| Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
|---|---|---|---|---|---|---|---|---|
| United States | 30.3% | 15.6% | 90.4% | 39.4% | 65.4% | 11.4% | 11.2% | 73.3% |
| Firm size | ||||||||
| Less than 50 employees | 12.5% | 14.8% | 86.7% | 35.9% | 54.4% | 0.9% | 1.5% | 64.5% |
| 50+ employees | 56.7% | 16.9% | 95.7% | 44.5% | 81.6% | 27.0% | 25.5% | 86.4% |
| Less than 10 employees | 10.1% | 15.9% | 85.2% | 34.8% | 52.6% | 0.8% | 1.1% | 55.3% |
| 10-24 employees | 15.5% | 14.3% | 88.1% | 36.1% | 56.6% | 1.3% | 2.0% | 79.8% |
| 25-99 employees | 22.4% | 9.7% | 93.2% | 40.7% | 61.5% | 1.8% | 3.4% | 86.4% |
| 100-999 employees | 38.9% | 10.7% | 95.6% | 39.7% | 73.7% | 7.4% | 7.7% | 91.0% |
| 1000+ employees | 70.4% | 21.0% | 96.1% | 47.5% | 88.6% | 40.2% | 37.4% | 84.0% |
| Industry group ** | ||||||||
| Agric., fish., forest. | 10.4% | 33.3% | 69.2% | 22.5% | 48.5% | 2.6% | 4.8% | 45.9% |
| Mining and manufacturing | 27.3% | 10.1% | 93.9% | 39.1% | 65.9% | 8.9% | 8.8% | 85.1% |
| Construction | 15.1% | 14.8% | 86.6% | 37.1% | 54.7% | 2.5% | 1.4% | 71.3% |
| Utilities and transp. | 36.1% | 20.5% | 90.4% | 39.7% | 66.5% | 23.0% | 23.2% | 72.4% |
| Wholesale trade | 26.2% | 15.1% | 91.4% | 36.6% | 66.8% | 11.5% | 10.6% | 74.9% |
| Fin. svs. and real est. | 52.9% | 15.8% | 94.5% | 46.9% | 79.3% | 34.7% | 33.8% | 70.3% |
| Retail trade | 32.5% | 16.5% | 90.4% | 37.7% | 67.4% | 12.2% | 11.6% | 83.2% |
| Professional services | 24.8% | 15.1% | 89.7% | 38.5% | 63.7% | 7.4% | 7.5% | 67.2% |
| Other Services | 31.1% | 15.8% | 90.4% | 40.9% | 62.5% | 6.1% | 6.4% | 71.2% |
| Ownership | ||||||||
| For profit, incorporated | 32.6% | 15.6% | 91.1% | 39.4% | 67.6% | 14.2% | 13.8% | 76.3% |
| For profit, unincorporated | 16.4% | 17.0% | 85.7% | 37.8% | 53.9% | 2.3% | 2.6% | 62.3% |
| Nonprofit | 24.7% | 14.5% | 89.7% | 40.2% | 59.7% | 4.4% | 4.6% | 63.2% |
| Unknown | 68.4% | 14.7% | 97.3% | 43.1% | 90.3% | 10.0% | 9.7% | 92.5% |
| Age of firm | ||||||||
| Less than 5 years | 12.0% | 11.8% | 89.2% | 33.4% | 58.4% | 1.9% | 1.4% | 61.2% |
| 5-9 years | 14.6% | 11.1% | 90.7% | 37.4% | 58.5% | 2.9% | 2.9% | 66.5% |
| 10-19 years | 17.5% | 13.4% | 89.7% | 39.1% | 56.4% | 1.1% | 1.1% | 69.9% |
| 20 or more years | 32.6% | 17.7% | 89.2% | 39.6% | 65.9% | 14.6% | 15.2% | 75.2% |
| Unknown | 68.9% | 17.7% | 96.3% | 44.5% | 89.0% | 29.8% | 25.6% | 85.6% |
| Multi/single status | ||||||||
| 2 or more locations | 54.6% | 17.0% | 95.3% | 43.4% | 81.1% | 26.4% | 25.1% | 85.8% |
| 1 location only | 13.6% | 14.7% | 87.0% | 36.5% | 54.6% | 1.1% | 1.6% | 64.8% |
| Percent full-time employees | ||||||||
| Less than 25% | 28.0% | 22.5% | 87.8% | 37.1% | 62.0% | 7.8% | 9.1% | 65.9% |
| 25-49 % | 34.0% | 14.4% | 90.1% | 35.0% | 68.5% | 10.1% | 9.1% | 74.2% |
| 50-74 % | 26.6% | 16.9% | 87.1% | 39.0% | 59.5% | 10.0% | 9.3% | 75.6% |
| 75% or more | 30.8% | 15.1% | 91.2% | 40.0% | 66.5% | 12.1% | 11.9% | 73.3% |
| Union presence | ||||||||
| No union employees | 26.4% | 14.5% | 90.1% | 37.7% | 63.8% | 8.3% | 8.1% | 72.4% |
| Has union employees | 65.9% | 29.2% | 92.2% | 54.6% | 78.6% | 40.9% | 40.1% | 81.3% |
| Unknown | 66.5% | 18.4% | 93.6% | 53.9% | 82.5% | 37.8% | 35.7% | 82.3% |
| Percent low wage employees ** | ||||||||
| 50% or more low wage | 23.3% | 15.7% | 89.2% | 36.8% | 61.3% | 5.6% | 5.4% | 72.9% |
| Less than 50% low wage | 22.5% | 14.0% | 89.7% | 38.0% | 61.4% | 6.8% | 7.5% | 70.5% |
| Unknown | 67.3% | 21.4% | 94.4% | 47.5% | 84.8% | 35.5% | 31.7% | 83.7% |
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component. | ||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||
| Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
|---|---|---|---|---|---|---|---|---|
| United States | 0.66% | 0.48% | 0.29% | 0.61% | 0.47% | 0.56% | 0.54% | 0.40% |
| Firm size | ||||||||
| Less than 50 employees | 0.38% | 0.44% | 0.48% | 0.37% | 0.63% | 0.09% | 0.16% | 0.44% |
| 50+ employees | 1.02% | 1.00% | 0.30% | 1.13% | 0.58% | 1.10% | 1.17% | 0.45% |
| Less than 10 employees | 0.61% | 0.74% | 0.77% | 0.51% | 0.74% | 0.14% | 0.26% | 0.58% |
| 10-24 employees | 0.99% | 0.85% | 0.78% | 1.43% | 1.53% | 0.19% | 0.30% | 0.88% |
| 25-99 employees | 0.62% | 0.51% | 0.41% | 0.44% | 0.67% | 0.31% | 0.37% | 0.47% |
| 100-999 employees | 1.95% | 0.51% | 0.45% | 1.34% | 1.25% | 0.90% | 0.81% | 0.37% |
| 1000+ employees | 1.37% | 1.47% | 0.44% | 1.59% | 0.91% | 1.68% | 1.72% | 0.74% |
| Industry group ** | ||||||||
| Agric., fish., forest. | 2.19% | 3.45% | 3.17% | 2.22% | 4.11% | 1.16% | 1.79% | 3.18% |
| Mining and manufacturing | 0.89% | 1.03% | 0.68% | 1.89% | 1.72% | 0.56% | 0.72% | 1.35% |
| Construction | 1.81% | 1.11% | 0.98% | 1.56% | 1.26% | 0.96% | 0.31% | 1.24% |
| Utilities and transp. | 2.51% | 2.10% | 2.05% | 3.32% | 3.75% | 2.43% | 2.64% | 3.01% |
| Wholesale trade | 1.56% | 2.14% | 1.23% | 1.96% | 1.78% | 1.80% | 1.84% | 1.80% |
| Fin. svs. and real est. | 2.08% | 1.38% | 0.72% | 2.07% | 1.48% | 2.31% | 2.19% | 2.36% |
| Retail trade | 1.46% | 0.87% | 0.50% | 0.83% | 0.96% | 1.49% | 1.38% | 1.29% |
| Professional services | 0.65% | 0.80% | 0.73% | 1.08% | 1.40% | 0.88% | 0.95% | 1.22% |
| Other Services | 0.64% | 0.55% | 0.55% | 1.17% | 1.02% | 0.51% | 0.56% | 1.19% |
| Ownership | ||||||||
| For profit, incorporated | 0.86% | 0.61% | 0.24% | 0.76% | 0.56% | 0.70% | 0.70% | 0.55% |
| For profit, unincorporated | 1.20% | 1.02% | 0.95% | 1.13% | 1.21% | 0.47% | 0.35% | 1.39% |
| Nonprofit | 1.05% | 0.59% | 0.77% | 1.26% | 1.16% | 0.43% | 0.56% | 1.21% |
| Unknown | 3.69% | 2.57% | 1.16% | 3.76% | 2.12% | 2.22% | 2.08% | 1.55% |
| Age of firm | ||||||||
| Less than 5 years | 1.14% | 1.12% | 1.06% | 1.88% | 1.44% | 0.38% | 0.29% | 2.22% |
| 5-9 years | 1.19% | 1.32% | 1.09% | 1.10% | 1.89% | 0.60% | 0.53% | 0.88% |
| 10-19 years | 0.79% | 0.75% | 0.83% | 1.14% | 1.25% | 0.24% | 0.14% | 0.94% |
| 20 or more years | 0.92% | 0.86% | 0.55% | 0.98% | 0.63% | 1.12% | 1.08% | 0.49% |
| Unknown | 2.02% | 1.51% | 0.65% | 2.09% | 1.33% | 1.76% | 1.65% | 1.21% |
| Multi/single status | ||||||||
| 2 or more locations | 1.08% | 0.95% | 0.36% | 1.24% | 0.69% | 1.09% | 1.14% | 0.52% |
| 1 location only | 0.38% | 0.42% | 0.43% | 0.43% | 0.62% | 0.08% | 0.14% | 0.48% |
| Percent full-time employees | ||||||||
| Less than 25% | 1.88% | 2.35% | 1.38% | 1.83% | 1.97% | 1.52% | 1.62% | 1.45% |
| 25-49 % | 3.13% | 1.36% | 0.99% | 2.05% | 1.70% | 1.56% | 1.88% | 0.86% |
| 50-74 % | 1.37% | 0.42% | 0.46% | 1.50% | 1.44% | 0.90% | 0.97% | 1.31% |
| 75% or more | 0.82% | 0.61% | 0.33% | 0.90% | 0.83% | 0.67% | 0.72% | 0.51% |
| Union presence | ||||||||
| No union employees | 0.67% | 0.37% | 0.34% | 0.55% | 0.44% | 0.48% | 0.39% | 0.40% |
| Has union employees | 1.64% | 2.48% | 0.83% | 2.30% | 2.17% | 2.43% | 2.85% | 1.59% |
| Unknown | 2.76% | 2.22% | 1.46% | 3.80% | 2.18% | 3.21% | 4.45% | 1.51% |
| Percent low wage employees ** | ||||||||
| 50% or more low wage | 0.92% | 0.82% | 0.70% | 1.01% | 0.96% | 0.76% | 0.64% | 1.19% |
| Less than 50% low wage | 0.45% | 0.48% | 0.56% | 0.67% | 0.87% | 0.41% | 0.41% | 0.25% |
| Unknown | 1.74% | 1.92% | 0.98% | 2.16% | 1.19% | 1.46% | 1.50% | 0.80% |
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component. | ||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||