Table I.A.2.d(2001) Percent of private-sector establishments that offer health insurance that offer two or more health insurance plans by firm size
and selected characteristics: United States, 2001
 
 Characteristics   Total  

Less than 10
 employees

 

10 - 24
 employees

 

25 - 99
 employees

 

100-999
 employees

 

1000 or more
 employees

 

Less than 50
 employees

 

50 or more
 employees

   
 

 United States               

   30.3%

 

   10.1%

 

   15.5%

 

   22.4%

 

   38.9%

 

   70.4%

 

   12.5%

 

   56.7%

   
 

 Industry group **

   Agric., fish., forest.          

   10.4%

 

   7.4%

*

   4.5%

*

   7.8%

*

   57.7%

 

   49.3%

*

   6.8%

 

   38.9%

   

   Mining and manufacturing             

   27.3%

 

   7.9%

 

   17.7%

 

   27.9%

 

   36.9%

 

   63.3%

 

   14.7%

 

   46.2%

   

   Construction                     

   15.1%

 

   9.6%

 

   17.0%

 

   20.7%

 

   35.9%

 

   64.3%

 

   12.2%

 

   39.3%

   

   Utilities and transp.

   36.1%

 

   8.3%

*

   11.9%

*

   15.0%

*

   41.5%

 

   81.5%

 

   10.0%

 

   63.7%

   

   Wholesale trade

   26.2%

 

   11.2%

 

   14.4%

*

   18.9%

 

   35.4%

 

   66.4%

 

   12.9%

 

   49.5%

   

   Fin. svs. and real est.

   52.9%

 

   12.8%

 

   22.0%

 

   32.4%

 

   46.8%

 

   85.7%

 

   16.4%

 

   75.5%

   

   Retail trade                  

   32.5%

 

   10.9%

 

   12.1%

 

   18.0%

 

   34.0%

 

   56.8%

 

   11.8%

 

   49.6%

   

   Professional services

   24.8%

 

   9.8%

 

   14.7%

 

   26.1%

 

   47.2%

 

   71.0%

 

   11.8%

 

   58.0%

   

   Other Services                      

   31.1%

 

   10.2%

 

   16.6%

 

   20.2%

 

   34.5%

 

   76.6%

 

   12.8%

 

   55.5%

   
 

 Ownership

   For profit, incorporated    

   32.6%

 

   10.5%

 

   14.5%

 

   21.7%

 

   36.1%

 

   70.8%

 

   12.8%

 

   57.6%

   

   For profit, unincorporated  

   16.4%

 

   9.0%

 

   20.4%

 

   23.9%

 

   44.5%

 

   58.5%

 

   10.9%

 

   47.6%

   

   Nonprofit                   

   24.7%

 

   10.8%

 

   17.4%

 

   25.2%

 

   46.9%

 

   60.5%

 

   13.9%

 

   45.0%

   

   Unknown                      

   68.4%

 

 ***** 

 

 ***** 

 

   9.8%

*

   35.6%

 

   74.9%

 

 ***** 

 

   69.8%

   
 
 Age of firm

   Less than 5 years           

   12.0%

 

   7.4%

 

   12.0%

*

   25.5%

 

   30.2%

 

   53.8%

 

   8.8%

 

   36.9%

   

   5-9 years                   

   14.6%

 

   8.5%

 

   16.2%

 

   20.1%

 

   28.7%

 

   48.2%

 

   11.1%

 

   33.7%

   

   10-19 years                 

   17.5%

 

   11.2%

 

   15.0%

 

   19.0%

 

   39.3%

 

   57.8%

 

   12.5%

 

   39.9%

   

   20 or more years            

   32.6%

 

   11.1%

 

   16.1%

 

   24.0%

 

   40.5%

 

   71.7%

 

   14.0%

 

   55.1%

   

   Unknown                      

   68.9%

 

   9.7%

*

   10.0%

*

   9.4%

*

   35.8%

 

   71.9%

 

   7.1%

*

   69.4%

   
 

 Multi/single status

   2 or more locations         

   54.6%

 

   17.4%

 

   15.5%

 

   20.0%

 

   38.9%

 

   70.5%

 

   15.8%

 

   59.2%

   

   1 location only             

   13.6%

 

   10.0%

 

   15.5%

 

   23.8%

 

   39.3%

 

   51.3%

 

   12.2%

 

   32.8%

   
 

 Percent full-time employees

   Less than 25%               

   28.0%

 

   7.1%

 

   3.0%

*

   13.6%

 

   28.2%

 

   73.3%

 

   7.9%

 

   49.1%

   

   25-49%                       

   34.0%

 

   9.5%

*

   14.5%

 

   15.9%

 

   34.3%

 

   64.4%

 

   11.1%

 

   53.7%

   

   50-74%                      

   26.6%

 

   10.3%

 

   8.9%

 

   18.1%

 

   43.1%

 

   59.9%

 

   10.3%

 

   50.9%

   

   75% or more                 

   30.8%

 

   10.3%

 

   17.5%

 

   24.7%

 

   39.7%

 

   73.4%

 

   13.3%

 

   58.9%

   
 

 Union presence

   No union employees          

   26.4%

 

   9.9%

 

   14.9%

 

   21.4%

 

   37.4%

 

   65.4%

 

   12.0%

 

   51.5%

   

   Has union employees         

   65.9%

 

   17.6%

 

   31.8%

 

   40.6%

 

   55.1%

 

   85.6%

 

   27.4%

 

   78.6%

   

   Unknown                      

   66.5%

 

   17.0%

*

   3.8%

*

   28.8%

*

   54.6%

 

   85.3%

 

   15.7%

*

   80.9%

   
 

 Percent low-wage employees **

   50% or more low wage        

   23.3%

 

   8.3%

 

   10.5%

 

   13.6%

 

   31.8%

 

   61.2%

 

   9.4%

 

   41.5%

   

   Less than 50% low wage      

   22.5%

 

   10.4%

 

   16.9%

 

   25.8%

 

   43.9%

 

   67.5%

 

   13.2%

 

   50.8%

   

   Unknown                     

   67.3%

 

   15.7%

 

   17.7%

 

   31.3%

 

   37.7%

 

   74.2%

 

   18.6%

 

   71.7%

   
 

 Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component

 Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

 *Figure does not meet standard of reliability or precision.

 **Definitions of industry groups and low-wage employees changed in 2000.  These data are not comparable to IC data prior to 2000.  See Technical Appendix

 *****No estimate available.  No reported values in cell.

 

 

Table I.A.2.d(2001) Standard error for percent of private-sector establishments that offer health insurance that offer two or more health insurance
plans by firm size and selected characteristics: United States, 2001

 
  Characteristics   Total  

Less than 10
 employees

 

10 - 24
 employees

 

25 - 99
 employees

 

100-999
 employees

 

1000 or more
 employees

 

Less than 50
 employees

 

50 or more
 employees

   
 

   United States               

   0.66%

 

   0.61%

 

   0.99%

 

   0.62%

 

   1.95%

 

   1.37%

 

   0.38%

 

   1.02%

   
 

 Industry group **

   Agric., fish., forest.          

   2.19%

 

   2.52%

*

   3.12%

*

   11.76%

*

   14.92%

 

   14.82%

*

   1.76%

 

   8.15%

   

   Mining and manufacturing                             

   0.89%

 

   1.94%

 

   2.84%

 

   3.39%

 

   2.75%

 

   3.29%

 

   1.74%

 

   1.29%

   

   Construction                    

   1.81%

 

   1.99%

 

   2.55%

 

   3.57%

 

   6.95%

 

   6.85%

 

   1.74%

 

   4.22%

   

   Utilities and transp.

   2.51%

 

   2.93%

*

   4.95%

*

   4.69%

*

   9.13%

 

   3.60%

 

   1.84%

 

   3.28%

   

   Wholesale trade

   1.56%

 

   2.17%

 

   4.74%

*

   3.15%

 

   4.09%

 

   5.92%

 

   1.44%

 

   3.06%

   

   Fin. svs. and real est.

   2.08%

 

   2.24%

 

   3.24%

 

   5.13%

 

   5.55%

 

   1.95%

 

   1.66%

 

   2.26%

   

   Retail trade                  

   1.46%

 

   1.60%

 

   2.54%

 

   2.62%

 

   3.25%

 

   2.31%

 

   1.14%

 

   2.03%

   

   Professional services

   0.65%

 

   0.53%

 

   2.30%

 

   2.87%

 

   2.31%

 

   3.58%

 

   0.68%

 

   1.68%

   

   Other Services                      

   0.64%

 

   1.43%

 

   2.24%

 

   2.47%

 

   2.76%

 

   2.86%

 

   1.05%

 

   1.85%

   
 

 Ownership

   For profit, incorporated    

   0.86%

 

   0.56%

 

   1.17%

 

   0.73%

 

   2.53%

 

   1.60%

 

   0.44%

 

   1.27%

   

   For profit, unincorporated  

   1.20%

 

   1.17%

 

   3.09%

 

   4.15%

 

   3.82%

 

   5.94%

 

   1.28%

 

   2.70%

   

   Nonprofit                    

   1.05%

 

   1.71%

 

   2.70%

 

   3.26%

 

   2.89%

 

   4.90%

 

   1.12%

 

   2.39%

   

   Unknown                      

   3.69%

 

 ***** 

 

 ***** 

 

   10.00%

*

   8.19%

 

   2.94%

 

 ***** 

 

   3.35%

   
 

 Age of firm

   Less than 5 years           

   1.14%

 

   0.90%

 

   3.72%

*

   4.53%

 

   5.74%

 

   8.74%

 

   1.03%

 

   2.91%

   

   5-9 years                   

   1.19%

 

   1.35%

 

   1.80%

 

   2.48%

 

   4.26%

 

   7.97%

 

   1.20%

 

   3.11%

   

   10-19 years                 

   0.79%

 

   0.88%

 

   1.62%

 

   2.48%

 

   2.91%

 

   6.21%

 

   0.66%

 

   2.10%

   

   20 or more years            

   0.92%

 

   1.21%

 

   1.41%

 

   1.33%

 

   2.54%

 

   2.18%

 

   0.76%

 

   1.34%

   

   Unknown                      

   2.02%

 

   13.77%

*

   10.00%

*

   8.53%

*

   5.43%

 

   1.72%

 

   15.40%

*

   1.95%

   
 

 Multi/single status

   2 or more locations         

   1.08%

 

   4.51%

 

   3.30%

 

   1.56%

 

   2.09%

 

   1.38%

 

   1.35%

 

   1.15%

   

   1 location only             

   0.38%

 

   0.61%

 

   1.34%

 

   0.76%

 

   1.84%

 

   5.78%

 

   0.42%

 

   1.18%

   
 

 Percent full-time employees

   Less than 25%               

   1.88%

 

   2.08%

 

   1.82%

*

   3.55%

 

   4.51%

 

   4.22%

 

   1.49%

 

   2.62%

   

   25-49%                      

   3.13%

 

   3.79%

*

   2.64%

 

   3.06%

 

   5.80%

 

   3.01%

 

   2.74%

 

   2.40%

   

   50-74%                      

   1.37%

 

   1.14%

 

   2.26%

 

   1.89%

 

   4.84%

 

   3.95%

 

   0.94%

 

   3.23%

   

   75% or more                 

   0.82%

 

   0.57%

 

   1.29%

 

   0.88%

 

   2.13%

 

   1.57%

 

   0.54%

 

   1.13%

   
 

 Union presence

   No union employees          

   0.67%

 

   0.59%

 

   0.94%

 

   0.68%

 

   1.94%

 

   1.44%

 

   0.39%

 

   1.10%

   

   Has union employees         

   1.64%

 

   3.87%

 

   5.06%

 

   6.63%

 

   4.48%

 

   2.44%

 

   3.02%

 

   2.00%

   

   Unknown                     

   2.76%

 

   8.57%

*

   3.15%

*

   11.96%

*

   10.87%

 

   2.93%

 

   6.08%

*

   3.36%

   
 

 Percent low-wage employees **

   50% or more low wage        

   0.92%

 

   0.98%

 

   1.82%

 

   1.78%

 

   2.33%

 

   2.49%

 

   0.68%

 

   1.37%

   

   Less than 50% low wage      

   0.45%

 

   0.53%

 

   1.22%

 

   0.84%

 

   2.18%

 

   2.69%

 

   0.37%

 

   1.35%

   

   Unknown                     

   1.74%

 

   4.55%

 

   5.06%

 

   5.10%

 

   4.84%

 

   1.51%

 

   3.71%

 

   1.62%

   
 

 Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component

 Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

 *Figure does not meet standard of reliability or precision.

 **Definitions of industry groups and low-wage employees changed in 2000.  These data are not comparable to IC data prior to 2000.  See Technical Appendix

 *****No estimate available.  No reported values in cell.