

   6.0%

   

   50-74%                      

   26.1%

 

   44.6%

 

   37.3%

 

   16.4%

 

   5.9%

 

   2.4%

*

   40.4%

 

   4.8%

   

   75% or more                 

   28.1%

 

   43.5%

 

   34.4%

 

   18.9%

 

   9.4%

 

   10.5%

 

   38.8%

 

   11.0%

   
 

 Union presence

   No union employees          

   27.3%

 

   44.1%

 

   34.5%

 

   18.1%

 

   7.4%

 

   4.1%

 

   39.2%

 

   6.7%

   

   Has union employees         

   36.4%

 

   64.9%

 

   70.3%

 

   42.2%

 

   29.8%

 

   26.3%

 

   62.9%

 

   27.6%

   

   Unknown                     

   11.1%

 

   36.1%

 

   21.3%

*

   19.0%

*

   10.3%

*

   4.8%

 

   30.2%

 

   5.7%

*

  
 

 Percent low-wage employees **

   50% or more low wage        

   24.3%

 

   43.5%

 

   33.3%

 

   20.1%

 

   6.6%

 

   1.6%

*

   38.0%

 

   6.3%

   

   Less than 50% low wage      

   33.1%

 

   44.7%

 

   36.7%

 

   19.0%

 

   10.5%

 

   8.9%

 

   40.2%

 

   11.2%

   

   Unknown                     

   12.1%

 

   44.6%

 

   39.0%

 

   17.5%

 

   11.4%

 

   9.3%

 

   39.8%

 

   9.6%

   
 

 Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component

 Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

 *Figure does not meet standard of reliability or precision.

 **Definitions of industry groups and low-wage employees changed in 2000.  These data are not comparable to IC data prior to 2000.  See Technical Appendix

 *****No estimate available.  No reported values in cell.

 

Table I.A.2.c(2001) Standard error for percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that
required no contribution from the employee for family coverage by firm size and selected characteristics: United States, 2001
 
Characteristics   Total  

Less than 10
 employees

  

10 - 24
 employees

  

25 - 99
 employees

  

100-999
 employees

  

1000 or more
 employees

  

Less than 50
 employees

  

50 or more
 employees

    
 

   United States               

   0.39%

 

   0.98%

 

   1.06%

 

   0.83%

 

   0.90%

 

   1.15%

 

   0.59%

 

   0.63%

   
 

 Industry group **

   Agric., fish., forest.          

   3.19%

 

   5.03%

 

   12.67%

 

   12.19%

*

   10.08%

*

   0.41%

*

   3.80%

 

   5.77%

*

  

   Mining and manufacturing  

   1.26%

 

   2.85%

 

   3.24%

 

   2.03%

 

   2.12%

 

   1.33%

 

   2.38%

 

   0.96%

   

   Construction                     

   2.42%

 

   3.05%

 

   3.52%

 

   4.28%

 

   4.17%

 

   6.50%

*

   2.66%

 

   3.24%

   

   Utilities and transp.

   2.67%

 

   4.85%

 

   7.47%

*

   5.51%

 

   4.74%

 

   3.97%

 

   4.16%

 

   2.55%

   

   Wholesale trade

   2.67%

 

   4.05%

 

   5.46%

 

   3.91%

 

   1.81%

 

   6.13%

*

   2.85%

 

   4.00%

*

  

   Fin. svs. and real est.

   0.99%

 

   2.66%

 

   4.33%

 

   4.04%

*

   2.15%

*

   1.45%

*

   2.29%

 

   1.25%

   

   Retail trade                  

   1.24%

 

   2.62%

 

   3.04%

 

   2.21%

 

   1.05%

 

   1.29%

 

   1.76%

 

   0.99%

   

   Professional services

   1.07%

 

   1.64%

 

   1.64%

 

   1.36%

 

   1.16%

 

   4.63%

 

   1.05%

 

   2.45%

   

   Other Services                      

   0.94%

 

   2.30%

 

   1.95%

 

   2.87%

 

   1.83%

 

   0.29%

 

   1.09%

 

   0.84%

   
 

 Ownership

   For profit, incorporated    

   0.58%

 

   1.27%

 

   0.99%

 

   1.10%

 

   0.87%

 

   1.31%

 

   0.88%

 

   0.87%

   

   For profit, unincorporated  

   0.89%

 

   1.92%

 

   5.15%

 

   4.16%

 

   3.05%

 

   3.65%

*

   0.97%

 

   1.73%

   

   Nonprofit                   

   0.89%

 

   3.18%

 

   3.57%

 

   2.61%

 

   0.96%

 

   2.39%

*

   1.56%

 

   1.17%

   

   Unknown                      

   0.95%

*

 ***** 

 

   31.62%

*

   7.02%

*

   3.42%

*

   0.68%

*

   13.52%

*

   0.78%

*

  
 

 Age of firm

   Less than 5 years           

   1.63%

 

   2.19%

 

   4.35%

 

   2.79%

 

   2.71%

 

   4.18%

*

   1.78%

 

   2.31%

   

   5-9 years                    

   1.30%

 

   2.23%

 

   3.40%

 

   3.79%

 

   2.25%

*

   2.46%

*

   1.54%

 

   2.10%

   

   10-19 years                 

   0.84%

 

   1.17%

 

   2.27%

 

   2.05%

 

   1.56%

 

   1.48%

*

   0.96%

 

   0.75%

   

   20 or more years            

   0.55%

 

   1.50%

 

   1.82%

 

   1.31%

 

   1.05%

 

   1.61%

 

   0.77%

 

   0.76%

   

   Unknown                       

   1.00%

 

   14.95%

*

 ***** 

 

   5.21%

*

   2.43%

*

   1.07%

 

   13.26%

*

   0.99%

   
 

 Multi/single status

   2 or more locations         

   0.63%

 

   5.89%

 

   3.20%

 

   1.47%

 

   0.89%

 

   1.16%

 

   1.60%

 

   0.77%

   

   1 location only             

   0.62%

 

   0.94%

 

   0.99%

 

   1.06%

 

   1.76%

 

   4.24%

*

   0.64%

 

   1.27%

   
 

 Percent full-time employees

   Less than 25%               

   2.48%

 

   5.00%

 

   7.69%

 

   3.65%

 

   3.92%

*

   0.64%

*

   3.67%

 

   1.50%

   

   25-49%                      

   1.65%

 

   4.40%

 

   4.30%

 

   4.20%

 

   1.46%

 

   0.81%

*

   2.65%

 

   0.76%

   

   50-74%                      

   1.16%

 

   2.36%

 

   3.44%

 

   2.26%

 

   1.45%

 

   0.78%

*

   1.13%

 

   0.78%

   

   75% or more                 

   0.42%

 

   1.02%

 

   1.32%

 

   1.15%

 

   1.18%

 

   1.51%

 

   0.69%

 

   0.85%

   
 

 Union presence

   No union employees          

   0.46%

 

   1.01%

 

   1.36%

 

   0.83%

 

   0.82%

 

   0.66%

 

   0.61%

 

   0.42%

   

   Has union employees         

   2.58%

 

   5.44%

 

   6.15%

 

   4.40%

 

   4.94%

 

   3.96%

 

   3.49%

 

   3.01%

   

   Unknown                     

   1.94%

 

   5.79%

 

   9.83%

*

   7.88%

*

   6.11%

*

   1.33%

 

   5.92%

 

   1.73%

*

  
 

 Percent low-wage employees **

   50% or more low wage        

   1.10%

 

   1.78%

 

   3.59%

 

   2.25%

 

   1.03%

 

   0.56%

*

   1.39%

 

   0.57%

   

   Less than 50% low wage      

   0.57%

 

   1.15%

 

   1.12%

 

   0.84%

 

   1.19%

 

   2.19%

 

   0.78%

 

   0.76%

   

   Unknown                     

   1.52%

 

   6.51%

 

   9.79%

 

   3.03%

 

   2.76%

 

   1.81%

 

   4.94%

 

   1.72%

   
 

 Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component

 Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

 *Figure does not meet standard of reliability or precision.

 **Definitions of industry groups and low-wage employees changed in 2000.  These data are not comparable to IC data prior to 2000.  See Technical Appendix

 *****No estimate available.  No reported values in cell.